Clear Creek Nursing and Rehabilitation Center
Clear Creek Nursing and Rehabilitation Center is a Nursing Home in North Carolina
Clear Creek Nursing and… is a Nursing Home in North Carolina
Clear Creek Nursing and Rehabilitation Center
Clear Creek Nursing and Rehabilitation Center is a Nursing Home in North Carolina
Clear Creek Nursing and… is a Nursing Home in North Carolina
Overview of Clear Creek Nursing and Rehabilitation Center
Maintain the skills you need to continue enjoying life in Clear Creek Nursing and Rehabilitation Center, a reliable and welcoming community in Mint Hill, NC for short-term and long-term care. Here, residents’ needs are met with compassionate and dignified care and assistance from an interdisciplinary care team. The community features a team of RNS, LPNs, therapists, dieticians, activity directors, and a community-based chaplain to ensure residents’ physical, social, nutritional, and mental health needs are met.
As a community surrounded by nature, lush trees, and vast green spaces, Clear Creek Nursing and Rehabilitation Center provides a healing and relaxing environment for maintaining your well-being. Fun opportunities for fitness, socialization, and hobbies are also available to keep residents active, connected, and entertained. Proper nourishment is also guaranteed with fresh and healthy meals served daily. Here, they go above and beyond in providing a nurturing environment that promotes overall wellness.
Marissa McNally leads Clear Creek Nursing & Rehab with dedication and compassion. Her journey in long-term care began during the Covid-19 pandemic, progressing from Personal Care Assistant to Medication Aide. She earned her MBA and licensure to oversee skilled nursing facilities in North Carolina. Marissa brings a fresh perspective and vibrant energy, committed to serving residents with genuine care and respect.
Home Information
Clear Creek Nursing & Rehabilitation Center
-
Occupancy trails most facilities in the state, suggesting excess open capacity. The facility operates with a larger bed count than most state competitors, supporting broader intake. Residents generally stay for shorter periods than state peers, pointing to quicker turnover.
-
Home revenue lands near the state median, signaling steady but not standout inflows. Payroll costs fall below most facilities, hinting at lean staffing budgets. Total income trails most communities, suggesting tighter operating margins.
-
Medicare nights track the statewide midpoint, keeping volumes steady. Medicaid nights sit above most state facilities, underscoring deep Title XIX coverage. Private pay nights hover around the statewide average, supporting a diversified mix.
OccupancyBeds
120
Occupancy
76.1%
Total Bed Days Available
43800
Avg. Length of Stay
48 days
Avg. Residents per Day
106
FinanceHome Revenue
$9,200,081.00
Payroll Costs
$2,191,087.00
Profit
$75,585.00
Total Home Costs
$10,108,789.00
Payroll % of Revenue
Percentage of home revenue spent on payroll costs.
Percentage of home revenue spent on payroll costs.
23.8%
House Specifics:CCN
345562
Owner Name
ANDERSON, COLEEN
Rural vs. Urban
Urban
County
Mecklenburg
Type of Control
Voluntary Nonprofit — Church
OperationsTotal Admissions
559
Total Discharges
535
% Medicaid Admissions
22%
% Medicare Admissions
28%
% Private Pay Admissions
50%
% Medicaid Discharges
26%
% Medicare Discharges
17%
% Private Pay Discharges
57%
Quality Ratings
Overall Rating
CMS 5-star rating based on health inspections, staffing, and quality measures.
CMS 5-star rating based on health inspections, staffing, and quality measures.
1 / 5
Health Inspection Rating
Rating based on deficiencies found during state health inspections.
Rating based on deficiencies found during state health inspections.
2 / 5
Staffing Rating
Rating based on nurse staffing hours per resident per day.
Rating based on nurse staffing hours per resident per day.
4 / 5
QM Rating
Quality Measures rating based on clinical outcomes for residents.
Quality Measures rating based on clinical outcomes for residents.
1 / 5
Nurse Hours / Resident / Day
Total nurse staffing hours per resident per day.
Total nurse staffing hours per resident per day.
4.71 hrs
Number of Fines
3
Medicaid, Medicare & Private
Medicare Nights
Number of resident nights paid by Medicare for short-term or rehab care.
Number of resident nights paid by Medicare for short-term or rehab care.
15942
Medicaid Nights
Resident nights covered by Medicaid for long-term care or support services.
