What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Charlesgate Nursing Center | Providence, RI | Photos & Videos

Overview of Charlesgate Nursing Center

Resting in the vibrant city of Providence, Rhode Island, the esteemed Charlesgate Nursing Center stands as a beacon of excellence in senior care. For close to half a century, this distinguished community has earned the admiration and trust of families and seniors alike. From skilled nursing assistance to independent living, the community offers a comprehensive range of services tailored to meet diverse needs. A specialized secured area is dedicated to dementia care, providing residents with a safe and supportive environment.
Committed to accessibility and affordability, Charlesgate Nursing Center offers a variety of programs designed to accommodate residents from different walks of life. Reasonable fees and income-based programs make quality care accessible to all, fostering an inclusive environment. The community’s comprehensive service package includes utilities, medication administration and storage, assistance with daily living activities, regular housekeeping, and personalized laundry assistance, among other thoughtful amenities.

(401) 944-7800

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 120

110 days

TYPE OF STAY

Mostly long-term care residents

Most residents stay for extended periods and receive ongoing daily care.

Might be optimal for

Long-term daily care Ongoing support needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

9% of new residents, usually for short-term rehab.

Typical stay 3 years

Private pay

23% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

67% of new residents, often for long-term daily care.

Typical stay 3 days

Finances and operations

Home revenue

$10.3M

Operating loss

-$769.4K

Privately-owned community Operated by a single business entity.

Home revenue

$10.3M

Operating loss

-$769.4K

Payroll costs

$4.2M

41.2% of revenue

Other operating costs

$6.8M

Total costs $11.0M

50 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 83 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

About this community

CMS Certification Number415052

Staffing

Key information about the people who lead and staff this community.

ContactMs. Lauren Yabut, Administrator

Rehabilitation Services

Skilled Nursing

Dining Room

Activities

Assisted Living Services

Independent Living Services

Rehabilitation Services

Memory Care

Specific ProgramsAssisted Living, Independent Living, Activities, Dining, Events, Membership

Food DescriptionDaily meals and snacks are served in a newly renovated dining room, focusing on nutrition and social interaction.

Meals IncludedYes

Types of Care at Charlesgate Nursing Center

Assisted Living Independent Living Nursing Home

Compare Nursing Homes around Providence

5 facilities compared · CMS & RI Dept. of Health data · Updated Apr 2026

Filter by care type

Elmwood Nursing and Rehabilitation Center

Providence (West End)

89.8%

+7%

4.25

+6%

3.8

Delisi, Kenneth

$9.1M

$4.2M

46.8%

415072

Bannister Center for Rehabilitation and Nursing

Providence (West End)

161

71.2%

-15%

2.84

-29%

3.7

153

Heineman, Henry

$13.7M

$6.2M

45.6%

415038

Elmhurst Rehabilitation & Healthcare Center

Providence (Elmhurst)

206

81.4%

-3%

4.03

3.6

181

Sepe, Armani

$23.0M

$7.8M

33.7%

415084

Charlesgate Nursing Center

Providence (Mount Hope)

120

0.0

A+

#N/A

$7.8M

$4.2M

54.1%

415052

Berkshire Place Nursing and Rehabilitation Center

Providence (Wanskuck)

220

0.0

Amanda Thompson, Administrator

Elmwood Nursing and Rehabilitation Center

Overall Rating:

Type of care: MC NH

Community: Providence (West End)

Bed Count: 70

Occupancy: 89.8%

Occupancy vs State Avg: +7%

Nurse hrs per resident/day: 4.3

Health Insp Rating:

Staffing Rating:

QM Rating:

+38%

Staffing vs State Avg: +6%

Citations: 15

Citations per Inspection: 3.8

Avg Residents/Day: 63.20

Operator: Delisi, Kenneth

Home Revenue: $9,064,044.00

Payroll Costs: $4,238,069.00

Payroll %: 46.8%

CCN: 415072

Bannister Center for Rehabilitation and Nursing

Overall Rating:

Type of care: NH

Community: Providence (West End)

Bed Count: 161

Occupancy: 71.2%

Occupancy vs State Avg: -15%

Nurse hrs per resident/day: 2.8

Health Insp Rating:

Staffing Rating:

QM Rating:

-50%

Staffing vs State Avg: -29%

Number of Fines: 3

Citations: 33

Citations per Inspection: 3.7

Severe Citations: 5

Avg Residents/Day: 153.10

Operator: Heineman, Henry

Home Revenue: $13,693,977.00

Payroll Costs: $6,243,619.00

Payroll %: 45.6%

CCN: 415038

Elmhurst Rehabilitation & Healthcare Center

Type of care: MC NH

Community: Providence (Elmhurst)

Bed Count: 206

Occupancy: 81.4%

Occupancy vs State Avg: -3%

Nurse hrs per resident/day: 4.0

-16%

Staffing vs State Avg: 0%

Number of Fines: 5

Citations: 58

Citations per Inspection: 3.6

Severe Citations: 13

Avg Residents/Day: 180.80

Operator: Sepe, Armani

Home Revenue: $22,995,000.00

Payroll Costs: $7,750,112.00

Payroll %: 33.7%

CCN: 415084

Charlesgate Nursing Center

Type of care: AL IL NH

Community: Providence (Mount Hope)

Bed Count: 120

Citations per Inspection: 0.0

Operator: #N/A

Home Revenue: $7,833,952.00

Payroll Costs: $4,235,056.00

Payroll %: 54.1%

CCN: 415052

Berkshire Place Nursing and Rehabilitation Center

Type of care: HC NH RC

Community: Providence (Wanskuck)

Bed Count: 220

Citations per Inspection: 0.0

Operator: Amanda Thompson, Administrator

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Financial Trends

Historical financial and operational data for Charlesgate Nursing Center based on CMS SNF Cost Reports.

