Preferred Care at Absecon
Preferred Care at Absecon is a Nursing Home in New Jersey
Preferred Care at Absecon is a Nursing Home in New Jersey
Preferred Care at Absecon
Preferred Care at Absecon is a Nursing Home in New Jersey
Preferred Care at Absecon is a Nursing Home in New Jersey
Overview of Preferred Care at Absecon
Preferred Care at Absecon, a premier provider of skilled nursing care in scenic Absecon, NJ, is designed to meet your senior care needs. This highly-rated, Joint Commission-accredited community provides exceptional care for residents with their long-term and short-term rehabilitation services in addition to Alzheimer’s and behavioral services in their dedicated unit, Byron Hall. Whether you need assistance with daily living activities, recovery from surgery or illness, or specialized memory care, Preferred Care at Absecon has a program for you. Here, residents with behavioral symptoms receive personalized care plans that address the underlying causes of their behavior while promoting dignity and well-being. Preferred Care at Absecon prioritizes patient recovery and overall well-being. Their expert staff works collaboratively to develop individualized care plans that may include sub-acute rehabilitation programs, physical, occupational, and speech therapy. Long-term care residents enjoy a comfortable and engaging atmosphere with daily activities, social events, and a variety of amenities. Feel free to contact the wonderful team at Preferred Care at Absecon at (609) 646-5400.
Home Information
PREFERRED CARE AT ABSECON
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Occupancy levels track close to the statewide midpoint, indicating balanced availability. Bed capacity aligns with the typical community size in the state, allowing steady admissions. Resident stays are comparable to other state facilities, implying stable turnover.
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Home revenue ranks in the upper tier statewide, reflecting strong billing volume. Payroll spending sits in the top tier, showing a strong investment in staffing resources. Total income trails most communities, suggesting tighter operating margins.
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Medicare nights run higher than most peers, indicating robust short-stay referrals. Medicaid nights sit above most state facilities, underscoring deep Title XIX coverage. Private pay nights hover around the statewide average, supporting a diversified mix.
OccupancyBeds
162
Occupancy
86.7%
Total Bed Days Available
59130
Avg. Length of Stay
92 days
Avg. Residents per Day
150
FinanceHome Revenue
$23,898,004.00
Payroll Costs
$7,417,616.00
Profit
$-3,116,992.00
Total Home Costs
$25,433,341.00
Payroll % of Revenue
Percentage of home revenue spent on payroll costs.
Percentage of home revenue spent on payroll costs.
31%
House Specifics:CCN
315244
Owner Name
ABSECON HOLDCO LLC
Rural vs. Urban
Urban
County
Atlantic
Type of Control
Proprietary — Individual
OperationsTotal Admissions
559
Total Discharges
549
% Medicaid Admissions
11%
% Medicare Admissions
44%
% Private Pay Admissions
45%
% Medicaid Discharges
20%
% Medicare Discharges
42%
% Private Pay Discharges
38%
Quality Ratings
Overall Rating
CMS 5-star rating based on health inspections, staffing, and quality measures.
CMS 5-star rating based on health inspections, staffing, and quality measures.
3 / 5
Health Inspection Rating
Rating based on deficiencies found during state health inspections.
Rating based on deficiencies found during state health inspections.
4 / 5
Staffing Rating
Rating based on nurse staffing hours per resident per day.
Rating based on nurse staffing hours per resident per day.
3 / 5
QM Rating
Quality Measures rating based on clinical outcomes for residents.
Quality Measures rating based on clinical outcomes for residents.
1 / 5
Nurse Hours / Resident / Day
Total nurse staffing hours per resident per day.
Total nurse staffing hours per resident per day.
3.88 hrs
Number of Fines
1
Medicaid, Medicare & Private
Medicare Nights
Number of resident nights paid by Medicare for short-term or rehab care.
Number of resident nights paid by Medicare for short-term or rehab care.
30303
Medicaid Nights
Resident nights covered by Medicaid for long-term care or support services.
Resident nights covered by Medicaid for long-term care or support services.
11515
Free Market Nights
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
8720
162-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score: 6 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.
About this community
License Status
ActiveFacility Type
Long Term Care Facility
License Expiration
April 30, 2026
Additional licensing details
License number:
060115
CMS Certification Number:
315244
Ownership & operating entity
Preferred Care at Absecon is legally operated by ABSECON OPERATOR, LLC, and administrated by SHLOMO LIEBERMAN.
