The Pearl at The Tillers
Nursing Home, Memory Care, Respite Care & Skilled Nursing · Oswego, IL
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

The Pearl at The Tillers

Nursing Home, Memory Care, Respite Care & Skilled Nursing · Oswego, IL
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
The Pearl at The Tillers accepts Medicare, Medicaid, and private pay.
The Pearl at The Tillers accepts Medicare, Medicaid, and private pay.

Overview of The Pearl at the Tillers

The Pearl at the Tillers is a nursing home in Oswego, IL, that offers long-term care, post-hospital care, respite care, and rehabilitation. Fostering comfort and healing, the community has a nurturing and welcoming environment. A maintenance-free lifestyle is also guaranteed, with 24-hour care, nutritious meals, and comprehensive therapies. The community also strives to get to know residents’ unique needs and habits to provide the best possible care for their recovery.

Light exercises and fun gatherings encourage residents to make friends and maintain their holistic wellness. Cozy lounge and naturally lit therapy room also promote interactions and relaxation. Set along the road, near restaurants and shops in Oswego, the community guarantees accessibility and convenience. This nursing home has high standards of care and upscale amenities, making it one of the best choices for senior living in Illinois.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▲ 99.9% Above IL avg. ▲ 99.9% Above IL avg.IL average: 2.5Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 49.5% Above IL avg. ▲ 49.5% Above IL avg.IL average: 2.7Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▼ 4.1% Below IL avg. ▼ 4.1% Below IL avg.IL average: 2.1Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▲ 65.1% Above IL avg. ▲ 65.1% Above IL avg.IL average: 3.0Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing Info Data period: Q4 2025 (October 1 – December 31, 2025).
Nursing care per resident per day and state rankings: CMS Provider Information.
Headcount, shifts and contractors: CMS Payroll-Based Journal (PBJ).
Resident count: CMS Long-Term Care Facility Characteristics (data as of Jun 2026).

Total nursing care per resident / day Info This nursing home is ranked 90th out of 154 nursing homes we track in Illinois for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
↓ 11% · IL 2h 58mThis facility: 2h 38m per resident per day, 11% below the Illinois average of 2h 58m (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse. Rank #90 / 154Nurse hours — State benchmarked This nursing home is ranked 90th out of 154 nursing homes we track in Illinois for nurse hours. Shows adjusted nurse hours per resident per day benchmarked to the Illinois average, with a ranking across 154 Illinois facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
2h 38m

Standout metric: RN, weekends is +52% above Illinois average

3 of 6 metrics below Illinois average

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant6306311,74192100%6.9
Registered Nurse240245,25092100%6.8
Licensed Practical Nurse9092,16692100%7.5
Speech Language Pathologist0889668390%7.1
Clinical Nurse Specialist2028856267%7.8
Physical Therapy Assistant0998588693%6.6
Other Dietary Services Staff3036768997%6
Mental Health Service Worker2025376368%7.3
Administrator1014506065%7.5
Nurse Practitioner1014355863%7.5
Dietitian1014205661%7.5
Qualified Social Worker0553837379%5.1
Respiratory Therapy Technician011113406975%4.2
Physical Therapy Aide0442773942%5.4
Qualified Activities Professional1011431921%7.5
Medical Director011478%0.6
63 Certified Nursing Assistant
Coverage 100%
24 Registered Nurse
Coverage 100%
9 Licensed Practical Nurse
Coverage 100%
8 Speech Language Pathologist
Coverage 90%
By The Numbers

Community insights.

Bed count Info A mid-sized community that may balance personal attention with shared amenities and social activities. 105 Rank #86 / 164Bed count — State benchmarked This nursing home is ranked 86th out of 164 nursing homes we track in Illinois for bed count. Shows this facility's certified or reported bed count compared to other Illinois facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Medium-capacity home · Offers a balance of services and community atmosphere.

Walk Score Info Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities. Rank #71 / 188Walk Score — State benchmarked This nursing home is ranked 71st out of 188 nursing homes we track in Illinois for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Illinois facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
61 / 100
Occupancy rate Info Occupancy lower than 85% suggests more openings may be available. Rank #103 / 132Occupancy rate — State benchmarked This nursing home is ranked 103rd out of 132 nursing homes we track in Illinois for occupancy. Shows this facility's occupancy rate versus the Illinois average, with its Statewide rank out of 132. Higher occupancy signals strong local demand and financial stability. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
69.4% This home usually has availability

Based on residents per day and 105 beds.