Occupancy Rate 66.6% ↓ 4.3pp vs 2020

Net Income -$769.4K ↑ ~$483.5K vs 2020

Total Payroll $7.4M ↑ ~$933.2K vs 2020

Profit Margin -9.8% ↑ 5.2pp vs 2020

Loading trend charts...

Metric	2017	2018	2019	2020	2022
Occupancy %	78.2%	87.5%	83.4%	70.9%	66.6%
Beds	120	120	120	120	120
Net Income	$336,101	-$206,065	-$135,616	-$1,252,926	-$769,384
Gross Revenue	$11,065,163	$10,670,426	$10,087,672	$8,367,818	$7,833,952
Operating Expenses	$10,263,504	$10,506,685	$9,824,717	$9,916,689	$11,138,451
Net Patient Revenue	$10,497,156	$9,955,311	$9,193,499	$8,082,263	$7,931,676
Total Payroll	$6,454,424	$6,492,950	$6,234,318	$6,451,512	$7,384,754
Profit Margin %	3.0%	-1.9%	-1.3%	-15.0%	-9.8%
Medicare %	3.9%	2.2%	1.0%	1.6%	1.6%
Medicaid %	80.3%	84.9%	87.9%	87.0%	91.3%
Private %	15.8%	12.8%	11.1%	11.3%	7.1%
Revenue/Day	$273	$260	$252	$260	$272
Cost/Day	$266	$274	$269	$318	$382
Avg Length of Stay	95.6 days	107.1 days	111.1 days	99.2 days	109.7 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Rhode Island Home and Community Care Services

RI Medicaid HCCS

General: Age 65+ or disabled, Rhode Island resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $4,000 (individual, higher than most states).

RI Specifics: Higher asset limit; small state aids quicker processing.

Rhode Island Caregiver Support Program

RI NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), Rhode Island resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

RI Specifics: Limited slots; urban focus due to small size.

Program of All-Inclusive Care for the Elderly (PACE)

Rhode Island PACE

General: Age 55+, RI resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $4,000 (individual), $6,000 (couple) for Medicaid enrollees.

RI Specifics: Operated by PACE Organization of Rhode Island; covers 4 counties (Providence, Kent, Washington, Newport).

@Home Cost Share Program

Rhode Island @Home Cost Share

General: Age 65+, RI resident, need help with 1+ ADL/IADL, not Medicaid-eligible.

Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale fees.

Asset Limits: Not strictly assessed; focus on income/need.

RI Specifics: Administered by Division of Elderly Affairs (DEA); complements Medicaid.

SSI Enhanced Assisted Living Program

Rhode Island SSI Enhanced AL

General: Age 65+ (or disabled), RI resident, SSI-eligible, living in approved AL facility.

Income Limits (2025): $943/month (SSI federal rate) + state supplement ($332/month).

Asset Limits: $2,000 (individual), $3,000 (couple).

RI Specifics: Supplement increases to ~$1,275/month total for AL residents; ~50 facilities participate.

Medicare Savings Program (MSP)

Rhode Island Medicare Savings Program

General: Age 65+ or disabled, RI resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

RI Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Low-Income Home Energy Assistance Program (LIHEAP)

Rhode Island LIHEAP

General: Age 60+ prioritized, RI resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

RI Specifics: Covers gas, electric, oil; emergency aid available.

VA Aid and Attendance (A&A) and Housebound Benefits

Rhode Island VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, RI resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

RI Specifics: High veteran demand; supports rural/urban care needs.

Senior Farmers’ Market Nutrition Program (SFMNP)

Rhode Island SFMNP

General: Age 60+, RI resident, low-income.

Income Limits (2025): ~$2,322/month (individual, 185% FPL).

Asset Limits: Not assessed.

RI Specifics: Vouchers (~$50/season); serves ~10,000 annually.

Property Tax Relief for Seniors

Rhode Island Property Tax Relief Credit

General: Age 65+ (or disabled), RI resident, homeowner/renter, low-income.

Income Limits (2025): ~$35,000/year (household).

Asset Limits: Not assessed; income-focused.

RI Specifics: Credit up to $400; local exemptions vary by municipality.

Nursing Home in Providence

Charlesgate Nursing Center

Nursing Home in Providence

Charlesgate Nursing Center

Capacity and availability

Medium-capacity home

Who this home usually serves

Mostly long-term care residents

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional Licensing Details

Staffing

Leadership

Therapy & Rehabilitation

Staffing & Medical

Amenities & Lifestyle

Dining & Nutrition

Types of Care at Charlesgate Nursing Center

Contact Charlesgate Nursing Center

Compare Nursing Homes around Providence The information below is reported by the Rhode Island Department of Health, Center for Health Facilities Regulation.

Places of interest near Charlesgate Nursing Center

Calculate Travel Distance to Charlesgate Nursing Center

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Financial Aid for Rhode Island Seniors

Rhode Island Home and Community Care Services

Rhode Island Caregiver Support Program

Program of All-Inclusive Care for the Elderly (PACE)

@Home Cost Share Program

SSI Enhanced Assisted Living Program

Medicare Savings Program (MSP)

Low-Income Home Energy Assistance Program (LIHEAP)

VA Aid and Attendance (A&A) and Housebound Benefits

Senior Farmers’ Market Nutrition Program (SFMNP)

Property Tax Relief for Seniors

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