Type Of Units
Long Term Care
130 units
Total beds
162 units
What does this home offer?
Housing Options: Private Rooms / Semi-Private Rooms
Building Type: Single-story
Fitness and Recreation
Inspection History
In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.
17 visits/inspections
5 complaint inspections
12 routine inspections
New Jersey average: 7 visits/inspections
New Jersey average: 2 inspections
Routine Scope And Severity
G – Moderate-High Concern
On a scale from A (least severe) to L (most severe).
38 deficiencies identified during routine visits
Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.
New Jersey average: 18 deficiencies
Comparison Chart
The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.Compare Nursing Homes around New Jersey
Peace Care St. Ann‘s
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
RC
Respite Care
Jersey City
120
No
-
86
PEACE CARE INC
93.1%
$16,867,851.00
$6,642,448.00
39.4%
111.10
5/5
4.0717
4/5
5/5
4/5
-
Private / Semi-Private Rooms
Bartley Healthcare Nursing and Rehabilitation Center
SNF
24/7 care needed
Jackson Township
234
No
A+
19
BARTLEY OPERATOR HOLDCO LLC
88.7%
$17,765,608.00
$4,841,399.00
27.3%
203.50
5/5
3.4934
4/5
2/5
5/5
-
Private Rooms / Semi-Private Rooms
Preferred Care at Absecon
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
Absecon
162
No
-
6
ABSECON HOLDCO LLC
86.7%
$23,898,004.00
$7,417,616.00
31%
149.50
3/5
3.8751
4/5
3/5
1/5
1
Private Rooms / Semi-Private Rooms
Peace Care St. Joseph’s
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
RC
Respite Care
Jersey City
139
No
-
97
CHESTER, ERNEST
81.4%
$16,650,452.00
$6,770,818.00
40.7%
130.80
3/5
4.0441
3/5
4/5
4/5
32
Private / Semi-Private Rooms
Bridgeway Care and Rehabilitation Center at Bridgewater
SNF
24/7 care needed
Bridgewater
151
No
-
27
BRIDGEWAY, INC.
-
-
-
-
-
-
-
-
-
-
-
Private Rooms / Semi-Private Rooms
Planning a tour? Check our touring checklist.
Thinking of living here? We can help you speak to a current resident
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Touring Checklist for Senior Living
Touring a community? Use this expert-backed checklist to stay organized, ask the right questions, and find the perfect fit.
Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
0/250
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Places of interest near Preferred Care at Absecon
0.7 miles from city center
1020 Pitney Rd, Absecon, NJ 08201
Calculate Travel Distance to Preferred Care at Absecon
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Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
295
Total Staff
140
Employees
155
Contractors
62,949
Total Hours (Quarter)
85
Avg Staff/Day
8.1
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 9 | 7.5 | No |
| Licensed Practical Nurse | 26 | 9 | No |
| Certified Nursing Assistant | 196 | 8.3 | Yes |
Staff by Category
Administration ⓘ
2 staff
7.3hs shift avg
Nursing Staff ⓘ
233 staff
8.4hs shift avg
Physicians & Practitioners ⓘ
7 staff
8.4hs shift avg
Therapy Services ⓘ
29 staff
6.9hs shift avg
Activities & Recreation ⓘ
1 staff
1.9hs shift avg
Social Services ⓘ
4 staff
7.7hs shift avg
Dietary Services ⓘ
16 staff
6.8hs shift avg
Other Services ⓘ
3 staff
7.1hs shift avg
Contractor Analysis
19%
of total hours from contractors
11,941 contractor hours this quarter
Speech Language Pathologist: 3
Physical Therapy Aide: 3
Certified Nursing Assistant: 120
Respiratory Therapy Technician: 10
Physical Therapy Assistant: 8
Occupational Therapy Aide: 3
Qualified Social Worker: 4
Diagnostic X-ray Services Staff: 1
Qualified Activities Professional: 1
Occupational Therapy Assistant: 2
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 76 | 120 | 196 | 34,190 | 91 | 100% | 8.3 |
