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Carmel Home
Nursing Home & Skilled Nursing · Owensboro, KY
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
Exterior view of Carmel Home with landscaped area Exterior view of Carmel Home facility during sunset Exterior view of Carmel Home at night with decorations Residents attending an activity session in a decorated common area

Carmel Home

Nursing Home & Skilled Nursing · Owensboro, KY
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
2501 Old Hartford Rd, Owensboro, KY 42303 View map Calculator: See prices in your area
Carmel Home accepts Medicare, Medicaid, and private pay.
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Carmel Home accepts Medicare, Medicaid, and private pay.

Overview of Carmel Home

Carmel Home is a 115-bed nursing and skilled nursing community out on Old Hartford Rd in Owensboro, Kentucky, run by the Carmelite Sisters of the Divine Heart of Jesus, with Francis as the administrator. The building is single-story, which matters more than people think when you’re picturing a parent or grandparent getting around without stairs. It sits in a car-dependent stretch of town (Walk Score 20), so visits usually mean driving over rather than walking.

Right now the place is running at 84% occupancy, 96 of its 115 beds filled, which tells you it’s an active, steady community rather than one that’s just opened its doors or quietly emptying out. There’s personal care and skilled nursing side by side, plus short-term rehab for people bouncing back from surgery or a hospital stay. Staff are there 24 hours a day, and residents can see a physician or podiatrist, get dental work done, and have medications, medical supplies, and oxygen managed on-site instead of needing a separate trip for each one.

There’s a beautician and barber on hand, which sounds minor until you realize how much it matters to someone’s sense of self. Transportation is available when residents need to get somewhere the building can’t take them. And the place runs on dietary services, social and activity programming, and consultant pharmacy support layered under that round-the-clock nursing staff.

Carmel Home takes Medicare, Medicaid, and private pay, so families aren’t boxed into one way of covering things. As for how the state sees it: inspections here have leaned toward staffing and staff credentials, how care gets planned and documented, and dietary and food service. This is a place built for residents who need real nursing-level support, whether that’s a short rehab stint after the hospital or something longer-term, inside a facility with steady occupancy and a long-standing religious-order operator behind it.

Facility Direct Line (270) 683-0227
Facility Direct Line (270) 683-0227 carmelhomeinfo@yahoo.com

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▲ 42.1% Above KY avg. ▲ 42.1% Above KY avg.KY average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 37.1% Above KY avg. ▲ 37.1% Above KY avg.KY average: 2.9Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▲ 38.2% Above KY avg. ▲ 38.2% Above KY avg.KY average: 2.9Click the badge to see the full State ranking.Click here to see the full State ranking.
By The Numbers

Community insights.

Bed count Info A mid-sized community that may balance personal attention with shared amenities and social activities. 115 Rank #57 / 195Bed count — State benchmarkedThis home is ranked 57th out of 195 homes we track in Kentucky for bed count. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Medium-capacity home · Offers a balance of services and community atmosphere.

Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options. Rank #182 / 207Walk Score — State benchmarkedThis home is ranked 182nd out of 207 homes we track in Kentucky for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Kentucky facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
20 / 100
Occupancy rate Info Occupancy lower than 85% suggests more openings may be available. Rank #111 / 159Occupancy rate — State benchmarkedThis home is ranked 111th out of 159 homes we track in Kentucky for occupancy. Shows this facility's occupancy rate versus the Kentucky average, with its Statewide rank out of 159. Higher occupancy signals strong local demand and financial stability.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
68.7% This home usually has availability
Lower than the Kentucky average: 84.5%
Occupied beds
79 / 115
Avg. Length of Stay Info Average number of days residents stay at this facility, based on CMS cost report data. Shorter stays often reflect post-acute or rehab care; longer stays reflect long-term care.
285 days

About this community

License Details

Facility TypeLong Term Care (Nursing Facility, Personal Care)
StatusActive
IssuanceSeptember 1, 2025
ExpirationAugust 31, 2026 Expires in 9 days
CountyDaviess
License Number100082
CMS Certification Number185226

Ownership & Operating Entity

Carmel Home is legally operated by Carmelite Srs. Of The Divine Heart Of Jesus Of Ky, and administered by Francis.

