What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Plaza at Pearl City | Assisted Living in Waipahu, HI

Overview of The Plaza at Pearl City

The Plaza at Pearl City is not only a premier destination for senior living but also a trusted provider of memory care in your area. Situated in the picturesque Pearl City, Hawaii, this community offers a comprehensive range of services, including assisted senior living, to meet the unique needs of each resident. Choosing The Plaza at Pearl City means gaining access to top-notch senior living services in a beautiful and vibrant setting.

With a dedicated focus on memory care, The Plaza at Pearl City provides specialized support for individuals living with memory-related challenges. The compassionate team is trained to provide personalized care and create a safe, nurturing environment where residents can thrive. From structured activities to therapeutic interventions, every aspect of memory care is thoughtfully designed to enhance cognitive abilities and promote overall well-being. From medication management to personal care, the compassionate staff is dedicated to meeting the unique needs of each individual.

(808) 456-8888

12 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 69 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Facility TypeAssisted Living Facility

StatusActive

ExpirationDecember 31, 2026

License Number18-ALF

IslandOahu

What does this home offer?

Total Residents: 158 Residents

Housing Options: Studio / 1 Bed / Suite

Building Type: Mid-rise

Dining Services

Transportation Services

Housekeeping Services

Social and Recreational Activities

Exercise Programs

Types of Care at The Plaza at Pearl City

Assisted Living Independent Living Memory Care Respite Care

Show Inspection Reports

Latest inspection

Date September 19, 2024

Annual Inspection

12 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Hawaii average: 25 deficiencies

Inspection Report Summary for The Plaza at Pearl City

Most inspections found deficiencies related primarily to service plan accuracy and medication administration. The most recent report from September 19, 2024, identified issues with recognizing and documenting hemodialysis treatment, conflicting service plan interventions, and unlicensed personnel performing blood sugar checks without proper follow-up. Earlier reports noted similar concerns with outdated or untimely service plans, missing safety precautions, and medication reviews. There were no fines, enforcement actions, or immediate jeopardy findings listed in the available reports. While deficiencies have persisted over time, they mostly involve documentation and care planning rather than severe safety issues.

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Care Homes By Hale Makua	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Kahului (Kaulana Street)	254	No	27	Studio / 1 Bed / Suite	-	-	Trisha Akahi	12	85
The Plaza at Pearl City	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Pearl City (Kuala Street)	158 Residents	No	69	Studio / 1 Bed / Suite	12	A+	-	3	12
Gutierrez ARCH	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Honolulu (Kaimuki)	5	No	73	Studio / 1 Bed / Suite	-	-	Ruby Gutierrez Brister	3	39
Aina Haina ARCH	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Honolulu (Kuliouou - Kalani Iki)	5	No	39	Studio / 1 Bed / Suite	-	-	Lan Chen	4	21
The Ivy at Hawaii Kai	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Honolulu (Hawaii Kai)	-	Yes	6	Studio / 1 Bed / Suite	-	-	-	0	0

Care Homes By Hale Makua

Type of care: NH AL

Community: Kahului (Kaulana Street)

Bed Count: 254

Pets Allowed: No

Bed Options: Private / Semi-Private / 3 Bed

The Plaza at Pearl City

Type of care: AL

Community: Pearl City (Kuala Street)

Bed Count: 158 Residents

Pets Allowed: No

Bed Options: Studio / 1 Bed / Suite

Gutierrez ARCH

Type of care: AL

Community: Honolulu (Kaimuki)

Bed Count: 5

Pets Allowed: No

Bed Options: Studio / 1 Bed / Suite

Aina Haina ARCH

Type of care: AL

Community: Honolulu (Kuliouou - Kalani Iki)

Bed Count: 5

Pets Allowed: No

Bed Options: Private / Shared Rooms

The Ivy at Hawaii Kai

Type of care: AL IL

Community: Honolulu (Hawaii Kai)

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed / 3 Bed

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QUEST Integration

Hawaii Medicaid QUEST Integration

Age 65+ or disabled

General Hawaii resident, Medicaid-eligible, long-term care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High cost of living adjustments.

Benefits

In-home care (6-8 hours/day) Nursing home Respite (240 hours/year) Medical services

Kupuna Care

Hawaii Kupuna Care

Age 60+

General Hawaii resident, unable to perform 2+ ADLs.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited funding; island-specific delivery.

Benefits

In-home care (3-5 hours/week) Adult day care (~$70/day) Transportation (~5 trips/month)

Program of All-Inclusive Care for the Elderly (PACE)

Hawaii Medicaid PACE

Age 55+

General Hawaii resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month 300% FBR

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to Oahu (e.g., Maluhia in Honolulu); few providers.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

Medicare Savings Program (MSP)

Hawaii Medicare Savings Program

Age 65+ or disabled

General Hawaii resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Community Service Employment Program (SCSEP)

Hawaii SCSEP (Federally Funded, State-Administered)

Age 55+

General unemployed, low-income, Hawaii resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

~800 slots; prioritizes veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

National Family Caregiver Support Program (NFCSP) Respite

Hawaii NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Hawaii resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

Four county AAAs; prioritizes low-income.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($80/day) Counseling

VA Aid and Attendance (A&A) and Housebound Benefits

Hawaii VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/surviving spouse

General Hawaii resident, wartime service, need for aid with ADLs (A&A) or homebound status.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 2025 net worth limit

Applies statewide; high demand due to veteran population.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Senior Companion Program (SCP)

Hawaii Senior Companion Program

Age —

General Volunteers: 55+, low-income, Hawaii resident, able to work 20 hours/week. Recipients: Frail elders needing companionship.

Income Limits (2025) Volunteers: ~$24,980/year (200% FPL); recipients: no limit.

Asset Limits Not specified for volunteers; need-based for recipients.

Statewide; managed by DHS Social Services.

Benefits

Volunteers paid ~$4/hour for companionship (~20 hours/week); recipients get free support (~4-6 hours/week)

0.4 miles from city center Estimated distance in miles from Pearl City's city center to The Plaza at Pearl City's address, calculated via Google Maps. — 2.72 miles to nearest hospital (Pali Momi Medical Center)

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The Plaza at Pearl City

Assisted Living in Waipahu

Assisted Living in Waipahu