| Licensed Practical Nurse | 26 | 0 | 26 | 12,857 | 91 | 100% | 9 |
| Other Dietary Services Staff | 15 | 0 | 15 | 3,349 | 91 | 100% | 6.8 |
| Clinical Nurse Specialist | 6 | 0 | 6 | 2,800 | 89 | 98% | 8.5 |
| Registered Nurse | 9 | 0 | 9 | 2,607 | 91 | 100% | 7.5 |
| Respiratory Therapy Technician | 0 | 10 | 10 | 952 | 78 | 86% | 6.7 |
| RN Director of Nursing | 2 | 0 | 2 | 948 | 63 | 69% | 7.8 |
| Speech Language Pathologist | 0 | 3 | 3 | 888 | 71 | 78% | 7.6 |
| Physical Therapy Aide | 0 | 3 | 3 | 673 | 74 | 81% | 6.1 |
| Qualified Social Worker | 0 | 4 | 4 | 553 | 68 | 75% | 7.7 |
| Administrator | 1 | 0 | 1 | 496 | 62 | 68% | 8 |
| Nurse Practitioner | 1 | 0 | 1 | 467 | 59 | 65% | 7.9 |
| Mental Health Service Worker | 1 | 0 | 1 | 466 | 59 | 65% | 7.9 |
| Dental Services Staff | 1 | 0 | 1 | 466 | 61 | 67% | 7.6 |
| Physical Therapy Assistant | 0 | 8 | 8 | 464 | 62 | 68% | 7.3 |
| Occupational Therapy Aide | 0 | 3 | 3 | 393 | 52 | 57% | 7.6 |
| Dietitian | 1 | 0 | 1 | 157 | 20 | 22% | 7.8 |
| Diagnostic X-ray Services Staff | 0 | 1 | 1 | 104 | 26 | 29% | 4 |
| Occupational Therapy Assistant | 0 | 2 | 2 | 58 | 8 | 9% | 7.3 |
| Medical Director | 1 | 0 | 1 | 52 | 13 | 14% | 4 |
| Qualified Activities Professional | 0 | 1 | 1 | 12 | 6 | 7% | 1.9 |
Health Inspection History
Source: CMS Health Citations (Jul 2022 – Dec 2024)
4
Inspections
22
Total Citations
0
Critical (J-L)
1
Serious (G-I)
5.5
Citations/Inspection
Dec 2024
Last Inspection
Citation Severity Distribution
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
9
41% of total
Resident Rights
4
18% of total
Infection Control
2
9% of total
Abuse, Neglect & Exploitation
1
5% of total
Citation Sources
Standard Inspections
19
Complaint Investigations
10
State Comparison (NJ)
Avg Citations (State)
20.9
This Facility: 22
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Dec 23, 2024 | D | Nutrition | F0812 | Corrected |
| Dec 23, 2024 | D | Resident Rights | F0577 | Corrected |
| Dec 23, 2024 | E | Resident Rights | F0584 | Corrected |
| Sep 28, 2023 | D | Abuse/Neglect | F0600 | Corrected |
| Sep 28, 2023 | E | Nutrition | F0804 | Corrected |
| Sep 28, 2023 | G | Quality of Care | F0686 | Corrected |
| Sep 28, 2023 | D | Quality of Care | F0689 | Corrected |
| Sep 28, 2023 | D | Quality of Care | F0690 | Corrected |
| Sep 28, 2023 | D | Quality of Care | F0692 | Corrected |
| Sep 28, 2023 | D | Resident Rights | F0584 | Corrected |
| Aug 18, 2023 | D | Quality of Care | F0677 | Corrected |
| Aug 18, 2023 | B | Quality of Care | F0695 | Corrected |
| Aug 18, 2023 | B | Care Planning | F0842 | Corrected |
| Jul 26, 2022 | D | Infection Control | F0880 | Corrected |
| Jul 26, 2022 | D | Infection Control | F0881 | Corrected |
| Jul 26, 2022 | E | Nutrition | F0812 | Corrected |
| Jul 26, 2022 | D | Nutrition | F0814 | Corrected |
| Jul 26, 2022 | D | Quality of Care | F0689 | Corrected |
| Jul 26, 2022 | D | Quality of Care | F0690 | Corrected |
| Jul 26, 2022 | D | Quality of Care | F0698 | Corrected |
| Jul 26, 2022 | D | Care Planning | F0658 | Corrected |
| Jul 26, 2022 | D | Resident Rights | F0550 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Ownership: For-Profit LLC
Part of: Preferred Care
Resident Census by Payment Source
153
Total Residents
Medicare
39
(25.5%)
ⓘ
Medicaid
97
(63.4%)
ⓘ
Private Pay/Other
17
(11.1%)
ⓘ
Specialized Care Beds
32
Total Specialty Beds
19.8%
of Bed Capacity
32
Other Specialized Rehab Beds ⓘ
19.8%
Programs & Services
Residents' Group
ⓘ
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Active
Resident Council
ⓘ
Quality Measures
CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.
