Villa at the Bay
Nursing Home, Assisted Living, Independent Living & Memory Care · Petoskey, MI
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Villa at the Bay

Nursing Home, Assisted Living, Independent Living & Memory Care · Petoskey, MI
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
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Villa at the Bay accepts Medicare, Medicaid, and private pay.

Overview of Villa at the Bay

Situated on the serene grounds of Spring Street, Petoskey, MI, is the astounding senior living community of Villa at the Bay, offering long-term care and post-acute rehabilitation. With its commitment to improving seniors’ quality of life, the community provides evidence-based clinical programs with a team of compassionate and licensed professionals. Comfort and convenience are not a problem with cozy and specially designed amenities and dedicated care around the clock.

A jam-packed calendar of enriching activities and engaging events accompanies residents as they try out new things and gain meaningful experiences. Meals are important to keep residents’ well-being, hence, the community serves delectable and healthy meals that accommodate their dietary needs and preferences. Villa at the Bay is a safe place for seniors to experience retirement without worries.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▼ 68.1% Below MI avg. ▼ 68.1% Below MI avg.MI average: 3.1Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▼ 64.6% Below MI avg. ▼ 64.6% Below MI avg.MI average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▼ 42.8% Below MI avg. ▼ 42.8% Below MI avg.MI average: 3.5Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▲ 6.4% Above MI avg. ▲ 6.4% Above MI avg.MI average: 3.8Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Michigan state averages

Total nursing care / resident Info This home is ranked 117th out of 142 homes in Michigan for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
3h 37m per day
Rank #117 / 142Nurse hours — State benchmarkedThis home is ranked 117th out of 142 homes in Michigan. Shows adjusted nurse hours per resident per day benchmarked to the Michigan average, with a ranking across 142 Michigan facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
This facility Michigan avg (4h 18m per day)
vs Michigan avg
-16%

5 of 6 metrics below state avg

Standout metric LPN / LVN is +18% above state avg
Staff typeHours / Day / Residentvs state avg
Registered Nurse (RN) Info RNs hold the highest nursing license and can assess residents, interpret test results, and direct care plans. More RN hours per day often signals stronger clinical oversight and faster response to health changes. 31m per day ▼ 32% State avg: 46m per day · National avg: 41m per day
LPN / LVN Info Licensed Practical Nurses (LPNs) or Licensed Vocational Nurses (LVNs) deliver routine hands-on care — medication administration, wound dressing, and monitoring vital signs. They work under RN supervision and make up a large share of daily bedside care. 1h 3m per day ▲ 18% State avg: 53m per day · National avg: 52m per day
Nurse Aide Info Certified Nurse Aides (CNAs) provide the most direct day-to-day assistance: bathing, dressing, feeding, and mobility. Nurse aide hours are typically the largest staffing category and directly affect residents' quality of life. 2h 0m per day ▼ 16% State avg: 2h 23m per day · National avg: 2h 21m per day
Weekend Total Nursing Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 3h 2m per day ▼ 14% State avg: 3h 31m per day · National avg: 3h 26m per day
Physical Therapist Info Hours per resident per day provided by licensed Physical Therapists (PTs) or PT Assistants. PT services help residents recover mobility after injury or illness and are especially important for post-acute (short-stay) rehabilitation. 3m per day ▼ 24% State avg: 4m per day · National avg: 4m per day
Weekend RN Info Registered nurse hours specifically on weekends. Facilities sometimes reduce RN presence on Saturdays and Sundays — a low weekend RN figure compared to weekday hours can indicate reduced clinical oversight when most administrative staff are absent. 18m per day ▼ 37% State avg: 29m per day · National avg: 29m per day

