Josephine Towers

Overview of Josephine Towers

Live a blissful retirement at Josephine Towers, a distinguished community located near St. Mary’s Hospital in Waterbury, CT, offering independent living. Residents can keep their peace of mind with the community’s beautifully furnished and cozy studio to two-bedroom floor plans, designed for their comfort and safety. On-site maintenance and laundry spaces are also available for residents’ convenience.

Residents will not feel lonely with a variety of fun recreational activities and cozy communal spaces. With convenient apartment features, residents can prepare delightful meals that cater to their dietary needs and preferences. Pets are also welcome to accompany residents to ease their loneliness. The community is ideal for those looking to live independently in retirement, especially with its friendly setting and state-of-the-art amenities.

(203) 597-0340

Walk Score: 92 / 100

Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What does this home offer?

Pets Allowed

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: High-rise

Social and Recreational Activities

Parking Available

Types of Care at Josephine Towers

Independent Living

Connecticut Home Care Program for Elders

CHCPE

Age 65+

General Connecticut resident, at risk of nursing home placement.

Income Limits State-funded: ~$1,600/month; Medicaid: ~$2,829/month 300% FBR

Asset Limits $1,600 (state), $2,000 (Medicaid, individual).

Two tiers (state and Medicaid); waitlists possible.

Benefits

In-home care (4-6 hours/day) Adult day care (~$70/day) Meals Respite (up to 14 days/year)

Statewide Respite Care Program

CT Respite Care

Age —

General Caregiver of senior with dementia, Connecticut resident.

Income Limits ~$2,500/month individual, varies

Asset Limits $40,000 individual

Limited to dementia caregivers; capped funding.

Benefits

In-home respite (up to 30 days/year) Adult day care (~$70/day)

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

Age 62+

General Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.

Income Limits (2025) ~$41,000/year individual, adjusted annually

Asset Limits Not specified; focus is income-based.

Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Benefits

Personal care (3-5 hours/day) Meals ($5-$7/meal) Housekeeping Transportation (~5 trips/month)

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

Age 65+ or disabled

General Connecticut resident, enrolled in Medicare Part A/B.

Income Limits (2025) ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.

Asset Limits None since 2023 policy change.

Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Benefits

Covers Medicare Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20% of services)

0.9 miles from city center Estimated distance in miles from Waterbury's city center to Josephine Towers's address, calculated via Google Maps.

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Josephine Towers	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waterbury (Bank Street Historic District)	-	Yes	92	Studio / 1 Bed / 2 Bed
East Gate Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waterbury	-	No	71	Studio / 1 Bed / 2 Bed
Enterprise Apartments and Abbott Towers	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waterbury	-	No	84	Studio / 1 Bed / 2 Bed
Exchange Place Towers	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waterbury (Bank Street Historic District)	-	Yes	89	Studio / 1 Bed / 2 Bed
Nottingham Towers Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waterbury	-	No	71	Studio / 1 Bed / 2 Bed

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What neighborhood is Josephine Towers in?

Josephine Towers is in the Bank Street Historic District neighborhood.

Is Josephine Towers in a walkable area?

Josephine Towers has a walk score of 92. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What is the address of Josephine Towers?

Josephine Towers is located at 24 Union St, Waterbury, CT 06706.

What is the phone number of Josephine Towers?

(203) 597-0340 will put you in contact with the team at Josephine Towers.

Is Josephine Towers Medicare or Medicaid certified?

Josephine Towers is not currently listed as a CMS-certified provider of Medicare or Medicaid.