Charlesgate Nursing Center
Resting in the vibrant city of Providence, Rhode Island, the esteemed Charlesgate Nursing Center stands as a beacon of excellence in senior care. For close to half a century, this distinguished community has earned the admiration and trust of families and seniors alike. From skilled nursing assistance to independent living, the community offers a comprehensive range of services tailored to meet diverse needs. A specialized secured area is dedicated to dementia care, providing residents with a safe and supportive environment.
Committed to accessibility and affordability, Charlesgate Nursing Center offers a variety of programs designed to accommodate residents from different walks of life. Reasonable fees and income-based programs make quality care accessible to all, fostering an inclusive environment. The community’s comprehensive service package includes utilities, medication administration and storage, assistance with daily living activities, regular housekeeping, and personalized laundry assistance, among other thoughtful amenities.
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Type of Care Available

Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Rhode Island Seniors
- General: Age 65+ or disabled, Rhode Island resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $4,000 (individual, higher than most states).
- RI Specifics: Higher asset limit; small state aids quicker processing.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
- General: Caregiver of someone 60+ (or with dementia), Rhode Island resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- RI Specifics: Limited slots; urban focus due to small size.
- Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
- General: Age 55+, RI resident (specific counties), NFLOC, safe with PACE support.
- Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
- Asset Limits: $4,000 (individual), $6,000 (couple) for Medicaid enrollees.
- RI Specifics: Operated by PACE Organization of Rhode Island; covers 4 counties (Providence, Kent, Washington, Newport).
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
- General: Age 65+, RI resident, need help with 1+ ADL/IADL, not Medicaid-eligible.
- Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale fees.
- Asset Limits: Not strictly assessed; focus on income/need.
- RI Specifics: Administered by Division of Elderly Affairs (DEA); complements Medicaid.
- Services: Personal care (4-6 hours/week), homemaker services, respite (~5 days/year), transportation.
- General: Age 65+ (or disabled), RI resident, SSI-eligible, living in approved AL facility.
- Income Limits (2025): $943/month (SSI federal rate) + state supplement ($332/month).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- RI Specifics: Supplement increases to ~$1,275/month total for AL residents; ~50 facilities participate.
- Services: Financial aid (~$332/month extra) for AL costs (personal care, meals, activities).
- General: Age 65+ or disabled, RI resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- RI Specifics: Three tiers; includes Extra Help for Part D; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Age 60+ prioritized, RI resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- RI Specifics: Covers gas, electric, oil; emergency aid available.
- Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).
- General: Age 65+ or disabled veteran/spouse, RI resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- RI Specifics: High veteran demand; supports rural/urban care needs.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
- General: Age 60+, RI resident, low-income.
- Income Limits (2025): ~$2,322/month (individual, 185% FPL).
- Asset Limits: Not assessed.
- RI Specifics: Vouchers (~$50/season); serves ~10,000 annually.
- Services: Vouchers (~$50/season) for fresh produce at approved markets.
- General: Age 65+ (or disabled), RI resident, homeowner/renter, low-income.
- Income Limits (2025): ~$35,000/year (household).
- Asset Limits: Not assessed; income-focused.
- RI Specifics: Credit up to $400; local exemptions vary by municipality.
- Services: Tax credit (~$100-$400/year avg., depending on income).
Claim What’s Yours Financial Aid for Rhode Island Seniors
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