Resident nights covered by Medicaid for long-term care or support services.
3506
Free Market Nights
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
6354
Walk Score: 5 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.
Additional licensing details
CMS Certification Number:
345562
Staffing
Key information about the people who lead and staff this community.
Leadership
Contact:
Mr. Phillip Hill, Vice President of Operations
What does this home offer?
Housing Options: Private / Semi-Private Rooms
Building Type: Single-story
Dining Services
Beauty Services
Transportation Services
Housekeeping Services
Recreational Activities
Exercise Programs
Health Programs
Types of Care at Clear Creek Nursing and Rehabilitation Center
Nursing Home
Comparison Chart
The information below is reported by the North Carolina Department of Health and Human Services, Division of Health Service Regulation.Compare Nursing Homes around Mecklenburg County
The Stewart Health Center
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
Charlotte
-
No
-
15
THE CYPRESS OF CHARLOTTE LLC
88.8%
$7,646,498.00
$11,475,365.00
150.1%
56.40
1/5
-
2/5
1/5
4/5
1
Private / Shared Rooms
Myers Park Nursing Center
SNF
24/7 care needed
Charlotte
-
Yes
A+
83
-
-
-
-
-
-
-
-
-
-
-
-
Private Suite
Pineville Rehabilitation & Living Center
AL
For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
SNF
24/7 care needed
RC
Respite Care
Pineville
106
No
A+
25
NCNH HOLDINGS LLC
74.0%
$13,442,798.00
$3,043,461.00
22.6%
83.80
2/5
3.9592
2/5
3/5
4/5
3
Private / Semi-Private Rooms
University Place Nursing & Rehabilitation
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
Charlotte
207
No
A+
29
-
72.3%
$15,621,221.00
$5,171,292.00
33.1%
162.30
2/5
4.1159
2/5
2/5
2/5
2
Private / Semi-Private Rooms
Clear Creek Nursing and Rehabilitation Center
SNF
24/7 care needed
Mint Hill
120
No
-
5
ANDERSON, COLEEN
76.1%
$9,200,081.00
$2,191,087.00
23.8%
105.90
1/5
4.7068
2/5
4/5
1/5
3
Private / Semi-Private Rooms
Planning a tour? Check our touring checklist.
Thinking of living here? We can help you speak to a current resident
Looking for a job? Apply for Open Positions at Clear Creek Nursing and Rehabilitation Center
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Touring Checklist for Senior Living
Touring a community? Use this expert-backed checklist to stay organized, ask the right questions, and find the perfect fit.
Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
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Places of interest near Clear Creek Nursing and Rehabilitation Center
4.4 miles from city center
10506 Clear Creek Commerce Dr, Mint Hill, NC 28227
Calculate Travel Distance to Clear Creek Nursing and Rehabilitation Center
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Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
167
Total Staff
161
Employees
6
Contractors
47,674
Total Hours (Quarter)
59
Avg Staff/Day
8.9
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 18 | 9.6 | Yes |
| Licensed Practical Nurse | 24 | 9.7 | No |
| Certified Nursing Assistant | 71 | 9.3 | No |
Staff by Category
Administration ⓘ
3 staff
6.6hs shift avg
Nursing Staff ⓘ
126 staff
9.4hs shift avg
Physicians & Practitioners ⓘ
4 staff
8.4hs shift avg
Therapy Services ⓘ
24 staff
7.1hs shift avg
Activities & Recreation ⓘ
0 staff
0hs shift avg
Social Services ⓘ
7 staff
5.9hs shift avg
Dietary Services ⓘ
2 staff
5.9hs shift avg
Other Services ⓘ
1 staff
8.1hs shift avg
Contractor Analysis
1%
of total hours from contractors
482 contractor hours this quarter
Registered Nurse: 2
Medical Director: 1
Occupational Therapy Aide: 2
Occupational Therapy Assistant: 1
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 71 | 0 | 71 | 20,875 | 91 | 100% | 9.3 |
| Licensed Practical Nurse | 24 | 0 | 24 | 6,461 | 91 | 100% | 9.7 |
| Registered Nurse | 16 | 2 | 18 | 6,136 | 91 | 100% | 9.6 |
| Medication Aide/Technician | 11 | 0 | 11 | 4,179 | 91 | 100% | 10.1 |
| Speech Language Pathologist | 11 | 0 | 11 | 2,073 | 88 | 97% | 6.9 |