Type Of Units

Comprehensive Personal Care
79 units
NF (Nursing Facility)
36 units
Total beds
115 units

Therapy & Rehabilitation

2 services
Rehabilitation Services
Short-Term Rehab

Staffing & Medical

1 service
24-Hour Staffing

Additional Services

2 services
Personal Care
Skilled Care

Amenities & Lifestyle

Activities
Housekeeping
Bed Linens
Specific ProgramsAncillary health services (PT, OT, etc.), Beautician/Barber services, Dental services, Laundry services, Medical supplies, Medications, Oxygen, Physician services, Podiatry services, Transportation service
Religious Services

Contact Carmel Home

This profile shows two inspection records, and their totals often differ. Inspection History and the Inspection Scorecard below are state data — the figures the state publishes and the state inspection reports we hold on file — covering the entire facility. CMS Health Inspection History covers only this home's Medicare and Medicaid-certified nursing beds, from federal certification surveys.

Inspection History

In Kentucky, the Cabinet for Health and Family Services, Office of Inspector General is the regulatory authority that conducts inspections and investigates complaints in all long-term care homes.

Since 2019 · 7 years of data These figures come from state-published data and the state inspection reports we hold on file. The period covered can vary depending on document availability.
Includes all inspection records for this property, which could include management/ownership changes. 3 deficiencies 3 inspections

Inspection Scorecard Info This scorecard compares key inspection, deficiency, and complaint metrics at this facility against the Kentucky state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2019 vs. Kentucky state average
Overall vs. KY average 0 Worse No metrics in this bucket. 2 Better Metrics better than Kentucky average:
• Total deficiencies (77% below)
• Deficiencies per inspection (71% below)

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityKY Averagevs. KY Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 313 This facility has 77% fewer total deficiencies than a typical Kentucky nursing home (3 vs. KY avg 13).↓ 77% better
Deficiencies per inspection Info Average deficiencies per inspection. 1.03.46 This facility has 71% fewer deficiencies per inspection than a typical Kentucky nursing home (1 vs. KY avg 3.46).↓ 71% better

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityKY Averagevs. KY Avg
Total inspections Info Combined count of all inspections conducted at this facility. 34 This facility has had 25% fewer total inspections than the Kentucky average (3 vs. KY avg 4). More inspections can mean more regulatory scrutiny rather than worse care.↓ 25% fewer
Show Inspection Reports

CMS Health Inspection History

Federal inspection data published by CMS, covering this home's Medicare and/or Medicaid-certified skilled-nursing/nursing beds only.

Inspections Since 2024 · 2 years of data

Includes all CMS health inspection records for this property, which could include management/ownership changes.

Total health inspections 1

Kentucky average 2.9

Last Health inspection on Feb 2024

Total health citations
3 Rank #6 / 195Health citations — State benchmarkedThis home is ranked 6th out of 195 homes we track in Kentucky for health citations. Shows this facility's total health deficiency citations benchmarked to the Kentucky State average, with a ranking across all 195 KY facilities. Lower citation counts earn a better rank.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Kentucky average 12.9

Citations per inspection
3 Rank #46 / 195Citations per inspection — State benchmarkedThis home is ranked 46th out of 195 homes we track in Kentucky for citations per inspection. Shows average deficiency citations per CMS inspection for this facility versus the Kentucky mean across 195 facilities with citation data. Lower is better.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Kentucky average 4.24

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

All 3 citations resulted from standard inspections.

Breakdown of citation severity (last 2 years)
Critical health citations
0
100% better than Kentucky average

Kentucky average: 1

Serious health citations
0
100% better than Kentucky average

Kentucky average: 0.6

0 critical citations Kentucky average: 1
0 serious citations Kentucky average: 0.6
2 moderate citations Kentucky average: 11.2
1 minor citation Kentucky average: 0.1
Citations history (last 2 years)
Nursing Services moderate citation Feb 15, 2024
Corrected
Nursing Services minor citation Feb 15, 2024
Corrected
Nutrition moderate citation Feb 15, 2024
Corrected

Data sourced from CMS Health Deficiencies reports, which cover the Medicare and/or Medicaid-certified skilled-nursing and nursing beds and no other part of the community. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Penalties and fines

Includes penalties issued in 2024

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $40K Rank #180 / 199Federal fines — State benchmarkedThis home is ranked 180th out of 199 homes we track in Kentucky for federal fines. Shows this facility's cumulative CMS federal fine dollars versus the Kentucky average among facilities with fines, and where it ranks among 199 facilities in the pool. Lower total dollars mean a better rank.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
36% lower than Kentucky average

