Description

Rose Pointe stands as one of the premier homes that have set the standard for premium nursing and rehabilitative care. Focuses on independent living, management ensures you get a hassle-free and seamless transfer to your new place. The premier nursing home offers a definite solution to all your needs, ensuring that comfort and relaxation are being prioritized. Rose Pointe has continuously provided world-class hospitality in a resort-like environment.
Rose Pointe aims to enhance the quality of life for its residents by ensuring that they have the best services such as housekeeping, transportation, medication management, and daily assistance with tasks. Other community services include fitness classes, recreational and cultural activities, support services, and home health care.

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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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Claim What’s Yours: Financial Aid for Minnesota Seniors

Program
State Program Name
Eligibility
Benefits
Elderly Waiver
Minnesota Medicaid EW
  • General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • MN Specifics: Higher asset limit; rural access focus.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
Essential Community Supports (ECS)
Minnesota ECS
  • General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Bridges gap for those ineligible for waivers.
  • Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Alternative Care (AC) Program
Minnesota Alternative Care Program
  • General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
  • Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
  • Asset Limits: $3,000 (individual); home equity limit $713,000.
  • MN Specifics: CDCS option; statewide via counties.
  • Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
Minnesota Senior Health Options (MSHO)
Minnesota Senior Health Options
  • General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
  • Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
  • Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
Minnesota Senior Care Plus (MSC+)
Minnesota Senior Care Plus
  • General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
  • Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: Includes EW services; 7 health plans available.
  • Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
Consumer Support Grant (CSG)
Minnesota Consumer Support Grant
  • General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
  • Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Can hire family; statewide via counties.
  • Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
Medicare Savings Program (MSP)
Minnesota Medicare Savings Program
  • General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
VA Aid and Attendance (A&A) and Housebound Benefits
Minnesota VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MN Specifics: High veteran demand in rural/urban areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Minnesota Seniors

Minnesota Medicaid EW

Elderly Waiver

Eligibility
  • General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • MN Specifics: Higher asset limit; rural access focus.
Benefits
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
Minnesota ECS

Essential Community Supports (ECS)

Eligibility
  • General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Bridges gap for those ineligible for waivers.
Benefits
  • Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Minnesota Alternative Care Program

Alternative Care (AC) Program

Eligibility
  • General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
  • Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
  • Asset Limits: $3,000 (individual); home equity limit $713,000.
  • MN Specifics: CDCS option; statewide via counties.
Benefits
  • Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
Minnesota Senior Health Options

Minnesota Senior Health Options (MSHO)

Eligibility
  • General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
  • Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
Benefits
  • Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
Minnesota Senior Care Plus

Minnesota Senior Care Plus (MSC+)

Eligibility
  • General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
  • Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: Includes EW services; 7 health plans available.
Benefits
  • Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
Minnesota Consumer Support Grant

Consumer Support Grant (CSG)

Eligibility
  • General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
  • Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Can hire family; statewide via counties.
Benefits
  • Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
Minnesota Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Minnesota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MN Specifics: High veteran demand in rural/urban areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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