What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

MorningStar Assisted Living & Memory Care of Santa Fe

2041 S Pacheco St, Santa Fe, NM 87505 View Map

MorningStar Assisted Living & Memory Care of Santa Fe is an Assisted Living Home in New Mexico MorningStar Assisted Living &… is an Assisted Living Home in New Mexico

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2041 S Pacheco St, Santa Fe, NM 87505

Email:
info@morningstarassistedliving&memorycareofsantafe.com

Phone:
+1 505-539-2383

Email:
info@morningstarassistedliving&memorycareofsantafe.com

Phone:
+1 505-539-2383

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Explore Nursing Home Revenues, Staffing & Ownership

View Nursing Home Government Data: Salaries, Revenues, Room Occupancy, Ownership, etc.

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for New Mexico Seniors

Program

State Program Name

Eligibility

Benefits

Centennial Care Community Benefit

NM Medicaid Centennial Care

Official government program page

General: Age 65+ or disabled, New Mexico resident, Medicaid- eligible, long-term care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
NM Specifics: Managed care model; rural outreach efforts.

Services: In-home care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care (~$65/day), medical services.

New Mexico Caregiver Support Program

NM NFCSP Respite

Official government program page

General: Caregiver of someone 60+ (or with dementia), New Mexico resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
NM Specifics: Limited slots; rural focus due to sparse population.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Program of All-Inclusive Care for the Elderly (PACE)

New Mexico PACE (e.g., InnovAge New Mexico PACE)

Official government program page

General: Age 55+, NM resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
NM Specifics: Available in Bernalillo, Sandoval, Valencia Counties via InnovAge.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Older Americans Act (OAA) Services

New Mexico Older Americans Act Services

Official government program page

General: Age 60+, NM resident (or spouse of any age); no income/asset limits.
Income Limits (2025): None; sliding scale fees may apply for some services.
Asset Limits: Not assessed.
NM Specifics: Two AAAs (Albuquerque vs. Non-Metro); services vary by region.

Services: Meals (home-delivered or group, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (5 days/year), adult day care ($50/day).

Medicare Savings Program (MSP)

New Mexico Medicare Savings Program

General: Age 65+ or disabled, NM resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: None in NM (unique among states).
NM Specifics: No asset test; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

New Mexico LIHEAP

Official government program page

General: Age 60+ prioritized, NM resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
NM Specifics: Covers oil, gas, electric, wood; emergency aid available.

Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max), weatherization.

Senior Community Service Employment Program (SCSEP)

New Mexico SCSEP

Official government program page

General: Age 55+, unemployed, low-income, NM resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
NM Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

New Mexico VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NM resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
NM Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Property Tax Rebate for Seniors

New Mexico Property Tax Rebate

General: Age 65+, NM resident, homeowner or renter, paid property taxes.
Income Limits (2025): ~$36,000/year (individual, projected).
Asset Limits: Not assessed.
NM Specifics: Rebate up to $250-$500; annual application required.

Services: Tax rebate (~$250-$500/year) to offset housing costs.

Claim What’s Yours Financial Aid for New Mexico Seniors

NM Medicaid Centennial Care

Centennial Care Community Benefit

Requirements:

General:
Age 65+ or disabled, New Mexico resident, Medicaid- eligible, long-term care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
NM Specifics:
Managed care model; rural outreach efforts.

Benefits without Contact:

Services: In-home care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care (~$65/day), medical services.

Official Program Page

NM NFCSP Respite

New Mexico Caregiver Support Program

Requirements:

General:
Caregiver of someone 60+ (or with dementia), New Mexico resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
NM Specifics:
Limited slots; rural focus due to sparse population.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Official Program Page

New Mexico PACE (e.g., InnovAge New Mexico PACE)

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, NM resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025):
~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits:
$2,000 (individual), $3,000 (couple) for Medicaid enrollees.
NM Specifics:
Available in Bernalillo, Sandoval, Valencia Counties via InnovAge.

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Official Program Page

New Mexico Older Americans Act Services

Older Americans Act (OAA) Services

Requirements:

General:
Age 60+, NM resident (or spouse of any age); no income/asset limits.
Income Limits (2025):
None; sliding scale fees may apply for some services.
Asset Limits:
Not assessed.
NM Specifics:
Two AAAs (Albuquerque vs. Non-Metro); services vary by region.

Benefits without Contact:

Services: Meals (home-delivered or group, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (5 days/year), adult day care ($50/day).

Official Program Page

New Mexico Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, NM resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
None in NM (unique among states).
NM Specifics:
No asset test; includes Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

New Mexico LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Requirements:

General:
Age 60+ prioritized, NM resident, low-income household.
Income Limits (2025):
~$3,970/month (individual, 185% FPL).
Asset Limits:
Not assessed; income-focused.
NM Specifics:
Covers oil, gas, electric, wood; emergency aid available.

Benefits without Contact:

Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max), weatherization.

Official Program Page

New Mexico SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, NM resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
NM Specifics:
Priority for veterans, rural residents; AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

New Mexico VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, NM resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
NM Specifics:
High veteran demand in rural/urban areas.