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Assisted Living in Frederick

Stern Life Assisted Living

Assisted Living in Frederick

Stern Life Assisted Living

Overview of Stern Life Assisted Living

Stern Life Assisted Living is an assisted living community in Frederick, MD, offering levels one to three assisted living, dementia support, and respite care. With an intimate, home-like environment, the community ensures older adults receive exceptional care in a residential setting. 24/7 support, physical therapy, occupational therapy, speech therapy, medication management, and care coordination are among the comprehensive services provided to meet residents’ needs. The community also follows a person-centered approach to care, providing residents with individualized care plans for their holistic wellness.

Cognitive activities, emotional support, and light recreational activities help residents live actively and improve their mental, social, and emotional welfare. Residents also have a maintenance-free lifestyle, as housekeeping, laundry, and three home-cooked meals are provided. With two distinct homes across Frederick, the community ensures older adults find a place to spend their later years within their proximity. Providing a wide range of care options, Stern Life Assisted Living is a great choice for senior living in Maryland.

(240) 610-3769

What does this home offer?

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Housing options icon

Housing Options: Private / Shared Rooms

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Building Type: Single-story

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Dining Services

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Housekeeping Services

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Social and recreational activities icon

Social and Recreational Activities

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Personal Care Assistance

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Rehabilitative Support

Types of Care at Stern Life Assisted Living

Assisted Living Memory Care

Compare Assisted Living around Frederick The information below is reported by the Maryland Department of Health, Office of Health Care Quality.

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Sunrise of Frederick
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

HC

Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.

HC

Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Frederick (Waterford) 88 Yes 62 Private / Shared Rooms 34 A-
31%

Male Residents — State Benchmarked 31% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (69% female), consistent with the broader assisted living trend where women significantly outnumber men.

69%

Female Residents — State Benchmarked 69% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

97%

White Residents — State Benchmarked 97% of residents are reported as White, compared to the Maryland average of 81%. A higher White share than is typical for assisted living in Maryland in this dataset — compare with peer facilities for local context.

2%

African American Residents — State Benchmarked 2% of residents are reported as African American or Black, compared to the Maryland average of 12%. A lower African American share than is typical in Maryland; local markets still vary widely.

2%

Other Ethnicity Residents — State Benchmarked 2% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 7%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American. Reported subgroups in this total: Hispanic (2%).

10%

Residents Age 65–74 — State Benchmarked 10% of residents are 65–74, compared to the Maryland average of 12%. In line with the statewide profile for this youngest senior bracket in assisted living.

34%

Residents Age 75–84 — State Benchmarked 34% of residents are 75–84, compared to the Maryland average of 31%. This is the second most common age bracket in assisted living, representing residents with moderate care needs.

48%

Residents Age 85–94 — State Benchmarked 48% of residents are 85–94, compared to the Maryland average of 44%. This is typically the most common age bracket in assisted living — this facility is in line with the statewide norm.

6%

Residents Age 95+ — State Benchmarked 6% of residents are 95 or older, compared to the Maryland average of 16%. Most residents here have not yet reached the oldest-old bracket, suggesting a younger overall community.

Silverado Frederick Memory Care Community
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Frederick 72 Yes 20 Private / Shared Rooms 3 - - - - - - - - - -
Somerford House & Place Frederick
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Frederick (Whittier) 52 Yes 40 Private / Shared Rooms 25 -
21%

Male Residents — State Benchmarked 21% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (79% female), consistent with the broader assisted living trend where women significantly outnumber men.

79%

Female Residents — State Benchmarked 79% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

90%

White Residents — State Benchmarked 90% of residents are reported as White, compared to the Maryland average of 81%. A higher White share than is typical for assisted living in Maryland in this dataset — compare with peer facilities for local context.

0%

African American Residents — State Benchmarked 0% of residents are reported as African American or Black, compared to the Maryland average of 12%. A lower African American share than is typical in Maryland; local markets still vary widely.