Lower than the Illinois average: 79%
Residents per day (avg) Info The average number of residents living at this facility on a given day. CMS calculates this figure from the facility's Minimum Data Set (MDS) assessments and uses this value for other measures like Hours Per Resident Per Day (HPRD) and 5-Star Staffing rating.
73

Source: CMS Provider Information, average daily residents (data as of Aug 2026)

Avg. Length of Stay Info Average number of days residents stay at this facility, based on CMS cost report data. Shorter stays often reflect post-acute or rehab care; longer stays reflect long-term care.
98 days

About This Community

Therapy & Rehabilitation

9 services
Short-Term Post-Hospital Rehabilitation
Cardiac Care & Recovery
Joint Replacement & Orthopedic Rehabilitation
Pulmonary Care & Recovery
Stroke Recovery Care
Respiratory Therapy
Physical Therapy
Occupational Therapy
Speech Therapy

Staffing & Medical

3 services
Chronic Disease Care & Management
Complex Wound CareSpecialized treatment for wounds that are deep, slow to heal, infected, or otherwise difficult to manage. Care may include cleaning, dressings, and monitoring for healing.
IV Therapy

Additional Services

2 services
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.
Social Work & Case Management

Additional Policies & Features

Pets not allowed

Room Accommodations

Building TypeSingle-story
Room Types
Private Room Semi-Private / Shared Room

Contact The Pearl at The Tillers

CMS Health Inspection History

Since 2023 · 3 years of data · Last health inspection Apr 2026

ALM Inspection Grade

97 / 100 Calculated from CMS inspection data for this community's nursing-home beds
How it compares

14 points above the Illinois average for CMS-certified facilities (83/100)

Category breakdown

Citations Strong

60 severity-weighted points (27 deficiencies) · 34% lower than the typical CMS-certified IL facility (median: 91)

Enforcement Strong

No fines on record · 0 enforcement actions

Persistence Strong

10 days to fix issues · faster than the typical CMS-certified IL facility (median: 15)

Inspection grade: 97 out of 100, letter grade A+.
Total health inspections
8 ↓ 30% · IL 11.4This facility: 8, 30% below the Illinois average of 11.4 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Total health citations
27 Rank #65 / 154Health citations — State benchmarked This nursing home is ranked 65th out of 154 nursing homes we track in Illinois for health citations. Shows this facility's total health deficiency citations benchmarked to the Illinois State average, with a ranking across all 154 IL facilities. Lower citation counts earn a better rank. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↓ 29% · IL 38.1This facility: 27, 29% below the Illinois average of 38.1 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citations per inspection
3.38 Rank #72 / 154Citations per inspection — State benchmarked This nursing home is ranked 72nd out of 154 nursing homes we track in Illinois for citations per inspection. Shows average deficiency citations per CMS inspection for this facility versus the Illinois mean across 154 facilities with citation data. Lower is better. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↓ 2% · IL 3.46This facility: 3.38, 2% below the Illinois average of 3.46 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citation severity
100% corrected 27 of 27 citations corrected
Bar = mix of this home's 27 citations, not a state comparison

Lighter shade = corrected

Critical J–L
0 ↓ 100% · IL 0.8This facility: 0, 100% below the Illinois average of 0.8 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Immediate jeopardy
Serious G–I
0 ↓ 100% · IL 3.8This facility: 0, 100% below the Illinois average of 3.8 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Actual harm
Moderate D–F
27 ↓ 18% · IL 33This facility: 27, 18% below the Illinois average of 33 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, more than minimal risk
Minor A–C
0 ↓ 100% · IL 0.5This facility: 0, 100% below the Illinois average of 0.5 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, minimal risk

Latest inspection: Apr 09, 2026 · 1 citation (Quality of Care, moderate), corrected

Most cited category: Quality of Life & Care, 11 of 27 citations · 8 categories in total

Citations history
Most recent first
Apr 09, 2026 1 citation
Quality of Care moderate citation Corrected
Dec 24, 2025 1 citation
Quality of Care moderate citation Corrected
Apr 29, 2025 1 citation
Abuse/Neglect moderate citation Corrected
Mar 06, 2025 5 citations
Infection Control moderate citation Corrected
Nutrition moderate citation Corrected
Nutrition moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Oct 09, 2024 1 citation
Quality of Care moderate citation Corrected
Jun 24, 2024 1 citation
Abuse/Neglect moderate citation Corrected
Feb 09, 2024 7 citations
Environmental moderate citation Corrected
Infection Control moderate citation Corrected
Pharmacy moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Resident Rights moderate citation Corrected
Jan 12, 2023 10 citations
Infection Control moderate citation Corrected
Infection Control moderate citation Corrected
Infection Control moderate citation Corrected
Nutrition moderate citation Corrected
Pharmacy moderate citation Corrected
Pharmacy moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Care Planning moderate citation Corrected
Top deficiency categories
Share of 27 citations
Quality of Life & Care 11 deficiencies (41%)
Infection Control 5 deficiencies (19%)
Nutrition & Dietary 3 deficiencies (11%)
Pharmacy Services 3 deficiencies (11%)
Abuse, Neglect & Exploitation 2 deficiencies (7%)
Resident Rights 1 deficiency (4%)
Resident Assessment & Care Planning 1 deficiency (4%)
Environmental 1 deficiency (4%)
How citations are counted

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

22 of 27 citations resulted from standard inspections; and 5 of 27 resulted from complaint investigations.

