Whispering Creek Senior Living
Assisted Living, Independent Living & Memory Care · Sioux City, IA

Whispering Creek Senior Living

Assisted Living, Independent Living & Memory Care · Sioux City, IA

Overview of Whispering Creek Senior Living

Whispering Creek is a premier senior living community in Sioux City, Iowa, offering a variety of living options, including independent living, assisted living, and memory care services, all set in an elegant environment. The dedicated staff at Whispering Creek assists residents with daily living activities, allowing them to focus on their personal lives. With specialized knowledge in memory care services and therapies, the staff ensures residents’ needs are well met. 

Round-the-clock care is available to provide comfort and assistance, and the community boasts comfortable living spaces and a range of amenities. From a fitness center and outdoor courtyard to a spacious, naturally lit sitting area and dining room, there are plenty of convenient and recreational areas for residents to enjoy. Beyond physical well-being, the staff also takes care of intellectual, social, and emotional needs by organizing engaging group activities, fostering an active and vibrant community. Located conveniently close to neighborhood businesses and attractions, residents can easily run errands and attend personal appointments. Their thoughtfully designed campus provides a comfortable and welcoming atmosphere, ensuring residents feel right at home.

(712) 276-2091

Types of Care at Whispering Creek Senior Living

Assisted Living Independent Living Memory Care
Bed community size
110-bed community Rank #59 / 407Bed count — State benchmarkedThis home is ranked 59th out of 407 homes in Iowa. Shows this facility's certified or reported bed count compared to other Iowa SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
16 years in operation Rank #160 / 282Years in operation — State benchmarkedThis home is ranked 160th out of 282 homes in Iowa. Shows how long this facility has been in operation compared to other Iowa SNFs. Longer operating histories may benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A community with a solid operating history and experience delivering ongoing care.
Walk Score
Walk Score: 0 / 100 Rank #514 / 528Walk Score — State benchmarkedThis home is ranked 514th out of 528 homes in Iowa. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Iowa SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

License Details

Facility TypeAssisted Living Programs For People With Dementia
StatusActive
IssuanceJanuary 4, 2010
ExpirationJanuary 4, 2028
CountyWoodbury
License NumberS0307
Year Opened01/04/2010

Ownership & Operating Entity

Whispering Creek Senior Living is administrated by Mario Esteves.

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactNicole Thomsen, Creative Director

Contact Information

Fax7122762116

Contact Whispering Creek Senior Living

Inspection History

In Iowa, the Department of Inspections, Appeals, and Licensing conducts unannounced health and safety surveys to monitor compliance and protect residents in long-term care settings.

Since 2010 · 16 years of data 26 deficiencies 24 inspections

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the Iowa state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2010 vs. Iowa state average
Overall vs. IA average 1 Worse Metrics worse than Iowa average:
• Total inspections (60% above)
3 Better Metrics better than Iowa average:
• Total deficiencies (4% below)
• Deficiencies per year (6% below)
• Deficiencies per inspection (39% below)
Latest Inspection January 14, 2025

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityIA Averagevs. IA Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 2627 This facility has 4% fewer total deficiencies than a typical Iowa assisted living residence (26 vs. IA avg 27).↓ 4% better
Deficiencies per year Info Average deficiencies per year since 2010. 1.61.7 This facility has 6% fewer deficiencies per year than a typical Iowa assisted living residence (1.6 vs. IA avg 1.7).↓ 6% better
Deficiencies per inspection Info Average deficiencies per inspection. 1.11.8 This facility has 39% fewer deficiencies per inspection than a typical Iowa assisted living residence (1.1 vs. IA avg 1.8).↓ 39% better

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityIA Averagevs. IA Avg
Total inspections Info Combined count of all routine and focused inspections. Excludes complaint investigations. 2415 This facility has 60% more total inspections than a typical Iowa assisted living residence (24 vs. IA avg 15).↑ 60% worse

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

The most recent inspection on January 25, 2023, found no deficiencies during a complaint investigation. Earlier inspections showed a pattern of occasional deficiencies primarily related to documentation of service plans, staff training in dementia care, and maintaining secure environments in the dementia unit, including issues with door alarms and tenant elopements. Complaint investigations sometimes substantiated these issues, such as failures to follow incident reporting policies and maintain safety measures, but no fines, immediate jeopardy findings, or license actions were listed in the available reports. Most complaints were unsubstantiated or involved minor regulatory insufficiencies, with no enforcement actions noted. The facility’s inspection history suggests some improvement over time, with the most recent visit showing no cited deficiencies.

Read the full inspection reports for this facility, including detailed findings and corrective actions.

Show Inspection Reports

What does this home offer?