Kentucky average: $63K

Number of fines 4
74% more fines than Kentucky average

Kentucky average: 2.3

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 1
206% more payment denials than Kentucky average

Kentucky average: 0.3

Fines amount comparison
Fines amount comparison
This facility $40K
Kentucky average $63K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

5 penalties in the past 3 years

Multiple penalties were reported in the last 3 years.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Feb 20, 2024
$4K
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Feb 15, 2024
$25K
Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Feb 15, 2024
9 days
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Feb 12, 2024
$3K

Last updated: Jan 2026

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 8.2
22% better than Kentucky average

Kentucky average: 10.5

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 17.1
10% better than Kentucky average

Kentucky average: 18.9

Long-stay resident measures
Above average Kentucky avg: 3.5 Info CMS star rating based on long-stay quality measure performance. 5 stars = significantly above average, 1 star = significantly below average.
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 17.8%
6% worse than Kentucky average

Kentucky average: 16.8%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 16.4%
20% better than Kentucky average

Kentucky average: 20.5%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 9.1%
142% worse than Kentucky average

Kentucky average: 3.8%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 3.9%
33% better than Kentucky average

Kentucky average: 5.8%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 1.5%
18% better than Kentucky average

Kentucky average: 1.9%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 2.1%
68% better than Kentucky average

Kentucky average: 6.8%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 0.0%
100% better than Kentucky average

Kentucky average: 14.3%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 22.7%
46% worse than Kentucky average

Kentucky average: 15.6%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 89.4%
5% worse than Kentucky average

Kentucky average: 93.9%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 76.7%
8% worse than Kentucky average

Kentucky average: 83.7%

Quality measures are calculated from Minimum Data Set (MDS) assessments. For most measures, lower percentages indicate better care quality.

Breakdown by payment type

Medicare

26% of new residents, usually for short-term rehab.

Typical stay 2 - 3 months

Private pay

51% of new residents, often for short stays.

Typical stay 6 - 7 years

Medicaid

23% of new residents, often for long-term daily care.

Typical stay 1 - 2 years

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 18
Medicare
2
11.1% of residents
Medicaid
16
88.9% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Data sourced from CMS Long-Term Care Facility Characteristics quarterly report. Payer mix reflects the current resident census by primary payment source.

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2023.

Nonprofit
Operated by a nonprofit corporation.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$6.4M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$912.2K
Nonprofit Operated by a nonprofit corporation.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$6.4M Rank #150 / 188Net patient revenue — State benchmarkedThis home is ranked 150th out of 188 homes we track in Kentucky. Shows this facility's net patient revenue compared to the Kentucky average, among facilities reporting a recent fiscal year. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$912.2K
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$494.5K
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #85 / 188Payroll costs — State benchmarkedThis home is ranked 85th out of 188 homes we track in Kentucky. Shows total staff payroll — salaries plus wage-related benefits — benchmarked to the Kentucky average, among facilities reporting a recent fiscal year. Higher payroll relative to peers often signals better staffing and less reliance on contract labor.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.
$4.5M 70.4% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #6 / 188Payroll % of net patient revenue — State benchmarkedThis home is ranked 6th out of 188 homes we track in Kentucky. Shows payroll as a percentage of net patient revenue versus the Kentucky average, among facilities reporting a recent fiscal year. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$2.8M
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$7.3M
How we calculate these figures

This home is administered by Francis.

Certified by the Centers for Medicare & Medicaid Services authority — CMS Certification Number: 185226

Show certification details

What does this home offer?

Pets allowed icon
Pets allowed icon

No pets allowed

Housing options icon
Housing options icon

Housing Options: Private Rooms / Semi-Private Rooms

Building type icon
Building type icon

Building Type: Single-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Who this home usually serves

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Most new residents arrive under private pay (51% of admissions), and a typical private pay stay runs around 6 - 7 years.

Admissions
30 total

Coverage residents most often arrive under.

Medicare 26%
Private pay 51%
Medicaid 23%
Discharges
62 total

Coverage residents most often leave under.

Medicare 26%
Private pay 59%
Medicaid 15%

Admissions and discharges reflect care patterns over time — they are not used to rate this facility.

How we assess these insights

Places of interest near Carmel Home

Address 2.2 miles from city center Info Estimated distance in miles from Owensboro's city center to Carmel Home's address, calculated via Google Maps.

