(888) 927-9409 Pricing Call
(888) 927-9409
Save Time & Stress
1
Save Time & Stress

We arrange tours, appointments, and even moving support so you don’t have to

Sterling Care at Frostburg Village

Sterling Care at Frostburg Village is a Nursing Home in Maryland

Sterling Care at Frostburg… is a Nursing Home in Maryland

Sterling Care at Frostburg Village Sterling Care at Frostburg Village Sterling Care at Frostburg Village Sterling Care at Frostburg Village

Sterling Care at Frostburg Village

Frostburg, MD 21532 View Map

Sterling Care at Frostburg Village is a Nursing Home in Maryland

Sterling Care at Frostburg… is a Nursing Home in Maryland

icon
Care Cost Calculator: See Prices in Your Area Care Cost Calculator: See Prices in Your Area icon
Contact Us Explore Open Rooms
Explore Open Rooms
Overview of Sterling Care at Frostburg Village
Sterling Care at Frostburg Village is a skilled nursing and assisted living facility. It provides personalized short-term rehabilitation and long-term care tailored to seniors and their families. The facility emphasizes compassionate care and a commitment to positive outcomes.
3016897480
3016897480 info@sterlingcarehealth.com

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 3.16/day
Overall rating Info Official CMS rating based on health inspections, staffing and quality measures.
1/5
Health Inspection Info Official CMS rating based on deficiencies found during state health inspections.
2/5
Staffing Info Official CMS rating based on nurse staffing hours per resident per day.
1/5
Quality Measures Info Official CMS rating based on clinical outcomes for residents.
3/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 35

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

Similar demand to the Maryland average
Occupancy rate 91.1%
Residents per day (avg) 102
Occupancy rate
91.1%
Residents per day (avg)
102

Who this home usually serves

Show admissions and discharges
TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for
Short stays Recovery Medicare-covered care
How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

71% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

16% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

14% of new residents, often for long-term daily care.

Typical stay 2 - 3 years

Finances and operations

Proprietary home
Corporation
Home revenue
$16.4M
Profit
$396.4K
Proprietary home Corporation
Home revenue
$16,393,119.00
Profit
$396,383.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$4.8M
29% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$11.2M
Total costs $16.0M

This home is owned by Crestview Sterlings Holdings LLC

Certified by the Centers for Medicare & Medicaid Services authority — CMS Certification Number: 215115

Show certification details

Bed community size
35-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
26 years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

About this community

Facility Type
3
License Date
May 1, 1999

Additional licensing details

CMS Certification Number: 215115
County: Allegany

Ownership & operating entity

Profit status: true

Care Services

Nursing Services
Rehabilitation Services
Respite Care
Skilled Nursing
Licensed Nurses/CNAs
Short-Term Rehab

All Levels of Care

Skilled Nursing
Assisted Living

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Payment & Funding Options

Medicaid

Comparison Chart

The information below is reported by the Maryland Department of Health, Office of Health Care Quality.
Compare Nursing Homes around Maryland
Maryland Masonic Homes
SNF

Nursing Home 24/7 care needed

AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MD 21030
228
No
MARYLAND MASONIC HOMES,LTD
51.0%
$12,437,086.00
$9,822,754.00
79%
67.30
3/5
3.8451
3/5
4/5
4/5
1
Copper Ridge Center
SNF

Nursing Home 24/7 care needed

AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MD 21784
126
No
CARROLL MD HOLDCO LLC
67.5%
$15,127,982.00
$5,220,914.00
34.5%
65.40
1/5
3.8128
2/5
3/5
1/5
1
Sterling Care at Frostburg Village
SNF

