Sterling Care
Nursing Home, Assisted Living, Hospice Care, Memory Care, Palliative Care, Respite Care & Skilled Nursing · Bel Air, MD
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Sterling Care

Nursing Home, Assisted Living, Hospice Care, Memory Care, Palliative Care, Respite Care & Skilled Nursing · Bel Air, MD
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
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Sterling Care accepts Medicare, Medicaid, and private pay.

Inspection History

In Maryland, the Department of Health, Office of Health Care Quality is the state agency that conducts unannounced inspections and issues reports for all assisted living and nursing facilities.

Since 2018 · 8 years of data 54 citations

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the Maryland state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2018 vs. Maryland state average
Overall vs. MD average 2 Worse Metrics worse than Maryland average:
• Total citations (1250% above)
• Citations per year (1260% above)
0 Better No metrics in this bucket.
Latest Inspection October 17, 2025 Complaint Investigation

Citations Info Citations are formal regulatory issues recorded during state inspections.

This FacilityMD Averagevs. MD Avg
Total citations Info Formal regulatory issues recorded by inspectors across all inspection types. 544 This facility has 1250% more total citations than a typical Maryland nursing home (54 vs. MD avg 4).↑ 1250% worse
Citations per year Info Average citations per year since 2018. 6.80.5 This facility has 1260% more citations per year than a typical Maryland nursing home (6.8 vs. MD avg 0.5).↑ 1260% worse

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

  • August 21, 2025 complaint survey found 13 deficiencies including failure to prevent abuse, medication errors, inaccurate documentation, and poor food service quality.
  • December 13, 2024 complaint surveys identified 18 deficiencies involving infection control breaches, incomplete medical records, inadequate neuro checks, and unsanitary kitchen and housekeeping conditions.
  • October 17, 2025 complaint investigation substantiated one deficiency for failure to update discharge plan but no other deficiencies were cited.

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

Long-stay resident measures
Significantly above average Maryland avg: 3.7 Info CMS star rating based on long-stay quality measure performance. 5 stars = significantly above average, 1 star = significantly below average.
Hospitalizations per 1,000 days Info Number of hospitalizations per 1,000 long-stay resident days. 0.97
27% better than Maryland average

Maryland average: 1.32

ED visits per 1,000 days Info Number of outpatient emergency department visits per 1,000 long-stay resident days. 1.48
22% worse than Maryland average

Maryland average: 1.21

Short-stay resident measures
Significantly above average Maryland avg: 3.7 Info CMS star rating based on short-stay quality measure performance. 5 stars = much above average, 1 star = much below average.
Re-hospitalized after SNF stay Info Percentage of short-stay residents who were re-hospitalized after their nursing home admission. 19.4%
8% better than Maryland average

Maryland average: 21.2%

Emergency department visits Info Percentage of short-stay residents who had an outpatient emergency department visit. 9.8%
In line with Maryland average

Maryland average: 9.9%

Falls with major injury Info Percentage of SNF residents who experience falls with major injury during their stay. 0.0%
100% better than Maryland average

Maryland average: 0.8%

Ability to care for self at discharge Info Percentage of residents at or above expected ability to care for themselves at discharge. 62.3%
16% better than Maryland average

Maryland average: 53.7%

Successful return to home or community Info Rate of successful return to home or community from a skilled nursing facility. 51.2%
In line with Maryland average

Maryland average: 50.6%

Breakdown by payment type

Medicare

49% of new residents, usually for short-term rehab.

Typical stay 27 days

Private pay

42% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

9% of new residents, often for long-term daily care.

Typical stay 2 years

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2023.

For-profit
Corporation
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$18.5M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
$554.4K
For-profit Corporation
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$18.5M Rank #43 / 144Revenue — State benchmarkedThis home is ranked 43rd out of 144 homes in Maryland for Revenue. Shows this facility's annual revenue compared to the Maryland average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in Maryland that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
$554.4K
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$206.0K
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #72 / 144Payroll — State benchmarkedThis home is ranked 72nd out of 144 homes in Maryland for Payroll. Shows total annual staff payroll benchmarked to the Maryland average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in Maryland that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$8.2M 44.6% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #133 / 144Payroll % — State benchmarkedThis home is ranked 133rd out of 144 homes in Maryland for Payroll %. Shows payroll as a percentage of revenue versus the Maryland average. Well-run Maryland facilities typically land around 49–55% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in Maryland that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$9.7M
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$17.9M

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

New residents most often arrive under Medicare (49% of admissions), and a typical Medicare stay runs around 27 days.

Admissions
474 total

Coverage residents most often arrive under.

Medicare 49%
Private pay 42%
Medicaid 9%
Discharges
404 total

Coverage residents most often leave under.