| Clinical Nurse Specialist | 3 | 0 | 3 | 1,118 | 66 | 73% | 8.6 |
| Physical Therapy Aide | 4 | 0 | 4 | 952 | 71 | 78% | 7.3 |
| Physical Therapy Assistant | 3 | 0 | 3 | 868 | 73 | 80% | 7 |
| RN Director of Nursing | 2 | 0 | 2 | 861 | 72 | 79% | 7 |
| Administrator | 2 | 0 | 2 | 856 | 65 | 71% | 8 |
| Qualified Social Worker | 7 | 0 | 7 | 797 | 66 | 73% | 5.9 |
| Dietitian | 1 | 0 | 1 | 508 | 68 | 75% | 7.5 |
| Nurse Practitioner | 1 | 0 | 1 | 504 | 63 | 69% | 8 |
| Mental Health Service Worker | 1 | 0 | 1 | 495 | 61 | 67% | 8.1 |
| Respiratory Therapy Technician | 3 | 0 | 3 | 459 | 62 | 68% | 7.2 |
| Other Dietary Services Staff | 1 | 0 | 1 | 252 | 60 | 66% | 4.2 |
| Occupational Therapy Aide | 0 | 2 | 2 | 162 | 17 | 19% | 7.7 |
| Medical Director | 0 | 1 | 1 | 62 | 31 | 34% | 2 |
| Occupational Therapy Assistant | 0 | 1 | 1 | 57 | 7 | 8% | 8.1 |
Health Inspection History
Source: CMS Health Citations (May 2022 – Mar 2025)
5
Inspections
40
Total Citations
1
Critical (J-L)
4
Serious (G-I)
8
Citations/Inspection
Mar 2025
Last Inspection
Citation Severity Distribution
What do these levels mean?
Top Deficiency Categories
Resident Rights
8
20% of total
Quality of Life & Care
8
20% of total
Infection Control
4
10% of total
Abuse, Neglect & Exploitation
4
10% of total
Administration
2
5% of total
Pharmacy Services
1
3% of total
Citation Sources
Standard Inspections
34
Complaint Investigations
8
State Comparison (NC)
Avg Citations (State)
20.9
This Facility: 40
Avg Critical (State)
1.3
This Facility: 1
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Mar 21, 2025 | E | Infection Control | F0880 | Corrected |
| Mar 21, 2025 | D | Nursing Services | F0730 | Corrected |
| Mar 21, 2025 | D | Quality of Care | F0690 | Corrected |
| Mar 21, 2025 | D | Quality of Care | F0695 | Corrected |
| Mar 21, 2025 | D | Care Planning | F0644 | Corrected |
| Mar 21, 2025 | E | Care Planning | F0842 | Corrected |
| Mar 21, 2025 | E | Resident Rights | F0565 | Corrected |
| Nov 17, 2023 | G | Abuse/Neglect | F0600 | Corrected |
| Nov 17, 2023 | D | Abuse/Neglect | F0607 | Corrected |
| Nov 17, 2023 | F | Administration | F0867 | Corrected |
| Nov 17, 2023 | F | Infection Control | F0880 | Corrected |
| Nov 17, 2023 | F | Infection Control | F0882 | Corrected |
| Nov 17, 2023 | D | Nutrition | F0806 | Corrected |
| Nov 17, 2023 | B | Nutrition | F0807 | Corrected |
| Nov 17, 2023 | E | Nutrition | F0810 | Corrected |
| Nov 17, 2023 | E | Pharmacy | F0761 | Corrected |
| Nov 17, 2023 | D | Quality of Care | F0677 | Corrected |
| Nov 17, 2023 | D | Quality of Care | F0689 | Corrected |
| Nov 17, 2023 | E | Quality of Care | F0695 | Corrected |
| Nov 17, 2023 | D | Care Planning | F0656 | Corrected |
| Nov 17, 2023 | E | Resident Rights | F0554 | Corrected |
| Nov 17, 2023 | E | Resident Rights | F0565 | Corrected |
| Nov 17, 2023 | D | Resident Rights | F0578 | Corrected |
| Nov 17, 2023 | D | Resident Rights | F0585 | Corrected |
| Aug 11, 2023 | G | Abuse/Neglect | F0600 | Corrected |
| Aug 11, 2023 | G | Abuse/Neglect | F0607 | Corrected |
| Aug 11, 2023 | K | Quality of Care | F0690 | Corrected |
| Jul 13, 2023 | D | Quality of Care | F0677 | Corrected |
| Jul 13, 2023 | G | Resident Rights | F0550 | Corrected |
| Jul 13, 2023 | D | Resident Rights | F0561 | Corrected |
| May 26, 2022 | E | Administration | F0835 | Corrected |
| May 26, 2022 | E | Infection Control | F0880 | Corrected |
| May 26, 2022 | E | Nursing Services | F0726 | Corrected |
| May 26, 2022 | E | Nursing Services | F0727 | Corrected |
| May 26, 2022 | E | Nutrition | F0812 | Corrected |
| May 26, 2022 | D | Quality of Care | F0688 | Corrected |
| May 26, 2022 | D | Care Planning | F0641 | Corrected |
| May 26, 2022 | D | Care Planning | F0656 | Corrected |
| May 26, 2022 | D | Care Planning | F0657 | Corrected |
| May 26, 2022 | B | Resident Rights | F0584 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Ownership: For-Profit Corporation
