The Cottages at Bridgewater
Senior Living & Independent Living · Fort Wayne, IN

The Cottages at Bridgewater

Senior Living & Independent Living · Fort Wayne, Indiana

Overview of The Cottages at Bridgewater

Experience the best of your golden years at The Cottages at Bridgewater, an idyllic community in Fort Wayne, IN, offering independent living. Those 55+ can find the accommodation that best suits their preferences with beautifully furnished and cozy one- and two-bedroom floor plans. Residents can ease their worries with plenty of convenient apartment features.

With unique local amenities and recreation sites nearby, residents have easy access to their necessities and leisure. Here, residents can prepare meals on their terms, especially with a fully furnished kitchen in each unit. The community is a great option for those looking to downsize in retirement.

(260) 446-8815

Types of Care at The Cottages at Bridgewater

Independent Living
Walk Score
Walk Score: 8 / 100 Rank #486 / 588Walk Score — State benchmarkedThis home is ranked 486th out of 588 homes in Indiana. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Indiana SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

About the Community

The apartments include 1 and 2 bedroom units with open concept living spaces, full designer kitchens, and energy-efficient appliances. Some units come with an attached garage.

Additional Policies & Features

Minimum Age55+

Amenities & Lifestyle

Spa
Walking Paths
Transportation
Wifi
Laundry
Specific ProgramsListings, Features, WiFi Family & Health, Millers Merry Manor

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What does this home offer?

Minimum age icon
Minimum age icon

Minimum Age: 55 Years Old

Pets allowed icon
Pets allowed icon

Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 681 / 762 / 871 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Single-story

Parking Available icon

Parking Available

Living Spaces & Floor Plans for The Cottages at Bridgewater

Architectural floor plan of a unit layout
1 Bedroom Small Floor Plan
Architectural floor plan layout of a residential unit
2 Bedroom Floor Plan
Architectural floor plan of a living space.
1 Bedroom Large Floor Plan
Architectural floor plan of a resident unit
1 Bedroom With Garage Floor Plan

Places of interest near The Cottages at Bridgewater

Address 10.2 miles from city center Info Estimated distance in miles from Fort Wayne's city center to The Cottages at Bridgewater's address, calculated via Google Maps.

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Financial Assistance for
Senior Living in Indiana

The Cottages at Bridgewater is located in Fort Wayne, Indiana.
Here are the financial assistance programs available to residents in Indiana.

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Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled
General Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IN

Requires level-of-care determination.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+
General Indiana resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $10,000 individual
IN

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+
General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits
Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled
General Indiana resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IN

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IN

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about The Cottages at Bridgewater

Is The Cottages at Bridgewater in a walkable area?

The Cottages at Bridgewater has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

Does The Cottages at Bridgewater have different floorplan options?

Yes — see the floorplan options available at The Cottages at Bridgewater on this page.

Are there photos of The Cottages at Bridgewater?

Yes — there are 3 photos of The Cottages at Bridgewater in the photo gallery on this page.

What is the address of The Cottages at Bridgewater?

The Cottages at Bridgewater is located at 14203 Illinois Rd, Fort Wayne, IN 46814.

What is the phone number of The Cottages at Bridgewater?

(260) 446-8815 will put you in contact with the team at The Cottages at Bridgewater.

Is The Cottages at Bridgewater Medicare or Medicaid certified?

The Cottages at Bridgewater is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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