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Silver Oaks at Waterford

Senior Living in Aurora

Exterior view of Silver Oaks at Waterford facility Exterior view of the facility entrance with flowers Exterior view of the facility showing building and parking area Exterior sign of Silver Oaks Senior Rental Community
Silver Oaks at Waterford

Senior Living in Aurora

1819 Silver Oaks Cir, Aurora, IL 60504 View map Calculator: See prices in your area
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Overview of Silver Oaks at Waterford

Experience the retirement of your dreams at Silver Oaks at Waterford, a distinct community in Aurora, IL, offering independent living. The community features beautifully designed and spacious one-bedroom floor plans, dedicated to residents’ comfort and convenience. Residents can keep their peace of mind with maintenance services.

Thriving local amenities and leisure sites surround the area, providing residents with unending leisure and wellness opportunities. Pets are also welcome to accompany residents to ease their loneliness. With a fully furnished kitchen in each unit, residents can prepare meals on their terms. The community is a great option for those aiming to downsize in their golden years.

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Walk Score
Walk Score: 26 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What does this home offer?

Minimum age icon
Minimum age icon

Minimum Age: 55 Years Old

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 660 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed

Building type icon
Building type icon

Building Type: Single-story

Parking Available icon

Parking Available

Types of Care at Silver Oaks at Waterford

Independent Living

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Financial Assistance for
Senior Living in Illinois

Silver Oaks at Waterford is located in Aurora, Illinois.
Here are the financial assistance programs available to residents in Illinois.

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Community Care Program

Illinois CCP

Age 60+
General Illinois resident, at risk of nursing home placement.
Income Limits (2025) ~$1,215/month individual
Asset Limits $17,500 individual, excludes home, car
IL

High demand in urban areas; waitlists possible.

Benefits
In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)
General Illinois resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IL

Limited slots; urban/rural balance.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability
General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
IL

~200 SLP sites statewide; room/board not covered.

Benefits
Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+
General Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IL

Part of HealthChoice Illinois; consumer-directed options available.

Benefits
Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled
General Illinois resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IL

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

Age 55+
General unemployed, low-income, Illinois resident.
Income Limits (2025) ~$1,983/month 125% FPL
Asset Limits Not specified; income-focused.
IL

Priority for veterans, rural residents.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled
General Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IL

~$50-$500/month based on facility type.

Benefits
Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IL

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near Silver Oaks at Waterford

Address 3.4 miles from city center Info Estimated distance in miles from Aurora's city center to Silver Oaks at Waterford's address, calculated via Google Maps.

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Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Senior Living around Aurora The information below is reported by the Illinois Department of Public Health, Office of Health Care Regulation.

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Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Aurora-No 39 2 Bed
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Type of care: IL
Community:Location: Aurora (North Constitution Drive)
Bed Count: 232
Pets Allowed: No
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Silver Oaks at Waterford Silver Oaks at Waterford
Type of care: IL
Community:Location: Aurora
Pets Allowed: Yes
Bed Options: 1 Bed
Greencastle of North Aurora Greencastle of North Aurora
Type of care: IL
Community:Location: North Aurora
Pets Allowed: No
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Community:Location: Aurora
Pets Allowed: No
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