Stern Life Assisted Living

Q: What is the address of Stern Life Assisted Living?

Stern Life Assisted Living is located at 228 Thames Dr #903, Frederick, MD 21702.

Q: What is the phone number of Stern Life Assisted Living?

(240) 610-3769 will put you in contact with the team at Stern Life Assisted Living.

Q: Is Stern Life Assisted Living Medicare or Medicaid certified?

Stern Life Assisted Living is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of Stern Life Assisted Living

Stern Life Assisted Living is an assisted living community in Frederick, MD, offering levels one to three assisted living, dementia support, and respite care. With an intimate, home-like environment, the community ensures older adults receive exceptional care in a residential setting. 24/7 support, physical therapy, occupational therapy, speech therapy, medication management, and care coordination are among the comprehensive services provided to meet residents’ needs. The community also follows a person-centered approach to care, providing residents with individualized care plans for their holistic wellness.

Cognitive activities, emotional support, and light recreational activities help residents live actively and improve their mental, social, and emotional welfare. Residents also have a maintenance-free lifestyle, as housekeeping, laundry, and three home-cooked meals are provided. With two distinct homes across Frederick, the community ensures older adults find a place to spend their later years within their proximity. The community has two locations in Frederick, MD: 228 Thames Dr, Frederick, MD 21702, and 903 Walnut St, Frederick, MD 21703. Providing a wide range of care options, Stern Life Assisted Living is a great choice for senior living in Maryland.

(240) 610-3769

What does this home offer?

Housing Options: Private / Shared Rooms

Building Type: Single-story

Dining Services

Housekeeping Services

Social and Recreational Activities

Personal Care Assistance

Rehabilitative Support

Types of Care at Stern Life Assisted Living

Assisted Living Memory Care

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled

General Maryland resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).

High urban demand; rural outreach efforts.

Benefits

Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+

General Maryland resident, at risk of nursing home placement.

Income Limits ~$2,000/month individual, varies by county

Asset Limits $11,000 individual

Limited funding; waitlists common in high-demand areas.

Benefits

In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+

General Maryland resident, Medicaid-eligible, requires nursing home-level care.

Income Limits (2025) $943/month (individual); most income applied to care costs.

Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

Home equity limit $636,000; estate recovery applies post-55.

Benefits

24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+

General Maryland resident, in or moving to approved assisted living, low/moderate income.

Income Limits (2025) ~$34,000/year individual, varies by county

Asset Limits Not strict; prioritizes low-income.

Not available statewide; facility must be licensed by MDH.

Benefits

Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age —

General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A

Asset Limits $155,356 net worth limit

High veteran population in suburban/rural areas.

Benefits

Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+

General Maryland resident (6+ months), Medicare Part D enrolled.

Income Limits (2025) $48,560/year individual, 300% FPL

Asset Limits None specified.

Supplements Medicare Part D; annual enrollment required.

Benefits

Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+

General Maryland resident, Medicare Part A/B enrollee.

Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).

Asset Limits $9,090 (individual), $13,630 (couple).

Includes QMB, SLMB, QI categories.

Benefits

Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+

General Maryland resident, Medicaid-eligible, needs ADL assistance.

Income Limits (2025) $943/month (individual); spend-down available.

Asset Limits $2,500 (individual), $3,000 (couple).

Consumer-directed option allows hiring family caregivers.

Benefits

Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

2.1 miles from city center Estimated distance in miles from Frederick's city center to Stern Life Assisted Living's address, calculated via Google Maps.

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What is the address of Stern Life Assisted Living?

Stern Life Assisted Living is located at 228 Thames Dr #903, Frederick, MD 21702.

What is the phone number of Stern Life Assisted Living?

(240) 610-3769 will put you in contact with the team at Stern Life Assisted Living.

Is Stern Life Assisted Living Medicare or Medicaid certified?

Stern Life Assisted Living is not currently listed as a CMS-certified provider of Medicare or Medicaid.