Medicare 46%
Private pay 37%
Medicaid 17%

Places of interest near Sterling Care

Address 0.9 miles from city center Info Estimated distance in miles from Bel Air's city center to Sterling Care's address, calculated via Google Maps.

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The information below is reported by the Maryland Department of Health, Office of Health Care Quality.

CMS & MD Dept. of Health data

Lorien Bulle Rock
NH
AL
MC
RC
SNF
Havre De Grace
78
Facility 78
MD AVG 43
Rank #176 / 690
88.3%
Facility 88.3%
MD AVG 80.8
Rank #47 / 104
+9%
4.50
Facility 4.50
MD AVG 3.77
Rank #21 / 143
-22%+19%
$0
Facility $0
MD AVG $65.0k
Rank #1 / 145
33
Facility 33
MD AVG 49.9
Rank #43 / 145
11.0
Facility 11.0
MD AVG 12.8
Rank #68 / 145
-69-
36
Facility 36
MD AVG 43
Rank #563 / 985
-
$11.5MFiscal year ending 12/2023
Facility $11.5MFiscal year ending 12/2023
MD AVG $18.7M
Rank #103 / 144
$6.1MFiscal year ending 12/2023
Facility $6.1MFiscal year ending 12/2023
MD AVG $6.5M
Rank #83 / 144
53%Fiscal year ending 12/2023
Facility 53%Fiscal year ending 12/2023
MD AVG 38.5%
Rank #31 / 144
215359
Citizens Care Center
NH
HOS
MC
RC
SNF
Havre De Grace
184
Facility 184
MD AVG 43
Rank #15 / 690
65.1%
Facility 65.1%
MD AVG 80.8
Rank #89 / 104
-19%
4.61
Facility 4.61
MD AVG 3.77
Rank #19 / 143
+17%+22%
$0
Facility $0
MD AVG $65.0k
Rank #1 / 145
42
Facility 42
MD AVG 49.9
Rank #73 / 145
10.5
Facility 10.5
MD AVG 12.8
Rank #61 / 145
1120-
74
Facility 74
MD AVG 43
Rank #147 / 985
Peter Panos
$15.5MFiscal year ending 06/2024
Facility $15.5MFiscal year ending 06/2024
MD AVG $18.7M
Rank #72 / 144
$9.0MFiscal year ending 06/2024
Facility $9.0MFiscal year ending 06/2024
MD AVG $6.5M
Rank #53 / 144
58%Fiscal year ending 06/2024
Facility 58%Fiscal year ending 06/2024
MD AVG 38.5%
Rank #34 / 144
215039

Financial Assistance for
Nursing Home in Maryland

Sterling Care is located in Bel Air, Maryland.
Here are the financial assistance programs available to residents in Maryland.

Get Financial aid guidance

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled
General Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
MD

High urban demand; rural outreach efforts.

Benefits
Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+
General Maryland resident, at risk of nursing home placement.
Income Limits ~$2,000/month individual, varies by county
Asset Limits $11,000 individual
MD

Limited funding; waitlists common in high-demand areas.

Benefits
In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+
General Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025) $943/month (individual); most income applied to care costs.
Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD

Home equity limit $636,000; estate recovery applies post-55.

Benefits
24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+
General Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025) ~$34,000/year individual, varies by county
Asset Limits Not strict; prioritizes low-income.
MD

Not available statewide; facility must be licensed by MDH.

Benefits
Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age
General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A
Asset Limits $155,356 net worth limit
MD

High veteran population in suburban/rural areas.

Benefits
Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+
General Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025) $48,560/year individual, 300% FPL
Asset Limits None specified.
MD

Supplements Medicare Part D; annual enrollment required.

Benefits
Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+
General Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits $9,090 (individual), $13,630 (couple).
MD

Includes QMB, SLMB, QI categories.

Benefits
Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+
General Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025) $943/month (individual); spend-down available.
Asset Limits $2,500 (individual), $3,000 (couple).
MD

Consumer-directed option allows hiring family caregivers.

Benefits
Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

Frequently Asked Questions about Sterling Care

What neighborhood is Sterling Care in?

Sterling Care is in the East MacPhail Road neighborhood of Bel Air.

Is Sterling Care in a walkable area?

Sterling Care has a walk score of 27. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the occupancy rate at Sterling Care?

Sterling Care's occupancy is 85.2%.

Are pets allowed at Sterling Care?

No, Sterling Care has a no-pet policy.

Does Sterling Care operate as a for-profit or non-profit?

Sterling Care is registered as a for-profit in MD.

What is the address of Sterling Care?

Sterling Care is located at 410 E Macphail Rd, Bel Air, MD 21014.

What is the phone number of Sterling Care?

(410) 838-7810 will put you in contact with the team at Sterling Care.

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