Waterford Terrace Retirement Community

Retirement Home, Independent Living & Assisted Living · San Diego, CA

Overview of Waterford Terrace Retirement Community

Waterford Terrace Retirement Community located in Aztec Drive, La Mesa, CA, is an exceptional senior living community that provides independent living. Bask in the sunlight with the community’s different floor plans, either with a patio or balcony. Waterford Terrace Retirement Community ensures a comfortable and safe residence for seniors.

The community emphasizes the health and wellness of its residents, hence, orchestrating several different activities and exercises such as tai chi, movie nights, weekly bingo, and day trips. Chef-prepared meals are prepared round-the-clock daily to cater to the residents’ schedules. The amenities include a fitness and wellness center, movie theater, card and billiards table, hair salon, library, and community center. 

(619) 822-2505
Walk Score
Walk Score: 60 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 494 / 600 sq. ft.

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed

Building type icon
Building type icon

Building Type: 3-story

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Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Waterford Terrace Retirement Community

Independent Living Assisted Living

Contact Waterford Terrace Retirement Community

Living Spaces & Floor Plans for Waterford Terrace Retirement Community

Wt P1

Financial Assistance for
Retirement Homes in California

Waterford Terrace Retirement Community is located in La Mesa, California.
Here are the financial assistance programs available to residents in California.

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Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

Age 65+
General California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
CA

County-managed; waitlists possible.

Benefits
In-home support (4-6 hours/day) Respite care (14 days/year) Meals (~$6/meal) Transportation (8 trips/month) Care management

In-Home Supportive Services (IHSS)

California IHSS

Age 65+
General California resident, Medicaid-eligible or low-income.
Income Limits ~$1,732/month individual, Medi-Cal threshold
Asset Limits $2,000 individual
CA

Can hire family as caregivers.

Benefits
Personal care (up to 283 hours/month) Homemaker services Respite (varies)

Multipurpose Senior Services Program (MSSP)

CA MSSP

Age 65+
General California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 38 counties; waitlists common.

Benefits
Case management Respite care (up to 10 days/year) Minor home mods (avg. $500) Adult day care (~$50/day)

Property Tax Postponement Program (PTP)

CA PTP

Age 62+
General California resident, own and live in home, 40% equity.
Income Limits (2025) ~$51,500/year household, adjusted annually
Asset Limits Equity-based; no strict asset cap.
CA

Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Benefits
Property tax deferral (avg. $1,000-$3,000/year, varies by county)

Assisted Living Waiver (ALW)

CA ALW

Age 65+ or disabled
General California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Benefits
Personal care in ALFs (5-7 hours/day) Medication management Social services

California CARES Program

CA CARES

Age
General Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits Not applicable; need-based.
CA

High demand in urban areas; complements IHSS respite.

Benefits
Respite care (up to 10 days/year) Counseling (4-6 sessions/year) Training (2-3 workshops/year) Supplies (~$200/year)

Low-Income Home Energy Assistance Program (LIHEAP)

CA LIHEAP

Age 60+ priority
General California resident, low-income, utility/heating need.
Income Limits (2025) ~$2,510/month 200% of poverty level, individual
Asset Limits Not applicable; income-focused.
CA

High demand in inland/coastal extremes; weatherization capped at $5,000/home.

Benefits
Utility payments (avg. $500-$1,000/year) Weatherization (e.g., insulation, avg. $1,000-$3,000 savings)

Places of interest near Waterford Terrace Retirement Community

Address 14.4 miles from city center Info Estimated distance in miles from La Mesa's city center to Waterford Terrace Retirement Community's address, calculated via Google Maps. — 1.56 miles to nearest hospital (Children's Primary Care Medical Group Alvarado)

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Address

Compare Retirement Home around San Diego The information below is reported by the California Department of Social Services and Department of Public Health.

Filter by care type
The Glen at Scripps Ranch
RH

Retirement Home

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

San Diego (Scripps Ranch)684No 8 41-6 81.3% A+Glen At Scripps Ranch Ccrc LlcStudio / 1 Bed
The Manor on Bankers Hill
RH

Retirement Home

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

San Diego (Bankers Hill)200No 85 52151 53.5% -St Paul's Episcopal Home, IncStudio / 1 Bed
Westmont of Carmel Valley
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

San Diego (Carmel Valley)138Yes 17 26-2 97.1% -Westmont Lving Inc. Wm Carmel Valley Mgr Gp Llc CaStudio / 1 Bed / 2 Bed
Waterford Terrace Retirement Community
RH

Retirement Home

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

La Mesa-Yes 60 -------Studio / 1 Bed
Casa Aldea University City Village
RH

Retirement Home

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

San Diego (University City)-Yes 26 -----A+-Studio / 1 Bed

Guides for Better Senior Living

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Frequently Asked Questions about Waterford Terrace Retirement Community

What neighborhood is Waterford Terrace Retirement Community in?

Waterford Terrace Retirement Community is in the La Mesa neighborhood.

Is Waterford Terrace Retirement Community in a walkable area?

Waterford Terrace Retirement Community has a walk score of 60. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the phone number of Waterford Terrace Retirement Community?

(619) 822-2505 will put you in contact with the team at Waterford Terrace Retirement Community.

Is Waterford Terrace Retirement Community Medicare or Medicaid certified?

Waterford Terrace Retirement Community is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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