Overview of Girdler House

Providing exceptional care since 1885, the Girdler House is an esteemed senior living community set in the peaceful city of  Beverly, MA, that offers independent living to senior women. With its cozy and elegant residences that accommodate up to 14 seniors, the community ensures the finest relaxation and safety. Spend a wondrous retirement without worries with a kind and compassionate team tending to seniors’ needs and aspirations.

Enjoy fun activities and participate in engaging programs to maintain an active and blissful lifestyle. With healthy and delicious meals, the community strives to satisfy residents’ dietary needs and tastes. The Girdler House is a great place to live a peaceful and happy retirement with its ethereal abode filled with fabulous amenities and an inviting environment.

Walk Score
Walk Score: 87 / 100 Rank #72 / 499Walk Score — State benchmarkedThis home is ranked 72nd out of 499 homes in Massachusetts. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Massachusetts facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Massachusetts that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

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What does this home offer?

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Housing Options: Private Rooms

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Building Type: Two-story

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Fitness and Recreation

Places of interest near Girdler House

Address 1.5 miles from city center Info Estimated distance in miles from Beverly's city center to Girdler House's address, calculated via Google Maps.

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The information below is reported by the Massachusetts Executive Office of Elder Affairs and Department of Public Health.

The Current Beverly
AL
IL
MC
RC
Beverly (Beverly Center Business District)
98
Facility 98
MA AVG 94
Rank #104 / 280
No15
93
Facility 93
MA AVG 53
Rank #24 / 499
Studio / 1 Bed / 2 BedNoNo
Girdler House
AL
Beverly (Fish Flake Hill Historic District)-No-
87
Facility 87
MA AVG 53
Rank #72 / 499
Private RoomsNo-

Financial Assistance for
Assisted Living in Massachusetts

Girdler House is located in Beverly, Massachusetts.
Here are the financial assistance programs available to residents in Massachusetts.

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Home Care Program

MassHealth Home Care

Age 60+
General Massachusetts resident, at risk of nursing home placement.
Income Limits (2025) ~$1,500/month individual, varies by region
Asset Limits $2,000 individual, excludes home, car
MA

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits
In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+
General Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MA

Requires clinical eligibility determination.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+
General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits
Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled
General Massachusetts resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MA

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MA

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled
General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual
Asset Limits Not assessed.
MA

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits
Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MA

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Girdler House

What neighborhood is Girdler House in?

Girdler House is in the Fish Flake Hill Historic District neighborhood.

Is Girdler House in a walkable area?

Girdler House has a walk score of 87. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

Are there photos of Girdler House?

Yes — there are 5 photos of Girdler House in the photo gallery on this page.

What is the address of Girdler House?

Girdler House is located at 78 Lothrop St, Beverly, MA 01915.

What is the phone number of Girdler House?

(978) 922-0346 will put you in contact with the team at Girdler House.

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