Silver Oaks at Waterford
Senior Living & Independent Living · Aurora, IL

Silver Oaks at Waterford

Senior Living & Independent Living · Aurora, Illinois

Overview of Silver Oaks at Waterford

Experience the retirement of your dreams at Silver Oaks at Waterford, a distinct community in Aurora, IL, offering independent living. The community features beautifully designed and spacious one-bedroom floor plans, dedicated to residents’ comfort and convenience. Residents can keep their peace of mind with maintenance services.

Thriving local amenities and leisure sites surround the area, providing residents with unending leisure and wellness opportunities. Pets are also welcome to accompany residents to ease their loneliness. With a fully furnished kitchen in each unit, residents can prepare meals on their terms. The community is a great option for those aiming to downsize in their golden years.

(630) 585-6040

Types of Care at Silver Oaks at Waterford

Independent Living
Walk Score
Walk Score: 26 / 100 Rank #522 / 647Walk Score — State benchmarkedThis home is ranked 522nd out of 647 homes in Illinois. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Illinois SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Contact Silver Oaks at Waterford

What does this home offer?

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Minimum Age: 55 Years Old

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Pets Allowed

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Room Sizes: 660 sq. ft

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Housing options icon

Housing Options: 1 Bed

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Building type icon

Building Type: Single-story

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Parking Available

Places of interest near Silver Oaks at Waterford

Address 3.4 miles from city center Info Estimated distance in miles from Aurora's city center to Silver Oaks at Waterford's address, calculated via Google Maps.

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Financial Assistance for
Senior Living in Illinois

Silver Oaks at Waterford is located in Aurora, Illinois.
Here are the financial assistance programs available to residents in Illinois.

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Community Care Program

Illinois CCP

Age 60+
General Illinois resident, at risk of nursing home placement.
Income Limits (2025) ~$1,215/month individual
Asset Limits $17,500 individual, excludes home, car
IL

High demand in urban areas; waitlists possible.

Benefits
In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)
General Illinois resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IL

Limited slots; urban/rural balance.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability
General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
IL

~200 SLP sites statewide; room/board not covered.

Benefits
Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+
General Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IL

Part of HealthChoice Illinois; consumer-directed options available.

Benefits
Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled
General Illinois resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IL

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled
General Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IL

~$50-$500/month based on facility type.

Benefits
Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IL

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Senior Living around Aurora

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Frequently Asked Questions about Silver Oaks at Waterford

Is Silver Oaks at Waterford in a walkable area?

Silver Oaks at Waterford has a walk score of 26. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the address of Silver Oaks at Waterford?

Silver Oaks at Waterford is located at 1819 Silver Oaks Cir, Aurora, IL 60504.

What is the phone number of Silver Oaks at Waterford?

(630) 585-6040 will put you in contact with the team at Silver Oaks at Waterford.

Is Silver Oaks at Waterford Medicare or Medicaid certified?

Silver Oaks at Waterford is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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