Includes all CMS health inspection records for this property, which could include management/ownership changes.

Source

Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Quality of care over time

How residents at this home fare on health outcomes and preventive care, compared with the Illinois average.

Data as of Aug 2026 · CMS Care Compare

Long-stay quality rating Info CMS star rating for the care of long-stay residents, who live at the home for 100 days or more. It is built from the long-stay quality measures below. 5 stars is the best. 5 / 5 Significantly above average
Short-stay quality rating Info CMS star rating for the care of short-stay residents, mostly people recovering after a hospital stay for under 100 days. It is built from the short-stay quality measures below. 5 stars is the best. 3 / 5 Average
High-risk clinical events Info Average of five long-stay measures: pressure ulcers, falls with major injury, unplanned weight loss, worsening ability to walk, and needing more help with daily activities. Each is the % of residents affected, so lower is better. 8.0 Score · lower is better ↓ 4% · IL 8.3This facility: 8.0, 4% below the IL average of 8.3 (among IL facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Functional decline Info Average of three long-stay measures: needing more help with daily activities, worsening ability to walk, and loss of bowel or bladder control. Each is the % of residents affected, so lower is better. 19.9 Score · lower is better ↑ 23% · IL 16.2This facility: 19.9, 23% above the IL average of 16.2 (among IL facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.

11 long-stay measures: 6 better, 4 worse, 1 near IL average

3 short-stay measures: 2 better, 1 worse

Breakdown by payment type

Medicare

62% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

8% of new residents, often for short stays.

Typical stay 1 years

Medicaid

31% of new residents, often for long-term daily care.

Typical stay 4 - 5 months

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jun 2026)

Total residents 66
Medicare
15
22.7% of residents
Medicaid
51
77.3% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2024.

For-profit
Operated by a limited liability company.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$10.8MFiscal year ending 12/2024
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
$713.2KFiscal year ending 12/2024
For-profit Operated by a limited liability company.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$10.8MFiscal year ending 12/2024
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
$713.2KFiscal year ending 12/2024
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$8.6KFiscal year ending 12/2024
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs.
$4.7MFiscal year ending 12/2024 43.1% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$5.4MFiscal year ending 12/2024
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$10.1MFiscal year ending 12/2024

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Most new residents arrive under Medicare (62% of admissions), and a typical Medicare stay runs around 1 - 2 months.

Admissions
260 total

Coverage residents most often arrive under.

Medicare 62%
Private pay 8%
Medicaid 31%
Discharges
257 total

Coverage residents most often leave under.

Medicare 61%
Private pay 8%
Medicaid 31%

Places of interest near The Pearl at The Tillers

Address 0.7 miles from city center Info Estimated distance in miles from Oswego's city center to The Pearl at The Tillers's address, calculated via Google Maps.

Calculate Travel Distance to The Pearl at The Tillers

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Address

Financial Assistance for
Nursing Home in Illinois

The Pearl at The Tillers is located in IL-71 Oswego, Illinois.
Here are the financial assistance programs available to residents in Illinois.

Get Financial aid guidance

Community Care Program

Illinois CCP

Age 60+
General Illinois resident, at risk of nursing home placement.
Income Limits (2025) ~$1,215/month individual
Asset Limits $17,500 individual, excludes home, car
IL

High demand in urban areas; waitlists possible.

Benefits
In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)
General Illinois resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IL

Limited slots; urban/rural balance.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability
General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
IL

~200 SLP sites statewide; room/board not covered.

Benefits
Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+
General Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IL

Part of HealthChoice Illinois; consumer-directed options available.

Benefits
Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled
General Illinois resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IL

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled
General Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IL

~$50-$500/month based on facility type.

Benefits
Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IL

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about The Pearl at The Tillers

Is The Pearl at The Tillers in a walkable area?

The Pearl at The Tillers has a walk score of 61. Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the occupancy rate at The Pearl at The Tillers?

The Pearl at The Tillers's occupancy is 69.4%.

Are pets allowed at The Pearl at The Tillers?

No, The Pearl at The Tillers has a no-pet policy.

What is the best email address for The Pearl at The Tillers?

The team at The Pearl at The Tillers can be reached at info@pearltillers.com.

Does The Pearl at The Tillers operate as a for-profit or non-profit?

The Pearl at The Tillers is registered as a for-profit.

What is the overall rating for The Pearl at The Tillers?

The Pearl at The Tillers received a 5-star overall rating from the CMS (Centers for Medicare and Medicaid Services). This score combines results from staffing levels, quality measures, and health inspections.

How many beds does The Pearl at The Tillers have?

The Pearl at The Tillers has 105 beds.

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