Nursing Home 24/7 care needed

AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MD 21532
122
No
CRESTVIEW STERLINGS HOLDINGS LLC
91.1%
$16,056,409.00
$4,754,662.00
29.6%
101.50
1/5
3.1588
2/5
1/5
3/5
-
Maryland Masonic Homes Maryland Masonic Homes
Type of care: SNF AL
Community: MD 21030
Bed Count: 228
Pets Allowed: No
Operator: MARYLAND MASONIC HOMES,LTD
CCN: 215361
Occupancy: 51.0%
Home Revenue: $12,437,086.00
Payroll Costs: $9,822,754.00
Payroll %: 79%
Avg Residents/Day: 67.30
Overall Rating: 3/5
Adj Nurse Hours: 3.8451
Health Insp Rating: 3/5
Staffing Rating: 4/5
QM Rating: 4/5
Number of Fines: 1
Copper Ridge Center Copper Ridge Center
Type of care: SNF AL
Community: MD 21784
Bed Count: 126
Pets Allowed: No
Operator: CARROLL MD HOLDCO LLC
CCN: 215265
Occupancy: 67.5%
Home Revenue: $15,127,982.00
Payroll Costs: $5,220,914.00
Payroll %: 34.5%
Avg Residents/Day: 65.40
Overall Rating: 1/5
Adj Nurse Hours: 3.8128
Health Insp Rating: 2/5
Staffing Rating: 3/5
QM Rating: 1/5
Number of Fines: 1
Sterling Care at Frostburg Village
Type of care: SNF AL
Community: MD 21532
Bed Count: 122
Pets Allowed: No
Operator: CRESTVIEW STERLINGS HOLDINGS LLC
CCN: 215115
Occupancy: 91.1%
Home Revenue: $16,056,409.00
Payroll Costs: $4,754,662.00
Payroll %: 29.6%
Avg Residents/Day: 101.50
Overall Rating: 1/5
Adj Nurse Hours: 3.1588
Health Insp Rating: 2/5
Staffing Rating: 1/5
QM Rating: 3/5
Nursing Home Explorer

Places of interest near Sterling Care at Frostburg Village

Address 0.0 miles from city center

Address Frostburg, MD 21532

Calculate Travel Distance to Sterling Care at Frostburg Village

Add your location

Address

Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

205
Total Staff
92
Employees
113
Contractors
36,930
Total Hours (Quarter)
48
Avg Staff/Day
8.5
Avg Shift (hrs)
Nursing Staff Breakdown
Role ⓘCount ⓘAvg Shift (hrs) ⓘUses Contractors? ⓘ
Registered Nurse108.9 Yes
Licensed Practical Nurse569.5 Yes
Certified Nursing Assistant968.8 Yes
Staff by Category
Administration ⓘ
2 staff
8hs shift avg
Nursing Staff ⓘ
172 staff
8.9hs shift avg
Physicians & Practitioners ⓘ
6 staff
8hs shift avg
Therapy Services ⓘ
18 staff
6.5hs shift avg
Activities & Recreation ⓘ
0 staff
0hs shift avg
Social Services ⓘ
2 staff
6hs shift avg
Dietary Services ⓘ
4 staff
7.8hs shift avg
Other Services ⓘ
1 staff
8hs shift avg
Contractor Analysis
35.2%
of total hours from contractors
12,995 contractor hours this quarter
Licensed Practical Nurse: 43 Certified Nursing Assistant: 61 Occupational Therapy Aide: 2 Registered Nurse: 4 Medical Director: 1 Occupational Therapy Assistant: 2
Role ⓘEmployees ⓘContractors ⓘTotal Staff ⓘTotal Hours ⓘDays Worked ⓘ% of Days ⓘAvg Shift (hrs) ⓘ
Certified Nursing Assistant35619617,42591100%8.8
Licensed Practical Nurse1343567,40791100%9.5
Registered Nurse64102,0198998%8.9
Dietitian4041,74291100%7.8
Clinical Nurse Specialist5051,5336673%8.1
Speech Language Pathologist4041,2997886%6.9
RN Director of Nursing2029626774%7.8
Physical Therapy Aide6069387481%6.9
Mental Health Service Worker1015046369%8
Physical Therapy Assistant2024926673%6.7
Respiratory Therapy Technician2024846774%7.1
Administrator1014645864%8
Nurse Practitioner1014565763%8
Nurse Aide in Training8084192527%7.2
Qualified Social Worker2023866369%6
Occupational Therapy Aide0222706167%3.7
Medical Director0111041314%8
Occupational Therapy Assistant0222933%9.7
View All Staffing Data

Health Inspection History

Source: CMS Health Citations (Oct 2018 – Aug 2025)

