What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Sage Spend A Day | Nursing Home in New Jersey

Overview of Sage Spend a Day

Sage Spend a Day is a senior center located in Summit, NJ. It offers a variety of programs and services including home care, medical adult day care, meals-on-wheels, social work, community outreach, Medicare SHIP, and LifeStation medical alert services. The center is dedicated to empowering seniors to age at home with dignity and independence.

(908) 598-5520

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 64

64-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

Occupancy

Occupancy rate

34%

In line with New Jersey average

Occupied beds

22 / 64

Average residents 119 per day

Facility TypeAdult Day Health Care Services

StatusActive

ExpirationAugust 31, 2026

License Number908110

Sage Spend A Day is administrated by Galina Muller.

Owner NameSAGE ELDERCARE, INC.

24-Hour Staffing

Specific ProgramsHome Care, Spend-A-Day Medical Adult Day Center, Meals-on-Wheels, Social Work, Community Outreach, Medicare SHIP, LifeStation Medical Alert

Operating HoursMonday-Friday: 8:00 AM - 5:00 PM

New Jersey average: 8 visits/inspections

New Jersey average: 6 inspections

Show Inspection Reports

Latest inspection

Date November 20, 2025

4 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

Inspection Report Summary for Sage Spend A Day

The most recent inspection on November 20, 2025, did not identify any deficiencies. Earlier inspections showed mixed results, including a complaint investigation on September 12, 2023, where inspectors cited issues with administration and nursing services, such as the absence of a full-time Administrator and Director of Nursing during participant hours and incomplete nursing documentation. No fines, immediate jeopardy findings, or enforcement actions were listed in the available reports. The complaint investigation was substantiated based on these administrative and nursing deficiencies. The facility appears to have addressed prior concerns, as the latest report shows no deficiencies.

Compare Nursing Homes around New Jersey

5 facilities compared · CMS & NJ Dept. of Health data · Updated Apr 2026

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Peace Care St. Ann‘s		AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Jersey City (Greenville)	120	90.8%	+18%	4.07				+184%	+5%	0	12	3.0	0	111	-	86	Peace Care Inc	$21.7M	$7.2M	33.2%	315413
Peace Care St. Joseph’s		AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Jersey City (Journal Square)	139	77.0%	0%	4.04				+142%	+4%	32	15	7.5	1	131	-	97	Chester, Ernest	$19.4M	$8.0M	41.4%	315452
Accelerate Skilled Nursing And Rehab Piscataway		NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Piscataway	124	39.0%	-49%	4.10				-14%	+6%	1	34	6.8	3	99	-	-	-	$12.2M	$3.6M	29.6%	315522
Sage Spend A Day	-	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Summit	64	-	-	-	-	-	-	-	-	0	0	0.0	0	-	-	-	-	-	-	-	-
Active Day Adult Services	-	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Sayreville	50	-	-	-	-	-	-	-	-	0	0	0.0	0	-	-	-	-	-	-	-	-

Peace Care St. Ann‘s

Overall Rating:

Type of care: AL MC NH RC

Community: Jersey City (Greenville)

Bed Count: 120

Occupancy: 90.8%

Occupancy vs State Avg: +18%

Nurse hrs per resident/day: 4.1

Health Insp Rating:

Staffing Rating:

QM Rating:

+184%

Staffing vs State Avg: +5%

Citations: 12

Citations per Inspection: 3.0

Avg Residents/Day: 111.10

Operator: Peace Care Inc

Home Revenue: $21,678,116.00

Payroll Costs: $7,196,377.00

Payroll %: 33.2%

CCN: 315413

Peace Care St. Joseph’s

Overall Rating:

Type of care: AL MC NH RC

Community: Jersey City (Journal Square)

Bed Count: 139

Occupancy: 77.0%

Occupancy vs State Avg: 0%

Nurse hrs per resident/day: 4.0

Health Insp Rating:

Staffing Rating:

QM Rating:

+142%

Staffing vs State Avg: +4%

Number of Fines: 32

Citations: 15

Citations per Inspection: 7.5

Severe Citations: 1

Avg Residents/Day: 130.80

Operator: Chester, Ernest

Home Revenue: $19,379,385.00

Payroll Costs: $8,013,894.00

Payroll %: 41.4%

CCN: 315452

Accelerate Skilled Nursing And Rehab Piscataway

Overall Rating:

Type of care: NH AL

Community: Piscataway

Bed Count: 124

Occupancy: 39.0%

Occupancy vs State Avg: -49%

Nurse hrs per resident/day: 4.1

Health Insp Rating:

Staffing Rating:

QM Rating:

-14%

Staffing vs State Avg: +6%

Number of Fines: 1

Citations: 34

Citations per Inspection: 6.8

Severe Citations: 3

Avg Residents/Day: 99.00

Home Revenue: $12,168,906.00

Payroll Costs: $3,599,583.00

Payroll %: 29.6%

CCN: 315522

Sage Spend A Day

Type of care: NH AL

Community: Summit

Bed Count: 64

Citations per Inspection: 0.0

Active Day Adult Services

Type of care: NH AL

Community: Sayreville

Bed Count: 50

Citations per Inspection: 0.0

Nursing Home Explorer

Managed Long Term Services and Supports

NJ Medicaid MLTSS

Age 65+ or disabled

General New Jersey resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High urban demand; managed care model.