Capacity and availability

This home usually has availability

Lower occupancy than the Michigan average: 75.8%
Occupancy rate
65% Rank #146 / 395Occupancy rate — State benchmarkedThis home is ranked 146th out of 395 homes in Michigan. Shows this facility's occupancy rate versus the Michigan average, with its Statewide rank out of 395. Higher occupancy signals strong local demand and financial stability.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Avg. Length of Stay
134 days
Bed community size
110-bed community Rank #99 / 435Bed count — State benchmarkedThis home is ranked 99th out of 435 homes in Michigan. Shows this facility's certified or reported bed count compared to other Michigan facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A larger shared setting that may offer more common spaces and organized community services.
Walk Score
Walk Score: 48 / 100 Rank #232 / 703Walk Score — State benchmarkedThis home is ranked 232nd out of 703 homes in Michigan. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Michigan facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Contact Villa at the Bay

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 111
Employees 49
Contractors 62
Staff to resident ratio 1.35 : 1
20% fewer staff per resident than Michigan average
Michigan average ratio: 1.70 : 1 Michigan average ratio: 1.70 : 1See full Michigan ranking
Avg staff/day 35
Average shift 9 hours
14% better than Michigan average
Michigan average: 7.9 hours Michigan average shift: 7.9 hoursSee full Michigan ranking
Total staff hours (quarter) 29,043

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff Info 13 total: 7 full-time employees and 6 contractors. 13
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.6 hours
Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff Info 27 total: 5 full-time employees and 22 contractors. 27
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.7 hours
Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff Info 44 total: 22 full-time employees and 22 contractors. 44
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.6 hours

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

47.2%

13,721 contractor hours this quarter

Certified Nursing Assistant: 22 Licensed Practical Nurse: 22 Registered Nurse: 6 Physical Therapy Assistant: 6 Respiratory Therapy Technician: 2 Physical Therapy Aide: 2 Qualified Social Worker: 1 Speech Language Pathologist: 1

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant22224413,89192100%9.6
Licensed Practical Nurse522277,21292100%9.7
Registered Nurse76132,7689199%9.6
Other Dietary Services Staff7071,8129199%7.4
Administrator1015126470%8
Occupational Therapy Aide1015046368%8
Nurse Practitioner3034966166%8
Physical Therapy Aide0224906267%7.9
Clinical Nurse Specialist2023564549%7.9
Respiratory Therapy Technician0223515863%5.9
Speech Language Pathologist0113184246%7.6
Physical Therapy Assistant0661864852%3.2
Qualified Social Worker011901820%5
Dental Services Staff10157910%6.3
44 Certified Nursing Assistant
% of Days 100%
27 Licensed Practical Nurse
% of Days 100%
13 Registered Nurse
% of Days 99%
7 Other Dietary Services Staff
% of Days 99%
1 Administrator
% of Days 70%
1 Occupational Therapy Aide
% of Days 68%
3 Nurse Practitioner
% of Days 66%
2 Physical Therapy Aide
% of Days 67%
2 Clinical Nurse Specialist
% of Days 49%
2 Respiratory Therapy Technician
% of Days 63%
1 Speech Language Pathologist
% of Days 46%
6 Physical Therapy Assistant
% of Days 52%
1 Qualified Social Worker
% of Days 20%
1 Dental Services Staff
% of Days 10%

Penalties and fines

Includes penalties issued in 2024-2025

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $170K Rank #143 / 145Federal fines — State benchmarkedThis home is ranked 143rd out of 145 homes in Michigan. Shows this facility's cumulative CMS federal fine dollars versus the Michigan average among facilities with fines, and where it ranks among 145 facilities in the pool. Lower total dollars mean a better rank.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
123% higher than Michigan average

Michigan average: $76K

Number of fines 1
51% fewer fines than Michigan average

Michigan average: 2.0

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 3
256% more payment denials than Michigan average

Michigan average: 0.8

Fines amount comparison
Fines amount comparison
This facility $170K
Michigan average $76K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

4 penalties in the past 3 years

Multiple penalties were reported in the last 3 years.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. May 22, 2025
$170K
Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. May 22, 2025
29 days
Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Feb 20, 2025
18 days
Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Jul 17, 2024
26 days

Last updated: Jan 2026

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 8.7
In line with Michigan average

Michigan average: 8.4

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 15.9
In line with Michigan average

Michigan average: 16.3

Long-stay resident measures
Significantly above average Michigan avg: 4.1 Info CMS star rating based on long-stay quality measure performance. 5 stars = significantly above average, 1 star = significantly below average.
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 9.6%
23% better than Michigan average

