Heritage Harbour
Independent Living & Assisted Living · Annapolis, MD

Heritage Harbour

Independent Living & Assisted Living · Annapolis, MD

Overview of Heritage Harbour

In the heart of Annapolis, Maryland, Heritage Harbour is a well-established assisted living community, offering an array of home options suitable for various senior lifestyles. This vibrant community caters to active retirees, providing an extensive range of resale single-family homes, duplexes, townhomes, and condos, ensuring a perfect fit for senior residents from all backgrounds. Heritage Harbour’s allure is further enhanced by its appealing location, boasting a four-season climate and convenient proximity to the nation’s capital. 

The expansive community clubhouse serves as a hub of activity, offering a plethora of amenities for social engagement and relaxation. Residents also benefit from the community van, facilitating day trips and shopping excursions, while a diverse array of special interest groups cater to various preferences, fostering a vibrant and enriching living experience. Spanning 1,683 residences, this pet-friendly community exudes a welcoming atmosphere and features a 9-hole executive golf course, inviting residents to enjoy leisurely rounds amidst picturesque surroundings.

(410) 266-8677

Types of Care at Heritage Harbour

Independent Living Assisted Living
Walk Score
Walk Score: 9 / 100 Rank #854 / 986Walk Score — State benchmarkedThis home is ranked 854th out of 986 homes in Maryland. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Maryland SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Amenities & Lifestyle

Specific ProgramsBuying & Selling

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What does this home offer?

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Pets Allowed

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Building Type: Two-story

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Transportation Services

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Fitness and Recreation

Places of interest near Heritage Harbour

Address 7.5 miles from city center Info Estimated distance in miles from Annapolis's city center to Heritage Harbour's address, calculated via Google Maps. — 3.48 miles to nearest hospital (Kure Smart Pain Management)

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Financial Assistance for
Independent Living in Maryland

Heritage Harbour is located in Annapolis, Maryland.
Here are the financial assistance programs available to residents in Maryland.

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Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled
General Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
MD

High urban demand; rural outreach efforts.

Benefits
Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+
General Maryland resident, at risk of nursing home placement.
Income Limits ~$2,000/month individual, varies by county
Asset Limits $11,000 individual
MD

Limited funding; waitlists common in high-demand areas.

Benefits
In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+
General Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025) $943/month (individual); most income applied to care costs.
Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD

Home equity limit $636,000; estate recovery applies post-55.

Benefits
24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+
General Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025) ~$34,000/year individual, varies by county
Asset Limits Not strict; prioritizes low-income.
MD

Not available statewide; facility must be licensed by MDH.

Benefits
Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age
General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A
Asset Limits $155,356 net worth limit
MD

High veteran population in suburban/rural areas.

Benefits
Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+
General Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025) $48,560/year individual, 300% FPL
Asset Limits None specified.
MD

Supplements Medicare Part D; annual enrollment required.

Benefits
Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+
General Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits $9,090 (individual), $13,630 (couple).
MD

Includes QMB, SLMB, QI categories.

Benefits
Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+
General Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025) $943/month (individual); spend-down available.
Asset Limits $2,500 (individual), $3,000 (couple).
MD

Consumer-directed option allows hiring family caregivers.

Benefits
Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

Frequently Asked Questions about Heritage Harbour

Is Heritage Harbour in a walkable area?

Heritage Harbour has a walk score of 9. Car-dependent. Most errands require a car, with limited nearby walkable options.

Are there photos of Heritage Harbour?

Yes — there is 1 photo of Heritage Harbour in the photo gallery on this page.

What is the phone number of Heritage Harbour?

(410) 266-8677 will put you in contact with the team at Heritage Harbour.

Is Heritage Harbour Medicare or Medicaid certified?

Heritage Harbour is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

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