Calculate Travel Distance to Carmel Home

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Address

Compare Nursing Homes around Owensboro

Info below is compiled from CMS reports & the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

The facility name. Click to view the full profile page on Assisted Living Magazine, including photos, services, and contact info.
CMS (Centers for Medicare & Medicaid Services, the federal agency that regulates nursing homes) Overall 5-star rating — a composite of Health Inspection, Staffing, and Quality Measures scores. 5 stars = top 10% nationally. 1 star = bottom 10%. The single most important number to start with when comparing facilities.
Care Types in This Table NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment. PC (Palliative Care): Comfort-focused care for serious illness at any stage, including alongside curative treatment.
Neighborhood or city area where the facility is located. Proximity to family, hospitals, and green space matters for both quality of life and ease of visitation. Consider drive time and transit access when evaluating location.
Licensed bed capacity. Larger facilities (300+ beds) often have more specialized programs but can feel institutional. Smaller homes (under 150 beds) tend to deliver more personalized care. Compare with Avg Res/Day to understand how full the facility typically runs.
Percentage of licensed beds filled on an average day. Color indicates financial health: green (90%+) = operationally strong, typically profitable. Amber (80–89%) = stable but leaving revenue on the table. Orange (70–79%) = financial strain likely, may struggle with fixed costs. Red (<70%) = significant distress, closure or ownership change risk increases sharply.
This facility's occupancy rate compared to the statewide average for similar facilities. A positive number means above-average demand. Facilities running 5%+ above the state average are typically the most sought-after in their market — a strong proxy for reputation.
CMS-adjusted total nurse hours per resident per day (RN + LPN + CNA combined). The national average is approximately 3.5 hrs. Higher is better — more direct care time per resident. Below 3.0 is a red flag. CMS weights RN hours more heavily because RNs handle complex clinical decisions that CNAs cannot.
CMS Health Inspection star rating (1–5 stars), based on the 3 most recent annual state surveys plus any complaint investigations. This is the hardest rating to manipulate — it reflects real surveyor findings on-site. 5 stars = fewest deficiencies found. 1 star = most. It carries the heaviest weight in the Overall CMS rating.
CMS Staffing star rating (1–5 stars), based on daily nurse staffing hours submitted to CMS via verified payroll data. Compares RN, LPN, and CNA coverage relative to resident acuity level. 5 stars = well above expected staffing. Weekend staffing is evaluated separately, as that's where many facilities quietly reduce coverage.
CMS Quality Measures star rating (1–5 stars), based on 15 clinical outcome metrics including fall rates, pressure ulcers, antipsychotic drug use, and hospital readmissions. Captures actual resident health outcomes, not just compliance. High QM combined with low Health Inspection scores can indicate a facility with strong care but weak documentation practices.
Registered Nurse hours per resident/day compared to the statewide average. RNs are the highest-skilled nursing staff — they assess residents, manage medications, and respond to emergencies. A value of +50% means RN coverage is 50% above the state norm. Negative values are a concern for residents with complex or acute medical needs.
Total nursing staff hours (RN + LPN + CNA combined) per resident/day vs. the statewide average. A broader measure than RN vs State — it captures the entire care team. A facility can have high total staffing but low RN hours, meaning more aides and fewer nurses. Read both columns together for the full picture.