3
Inspections
61
Total Citations
0
Critical (J-L)
1
Serious (G-I)
20.33
Citations/Inspection
Aug 2025
Last Inspection
Citation Severity Distribution
Minor (A-C)
5
Moderate (D-F)
55
Serious (G-I)
1
Critical (J-L)
0
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
15
25% of total
Resident Rights
12
20% of total
Pharmacy Services
6
10% of total
Abuse, Neglect & Exploitation
4
7% of total
Infection Control
2
3% of total
Administration
2
3% of total
Citation Sources
Standard Inspections 47
Complaint Investigations 14
State Comparison (MD)
Citations
61
Maryland average: 49.9
Critical Citations
0
Maryland average: 0.5
Recent Citations (Last 3 Years)
DateSeverity ?CategoryTagStatus
Aug 13, 2025 D Abuse/NeglectF0600 Corrected
Aug 13, 2025 E Abuse/NeglectF0609 Corrected
Aug 13, 2025 E Abuse/NeglectF0610 Corrected
Aug 13, 2025 E Nursing ServicesF0726 Corrected
Aug 13, 2025 F Nursing ServicesF0727 Corrected
Aug 13, 2025 F Nursing ServicesF0730 Corrected
Aug 13, 2025 E NutritionF0807 Corrected
Aug 13, 2025 E NutritionF0809 Corrected
Aug 13, 2025 D PharmacyF0760 Corrected
Aug 13, 2025 D Quality of CareF0684 Corrected
Aug 13, 2025 G Quality of CareF0689 Corrected
Aug 13, 2025 D Quality of CareF0695 Corrected
Aug 13, 2025 D Care PlanningF0641 Corrected
Aug 13, 2025 D Resident RightsF0580 Corrected
Sep 27, 2022 D Abuse/NeglectF0607 Corrected
Sep 27, 2022 D AdministrationF0867 Corrected
Sep 27, 2022 D EnvironmentalF0909 Corrected
Sep 27, 2022 D Infection ControlF0882 Corrected
Sep 27, 2022 D Nursing ServicesF0710 Corrected
Sep 27, 2022 E Nursing ServicesF0711 Corrected
Sep 27, 2022 D PharmacyF0755 Corrected
Sep 27, 2022 D PharmacyF0756 Corrected
Sep 27, 2022 D Quality of CareF0676 Corrected
Sep 27, 2022 D Quality of CareF0679 Corrected
Sep 27, 2022 D Quality of CareF0684 Corrected
Sep 27, 2022 D Quality of CareF0686 Corrected
Sep 27, 2022 D Quality of CareF0697 Corrected
Sep 27, 2022 D Quality of CareF0700 Corrected
Sep 27, 2022 D Quality of CareF0744 Corrected
Sep 27, 2022 D Care PlanningF0636 Corrected
Sep 27, 2022 D Care PlanningF0641 Corrected
Sep 27, 2022 E Care PlanningF0656 Corrected
Sep 27, 2022 D Care PlanningF0657 Corrected
Sep 27, 2022 E Care PlanningF0842 Corrected
Sep 27, 2022 D Resident RightsF0561 Corrected
Sep 27, 2022 D Resident RightsF0578 Corrected
Sep 27, 2022 D Resident RightsF0623 Corrected
Sep 27, 2022 D Resident RightsF0624 Corrected
Sep 27, 2022 D Resident RightsF0625 Corrected
Oct 25, 2018 D AdministrationF0773 Corrected
Oct 25, 2018 F Infection ControlF0880 Corrected
Oct 25, 2018 D PharmacyF0759 Corrected
Oct 25, 2018 D PharmacyF0760 Corrected
Oct 25, 2018 E PharmacyF0761 Corrected
Oct 25, 2018 D Quality of CareF0679 Corrected
Oct 25, 2018 D Quality of CareF0688 Corrected
Oct 25, 2018 D Quality of CareF0689 Corrected
Oct 25, 2018 E Quality of CareF0692 Corrected
Oct 25, 2018 D Quality of CareF0697 Corrected
Oct 25, 2018 C Care PlanningF0655 Corrected

Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: For-Profit LLC
Resident Census by Payment Source
106 Total Residents
Medicare 24 (22.6%) ⓘ
Medicaid 68 (64.2%) ⓘ
Private Pay/Other 14 (13.2%) ⓘ
Programs & Services
Residents' Group ⓘ
Nurse Aide Training ⓘ
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Data sourced from CMS Long-Term Care Facility Characteristics quarterly report. Payer mix reflects the current resident census by primary payment source. Specialized beds indicate capacity for specific care needs.

Quality Measures

CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.

