Whispering Creek Senior Living

Assisted Living, Independent Living & Memory Care · Sioux City, IA

Overview of Whispering Creek Senior Living

Whispering Creek is a premier senior living community in Sioux City, Iowa, offering a variety of living options, including independent living, assisted living, and memory care services, all set in an elegant environment. The dedicated staff at Whispering Creek assists residents with daily living activities, allowing them to focus on their personal lives. With specialized knowledge in memory care services and therapies, the staff ensures residents’ needs are well met. 

Round-the-clock care is available to provide comfort and assistance, and the community boasts comfortable living spaces and a range of amenities. From a fitness center and outdoor courtyard to a spacious, naturally lit sitting area and dining room, there are plenty of convenient and recreational areas for residents to enjoy. Beyond physical well-being, the staff also takes care of intellectual, social, and emotional needs by organizing engaging group activities, fostering an active and vibrant community. Located conveniently close to neighborhood businesses and attractions, residents can easily run errands and attend personal appointments. Their thoughtfully designed campus provides a comfortable and welcoming atmosphere, ensuring residents feel right at home.

(712) 276-2091
Bed community size
110-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
16 years in operation
A community with a solid operating history and experience delivering ongoing care.
Walk Score
Walk Score: 0 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Occupancy

Occupancy rate
12%
Lower than the Iowa average: 75.4%
Occupied beds
13 / 110
Average residents per home in Iowa 51 per day

License Details

StatusActive
IssuanceApril 1, 2026
ExpirationApril 1, 2028
CountyWoodbury
License NumberS0307
Year Opened01/04/2010

Ownership & Operating Entity

Whispering Creek Senior Living is administrated by Mario Esteves.

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactNicole Thomsen, Creative Director

Contact Information

Fax7122762116

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 475 / 579 / 654 / 798 / 943 / 1,080 sq. ft

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Whispering Creek Senior Living

Assisted Living Independent Living Memory Care

Contact Whispering Creek Senior Living

Inspection History

In Iowa, the Department of Inspections, Appeals, and Licensing conducts unannounced health and safety surveys to monitor compliance and protect residents in long-term care settings.

The data displayed corresponds to the last 17 years.

24 visits/inspections Info Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

9 visits/inspections triggered by complaints

1 other visits

Breakdown by inspection type
  • 1 initial inspection
  • 8 renewal/recertification inspections
  • 9 complaint investigations
  • 3 incident investigations
  • 2 follow-up inspections
  • 1 other inspection

Iowa average: 17 visits/inspections

Iowa average: 0 inspections

Latest inspection

Date January 14, 2025

Inspection history

01/14/2025 Recertification
01/25/2023 Complaint, Incident
06/01/2022 Incident Revisit
Yes
05/18/2022 Recertification, Complaint
08/25/2021 Incident, FIC
08/25/2021 Other
01/08/2020 Recertification
04/10/2019 Incident Revisit
Yes
03/07/2019 Complaint, Incident
01/08/2019 Complaint
12/14/2017 Recertification, Incident
12/14/2017 Recertification, Incident
01/20/2016 Recertification
05/27/2015 Complaint
06/19/2014 Complaint, Incident
01/29/2014 Recertification, Incident
10/02/2013 Complaint
02/04/2013 Incident
10/31/2012 Incident
04/24/2012 Complaint
10/26/2011 Recertification
06/08/2011 Complaint
03/23/2011 Complaint
08/18/2010 Initial Initial

26 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Iowa average: 27 deficiencies

Inspection Report Summary for Whispering Creek Senior Living

The most recent inspection on January 25, 2023, found no deficiencies during a complaint investigation. Earlier inspections showed a pattern of occasional deficiencies primarily related to documentation of service plans, staff training in dementia care, and maintaining secure environments in the dementia unit, including issues with door alarms and tenant elopements. Complaint investigations sometimes substantiated these issues, such as failures to follow incident reporting policies and maintain safety measures, but no fines, immediate jeopardy findings, or license actions were listed in the available reports. Most complaints were unsubstantiated or involved minor regulatory insufficiencies, with no enforcement actions noted. The facility’s inspection history suggests some improvement over time, with the most recent visit showing no cited deficiencies.

