Laguna Palms I

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.7 miles from city center

Description

Conveniently situated near different churches in Kings Road, Laguna Niguel, CA, Laguna Palms I is a quaint community that offers assisted living. Committed to enhancing residents’ quality of life, the community delivers the utmost care and attention 24/7 for up to six residents. Spend your later years without worries with the community handling the housekeeping and other household responsibilities.

With its cozy setting, residents are encouraged to interact with their neighbors and do the things they love for leisure and wellness. Healthy and delicious meals are also served to satisfy cravings and dietary needs. The community is great for those looking for assistance in living their day-to-day activities while still having the independence to spend their day as they please.

Map

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Details

What does this place offer?

Housing Options Private / Semi-Private Rooms

Building Type Single-story

Amenities

Dining Services

Housekeeping Services

Beauty Services

Transportation Services

Recreational Activities

Type of Care Available

Assisted Living Memory Care

Comparison Chart

Compare senior living communities around the area

Laguna Palms I

CA 92677

Private / Semi-Private Rooms

Laguna Palms II

CA 92677

Private / Semi-Private Rooms

Del’s Haven IV

Laguna Niguel

Private / Semi-Private Rooms

N/A

Del’s Haven III

Laguna Niguel

Private / Semi-Private Rooms

N/A

Del’s Haven II

Laguna Niguel

Private / Semi-Private Rooms

N/A

Claim What’s Yours: Financial Aid for California Seniors

Program

State Program Name

Eligibility

Benefits

Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CA Specifics: County-managed; waitlists possible.

Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.

In-Home Supportive Services (IHSS)

California IHSS

General: Age 65+, California resident, Medicaid-eligible or low-income.
Income Limits: ~$1,732/month (individual, Medi-Cal threshold).
Asset Limits: $2,000 (individual).
CA Specifics: Can hire family as caregivers.

Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).

Multipurpose Senior Services Program (MSSP)

CA MSSP

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 38 counties; waitlists common.

Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).

Property Tax Postponement Program (PTP)

CA PTP

General: Age 62+, California resident, own and live in home, 40% equity.
Income Limits (2025): ~$51,500/year (household, adjusted annually).
Asset Limits: Equity-based; no strict asset cap.
CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).

Assisted Living Waiver (ALW)

CA ALW

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Services: Personal care in ALFs (5-7 hours/day), medication management, social services.

California CARES Program

CA CARES

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
CA Specifics: High demand in urban areas; complements IHSS respite.

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

Low-Income Home Energy Assistance Program (LIHEAP)

CA LIHEAP

General: Age 60+ priority, California resident, low-income, utility/heating need.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.

Services: Utility payments (avg. $500-$1,000/year), weatherization (e.g., insulation, avg. $1,000-$3,000 savings).

Claim What’s Yours Financial Aid for California Seniors

MSSP (Medi-Cal Waiver)

Multipurpose Senior Services Program

Eligibility

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CA Specifics: County-managed; waitlists possible.

Benefits

Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.

California IHSS

In-Home Supportive Services (IHSS)

Eligibility

General: Age 65+, California resident, Medicaid-eligible or low-income.
Income Limits: ~$1,732/month (individual, Medi-Cal threshold).
Asset Limits: $2,000 (individual).
CA Specifics: Can hire family as caregivers.

Benefits

Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).

CA MSSP

Multipurpose Senior Services Program (MSSP)

Eligibility

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 38 counties; waitlists common.

Benefits

Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).

CA PTP

Property Tax Postponement Program (PTP)

Eligibility

General: Age 62+, California resident, own and live in home, 40% equity.
Income Limits (2025): ~$51,500/year (household, adjusted annually).
Asset Limits: Equity-based; no strict asset cap.
CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Benefits

Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).

CA ALW

Assisted Living Waiver (ALW)

Eligibility

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Benefits

Services: Personal care in ALFs (5-7 hours/day), medication management, social services.

CA CARES

California CARES Program

Eligibility

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
CA Specifics: High demand in urban areas; complements IHSS respite.

Benefits

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

CA LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ priority, California resident, low-income, utility/heating need.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.