Source: CMS Nursing Home Compare (Data as of Jan 2026)
High-Risk Clinical Events
2.9
Score
58% better than avg
State avg: 6.8
Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline
Functional Decline
3.9
Score
68% better than avg
State avg: 12.4
Composite score based on ADL decline, walking ability decline, and incontinence
Long-Stay Resident Measures
Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.
Need for Help with Daily Activities Increased
3.3%
Lost Too Much Weight
1.7%
Urinary Tract Infection
0.7%
Depressive Symptoms
19.6%
Falls with Major Injury
1.8%
Pneumococcal Vaccine
99.1%
Walking Ability Worsened
3.7%
Influenza Vaccine
100.0%
High Risk Residents with Pressure Ulcers
3.8%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
4.8%
Short-Stay Resident Measures
Measures for residents who stay 100 days or less (typically rehabilitation patients).
Pneumococcal Vaccine
91.9%
17% better than avg
State: 78.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
0.4%
70% better than avg
State: 1.2%
Influenza Vaccine
86.7%
8% better than avg
State: 80.1%
Penalties & Fines
Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.
Source: CMS Penalties Database (Data as of Jan 2026)
Total Fines
$40K
State avg: $77K
49% better than avg
Number of Fines
1
State avg: 2.0
Compared to State Average
Facility: $40K |
State Avg: $77K
Penalty History
Showing all 1 penalties (Sep 2023 - Sep 2023)
Sep 28, 2023
Civil Money Penalty
$40K
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for New Jersey Seniors
Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
NJ Medicaid MLTSS
Official government program page
- General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- NJ Specifics: High urban demand; managed care model.
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
NJ JACC
Official government program page
- General: Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits: ~$2,500/month (individual, varies).
- Asset Limits: $40,000 (individual).
- NJ Specifics: Higher asset limit; limited funding.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
New Jersey PAAD
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
New Jersey Senior Gold
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
- Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
- General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025): ~$150,000/year (combined household, projected).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
New Jersey ANCHOR
Official government program page
- General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits: Not assessed.
- NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
New Jersey Stay NJ
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025): ~$500,000/year (projected, subject to final regs).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
- General: Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
New Jersey LIHEAP
Official government program page
- General: Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Covers oil, gas, electric; emergency aid available.
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
- General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- NJ Specifics: 21 AAAs; rural/low-income priority.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- NJ Specifics: High veteran demand in urban/rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for New Jersey Seniors
NJ Medicaid MLTSS
Managed Long Term Services and Supports
Requirements:
- General:Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- NJ Specifics:High urban demand; managed care model.
Benefits without Contact:
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC
JACC (Jersey Assistance for Community Caregiving)
Requirements:
- General:Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits:~$2,500/month (individual, varies).
- Asset Limits:$40,000 (individual).
- NJ Specifics:Higher asset limit; limited funding.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold
Senior Gold Prescription Discount Program
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
- Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- NJ Specifics:Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze
Senior Freeze (Property Tax Reimbursement)
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025):~$150,000/year (combined household, projected).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
Requirements:
- General:Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025):~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits:Not assessed.
- NJ Specifics:Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ
Stay NJ
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025):~$500,000/year (projected, subject to final regs).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund
Universal Service Fund (USF)
Requirements:
- General:Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP
Home Energy Assistance Program (LIHEAP)
Requirements:
- General:Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program
NJ Family Caregiver Support Program (via NFCSP)
Requirements:
- General:Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025):Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits:Not assessed; need-based.
- NJ Specifics:21 AAAs; rural/low-income priority.
Benefits without Contact:
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- NJ Specifics:High veteran demand in urban/rural areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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