Michigan average: 12.5%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 12.9%
16% better than Michigan average

Michigan average: 15.3%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 25.3%
20% worse than Michigan average

Michigan average: 21.0%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 5.5%
74% worse than Michigan average

Michigan average: 3.2%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 8.8%
53% worse than Michigan average

Michigan average: 5.7%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.8%
53% better than Michigan average

Michigan average: 1.7%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 6.9%
22% worse than Michigan average

Michigan average: 5.7%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 22.8%
490% worse than Michigan average

Michigan average: 3.9%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 16.6%
11% worse than Michigan average

Michigan average: 15.0%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 96.9%
In line with Michigan average

Michigan average: 94.9%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 98.6%
In line with Michigan average

Michigan average: 95.0%

Hospitalizations per 1,000 days Info Number of hospitalizations per 1,000 long-stay resident days. 1.28
26% better than Michigan average

Michigan average: 1.74

ED visits per 1,000 days Info Number of outpatient emergency department visits per 1,000 long-stay resident days. 0.95
38% better than Michigan average

Michigan average: 1.54

Short-stay resident measures
Above average Michigan avg: 3.3 Info CMS star rating based on short-stay quality measure performance. 5 stars = much above average, 1 star = much below average.
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 97.1%
18% better than Michigan average

Michigan average: 82.5%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.0%
100% better than Michigan average

Michigan average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 81.4%
In line with Michigan average

Michigan average: 79.5%

Re-hospitalized after SNF stay Info Percentage of short-stay residents who were re-hospitalized after their nursing home admission. 17.9%
26% better than Michigan average

Michigan average: 24.2%

Emergency department visits Info Percentage of short-stay residents who had an outpatient emergency department visit. 11.7%
In line with Michigan average

Michigan average: 11.5%

Falls with major injury Info Percentage of SNF residents who experience falls with major injury during their stay. 0.0%
100% better than Michigan average

Michigan average: 0.8%

Ability to care for self at discharge Info Percentage of residents at or above expected ability to care for themselves at discharge. 48.7%
9% worse than Michigan average

Michigan average: 53.7%

Successful return to home or community Info Rate of successful return to home or community from a skilled nursing facility. 44.1%
13% worse than Michigan average

Michigan average: 50.6%

Breakdown by payment type

Medicare

38% of new residents, usually for short-term rehab.

Typical stay 23 days

Private pay

56% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

6% of new residents, often for long-term daily care.

Typical stay 4 - 5 years

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 82
Medicare
14
17.1% of residents
Medicaid
48
58.5% of residents
Private pay or other
20
24.4% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2023.

For-profit
Corporation
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$8.5M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$2.2M
For-profit Corporation
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$8.5M Rank #110 / 143Revenue — State benchmarkedThis home is ranked 110th out of 143 homes in Michigan. Shows this facility's annual revenue compared to the Michigan average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$2.2M
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$465.3K
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #132 / 143Payroll — State benchmarkedThis home is ranked 132nd out of 143 homes in Michigan. Shows total annual staff payroll benchmarked to the Michigan average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$3.6M 42.4% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #131 / 143Payroll % — State benchmarkedThis home is ranked 131st out of 143 homes in Michigan. Shows payroll as a percentage of revenue versus the Michigan average. Well-run Michigan facilities typically land around 49–59% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Rankings are based only on facilities in Michigan that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$7.1M
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$10.7M

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private / Semi-Private Rooms

Building type icon
Building type icon

Building Type: Single-story

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Transportation services icon
Transportation services icon

Transportation Services

Who this home usually serves

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Most new residents arrive under private pay (56% of admissions), and a typical private pay stay runs around 2 - 3 months.

Admissions
188 total

Coverage residents most often arrive under.

Medicare 38%
Private pay 56%
Medicaid 6%
Discharges
195 total

Coverage residents most often leave under.

Medicare 27%
Private pay 55%
Medicaid 18%

Places of interest near Villa at the Bay

Address 1.6 miles from city center Info Estimated distance in miles from Petoskey's city center to Villa at the Bay's address, calculated via Google Maps.

