The Restoracy of Carmel
The Restoracy of Carmel, a distinguished skilled nursing home nestled in a quiet neighborhood, stands out among nursing homes nearby for its exceptional services. With a high caregiver-to-patient ratio, it seamlessly offers rehabilitation, long-term skilled care, and memory care within a comforting, homelike environment. The facility, designed specifically for senior comfort, boasts well-lit spaces that soothe the senses.
Comprising six homes, each with 12 private bedrooms and bathroom suites, this skilled nursing home provides both privacy and serenity. The furnishings are impeccable, and the atmosphere is cozy, complete with a welcoming fireplace, garage parking, and modern skylight windows, all within spacious 18-foot open living areas. Residents can enjoy fresh air on the covered front and back porches. In addition to its core services, it also offers specialized care for memory-related conditions. The facility also excels in clinical expertise, encompassing areas such as wound care, diabetes management, sepsis recovery, and cardiac and pulmonary rehabilitation, making it a skilled nursing home that stands apart from the rest.
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Type of Care Available
Claim What’s Yours: Financial Aid for Indiana Seniors
- General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IN Specifics: Requires level-of-care determination.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home health services.
- General: Age 60+, Indiana resident, at risk of nursing home.
- Income Limits: ~$2,000/month (varies).
- Asset Limits: $10,000 (individual).
- IN Specifics: Limited funding; regional variation.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).
- General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
- Income Limits (2025): ~$1,004/month (including SSI).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.
- Services: Room/board, laundry, minimal care coordination (~$20-$50/day subsidy).
- General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- IN Specifics: Three tiers; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
- General: Age 55+, unemployed, low-income, Indiana resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- IN Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- IN Specifics: High veteran demand statewide.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Indiana Seniors
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