What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Christopher House | Worcester, MA | Photos & Videos

Overview of Christopher House

Christopher House is a remarkable rehabilitation and skilled nursing center located in Worcester, Massachusetts. This nonprofit organization has been serving the community since 1995 and is a member of the Massachusetts Senior Care Association. They are Joint Commission certified as well. They strive to provide the best post-hospital rehabilitation needs. Their delightful and well-lit environment is conducive to healing and recovery, with clinical services such as neurological management, IV therapy, pain management, comprehensive therapies, and respiratory therapy for long-term care. They also offer specialized Alzheimer’s and dementia care with high standards of care. Their staff is specifically trained to handle the unique needs of memory care patients.

The home has a beautiful and highly secure environment, complete with a lush courtyard, where residents can enjoy a variety of activities that maximize their physical and cognitive abilities. These activities also provide ample avenues for social interaction, which are safe and supervised. They also offer Bible studies and other spiritual services to meet the diverse needs of their residents. Most importantly, their caring and compassionate staff make it their mission to provide meaningful and enjoyable interactions with their residents.

(512) 342-4700

What families are saying

Personalized attention and individual support

Communication and Staff Responsiveness - Reviews highlight significant issues with communication, with some users appreciating consistent updates and attentive care from specific staff members, while others express frustration with poor communication and unresponsiveness, particularly during critical situations.

Personal attention Care & staff

Quality of care and staff professionalism

Patient Care and Hygiene - There are recurring concerns about inadequate patient care, particularly in relation to basic hygiene needs such as bathing and dental care, which were reportedly neglected unless complaints were made.

Care & staff Cleanliness

Quality of care and staff professionalism

Rehabilitation and Recovery - Feedback on rehabilitation services is mixed; while some praise the physical therapy staff for their approach, others report a decline in their loved ones' conditions and dissatisfaction with the overall rehabilitation process.

Care & staff

Managed by Karina Valencia

Administrator

Karina Valencia is the Administrator at Christopher House, overseeing daily operations and specializing in the care of vulnerable populations. She joined the team in 2013 and has since expanded her experience and expertise, ensuring a supportive and home-like environment for residents with medical needs, developmental disabilities, and behavioral challenges.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.36/day

Overall rating

3/5

Health Inspection

3/5

Staffing

4/5

Quality Measures

2/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 156

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

89.3%

143

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

39% of new residents, usually for short-term rehab.

Typical stay 3 - 4 months

Private pay

59% of new residents, often for short stays.

Typical stay 4 - 5 months

Medicaid

2% of new residents, often for long-term daily care.