Calculate Travel Distance to Villa at the Bay

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Address

Compare Nursing Homes around Petoskey

The information below is reported by the Michigan Department of Licensing and Regulatory Affairs (LARA).

2 facilities compared · CMS & MI Dept. of Health data

Bay Bluffs Emmet County Medical Care Facility
NH
HC
MC
NC
Harbor Springs
120
Facility 120
MI AVG 75
Rank #74 / 435
88.1%
Facility 88.1%
MI AVG 75.8%
Rank #41 / 395
+16%
6.16
Facility 6.16
MI AVG 4.30
Rank #2 / 142
+72%+43%
$0
Facility $0
MI AVG $87.6k
Rank #1 / 145
12
Facility 12
MI AVG 33.5
Rank #19 / 144
3.0
Facility 3.0
MI AVG 5.2
Rank #16 / 144
-71-
29
Facility 29
MI AVG 39
Rank #438 / 703
County Of Emmet
$9.2M
Facility $9.2M
MI AVG $15.8M
Rank #113 / 143
$9.4M
Facility $9.4M
MI AVG $5.6M
Rank #43 / 143
102.2%
Facility 102.2%
MI AVG 39%
Rank #2 / 143
235033
Villa at the Bay
NH
AL
IL
MC
Petoskey (Spring Street)
110
Facility 110
MI AVG 75
Rank #99 / 435
65.0%
Facility 65.0%
MI AVG 75.8%
Rank #146 / 395
-14%
3.61
Facility 3.61
MI AVG 4.30
Rank #117 / 142
+15%-16%
$241.5k
Facility $241.5k
MI AVG $87.6k
Rank #143 / 145
59
Facility 59
MI AVG 33.5
Rank #122 / 144
7.4
Facility 7.4
MI AVG 5.2
Rank #116 / 144
475-
48
Facility 48
MI AVG 39
Rank #232 / 703
-
$8.5M
Facility $8.5M
MI AVG $15.8M
Rank #110 / 143
$3.6M
Facility $3.6M
MI AVG $5.6M
Rank #132 / 143
42.4%
Facility 42.4%
MI AVG 39%
Rank #131 / 143
235429

Financial Assistance for
Nursing Home in Michigan

Villa at the Bay is located in Petoskey, Michigan.
Here are the financial assistance programs available to residents in Michigan.

Get Financial aid guidance

MI Choice Waiver

Michigan Medicaid MI Choice Waiver

Age 65+ or disabled
General Michigan resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MI

Delivered through regional waiver agents; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Home modifications ($1,500 avg.) Adult day care ($65/day)

Home Help Program

Michigan Home Help

Age 65+ or disabled
General Michigan resident, Medicaid- eligible or low-income.
Income Limits ~$1,732/month individual, Medicaid threshold
Asset Limits $2,000 individual
MI

Can hire family caregivers; less intensive than waiver.

Benefits
Personal care (up to 60 hours/month) Homemaker services Respite (varies)

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

Age 55+
General Michigan resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits $2,000 (individual), $3,000 (couple).
MI

16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

Age 65+ or disabled
General Michigan resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MI

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MI

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Michigan resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MI

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Frequently Asked Questions about Villa at the Bay

What neighborhood is Villa at the Bay in?

Villa at the Bay is in the Spring Street neighborhood.

Is Villa at the Bay in a walkable area?

Villa at the Bay has a walk score of 48. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the occupancy rate at Villa at the Bay?

Villa at the Bay's occupancy is 65.0%.

Does Villa at the Bay operate as a for-profit or non-profit?

Villa at the Bay is registered as a for-profit.

Are there photos of Villa at the Bay?

Yes — there are 4 photos of Villa at the Bay in the photo gallery on this page.

What is the address of Villa at the Bay?

Villa at the Bay is located at 1500 Spring St, Petoskey, MI 49770.

What is the phone number of Villa at the Bay?

(231) 344-6600 will put you in contact with the team at Villa at the Bay.

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