Total dollar amount of federal monetary fines (civil money penalties) issued by CMS in the past 3 years. Fines are only levied for serious violations — typically actual harm to residents, repeated uncorrected deficiencies, or systemic non-compliance. Even a single fine is noteworthy. Multiple fines strongly suggest a pattern, not isolated incidents.
Total health deficiency citations from the most recent standard inspection cycle. Minor citations (scope A–C) are common and often administrative in nature. Higher counts aren't always disqualifying, but should be read alongside Severe Citations to understand actual harm levels. Under 10 is strong for a large facility; 30+ warrants a closer look.
Average deficiency citations per CMS inspection (survey) in the reporting window — total citations divided by the number of inspections. Lower is better; compare alongside total Citations and Severe Citations for context.
Citations at CMS scope/severity level G or higher — G–I means actual harm occurred; J–L means residents were placed in immediate jeopardy. (D–F is potential for harm only). Examples include unaddressed falls, medication errors causing injury, neglect, or abuse.
Average number of residents in the building on any given day, derived from annual census data. Reflects true operating scale — a 400-bed facility running 200 residents/day operates very differently from one at 390. Higher resident counts generally mean more funded staffing hours.
Better Business Bureau rating (A+ to F). Reflects complaint history, business transparency, and how family disputes were resolved. A+ means no significant unresolved complaints. A blank (—) means the facility isn't BBB-accredited, which is common for healthcare providers and not necessarily a negative signal.
Walk Score® (0–100). Measures walkability of the surrounding area. 90–100 = Walker's Paradise. 70–89 = Very Walkable. 50–69 = Somewhat Walkable. Below 50 = Car-Dependent. Higher scores benefit family visitors, resident outings, and staff commuting.
The licensed owner or operator of record filed with CMS — the individual or organization legally accountable for the facility. Searching the operator name across other facilities can reveal chain or multi-site ownership, which matters: chain-operated homes tend to have more variable quality outcomes than independently run facilities.
What the home actually collects for resident care, after contractual allowances, bad debt and discounts — not gross billings. Taken from the latest complete annual cost report, so it is comparable across homes reporting the same period. Revenue alone doesn't indicate care quality, but it funds staffing and capital reinvestment. Pair with Payroll %. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Staff salaries plus wage-related benefits from the latest complete annual cost report. Contract and agency labour is counted separately, under other operating costs, so a home leaning on agency staff can show a low figure here. Payroll is the cost most directly tied to care quality — compare with Payroll % for full context. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Payroll as a share of NET PATIENT REVENUE (not gross revenue). Both figures come from the same cost-report year. A higher figure means more of each revenue dollar goes to staff pay. Read with the Staffing star rating to judge whether spend translates into coverage — and note that homes whose patient revenue covers only part of their operation can read implausibly high. The Kentucky average is: 48.9% Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
CMS Certification Number: the unique federal identifier for this skilled nursing provider.
Hermitage Care & Rehabilitation Center ★ ★ ★ ★ ★
NH
SNF
Owensboro
92
Facility 92
KY AVG 100
Rank #113 / 195
88.0%
Facility 88.0%
KY AVG 84.5%
Rank #89 / 159
+4%
3.89
Facility 3.89
KY AVG 3.75
Rank #27 / 195
 ★ ★ ★ ★ ☆ ★ ★ ★ ★ ☆ ★ ★ ★ ★ ★ +14%+4%
$0
Facility $0
KY AVG $65.4k
Rank #1 / 199
1
Facility 1
KY AVG 13.5
Rank #10 / 195
1.0
Facility 1.0
KY AVG 4.4
Rank #16 / 195
-81A+
49
Facility 49
KY AVG 46
Rank #99 / 207
LP Owensboro, LLC
$11.2MFiscal year ending 12/2023
Facility $11.2MFiscal year ending 12/2023
KY AVG $9.9M
Rank #56 / 188
$4.4MFiscal year ending 12/2023
Facility $4.4MFiscal year ending 12/2023
KY AVG $4.9M
Rank #88 / 188