Typical stay 1 years

Finances and operations

Home revenue

$24.8M

Surplus of revenue

$1.1M

Governmental home City

Home revenue

$24,761,950.00

Surplus of revenue

$1,075,597.00

Payroll costs

$9.4M

38% of revenue

Other operating costs

$8.8M

Total costs $18.3M

Comparison Chart

Compare Nursing Homes around Worcester

Holy Trinity Nursing and Rehabilitation Center

SNF

Worcester

113

APOSTOLA, NICHOLAS

80.1%

$19,288,940.00

$7,457,374.00

38.7%

106.40

4/5

3.9706

4/5

3/5

Blaire House of Worcester

SNF

87.1%

$9,354,397.00

$3,423,666.00

36.6%

67.00

3/5

3.3777

4/5

1/5

3/5

Christopher House

SNF

THE GRANTHAM GROUP, LLC

89.3%

$24,761,950.00

$9,419,604.00

38%

143.00

3/5

4.3641

3/5

4/5

2/5

Odd Fellows Home of Massachusetts

SNF

INDEPENDENT ORDER OF ODD FELLOWS GRAND LODGE

92.6%

$9,947,667.00

$4,921,222.00

49.5%

87.80

2/5

4.1211

2/5

4/5

2/5

Parsons Hill Rehabilitation and Health Care Center

SNF

Worcester

162

88.1%

$32,152,468.00

$10,266,501.00

31.9%

150.30

2/5

3.5017

2/5

3/5

4/5

Holy Trinity Nursing and Rehabilitation Center

Type of care: AL SNF

Community: Worcester

Bed Count: 113

Pets Allowed: No

Operator: APOSTOLA, NICHOLAS

CCN: 225648

Occupancy: 80.1%

Home Revenue: $19,288,940.00

Payroll Costs: $7,457,374.00

Payroll %: 38.7%

Avg Residents/Day: 106.40

Overall Rating: 4/5

Adj Nurse Hours: 3.9706

Health Insp Rating: 4/5

Staffing Rating: 3/5

QM Rating: 3/5

Number of Fines: 2

Blaire House of Worcester

Type of care: SNF AL

Pets Allowed: No

CCN: 225443

Occupancy: 87.1%

Home Revenue: $9,354,397.00

Payroll Costs: $3,423,666.00

Payroll %: 36.6%

Avg Residents/Day: 67.00

Overall Rating: 3/5

Adj Nurse Hours: 3.3777

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 3/5

Number of Fines: 1

Christopher House

Type of care: SNF AL

Pets Allowed: No

Operator: THE GRANTHAM GROUP, LLC

CCN: 225385

Occupancy: 89.3%

Home Revenue: $24,761,950.00

Payroll Costs: $9,419,604.00

Payroll %: 38%

Avg Residents/Day: 143.00

Overall Rating: 3/5

Adj Nurse Hours: 4.3641

Health Insp Rating: 3/5

Staffing Rating: 4/5

QM Rating: 2/5

Number of Fines: 2

Odd Fellows Home of Massachusetts

Type of care: SNF AL

Pets Allowed: No

Operator: INDEPENDENT ORDER OF ODD FELLOWS GRAND LODGE

CCN: 225439

Occupancy: 92.6%

Home Revenue: $9,947,667.00

Payroll Costs: $4,921,222.00

Payroll %: 49.5%

Avg Residents/Day: 87.80

Overall Rating: 2/5

Adj Nurse Hours: 4.1211

Health Insp Rating: 2/5

Staffing Rating: 4/5

QM Rating: 2/5

Number of Fines: 1

Parsons Hill Rehabilitation and Health Care Center

Type of care: AL HC SNF

Community: Worcester

Bed Count: 162

Pets Allowed: No

CCN: 225390

Occupancy: 88.1%

Home Revenue: $32,152,468.00

Payroll Costs: $10,266,501.00

Payroll %: 31.9%

Avg Residents/Day: 150.30

Overall Rating: 2/5

Adj Nurse Hours: 3.5017

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 4/5

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

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The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Massachusetts Seniors

Program

State Program Name

Eligibility

Benefits

Home Care Program

MassHealth Home Care

Official government program page

General: Age 60+, Massachusetts resident, at risk of nursing home placement.
Income Limits (2025): ~$1,500/month (individual, varies by region).
Asset Limits: $2,000 (individual, excludes home, car).
MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Services: In-home care (3-5 hours/day), homemaker services, respite care (up to 14 days/year), adult day care (~$75/day).

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Official government program page

General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MA Specifics: Requires clinical eligibility determination.

Services: Personal care (5-7 hours/day), respite care (240 hours/year), adult day care (~$75/day), home health services.

Senior Care Options (SCO)

Massachusetts Senior Care Options

Official government program page

General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Services: Personal care (5-7 hours/day), medical care, respite (240 hours/year), adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Official government program page

General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Official government program page

General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training, supplies (~$500/year).

Prescription Advantage

Massachusetts Prescription Advantage

Official government program page

General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).
Asset Limits: Not assessed.
MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.

Services: Covers prescription copays ($5-$40/drug), fills coverage gaps, catastrophic cost protection ($4,000+ covered).

Senior Community Service Employment Program (SCSEP)

Massachusetts SCSEP

Official government program page

General: Age 55+, unemployed, low-income, Massachusetts resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MA Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$15/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MA Specifics: High veteran demand statewide.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Massachusetts Seniors

MassHealth Home Care

Home Care Program

Requirements:

General:
Age 60+, Massachusetts resident, at risk of nursing home placement.
Income Limits (2025):
~$1,500/month (individual, varies by region).
Asset Limits:
$2,000 (individual, excludes home, car).
MA Specifics:
Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits without Contact:

Services: In-home care (3-5 hours/day), homemaker services, respite care (up to 14 days/year), adult day care (~$75/day).

Official Program Page

Massachusetts Medicaid FE Waiver

Frail Elder Waiver

Requirements:

General:
Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
MA Specifics:
Requires clinical eligibility determination.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite care (240 hours/year), adult day care (~$75/day), home health services.

Official Program Page

Massachusetts Senior Care Options

Senior Care Options (SCO)

Requirements:

General:
Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA Specifics:
Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, respite (240 hours/year), adult

Official Program Page

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
MA Specifics:
Three tiers; no waitlist; includes Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Massachusetts NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025):
Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits:
Not assessed; need-based.
MA Specifics:
27 ASAPs; prioritizes low-income, rural caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training, supplies (~$500/year).

Official Program Page

Massachusetts Prescription Advantage

Prescription Advantage

Requirements:

General:
Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025):
No strict limit; copays vary by income (~$24,980-$75,000/year individual).
Asset Limits:
Not assessed.
MA Specifics:
Supplements Medicare Part D; no enrollment fee for low-income.

Benefits without Contact:

Services: Covers prescription copays ($5-$40/drug), fills coverage gaps, catastrophic cost protection ($4,000+ covered).

Official Program Page

Massachusetts SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Massachusetts resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
MA Specifics:
Priority for veterans, rural residents; AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$15/hour), job placement.

Official Program Page

Massachusetts VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
MA Specifics:
High veteran demand statewide.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Christopher House

Christopher House is a Nursing Home in Massachusetts

Christopher House is a Nursing Home in Massachusetts

Christopher House

Christopher House is a Nursing Home in Massachusetts

Christopher House is a Nursing Home in Massachusetts

What families are saying

Personalized attention and individual support

Quality of care and staff professionalism

Quality of care and staff professionalism

Managed by Karina Valencia

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has limited availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

Comparison Chart

Guides for Better Senior Living

Eldertainment

Claim What’s Yours: Financial Aid for Massachusetts Seniors

Claim What’s Yours Financial Aid for Massachusetts Seniors

Home Care Program

Requirements:

Benefits without Contact:

Frail Elder Waiver

Requirements:

Benefits without Contact:

Senior Care Options (SCO)

Requirements:

Benefits without Contact:

Medicare Savings Program (MSP)

Requirements:

Benefits without Contact:

National Family Caregiver Support Program (NFCSP) Respite

Requirements:

Benefits without Contact:

Prescription Advantage

Requirements:

Benefits without Contact:

Senior Community Service Employment Program (SCSEP)

Requirements:

Benefits without Contact:

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

Benefits without Contact:

Contact Us

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

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Other Notes

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