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St Charles Retirement Cmty
Assisted Living · Minnesota, MN
Exterior view of a retirement community building with solar panels Dining room with wooden tables and chairs A hallway with plants and benches in a senior living facility Puzzle setup on a table in a common area. Cozy bedroom setup in a senior living unit Cozy resident room with bed and seating area Staff member engaging with a resident in a common area Resident working on a jigsaw puzzle at a table Smiling caregiver and resident embracing warmly Staff assisting a resident with food preparation

St Charles Retirement Cmty

Assisted Living · Minnesota, MN
402 West 4Th Street, St. Charles, MN 55972 View map Calculator: See prices in your area
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Overview of St Charles Retirement Cmty

St. Charles Senior Living provides memory care and assisted living services in St. Charles, Minnesota. The facility offers spacious apartments, personalized activities, and care plans for every resident. With a focus on comfort and safety, residents can enjoy engaging activities and a supportive community.
(507) 932-4062
(507) 932-4062 info@cornerstonemgmt.com
Bed community size
42-bed community Rank #287 / 536Bed count — State benchmarkedThis home is ranked 287th out of 536 homes in Minnesota. Shows this facility's certified or reported bed count compared to other Minnesota SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 66 / 100 Rank #132 / 633Walk Score — State benchmarkedThis home is ranked 132nd out of 633 homes in Minnesota. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Minnesota SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

License Details

Facility TypeAssisted Living
StatusApproved For Dementia Care
CountyWinona

Staffing & Medical

2 services
Licensed Nurses/CNAs
24-Hour Staffing

Dining & Nutrition

Food DescriptionRestaurant-style dining offers residents a diverse selection of meals with a fresh, rotating daily menu.

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Inspection History

In Minnesota, the Department of Health, Health Regulation Division is the primary authority for conducting onsite inspections and reporting on the quality of care in residential facilities.

Inspection oversight

  • Latest inspection: October 17, 2025

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Financial Assistance for
Assisted Living in Minnesota

St Charles Retirement Cmty is located in St. Charles, Minnesota.
Here are the financial assistance programs available to residents in Minnesota.

Get Financial aid guidance

Elderly Waiver

Minnesota Medicaid EW

Age 65+
General Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $3,000 individual, higher than most states
MN

Higher asset limit; rural access focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$70/day) Home aides

Essential Community Supports (ECS)

Minnesota ECS

Age 65+
General Minnesota resident, at risk of decline but not nursing home level.
Income Limits ~$1,732/month individual, varies
Asset Limits $3,000 individual
MN

Bridges gap for those ineligible for waivers.

Benefits
In-home support (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+
General Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025) ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits $3,000 (individual); home equity limit $713,000.
MN

CDCS option; statewide via counties.

Benefits
Personal care (4-6 hours/day) Respite (~5 days/year) Home health Meals Home mods

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+
General Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025) ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits
Personal care (5-7 hours/day) Medical care Respite Adult day care Home mods $900/year groceries (some plans)

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+
General Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025) ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

Includes EW services; 7 health plans available.

Benefits
Personal care (5-7 hours/day) Respite Adult day care Home mods Limited nursing home care

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled
General Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025) ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits $3,000 individual
MN

Can hire family; statewide via counties.

Benefits
Cash (~$500-$1,500/month) for personal care Respite Home mods Assistive tech

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled
General Minnesota resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MN

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MN

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about St Charles Retirement Cmty

What neighborhood is St Charles Retirement Cmty in?

St Charles Retirement Cmty is in the Saint Charles neighborhood of St. Charles.

Is St Charles Retirement Cmty in a walkable area?

St Charles Retirement Cmty has a walk score of 66. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

How many beds does St Charles Retirement Cmty have?

St Charles Retirement Cmty has 42 beds.

Are there photos of St Charles Retirement Cmty?

Yes — there are 10 photos of St Charles Retirement Cmty in the photo gallery on this page.

What is the address of St Charles Retirement Cmty?

St Charles Retirement Cmty is located at 402 West 4th Street.

What is the phone number of St Charles Retirement Cmty?

(507) 932-4062 will put you in contact with the team at St Charles Retirement Cmty.

What county is St Charles Retirement Cmty located in?

St Charles Retirement Cmty is in Winona County.

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