What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Oaks at Waterman Village Retirement Community

Overview of The Oaks at Waterman Village Retirement Community

The Oaks at Waterman Village Retirement Community in Mount Dora, FL offers exceptional care services, including memory care, assisted living, post-hospital rehab, and long-term care nursing. Enjoy luxurious accommodations tailored to your individual needs and benefit from our dedicated staff’s personalized attention.

With amenities like two heated pools, multiple fitness centers, and six diverse dining venues, The Oaks provides endless opportunities for relaxation and recreation. The quality and choice of food are hard to top, offering a delightful dining experience. Engage in social activities like poker, water volleyball, or casino gaming, or unwind in one of our two spas. From woodworking to meditation, there’s always something to enrich the mind, body, and spirit. With The Oaks at Waterman Village Retirement Community, every day is an opportunity to live life to the fullest.

(352) 383-0051

100-bed community

A larger shared setting that may offer more common spaces and organized community services.

Walk Score: 46 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Payment Types

Other

About this community

Facility TypeAssisted Living Facility

StatusLicensed

IssuanceSeptember 29, 2024

ExpirationSeptember 28, 2026

CountyLake

License Number7869

The Oaks at Waterman Village Retirement Community is legally operated by Waterman Communities, Inc., and administrated by Ingrid Piedrahita.

Profit StatusNot-For-Profit

Staffing

Key information about the people who lead and staff this community.

English Spanish

Continuing Care Retirement Community (CCRC)

Activities in this home

Arts and Crafts
Exercise Classes
Games & Cards
Music Programs
Other
Shopping
Social Events & Outings
Theater & Movies
Yoga

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Building Type: Single-story

Fitness and Recreation

Types of Care at The Oaks at Waterman Village Retirement Community

Assisted Living

Results

14 with citations

10 without citations

Florida average: 16 inspections with citations

Show Inspection Reports

Latest inspection

Date February 19, 2025

Other

25 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Florida average: 33 citations

1.0 citations per inspection

Florida average: 1.3 citations per inspection

23 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Florida average: 19 deficiencies

1 fine

Florida average: 5 fines

Total amount fined: $5,625.00

Florida average: $11,623.53

Inspection Report Summary for The Oaks at Waterman Village Retirement Community

Bridgewater at Waterman Village has undergone 23 inspections between February 7, 2013, and February 19, 2025. The latest inspection on February 19, 2025, reported no deficiencies. During this period, all 23 inspections resulted in deficiencies being cited, totaling 24 line items across various areas of concern. Common themes identified include records and documentation, resident care and rights, and dietary and food service issues. Notably, the facility has demonstrated improvement by addressing previously cited deficiencies, with a focus on enhancing record-keeping practices and ensuring adequate resident care.

Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled

General Florida resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High demand; waitlists common.

Benefits

In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+

General Florida resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $5,000 individual

Limited funding; regional variation.

Benefits

Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+

General Florida resident, at risk of nursing home placement; caregiver must be approved.

Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds

Asset Limits ~$2,000 (individual); varies by case manager discretion.

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits

Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+

General Florida resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month 300% FBR

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled

General Florida resident, living in approved facility, receiving SSI or low-income.

Income Limits (2025) ~$1,004/month individual, including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific facility types; ~$78.40/month max supplement.

Benefits

Cash payment (~$78.40/month) for room/board or personal needs in facilities

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

Age 55+

General unemployed, low-income, Florida resident.

Income Limits (2025) ~$1,983/month 125% FPL, individual

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; ~1,000 slots/year.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

1.5 miles from city center Estimated distance in miles from Mt Dora's city center to The Oaks at Waterman Village Retirement Community's address, calculated via Google Maps.

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Independent Living around Lake County

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Freedom Pointe at The Villages	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	The Villages (The Villages District 1)	247	Yes	33	-	0	0%	0	-	-	-	-	-
Sonata Lake Mary	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Lake Mary	110	No	16	Sonata Senior Living Lake Mary, Llc	20	75%	28	1.4	For-Profit	$76,500	Veronica Chery-Rosa	-
The Oaks at Waterman Village Retirement Community	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Mt Dora	100	Yes	46	Waterman Communities, Inc.	24	58.3%	25	1.0	Not-For-Profit	$5,625	Ingrid Piedrahita	-
Lakeside at Waterman Village Retirement Community	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Mt Dora	-	No	50	-	0	0%	0	-	-	-	-	-
The Villages	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	The Villages (Lake Sumter Landing)	-	No	58	-	0	0%	0	-	-	-	-	-

Freedom Pointe at The Villages

Type of care: NH IL

Community:Location: The Villages (The Villages District 1)

Bed Count: 247

Pets Allowed: Yes

Sonata Lake Mary

Type of care: IL

Community:Location: Lake Mary

Bed Count: 110

Pets Allowed: No

The Oaks at Waterman Village Retirement Community

Type of care: IL

Community:Location: Mt Dora

Bed Count: 100

Pets Allowed: Yes

Lakeside at Waterman Village Retirement Community

Type of care: IL

Community:Location: Mt Dora

Pets Allowed: No

The Villages

Type of care: IL

Community:Location: The Villages (Lake Sumter Landing)

Pets Allowed: No

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The Oaks at Waterman Village Retirement Community

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