10%

Other Ethnicity Residents — State Benchmarked 10% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 7%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American. Reported subgroups in this total: Mixed Race (4%), Other (4%), Hispanic (2%).

13%

Residents Age 65–74 — State Benchmarked 13% of residents are 65–74, compared to the Maryland average of 12%. In line with the statewide profile for this youngest senior bracket in assisted living.

44%

Residents Age 75–84 — State Benchmarked 44% of residents are 75–84, compared to the Maryland average of 31%. A high concentration in this mid-range bracket, where residents typically need moderate support with daily activities.

23%

Residents Age 85–94 — State Benchmarked 23% of residents are 85–94, compared to the Maryland average of 44%. The population here skews younger than the statewide norm, which may indicate a more active, lower-acuity community.

15%

Residents Age 95+ — State Benchmarked 15% of residents are 95 or older, compared to the Maryland average of 16%. In line with the statewide profile for the oldest resident bracket.

HeartFields Assisted Living at Frederick
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Frederick (Dearbought) 52 Yes 52 Private / Shared Rooms 27 -
26%

Male Residents — State Benchmarked 26% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (74% female), consistent with the broader assisted living trend where women significantly outnumber men.

74%

Female Residents — State Benchmarked 74% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

93%

White Residents — State Benchmarked 93% of residents are reported as White, compared to the Maryland average of 81%. A higher White share than is typical for assisted living in Maryland in this dataset — compare with peer facilities for local context.

7%

African American Residents — State Benchmarked 7% of residents are reported as African American or Black, compared to the Maryland average of 12%. In line with the Maryland average for African American residents among facilities reporting this breakdown.

0%

Other Ethnicity Residents — State Benchmarked 0% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 7%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American.

10%

Residents Age 65–74 — State Benchmarked 10% of residents are 65–74, compared to the Maryland average of 12%. In line with the statewide profile for this youngest senior bracket in assisted living.

26%

Residents Age 75–84 — State Benchmarked 26% of residents are 75–84, compared to the Maryland average of 31%. Below the state norm — the resident mix may skew either younger or older than this typical middle bracket.

48%

Residents Age 85–94 — State Benchmarked 48% of residents are 85–94, compared to the Maryland average of 44%. This is typically the most common age bracket in assisted living — this facility is in line with the statewide norm.

17%

Residents Age 95+ — State Benchmarked 17% of residents are 95 or older, compared to the Maryland average of 16%. In line with the statewide profile for the oldest resident bracket.

Stern Life Assisted Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Frederick - No - Private / Shared Rooms - - - - - - - - - - -

Places of interest near Stern Life Assisted Living

Address 2.1 miles from city center Info Estimated distance in miles from Frederick's city center to Stern Life Assisted Living's address, calculated via Google Maps.

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Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple) (excludes home, car).

High urban demand; rural outreach efforts.

Senior Care Program

Maryland Senior Care

Age 65+, Maryland resident, at risk of nursing home placement.

~$2,000/month (individual, varies by county).

$11,000 (individual).

Limited funding; waitlists common in high-demand areas.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.

$943/month (individual); most income applied to care costs.

$2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

Home equity limit $636,000; estate recovery applies post-55.

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.

~$34,000/year (individual, varies by county).

Not strict; prioritizes low-income.

Not available statewide; facility must be licensed by MDH.

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Net income minus medical expenses < $1,984/month (individual with A&A).

$155,356 (net worth limit).

High veteran population in suburban/rural areas.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.

$48,560/year (individual, 300% FPL).

None specified.

Supplements Medicare Part D; annual enrollment required.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+, Maryland resident, Medicare Part A/B enrollee.

$2,014/month (QMB), $2,706/month (SLMB/QI, individual).

$9,090 (individual), $13,630 (couple).

Includes QMB, SLMB, QI categories.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.

$943/month (individual); spend-down available.

$2,500 (individual), $3,000 (couple).

Consumer-directed option allows hiring family caregivers.

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