Seabury at Springvale Terrace

Article: How to get Medicare and Medicaid to Pay for Assisted Living

0.7 miles from city center

Description

Seabury at Springvale Terrace is an active and lively community that has been around since 1924. The community offers residential living, assisted living, and enhanced personal care services. They are proud to feature programs tailored to the needs of specific groups, such as the LGBTQ+ community and older adults who are visually impaired.

They also have a well-stocked library, cozy TV lounge, hair salon, wellness center, and modern appliances to ensure the comfort and convenience of our residents. Their dining services cater to all dietary needs as well, ensuring that their residents are well-nourished and satisfied for the entirety of their stay. Seabury at Springvale Terrace is more than just a place to live, it’s a community where residents can build lasting friendships and memories.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Private Rooms

Building Type Two-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Independent Living

Comparison Chart

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Claim What’s Yours: Financial Aid for Maryland Seniors

Program

State Program Name

Eligibility

Benefits

Community Options Waiver

Maryland Medicaid Community Options Waiver

General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
MD Specifics: High urban demand; rural outreach efforts.

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Senior Care Program

Maryland Senior Care

General: Age 65+, Maryland resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by county).
Asset Limits: $11,000 (individual).
MD Specifics: Limited funding; waitlists common in high-demand areas.

Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); most income applied to care costs.
Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD Specifics: Home equity limit $636,000; estate recovery applies post-55.

Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025): ~$34,000/year (individual, varies by county).
Asset Limits: Not strict; prioritizes low-income.
MD Specifics: Not available statewide; facility must be licensed by MDH.

Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
MD Specifics: High veteran population in suburban/rural areas.

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025): $48,560/year (individual, 300% FPL).
Asset Limits: None specified.
MD Specifics: Supplements Medicare Part D; annual enrollment required.

Services: Up to $40/month premium subsidy, reducing drug costs.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits: $9,090 (individual), $13,630 (couple).
MD Specifics: Includes QMB, SLMB, QI categories.

Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025): $943/month (individual); spend-down available.
Asset Limits: $2,500 (individual), $3,000 (couple).
MD Specifics: Consumer-directed option allows hiring family caregivers.

Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.

Claim What’s Yours Financial Aid for Maryland Seniors

Maryland Medicaid Community Options Waiver

Community Options Waiver

Eligibility

General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
MD Specifics: High urban demand; rural outreach efforts.

Benefits

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Maryland Senior Care

Senior Care Program

Eligibility

General: Age 65+, Maryland resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by county).
Asset Limits: $11,000 (individual).
MD Specifics: Limited funding; waitlists common in high-demand areas.

Benefits

Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.

Maryland Medical Assistance (Medicaid) Nursing Home Program

Maryland Nursing Home Medicaid

Eligibility

General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); most income applied to care costs.
Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD Specifics: Home equity limit $636,000; estate recovery applies post-55.

Benefits

Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).

Maryland Senior Assisted Living Group Home Subsidy

Senior Assisted Living Subsidy Program

Eligibility

General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025): ~$34,000/year (individual, varies by county).
Asset Limits: Not strict; prioritizes low-income.
MD Specifics: Not available statewide; facility must be licensed by MDH.

Benefits

Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).

Maryland VA Aid and Attendance

Veterans Aid and Attendance (A&A) Benefit

Eligibility

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
MD Specifics: High veteran population in suburban/rural areas.