Source: CMS Nursing Home Compare (Data as of Jan 2026)

High-Risk Clinical Events
11.9 Score
8% better than avg Maryland avg: 12.9

Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline

Functional Decline
25.4 Score
Near average Maryland avg: 25.7

Composite score based on ADL decline, walking ability decline, and incontinence

Long-Stay Resident Measures

Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.

Need for Help with Daily Activities Increased
14.2%
40% better than avg Maryland: 23.7%
Lost Too Much Weight
4.9%
15% better than avg Maryland: 5.8%
Urinary Tract Infection
3.7%
131% worse than avg Maryland: 1.6%
Depressive Symptoms
7.8%
61% better than avg Maryland: 20.2%
Falls with Major Injury
6.2%
170% worse than avg Maryland: 2.3%
Pneumococcal Vaccine
95.0%
Near average Maryland: 92.0%
Antipsychotic Use
11.3%
12% better than avg Maryland: 12.9%
Walking Ability Worsened
28.7%
Near average Maryland: 27.7%
Influenza Vaccine
98.0%
Near average Maryland: 96.6%
High Risk Residents with Pressure Ulcers
5.4%
17% better than avg Maryland: 6.5%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
33.3%
28% worse than avg Maryland: 25.9%
Short-Stay Resident Measures

Measures for residents who stay 100 days or less (typically rehabilitation patients).

Pneumococcal Vaccine
69.9% 11% worse than avg Maryland: 78.4%
Short-Stay Residents Who Received a New Antipsychotic Medication
1.8% 32% worse than avg Maryland: 1.4%
Influenza Vaccine
84.4% Near average Maryland: 80.6%

Quality measures are calculated from Minimum Data Set (MDS) assessments. For most measures, lower percentages indicate better care quality. Measures marked with are positive indicators where higher is better (e.g., vaccination rates).

Penalties & Fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total Fines $25K Maryland avg: $61K 58% better than avg
Number of Fines 1 Maryland avg: 1.5
Compared to Maryland Average Facility: $25K | Maryland Avg: $61K
Penalty History

Showing all 1 penalties (Aug 2025 - Aug 2025)

Aug 13, 2025 Civil Money Penalty
$25K

Penalties are imposed by CMS for violations of federal nursing home regulations. Civil money penalties (fines) are monetary sanctions. Payment denials prevent the facility from receiving Medicare/Medicaid payment for new admissions during the denial period.

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Maryland Seniors

Program
State Program Name
Eligibility
Benefits
Community Options Waiver
Maryland Medicaid Community Options Waiver
Official government program page
  • General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
  • MD Specifics: High urban demand; rural outreach efforts.
  • Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Senior Care Program
  • General: Age 65+, Maryland resident, at risk of nursing home placement.
  • Income Limits: ~$2,000/month (individual, varies by county).
  • Asset Limits: $11,000 (individual).
  • MD Specifics: Limited funding; waitlists common in high-demand areas.
  • Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Nursing Home Medicaid
Maryland Medical Assistance (Medicaid) Nursing Home Program
Official government program page
  • General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
  • Income Limits (2025): $943/month (individual); most income applied to care costs.
  • Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
  • MD Specifics: Home equity limit $636,000; estate recovery applies post-55.
  • Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Senior Assisted Living Subsidy Program
Maryland Senior Assisted Living Group Home Subsidy
Official government program page
  • General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
  • Income Limits (2025): ~$34,000/year (individual, varies by county).
  • Asset Limits: Not strict; prioritizes low-income.
  • MD Specifics: Not available statewide; facility must be licensed by MDH.
  • Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Veterans Aid and Attendance (A&A) Benefit
Maryland VA Aid and Attendance
  • General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
  • Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
  • Asset Limits: $155,356 (net worth limit).
  • MD Specifics: High veteran population in suburban/rural areas.
  • Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Senior Prescription Drug Assistance Program (SPDAP)
Maryland Senior Prescription Drug Assistance Program
Official government program page
  • General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
  • Income Limits (2025): $48,560/year (individual, 300% FPL).
  • Asset Limits: None specified.
  • MD Specifics: Supplements Medicare Part D; annual enrollment required.
  • Services: Up to $40/month premium subsidy, reducing drug costs.
Medicare Savings Programs (MSP)
Maryland Medicare Savings Programs
Official government program page
  • General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
  • Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
  • Asset Limits: $9,090 (individual), $13,630 (couple).
  • MD Specifics: Includes QMB, SLMB, QI categories.
  • Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Community Personal Assistance Services (CPAS)
Maryland Medicaid Community Personal Assistance Services
  • General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
  • Income Limits (2025): $943/month (individual); spend-down available.
  • Asset Limits: $2,500 (individual), $3,000 (couple).
  • MD Specifics: Consumer-directed option allows hiring family caregivers.
  • Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.

