What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Elmwood Terrace | Aurora, IL | Photos & Videos

Overview of Elmwood Terrace

Elmwood Terrace is a recently renovated senior living facility in Illinois that has undergone a remarkable transformation, now offering state-of-the-art treatment and advanced technological solutions. The home specializes in providing exceptional short-term nursing and rehabilitation services. The team of highly tenured staff members brings a wealth of experience and expertise to deliver exceptional care, with certified nursing assistants available to provide personalized support. The facility also offers specialized wound care services to address individual needs effectively.

The facility is equipped with top-notch therapy resources that aim to optimize recovery and promote independence, tailoring treatment plans to the specific goals and capabilities of each resident. Moreover, the bilingual staff members are fluent in both English and Spanish, ensuring effective communication and fostering a comfortable environment for Spanish-speaking residents. What’s more, Elmwood Terrace is a nursing home that accepts Medicare and Medicaid.

(630) 897-3100

28 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 52 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Cathy Larson (Wood), Director

Care Services

Accepts Medicaid

Nursing Services

Rehabilitation Services

Skilled Nursing

Licensed Nurses/CNAs

Short-Term Rehab

Programs & Activities

Specific Programs

Short Term Care, Physical Therapy, Occupational Therapy, Speech Therapy, Skilled Nursing, Subacute Rehabilitation, Wound Care

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Payment & Funding Options

Medicaid

Compare Nursing Homes around Aurora

3 facilities compared · CMS & IL Dept. of Health data · Updated Mar 2026

Thrive of Fox Valley

Aurora

86.1%

+24%

3.09

Ih Fox Valley Llc

$20,5M

$5,9M

28.7%

146194

Alden of Waterford

Aurora

78.9%

+14%

3.15

+2%

A+

Alden Of Waterford Investments Llc

$12,4M

$4,8M

38.8%

146008

Elmwood Terrace

Aurora

Thrive of Fox Valley

Overall Rating:

Type of care: NH AL

Community: Aurora

Bed Count: 68

Occupancy: 86.1%

Occupancy vs State Avg: +24%

Nurse hrs per resident/day: 3.1

Health Insp Rating:

Staffing Rating:

QM Rating:

RN share vs State Avg: +123%

Staffing vs State Avg: 0%

Citations: 23

Avg Residents/Day: 64

Operator: Ih Fox Valley Llc

Home Revenue: $20,461,548.00

Payroll Costs: $5,870,566.00

Payroll %: 28.7%

CCN: 146194

Alden of Waterford

Overall Rating:

Type of care: AL NH

Community: Aurora

Bed Count: 99

Occupancy: 78.9%

Occupancy vs State Avg: +14%

Nurse hrs per resident/day: 3.2

Health Insp Rating:

Staffing Rating:

QM Rating:

RN share vs State Avg: +56%

Staffing vs State Avg: +2%

Number of Fines: 2

Citations: 31

Severe Citations: 1

Avg Residents/Day: 80

Operator: Alden Of Waterford Investments Llc

Home Revenue: $12,445,765.00

Payroll Costs: $4,830,694.00

Payroll %: 38.8%

CCN: 146008

Elmwood Terrace

Type of care: NH AL

Community: Aurora

1017 W Galena Blvd, Aurora, IL 60506

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Community Care Program

Illinois CCP

General: Age 60+, Illinois resident, at risk of nursing home placement.

Income Limits (2025): ~$1,215/month (individual).

Asset Limits: $17,500 (individual, excludes home, car).

IL Specifics: High demand in urban areas; waitlists possible.

Illinois Respite Program

IL Respite (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), Illinois resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

IL Specifics: Limited slots; urban/rural balance.

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).

IL Specifics: ~200 SLP sites statewide; room/board not covered.

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IL Specifics: Three tiers; no waitlist.

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

General: Age 55+, unemployed, low-income, Illinois resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IL Specifics: Priority for veterans, rural residents.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IL Specifics: ~$50-$500/month based on facility type.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IL Specifics: High veteran demand in urban/rural areas.

Elmwood Terrace