Living Spaces & Floor Plans for Whispering Creek Senior Living

Whispering Creek Senior Living 2 Bed
Whispering Creek Senior Living 2 Bed B
Whispering Creek Senior Living Studio
Whispering Creek Senior Living 1 Berd
Whispering Creek Senior Living 1 Bed B

Financial Assistance for
Assisted Living in Iowa

Whispering Creek Senior Living is located in Sioux City, Iowa.
Here are the financial assistance programs available to residents in Iowa.

Get Financial aid guidance

Elderly Waiver

Iowa Medicaid Elderly Waiver

Age 65+
General Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IA

Rural focus; waitlists possible.

Benefits
In-home care (5-7 hours/day) Meals ($6/meal) Respite (240 hours/year) Adult day care ($60/day)

Iowa Family Caregiver Support

IA NFCSP

Age Caregiver of someone 60+
General Iowa resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IA

Limited slots; rural emphasis.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

Age 65+ or disabled
General Iowa resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IA

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

Age 55+
General Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month 300% FBR, Medicaid-eligible
Asset Limits $2,000 (individual), $3,000 (couple).
IA

Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

Age 55+
General unemployed, low-income, Iowa resident.
Income Limits (2025) ~$1,983/month 125% FPL
Asset Limits Not specified; income-focused.
IA

Priority for veterans, rural residents.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IA

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Able Up Iowa

Able Up Iowa

Age 65+ or disabled
General Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025) No strict limit; must demonstrate repayment capacity.
Asset Limits Not specified; credit-based.
IA

Loans up to $25,000; statewide via Easterseals partnership.

Benefits
Loans for wheelchairs Ramps Walk-in tubs (~$500-$10,000 avg.) Reducing reliance on paid care

Places of interest near Whispering Creek Senior Living

Address 8.3 miles from city center Info Estimated distance in miles from Sioux City's city center to Whispering Creek Senior Living's address, calculated via Google Maps. — 1.56 miles to nearest hospital (DaVita Sioux City Dialysis)

Calculate Travel Distance to Whispering Creek Senior Living

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Address

Compare Assisted Living around Sioux City The information below is reported by the Iowa Department of Inspections, Appeals, and Licensing.

Filter by care type
Whispering Creek Senior Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Sioux City110Yes 0 Studio / 1 Bed / 2 Bed16 11.8% A+2493
CountrysideHealth Care Center
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Sioux City (Morningside Avenue)101Yes 8 Studio / 1 Bed / 2 Bed- 49.3% ----
Holy Spirit Retirement Home
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Sioux City52No 91 Studio / 1 Bed / 2 Bed27 25.0% -2011-
Floyd Senior Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Sergeant Bluff47Yes 60 Studio / 1 Bed / 2 Bed11--1032
Bickford of Sioux City
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Sioux City (Indian Hills Drive)41Yes 40 Studio / 1 Bed / 2 Bed29 48.8% B-2276

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Frequently Asked Questions about Whispering Creek Senior Living

What is the license number of Whispering Creek Senior Living?

According to IA state health department records, Whispering Creek Senior Living's license number is S0307.

When does Whispering Creek Senior Living's license expire?

According to IA state health department records, Whispering Creek Senior Living's license expires on April 1, 2028.

What is the best email address for Whispering Creek Senior Living?

The team at Whispering Creek Senior Living can be reached at [email protected].

Who is the administrator of Whispering Creek Senior Living?

Mario Esteves is the administrator of Whispering Creek Senior Living.

How many beds does Whispering Creek Senior Living have?

Whispering Creek Senior Living has 110 beds.

What is the phone number of Whispering Creek Senior Living?

(712) 276-2091 will put you in contact with the team at Whispering Creek Senior Living.

What county is Whispering Creek Senior Living located in?

Whispering Creek Senior Living is in Woodbury County.

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