Part of: Spruce LTC, LLC
Resident Census by Payment Source
104
Total Residents
Medicare
10
(9.6%)
ⓘ
Medicaid
57
(54.8%)
ⓘ
Private Pay/Other
37
(35.6%)
ⓘ
Programs & Services
Residents' Group
ⓘ
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Active
Resident Council
ⓘ
Quality Measures
CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.
Source: CMS Nursing Home Compare (Data as of Jan 2026)
High-Risk Clinical Events
7.8
Score
32% better than avg
State avg: 11.5
Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline
Functional Decline
9.8
Score
52% better than avg
State avg: 20.6
Composite score based on ADL decline, walking ability decline, and incontinence
Long-Stay Resident Measures
Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.
Need for Help with Daily Activities Increased
12.3%
Lost Too Much Weight
5.0%
Urinary Tract Infection
0.3%
Depressive Symptoms
0.0%
Falls with Major Injury
3.6%
Pneumococcal Vaccine
99.7%
Antipsychotic Use
14.4%
Walking Ability Worsened
10.5%
Influenza Vaccine
99.1%
High Risk Residents with Pressure Ulcers
7.6%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
6.6%
Short-Stay Resident Measures
Measures for residents who stay 100 days or less (typically rehabilitation patients).
Pneumococcal Vaccine
97.5%
22% better than avg
State: 79.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
3.4%
127% worse than avg
State: 1.5%
Influenza Vaccine
90.5%
16% better than avg
State: 78.1%
Penalties & Fines
Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.
Source: CMS Penalties Database (Data as of Jan 2026)
Total Fines
$284K
State avg: $76K
274% worse than avg
Number of Fines
3
State avg: 2.3
Payment Denials
2
47 total days
Compared to State Average
Facility: $284K |
State Avg: $76K
Penalty History
Showing all 5 penalties (Jul 2023 - Apr 2024)
Apr 23, 2024
Civil Money Penalty
$17K
Nov 17, 2023
Civil Money Penalty
$89K
Nov 17, 2023
Payment Denial
7 days
Jul 13, 2023
Civil Money Penalty
$179K
Jul 13, 2023
Payment Denial
40 days
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for North Carolina Seniors
Program
State Program Name
Eligibility
Benefits
Community Alternatives Program for Disabled Adults
NC Medicaid CAP/DA
Official government program page
- General: Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- NC Specifics: High demand; waitlists common in urban areas.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).
North Carolina Senior Care Options
NC SCO (via NFCSP)
- General: Caregiver of someone 60+ (or with dementia), North Carolina resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- NC Specifics: Limited slots; rural/urban balance.
- Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Program of All-Inclusive Care for the Elderly (PACE)
North Carolina PACE (e.g., PACE of the Triad)
Official government program page
- General: Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.
- Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
- Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
- NC Specifics: Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
In-Home Aide Services
North Carolina In-Home Aide Services
Official government program page
- General: Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.
- Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
- Asset Limits: Not assessed; need-based.
- NC Specifics: Family can be aides; varies by county funding.
- Services: Personal care (5-20 hours/week), meal prep, respite (~5 days/year), errands.
Medicare Savings Program (MSP)
North Carolina Medicare Savings Program
Official government program page
- General: Age 65+ or disabled, NC resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- NC Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Low-Income Energy Assistance Program (LIHEAP)
North Carolina LIHEAP
Official government program page
- General: Age 60+ prioritized, NC resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NC Specifics: Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max via CIP).