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Pets Allowed

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Room Sizes: 475 / 579 / 654 / 798 / 943 / 1,080 sq. ft

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Living Spaces & Floor Plans for Whispering Creek Senior Living

Whispering Creek Senior Living 2 Bed
Whispering Creek Senior Living 2 Bed B
Whispering Creek Senior Living Studio
Whispering Creek Senior Living 1 Berd
Whispering Creek Senior Living 1 Bed B

Places of interest near Whispering Creek Senior Living

Address 8.3 miles from city center Info Estimated distance in miles from Sioux City's city center to Whispering Creek Senior Living's address, calculated via Google Maps. — 1.56 miles to nearest hospital (DaVita Sioux City Dialysis)

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Financial Assistance for
Assisted Living in Iowa

Whispering Creek Senior Living is located in Sioux City, Iowa.
Here are the financial assistance programs available to residents in Iowa.

Get Financial aid guidance

Elderly Waiver

Iowa Medicaid Elderly Waiver

Age 65+
General Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IA

Rural focus; waitlists possible.

Benefits
In-home care (5-7 hours/day) Meals ($6/meal) Respite (240 hours/year) Adult day care ($60/day)

Iowa Family Caregiver Support

IA NFCSP

Age Caregiver of someone 60+
General Iowa resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IA

Limited slots; rural emphasis.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

Age 65+ or disabled
General Iowa resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IA

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

Age 55+
General Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month 300% FBR, Medicaid-eligible
Asset Limits $2,000 (individual), $3,000 (couple).
IA

Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IA

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Able Up Iowa

Able Up Iowa

Age 65+ or disabled
General Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025) No strict limit; must demonstrate repayment capacity.
Asset Limits Not specified; credit-based.
IA

Loans up to $25,000; statewide via Easterseals partnership.

Benefits
Loans for wheelchairs Ramps Walk-in tubs (~$500-$10,000 avg.) Reducing reliance on paid care

Compare Assisted Living around Sioux City

The information below is reported by the Iowa Department of Inspections, Appeals, and Licensing.

Filter by care type
Whispering Creek Senior Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Sioux City110Yes 0 Studio / 1 Bed / 2 Bed
16
Facility 16
IA AVG 19
Rank #160 / 282
11.8%
Facility 11.8%
IA AVG 63.6%
Rank #388 / 393
A+24
9
Facility 9
IA AVG 6.3
Rank #255 / 347
3
Facility 3
IA AVG 0.8
Rank #297 / 347
Sunrise Retirement Community
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Sioux City74Yes 22 Studio / 1 Bed / 2 Bed-
90.5%
Facility 90.5%
IA AVG 63.6%
Rank #56 / 393
A+25
3
Facility 3
IA AVG 6.3
Rank #96 / 347
6
Facility 6
IA AVG 0.8
Rank #335 / 347
Holy Spirit Retirement Home
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Sioux City52No 91 Studio / 1 Bed / 2 Bed
27
Facility 27
IA AVG 19
Rank #60 / 282
25.0%
Facility 25.0%
IA AVG 63.6%
Rank #370 / 393
-20
11
Facility 11
IA AVG 6.3
Rank #286 / 347
-
Facility -
IA AVG 0.8
Rank #1 / 347
Floyd Senior Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Sergeant Bluff47Yes 60 Studio / 1 Bed / 2 Bed
11
Facility 11
IA AVG 19
Rank #184 / 282
--10
3
Facility 3
IA AVG 6.3
Rank #96 / 347
2
Facility 2
IA AVG 0.8
Rank #280 / 347
Bickford of Sioux City
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Sioux City (Indian Hills Drive)41Yes 40 Studio / 1 Bed / 2 Bed
29
Facility 29
IA AVG 19
Rank #49 / 282
48.8%
Facility 48.8%
IA AVG 63.6%
Rank #275 / 393
B-22
7
Facility 7
IA AVG 6.3
Rank #211 / 347
6
Facility 6
IA AVG 0.8
Rank #335 / 347

Frequently Asked Questions about Whispering Creek Senior Living

What is the license number of Whispering Creek Senior Living?

According to IA state health department records, Whispering Creek Senior Living's license number is S0307.

When does Whispering Creek Senior Living's license expire?

According to IA state health department records, Whispering Creek Senior Living's license expires on January 4, 2028.

What is the best email address for Whispering Creek Senior Living?

The team at Whispering Creek Senior Living can be reached at [email protected].

Who is the administrator of Whispering Creek Senior Living?

Mario Esteves is the administrator of Whispering Creek Senior Living.

How many beds does Whispering Creek Senior Living have?

Whispering Creek Senior Living has 110 beds.

What is the phone number of Whispering Creek Senior Living?

(712) 276-2091 will put you in contact with the team at Whispering Creek Senior Living.

What county is Whispering Creek Senior Living located in?

Whispering Creek Senior Living is in Woodbury County.

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