Prairie Hills

Article: How to get Medicare and Medicaid to Pay for Assisted Living

2.5 miles from city center

Description

At Prairie Hills, seniors can enjoy the beauty and verve of Cedar Rapids while receiving necessary support whenever they need it. The community offers easy access to nature and outdoor activities such as a visit to the animal-friendly Sokol Park or Jones Memorial Park. Their floor plans are designed to cater to individual preferences, and the Dare to Dream program ensures that each resident’s dream is acknowledged and fulfilled which is also vital to their holistic development.

In the morning, warm sunlight fills the home, creating a welcoming and comfortable atmosphere. Skilled caregivers are always available to help with medication, personal hygiene, and getting dressed, to make each day even better. Residents can leave the chores and maintenance to the amazing staff and focus on settling in and feeling at ease. The top-notch chef prepares delicious meals, and the warm-hearted community provides pampering services to help residents feel their best, day in and day out. Prairie Hills is also committed to promoting an active mind and body, providing classic favorites in cinema, and more.

Map

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Type of Care Available

Assisted Living

Claim What’s Yours: Financial Aid for Iowa Seniors

Program

State Program Name

Eligibility

Benefits

Elderly Waiver

Iowa Medicaid Elderly Waiver

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Rural focus; waitlists possible.

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

Iowa Family Caregiver Support

IA NFCSP

General: Caregiver of someone 60+, Iowa resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IA Specifics: Limited slots; rural emphasis.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IA Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

General: Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IA Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IA Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025): No strict limit; must demonstrate repayment capacity.
Asset Limits: Not specified; credit-based.
IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.

Services: Loans for wheelchairs, ramps, walk-in tubs (~$500-$10,000 avg.), reducing reliance on paid care.

Claim What’s Yours Financial Aid for Iowa Seniors

Iowa Medicaid Elderly Waiver

Elderly Waiver

Eligibility

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Rural focus; waitlists possible.

Benefits

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

IA NFCSP

Iowa Family Caregiver Support

Eligibility

General: Caregiver of someone 60+, Iowa resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IA Specifics: Limited slots; rural emphasis.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Iowa Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IA Specifics: Three tiers; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Iowa PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Iowa SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IA Specifics: Priority for veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Iowa VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IA Specifics: High veteran demand in rural areas.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

Eligibility

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025): No strict limit; must demonstrate repayment capacity.
Asset Limits: Not specified; credit-based.
IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.