Benefits

In-home care (5-7 hours/day) Assisted living Respite (240 hours/year) Medical services

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

Age 60+

General New Jersey resident, at risk of nursing home.

Income Limits ~$2,500/month individual, varies

Asset Limits $40,000 individual

Higher asset limit; limited funding.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Home modifications (~$1,000 avg.)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

Age 65+

General NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025) ~$42,142/year (individual), ~$49,209/year (couple).

Asset Limits Not assessed.

Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Benefits

Prescription cost reduction ($500-$1,000/year savings) Premium assistance ($20/month above benchmark)

Senior Gold Prescription Discount Program

New Jersey Senior Gold

Age 65+

General NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025) ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).

Asset Limits Not assessed.

Copays $15 + 50% of remaining cost; no premium assistance.

Benefits

Prescription cost reduction (~$300-$800/year savings)

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

Age 65+ or disabled

General NJ resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

Age 65+ by Dec 31 prior year

General NJ resident, homeowner, paid property taxes.

Income Limits (2025) ~$150,000/year combined household, projected

Asset Limits Not assessed; home ownership required.

Combines with ANCHOR/Stay NJ via PAS-1; annual application.

Benefits

Tax reimbursement (~$500-$2,000/year) for increases since base year

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

Age 65+ prioritized

General NJ resident, homeowner/renter, paid property taxes/rent.

Income Limits (2025) ~$150,000/year (homeowners), ~$75,000/year (renters).

Asset Limits Not assessed.

Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Benefits

Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters)

Stay NJ

New Jersey Stay NJ

Age 65+ by Dec 31 prior year

General NJ resident, homeowner, lived in home 10+ years.

Income Limits (2025) ~$500,000/year projected, subject to final regs

Asset Limits Not assessed; home ownership required.

Up to 50% tax credit (max $6,500); phased implementation.

Benefits

Tax credit (~$3,000-$6,500/year, projected) starting 2026

Universal Service Fund (USF)

New Jersey Universal Service Fund

Age 65+ prioritized

General NJ resident, utility customer, low-income.

Income Limits (2025) ~$3,970/month individual, 185% FPL

Asset Limits Not assessed; income-focused.

Must owe >$25 on bill; combines with LIHEAP if eligible.

Benefits

Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

Age 60+ prioritized

General NJ resident, low-income household.

Income Limits (2025) ~$3,970/month individual, 185% FPL

Asset Limits Not assessed; income-focused.

Covers oil, gas, electric; emergency aid available.

Benefits

Heating/cooling aid ($300-$1,000/season) Emergency fuel ($450 max)

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

21 AAAs; rural/low-income priority.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General NJ resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in urban/rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

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Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Sage Spend A Day

Nursing Home in New Jersey

Nursing Home in New Jersey

Overview of Sage Spend a Day

Capacity and availability

Smaller home

About this community

Occupancy

License Details

Ownership & Operating Entity

Staffing & Medical

Amenities & Lifestyle

Contact Sage Spend A Day

Inspection History

1 visit/inspection Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

Latest inspection

4 deficiencies

Inspection Report Summary for Sage Spend A Day

Compare Nursing Homes around New Jersey

Financial Assistance for
Nursing Home in New Jersey

Managed Long Term Services and Supports

JACC (Jersey Assistance for Community Caregiving)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Senior Gold Prescription Discount Program

Medicare Savings Program (MSP)

Senior Freeze (Property Tax Reimbursement)

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Stay NJ

Universal Service Fund (USF)

Home Energy Assistance Program (LIHEAP)

NJ Family Caregiver Support Program (via NFCSP)

VA Aid and Attendance (A&A) and Housebound Benefits

Places of interest near Sage Spend A Day

Calculate Travel Distance to Sage Spend A Day

Guides for Better Senior Living

Sage Spend A Day

Nursing Home in New Jersey

Nursing Home in New Jersey

Overview of Sage Spend a Day

Capacity and availability

Smaller home

About this community

Occupancy

License Details

Ownership & Operating Entity

Staffing & Medical

Amenities & Lifestyle

Contact Sage Spend A Day

Inspection History

1 visit/inspection Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

Latest inspection

4 deficiencies

Inspection Report Summary for Sage Spend A Day

Inspection Reports

Compare Nursing Homes around New Jersey The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.

Financial Assistance for Nursing Home in New Jersey

Managed Long Term Services and Supports

JACC (Jersey Assistance for Community Caregiving)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Senior Gold Prescription Discount Program

Medicare Savings Program (MSP)

Senior Freeze (Property Tax Reimbursement)

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Stay NJ

Universal Service Fund (USF)

Home Energy Assistance Program (LIHEAP)

NJ Family Caregiver Support Program (via NFCSP)

VA Aid and Attendance (A&A) and Housebound Benefits

Places of interest near Sage Spend A Day

Calculate Travel Distance to Sage Spend A Day

Guides for Better Senior Living

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