Claim What’s Yours Financial Aid for Maryland Seniors

Maryland Medicaid Community Options Waiver

Community Options Waiver

Requirements:
  • General:
    Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple) (excludes home, car).
  • MD Specifics:
    High urban demand; rural outreach efforts.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Official Program Page
Maryland Senior Care

Senior Care Program

Requirements:
  • General:
    Age 65+, Maryland resident, at risk of nursing home placement.
  • Income Limits:
    ~$2,000/month (individual, varies by county).
  • Asset Limits:
    $11,000 (individual).
  • MD Specifics:
    Limited funding; waitlists common in high-demand areas.
Benefits without Contact:
  • Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Official Program Page
Maryland Medical Assistance (Medicaid) Nursing Home Program

Maryland Nursing Home Medicaid

Requirements:
  • General:
    Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
  • Income Limits (2025):
    $943/month (individual); most income applied to care costs.
  • Asset Limits:
    $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
  • MD Specifics:
    Home equity limit $636,000; estate recovery applies post-55.
Benefits without Contact:
  • Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Official Program Page
Maryland Senior Assisted Living Group Home Subsidy

Senior Assisted Living Subsidy Program

Requirements:
  • General:
    Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
  • Income Limits (2025):
    ~$34,000/year (individual, varies by county).
  • Asset Limits:
    Not strict; prioritizes low-income.
  • MD Specifics:
    Not available statewide; facility must be licensed by MDH.
Benefits without Contact:
  • Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Official Program Page
Maryland VA Aid and Attendance

Veterans Aid and Attendance (A&A) Benefit

Requirements:
  • General:
    Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
  • Income Limits (2025):
    Net income minus medical expenses < $1,984/month (individual with A&A).
  • Asset Limits:
    $155,356 (net worth limit).
  • MD Specifics:
    High veteran population in suburban/rural areas.
Benefits without Contact:
  • Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Maryland Senior Prescription Drug Assistance Program

Senior Prescription Drug Assistance Program (SPDAP)

Requirements:
  • General:
    Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
  • Income Limits (2025):
    $48,560/year (individual, 300% FPL).
  • Asset Limits:
    None specified.
  • MD Specifics:
    Supplements Medicare Part D; annual enrollment required.
Benefits without Contact:
  • Services: Up to $40/month premium subsidy, reducing drug costs.
Official Program Page
Maryland Medicare Savings Programs

Medicare Savings Programs (MSP)

Requirements:
  • General:
    Age 65+, Maryland resident, Medicare Part A/B enrollee.
  • Income Limits (2025):
    $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
  • Asset Limits:
    $9,090 (individual), $13,630 (couple).
  • MD Specifics:
    Includes QMB, SLMB, QI categories.
Benefits without Contact:
  • Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Official Program Page
Maryland Medicaid Community Personal Assistance Services

Community Personal Assistance Services (CPAS)

Requirements:
  • General:
    Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
  • Income Limits (2025):
    $943/month (individual); spend-down available.
  • Asset Limits:
    $2,500 (individual), $3,000 (couple).
  • MD Specifics:
    Consumer-directed option allows hiring family caregivers.
Benefits without Contact:
  • Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
Tour Icon
Planning a tour? Check our touring checklist.
Chat Icon
Thinking of living here? We can help you speak to a current resident
Job Icon
Looking for a job? Apply for Open Positions at Sterling Care at Frostburg Village
Senior Living Icon
Thinking about senior living? Use our bidding system to get competitive quotes from the best homes in your area.

Touring Checklist for Senior Living

Touring a community? Use this expert-backed checklist to stay organized, ask the right questions, and find the perfect fit.

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

0/250

Print your personalized touring checklist with selected items marked.

Author Image
Author: Jeremy Clerc
 Updated on Feb 25, 2026
Feedback

Write a review for Sterling Care at Frostburg Village

Rate your overall experience with this community

    Pricing
    More
    More Actions
    Contact Contact Map Book a Tour Let's Chat

    Need Help?

    Let us help you or a loved one find the perfect senior home.