Senior Community Service Employment Program (SCSEP)
North Carolina SCSEP
Official government program page
- General: Age 55+, unemployed, low-income, NC resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- NC Specifics: Priority for veterans, rural residents; AARP partnership.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
North Carolina VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- NC Specifics: High veteran demand in rural/urban areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Urgent Repair Program (URP)
North Carolina Urgent Repair Program
Official government program page
- General: Age 60+ prioritized, NC resident, homeowner, low-income.
- Income Limits (2025): ~$30,258/year (50% AMI, varies by county).
- Asset Limits: Not strictly assessed; home value considered.
- NC Specifics: Forgivable at $2,000/year; statewide via local partners.
- Services: Repairs (~$8,000-$12,000 avg.) for safety (e.g., roofs, heating, accessibility).
State/County Special Assistance (SA)
North Carolina Special Assistance
Official government program page
- General: Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.
- Income Limits (2025): ~$1,255/month (individual, 100% FPL); varies by facility rate.
- Asset Limits: $2,000 (individual).
- NC Specifics: Covers assisted living; counties supplement state funds.
- Services: Cash (~$1,200-$1,500/month) for room/board; Medicaid covers care services.
Claim What’s Yours Financial Aid for North Carolina Seniors
NC Medicaid CAP/DA
Community Alternatives Program for Disabled Adults
Requirements:
- General:Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- NC Specifics:High demand; waitlists common in urban areas.
Benefits without Contact:
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).
NC SCO (via NFCSP)
North Carolina Senior Care Options
Requirements:
- General:Caregiver of someone 60+ (or with dementia), North Carolina resident.
- Income Limits:No strict limit; prioritizes low-income.
- Asset Limits:Not applicable.
- NC Specifics:Limited slots; rural/urban balance.
Benefits without Contact:
- Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
North Carolina PACE (e.g., PACE of the Triad)
Program of All-Inclusive Care for the Elderly (PACE)
Requirements:
- General:Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.
- Income Limits (2025):~$2,829/month (Medicaid-eligible); private pay option available.
- Asset Limits:$2,000 (individual), $3,000 (couple) for Medicaid enrollees.
- NC Specifics:Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).
Benefits without Contact:
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
North Carolina In-Home Aide Services
In-Home Aide Services
Requirements:
- General:Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.
- Income Limits (2025):No strict cap; prioritizes low-income (~$24,980/year).
- Asset Limits:Not assessed; need-based.
- NC Specifics:Family can be aides; varies by county funding.
Benefits without Contact:
- Services: Personal care (5-20 hours/week), meal prep, respite (~5 days/year), errands.
North Carolina Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, NC resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- NC Specifics:Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
North Carolina LIHEAP
Low-Income Energy Assistance Program (LIHEAP)
Requirements:
- General:Age 60+ prioritized, NC resident, low-income household.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NC Specifics:Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).
Benefits without Contact:
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max via CIP).
North Carolina SCSEP
Senior Community Service Employment Program (SCSEP)
Requirements:
- General:Age 55+, unemployed, low-income, NC resident.
- Income Limits (2025):~$1,983/month (125% FPL).
- Asset Limits:Not specified; income-focused.
- NC Specifics:Priority for veterans, rural residents; AARP partnership.
Benefits without Contact:
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
North Carolina VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- NC Specifics:High veteran demand in rural/urban areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
North Carolina Urgent Repair Program
Urgent Repair Program (URP)
Requirements:
- General:Age 60+ prioritized, NC resident, homeowner, low-income.
- Income Limits (2025):~$30,258/year (50% AMI, varies by county).
- Asset Limits:Not strictly assessed; home value considered.
- NC Specifics:Forgivable at $2,000/year; statewide via local partners.
Benefits without Contact:
- Services: Repairs (~$8,000-$12,000 avg.) for safety (e.g., roofs, heating, accessibility).
North Carolina Special Assistance
State/County Special Assistance (SA)
Requirements:
- General:Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.
- Income Limits (2025):~$1,255/month (individual, 100% FPL); varies by facility rate.
- Asset Limits:$2,000 (individual).
- NC Specifics:Covers assisted living; counties supplement state funds.
Benefits without Contact:
- Services: Cash (~$1,200-$1,500/month) for room/board; Medicaid covers care services.
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