The Summit of Germantown

Assisted Living & Independent Living · Memphis, TN

Overview of The Summit of Germantown

Discover a vibrant retirement lifestyle at The Summit of Germantown, a lively senior living community in the heart of Memphis, TN, offering independent living and assisted living. Enjoy the comfort and security of well-designed accommodations ranging from one-bedroom and two-bedroom apartments. Here, residents are empowered to maintain their independence with the help of individualized care plans that feature a diverse wellness program.

Ensuring residents’ peace of mind, the community features a licensed nurse management consisting of a certified medication technician and certified nursing assistant who are available to provide care 24/7. Services like housekeeping, laundry and linen service, scheduled transportation, and delicious meals prepared by a talented culinary team helps residents live a convenient and worry-free lifestyle. A diverse array of life enrichment and life-long learning programs further enhances residents’ living experience by helping them stay stimulated and engaged.

Finances and operations

Home revenue
$3.4M
Operating deficit
-$6.4M
Home revenue
$3.4M
Operating deficit
-$6.4M
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$3.3M
97.4% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$6.4M
Total costs $9.8M
Bed community size
58-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
30 years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 27 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Occupancy

Occupancy rate
50%
Lower than the Tennessee average: 71.6%
Occupied beds
29 / 58
Average residents per home in Tennessee 82 per day

License Details

Facility TypeAssisted Care Living Facility
StatusLicensed
IssuanceNovember 5, 2023
ExpirationOctober 5, 2026
CountyShelby
License Number00000548

Ownership & Operating Entity

The Summit of Germantown is legally operated by Memphis Senior Housing OPCO K6, LLC, and administrated by Kathy Garbus.

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactMs. Shelia Beech

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 660 - 1,230 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at The Summit of Germantown

Assisted Living Independent Living

Contact The Summit of Germantown

Residents information

Stay stats

Average length of stay
237 days
Total residents
69
Total admissions (2024)
19
Total discharges (2024)
11

Discharges

  • To hospital 2
  • To Private Residence or Home 2

Demographics

GENDER

  • Female Residents 73.9%
  • Male Residents 26.1%

AGE DISTRIBUTION

  • 65-69 2.9%
  • 70-74 26.1%
  • 75-79 34.8%
  • 80-84 18.8%
  • 85-89 13%
  • 90 or more 4.3%

ETHNICITY

  • Black Residents 15.9%
  • White Residents 84.1%

Living Spaces & Floor Plans for The Summit of Germantown

The Summit Of Germantown P3
The Summit Of Germantown P2
The Summit Of Germantown P1
The Summit Of Germantown P

Financial Assistance for
Assisted Living in Tennessee

The Summit of Germantown is located in Memphis, Tennessee.
Here are the financial assistance programs available to residents in Tennessee.

Get Financial aid guidance

CHOICES Program

TN Medicaid CHOICES

Age 65+ or disabled
General Tennessee resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
TN

Managed care model; high rural demand.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Tennessee Options for Community Living

TN Options

Age 60+
General Tennessee resident, at risk of nursing home.
Income Limits ~$2,000/month individual, varies
Asset Limits $5,000 individual
TN

Limited funding; rural/urban balance.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Medicare Savings Program (MSP)

Tennessee Medicare Savings Program

Age 65+ or disabled
General TN resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
TN

Three tiers; includes Extra Help for Part D; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Low-Income Home Energy Assistance Program (LIHEAP)

Tennessee LIHEAP

Age 60+ prioritized
General TN resident, low-income household.
Income Limits (2025) ~$3,970/month individual, 185% FPL
Asset Limits Not assessed; income-focused.
TN

Covers gas, electric, propane; emergency aid available.

Benefits
Heating/cooling aid ($300-$1,000/season) Emergency aid ($500 max)

Family Caregiver Support Program (FCSP)

Tennessee Family Caregiver Support Program

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; TN resident; functional needs (2+ ADLs).
Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year
Asset Limits Not assessed; need-based.
TN

Includes grandparent caregivers; high rural demand.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

Senior Community Service Employment Program (SCSEP)

Tennessee SCSEP

Age 55+
General unemployed, low-income, TN resident.
Income Limits (2025) ~$1,983/month 125% FPL
Asset Limits Not specified; income-focused.
TN

Priority for veterans, rural residents; AARP/Goodwill partnership.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Tennessee VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General TN resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
TN

High veteran population; supports rural/urban care needs.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Elderly Nutrition Program

Tennessee Elderly Nutrition Program

Age 60+
General TN resident; no income limit but prioritizes low-income.
Income Limits (2025) None; donations encouraged.
Asset Limits Not assessed.
TN

Serves ~50,000 annually; 200+ congregate sites plus Meals on Wheels.

Benefits
Congregate meals ($5-$7/meal value) at senior centers Home-delivered meals ($5-$7/meal)

Property Tax Relief Program

Tennessee Property Tax Relief Program

Age 65+
General TN resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025) ~$45,000/year household, excludes half of Social Security
Asset Limits Not assessed; income-focused.
TN

Rebates up to $1,000; serves ~100,000 annually.

Benefits
Tax rebates (~$250-$1,000 based on income; e.g., $1,000 if income < $8,000)

Places of interest near The Summit of Germantown

Address 3.8 miles from city center Info Estimated distance in miles from Memphis's city center to The Summit of Germantown's address, calculated via Google Maps.

Calculate Travel Distance to The Summit of Germantown

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Address

Compare Assisted Living around Germantown The information below is reported by the Tennessee Department of Health, Division of Health Care Facilities.

Filter by care type
Brookdale Dogwood Creek
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Germantown60Yes 4 1 Bed / 2 Bed48 76.7% A+Sandra EnfingerS-H Opco Germantown, Llc269 days
Brookdale at Home® Memphis
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

HC

Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.

Germantown60Yes 4 1 Bed / 2 Bed48 76.7% A+Sandra EnfingerS-H Opco Germantown, Llc269 days
The Summit of Germantown
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Memphis (Kirby Trace)58Yes 27 1 Bed / 2 Bed30 50.0% A+Kathy GarbusMemphis Senior Housing Opco K6, Llc237 days
Brookdale Germantown
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Germantown54Yes 62 1 Bed / 2 Bed48-A+Mary HoustonBlc Southerland Place- Germantown, Llc219 days

Guides for Better Senior Living

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Frequently Asked Questions about The Summit of Germantown

What neighborhood is The Summit of Germantown in?

The Summit of Germantown is in the Kirby Trace neighborhood of Memphis.

Who is the owner of The Summit of Germantown?

The legal owner and operator of The Summit of Germantown is Memphis Senior Housing OPCO K6, LLC.

Is The Summit of Germantown in a walkable area?

The Summit of Germantown has a walk score of 27. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the license number of The Summit of Germantown?

According to TN state health department records, The Summit of Germantown's license number is 00000548.

When does The Summit of Germantown's license expire?

According to TN state health department records, The Summit of Germantown's license expires on October 5, 2026.

How many residents currently live at The Summit of Germantown?

The Summit of Germantown's occupancy is 29%.

Who is the administrator of The Summit of Germantown?

Kathy Garbus is the administrator of The Summit of Germantown.

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