39.3%Fiscal year ending 12/2023
Facility 39.3%Fiscal year ending 12/2023
KY AVG 48.9%
Rank #158 / 188
185346
Twin Rivers Nursing And Rehab Center ★ ★ ★ ★ ★
NH
HOS
PC
RC
SNF
Owensboro
132
Facility 132
KY AVG 100
Rank #34 / 195
72.7%
Facility 72.7%
KY AVG 84.5%
Rank #138 / 159
-14%
3.17
Facility 3.17
KY AVG 3.75
Rank #109 / 195
 ★ ★ ★ ★ ☆ ★ ★ ★ ☆ ☆ ★ ★ ★ ★ ★ -6%-16%
$0
Facility $0
KY AVG $65.4k
Rank #1 / 199
18
Facility 18
KY AVG 13.5
Rank #139 / 195
9.0
Facility 9.0
KY AVG 4.4
Rank #185 / 195
-96-
52
Facility 52
KY AVG 46
Rank #88 / 207
Twin Rivers Operating Company, LLC
$9.7MFiscal year ending 12/2023
Facility $9.7MFiscal year ending 12/2023
KY AVG $9.9M
Rank #84 / 188
$5.5MFiscal year ending 12/2023
Facility $5.5MFiscal year ending 12/2023
KY AVG $4.9M
Rank #55 / 188
57.2%Fiscal year ending 12/2023
Facility 57.2%Fiscal year ending 12/2023
KY AVG 48.9%
Rank #34 / 188
185087
The Transitional Care Center of Owensboro ★ ★ ★ ★ ★
NH
Owensboro
30
Facility 30
KY AVG 100
Rank #190 / 195
43.3%
Facility 43.3%
KY AVG 84.5%
Rank #153 / 159
-49%- ★ ★ ★ ★ ★ ★ ☆ ☆ ☆ ☆ ★ ★ ★ ★ ★ +116%-
$0
Facility $0
KY AVG $65.4k
Rank #1 / 199
2
Facility 2
KY AVG 13.5
Rank #3 / 195
1.0
Facility 1.0
KY AVG 4.4
Rank #1 / 195
-13-
80
Facility 80
KY AVG 46
Rank #5 / 207
----185396
Wellington Parc of Owensboro ★ ★ ★ ★ ☆
NH
HOS
MC
RC
SNF
Owensboro
80
Facility 80
KY AVG 100
Rank #131 / 195
52.5%
Facility 52.5%
KY AVG 84.5%
Rank #149 / 159
-38%
4.18
Facility 4.18
KY AVG 3.75
Rank #18 / 195
 ★ ★ ★ ★ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ☆ ☆ -8%+12%
$0
Facility $0
KY AVG $65.4k
Rank #1 / 199
6
Facility 6
KY AVG 13.5
Rank #109 / 195
2.0
Facility 2.0
KY AVG 4.4
Rank #115 / 195
-42-
52
Facility 52
KY AVG 46
Rank #88 / 207
Wellington Parc Health Systems, Inc
$6.8MFiscal year ending 12/2023
Facility $6.8MFiscal year ending 12/2023
KY AVG $9.9M
Rank #142 / 188
$3.7MFiscal year ending 12/2023
Facility $3.7MFiscal year ending 12/2023
KY AVG $4.9M
Rank #116 / 188
54.9%Fiscal year ending 12/2023
Facility 54.9%Fiscal year ending 12/2023
KY AVG 48.9%
Rank #40 / 188
185436
Carmel Home ★ ★ ★ ★ ☆
NH
SNF
Owensboro
115
Facility 115
KY AVG 100
Rank #57 / 195
68.7%
Facility 68.7%
KY AVG 84.5%
Rank #111 / 159
-19%- ★ ★ ★ ★ ☆ - ★ ★ ★ ★ ☆ --
$40.2k
Facility $40.2k
KY AVG $65.4k
Rank #180 / 199
3
Facility 3
KY AVG 13.5
Rank #6 / 195
3.0
Facility 3.0
KY AVG 4.4
Rank #46 / 195
-79-
20
Facility 20
KY AVG 46
Rank #182 / 207
Carmelite Srs. Of The Divine Heart Of Jesus Of Ky
$6.4MFiscal year ending 12/2023
Facility $6.4MFiscal year ending 12/2023
KY AVG $9.9M
Rank #150 / 188
$4.5MFiscal year ending 12/2023
Facility $4.5MFiscal year ending 12/2023
KY AVG $4.9M
Rank #85 / 188
70.4%Fiscal year ending 12/2023
Facility 70.4%Fiscal year ending 12/2023
KY AVG 48.9%
Rank #6 / 188
185226

Rank badges are statewide: each nursing home is ranked against every KY nursing home we track that reports that metric, not just the 5 on this page. See how we rank facilities

Nursing Home Explorer

Financial Assistance for
Nursing Home in Kentucky

Carmel Home is located in Owensboro, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

Get Financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age —
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age —
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Carmel Home

Who is the owner of Carmel Home?

Carmel Home is legally operated by Carmelite Srs. Of The Divine Heart Of Jesus Of Ky, and administered by Francis.

Is Carmel Home in a walkable area?

Carmel Home has a walk score of 20. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the license number of Carmel Home?

According to KY state health department records, Carmel Home's license number is 100082.

When does Carmel Home's license expire?

According to KY state health department records, Carmel Home's license expires on August 31, 2026.

What is the occupancy rate at Carmel Home?

Carmel Home's occupancy is 68.7%.

Are pets allowed at Carmel Home?

No, Carmel Home has a no-pet policy.

Does Carmel Home operate as a for-profit or non-profit?

Carmel Home is registered as a non-profit in KY.

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