What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Lake Song Assisted Living | Assisted Living in Minnesota

Overview of Lake Song Assisted Living

Lake Song Assisted Living is a senior living community located in Onamia, MN. It offers a range of services including assisted living, memory care, health and wellness programs, and social activities. The facility provides 24/7 professional care in a safe and supportive environment.

(320) 532-2000 lakesong@mlhealth.org

37-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

Facility TypeAssisted Living

StatusApproved For Dementia Care

CountyMille Lacs

Licensed Nurses/CNAs

24-Hour Staffing

Specific ProgramsHealth & Wellness Programs, Social & Recreational Activities, Dining Services, Safety & Security, On-Site Healthcare Services

Food DescriptionNutritious, dietitian-approved meals served daily, ensuring residents enjoy healthy, delicious food without the stress of cooking.

Meals IncludedYes

Latest inspection

Date October 17, 2025

Elderly Waiver

Minnesota Medicaid EW

Age 65+

General Minnesota resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $3,000 individual, higher than most states

Higher asset limit; rural access focus.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$70/day) Home aides

Essential Community Supports (ECS)

Minnesota ECS

Age 65+

General Minnesota resident, at risk of decline but not nursing home level.

Income Limits ~$1,732/month individual, varies

Asset Limits $3,000 individual

Bridges gap for those ineligible for waivers.

Benefits

In-home support (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+

General Minnesota resident, NFLOC, not MA-eligible.

Income Limits (2025) ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.

Asset Limits $3,000 (individual); home equity limit $713,000.

CDCS option; statewide via counties.

Benefits

Personal care (4-6 hours/day) Respite (~5 days/year) Home health Meals Home mods

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+

General Minnesota resident, eligible for MA and Medicare Parts A/B.

Income Limits (2025) ~$1,255/month (100% FPL for MA); spenddown allowed.

Asset Limits $3,000 (individual), $6,000 (couple).

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits

Personal care (5-7 hours/day) Medical care Respite Adult day care Home mods $900/year groceries (some plans)

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+

General Minnesota resident, MA-eligible, not on Medicare.

Income Limits (2025) ~$1,255/month (100% FPL); spenddown allowed.

Asset Limits $3,000 (individual), $6,000 (couple).

Includes EW services; 7 health plans available.

Benefits

Personal care (5-7 hours/day) Respite Adult day care Home mods Limited nursing home care

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled

General Minnesota resident, eligible for MA personal care but opts for grant.

Income Limits (2025) ~$1,255/month (MA-eligible); spenddown allowed.

Asset Limits $3,000 individual

Can hire family; statewide via counties.

Benefits

Cash (~$500-$1,500/month) for personal care Respite Home mods Assistive tech

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled

General Minnesota resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Minnesota resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in rural/urban areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

0.0 miles from city center Estimated distance in miles from Onamia's city center to Lake Song Assisted Living's address, calculated via Google Maps.

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Assisted Living around Minnesota

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Lake Song Assisted Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Onamia	37	No	-	-	-	-	-	-	-	-	0	0
Brookdale West St. Paul	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	West Saint Paul (Thompson Avenue East)	20	No	41	-	-	55.0%	-		1	-	1	8
Brookdale Winona	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Winona	20	Yes	67	-	11	95.0%	A+		3	90.1%	1	19
Brookdale Willmar	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Willmar	20	No	57	-	-	85.0%	-		1	48.2%	1	10
Brookdale Faribault	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Faribault	20	No	19	-	-	55.0%	-		1	87.6%	1	1

Lake Song Assisted Living

Type of care: AL

Community:Location: Onamia

Bed Count: 37

Pets Allowed: No

Brookdale West St. Paul

Type of care: AL MC

Community:Location: West Saint Paul (Thompson Avenue East)

Bed Count: 20

Pets Allowed: No

Brookdale Winona

Type of care: AL

Community:Location: Winona

Bed Count: 20

Pets Allowed: Yes

Brookdale Willmar

Type of care: AL

Community:Location: Willmar

Bed Count: 20

Pets Allowed: No

Brookdale Faribault

Type of care: AL

Community:Location: Faribault

Bed Count: 20

Pets Allowed: No

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Lake Song Assisted Living

Assisted Living in Minnesota

Assisted Living in Minnesota