Luther Oaks

Luther Oaks is an Independent Living Home in Illinois

Luther Oaks is an Independent Living Home in Illinois

Luther Oaks

601 Lutz Rd, Bloomington, IL 61704 View Map

Luther Oaks is an Independent Living Home in Illinois

Luther Oaks is an Independent Living Home in Illinois

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Overview of Luther Oaks

Discover a safe haven where comfort meets independence with Luther Oaks, an inviting senior living community offering a serene setting for assisted living, memory care, skilled nursing and skilled rehabilitation. Catering to independent residents aged 62 and better, the community provides individualized care plans and compassionate assistance with daily living activities that make their lives as comfortable as possible. Residents can choose among spacious one- and two-bedroom apartments with plenty of storage and natural light for their ideal living environment.

With the convenience of concierge-style services like housekeeping and transportation, residents are guaranteed to enjoy a worry-free lifestyle with more time in their hands for vibrant activities and programming. Gourmet, nutritious, restaurant-style dining is offered to make sure residents eat right on time and healthily at all times. A multitude of amenities like an on-site fitness center, barber shop, beauty salon, post office, club room, library and convenience store are also available to elevate residents’ comfort and convenience.

+1 309-557-8000

Managed by Amy LaCroix

Chief Operating Officer

Amy LaCroix serves as Chief Operating Officer at Lutheran Life Communities. She brings over 20 years of experience in health care and senior housing management, including skilled nursing, assisted living, memory care, and continuing care retirement communities. Amy has held leadership roles such as nursing home administrator and community executive director. She holds a Bachelor of Science in Health Administration and an MBA, and has practiced as a licensed nursing home administrator in Virginia and Maryland.

Rating

4 / 5

Overall rating based on health inspections, staffing and quality measures.

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 58

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

Similar demand to the Illinois average
Occupancy rate 88.4%
Residents per day (avg) 16
Occupancy rate
88.4%
Residents per day (avg)
16

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for
Short stays Recovery Medicare-covered care

Breakdown by payment type

Medicare

59% of new residents, usually for short-term rehab.

Typical stay 27 days

Private pay

38% of new residents, often for short stays.

Typical stay 1 years

Medicaid

3% of new residents, often for long-term daily care.

Typical stay 2 years

Finances and operations

Governmental home
City
Home revenue
$11.3M
Surplus of revenue
-$499.7K
Governmental home City
Home revenue
$11,322,203.00
Surplus of revenue
$-499,747.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$3.1M
27.4% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$8.9M
Total costs $12.0M
Bed community size
58-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 3 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

License Status
Active
Facility Type
Assisted Living/Shared Housing Establishment
License Date
February 27, 2025
License Expiration
February 27, 2026

Additional licensing details

CMS Certification Number: 146184
County: McLean

Ownership & operating entity

Luther Oaks is legally operated by LUTHER OAKS, INC.

Type Of Units

Permanent Units
40 units
Alzheimer's Units
18 units
Total beds
58 units

Care Services

Offers Alzheimer's Care

Contact Information

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Housing Options: 1 Bed / 2 Bed

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Building Type: Two-story

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Fitness and Recreation

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Three Meals Per Day

Types of Care at Luther Oaks

Assisted Living Memory Care Skilled Nursing
Contact Luther Oaks

Inspection History

In Illinois, the Department of Public Health, Office of Health Care Regulation conducts annual unannounced surveys to assess compliance with state and federal healthcare facility standards.

17 visits/inspections

7 visits/inspections triggered by complaints

5 other visits

Breakdown by inspection type
  • 1 licensing inspection
  • 7 complaint investigations
  • 4 incident investigations
  • 5 other inspections

Latest inspection

Date:January 2, 2026

Inspection history

04/12/2023
08/08/2023
10/11/2023
11/22/2023
02/13/2024
Annual Lic. Only = Annual Licensure Only Survey
02/13/2024
2HG911 7D COI = Complaint Original Investigation
10/24/2024
S4BH11 7D COI = Complaint Original Investigation
11/22/2024
X9XW11 7D COI = Complaint Original Investigation
01/06/2025
NNC511 7D COI = Complaint Original Investigation
01/29/2025
VOE311 7D COI = Complaint Original Investigation
02/20/2025
UKS011 7D COI = Complaint Original Investigation
03/06/2025
GQRR11 7D FRI = Facility Reported Incident
04/08/2025
NQU811 7D FRI = Facility Reported Incident
05/25/2025
YEMD11 7D COI = Complaint Original Investigation
06/13/2025
5LKR11 7D FRI = Facility Reported Incident
06/23/2025
6KHV11 7D FRI = Facility Reported Incident
01/02/2026

Comparison Chart

The information below is reported by the Illinois Department of Public Health, Office of Health Care Regulation.
Compare Independent Living around Bloomington
Luther Oaks
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

24/7 care needed

Bloomington
19
Yes
3
LUTHERAN LIFE COMMUNITIES
88.4%
$11,322,203.00
$3,105,559.00
27.4%
15.50
4/5
5.0065
3/5
4/5
5/5
1 Bed / 2 Bed
Bickford of Bloomington
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Bloomington
16
Yes
41
BLOOMINGTON BICKFORD HOUSE, LLC
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1 Bed / 2 Bed
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Places of interest near Luther Oaks

Address 4.1 miles from city center

Address 601 Lutz Rd, Bloomington, IL 61704

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Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

86
Total Staff
73
Employees
13
Contractors
9,222
Total Hours (Quarter)
14
Avg Staff/Day
7.2
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse168.9 Yes
Licensed Practical Nurse57.1 No
Certified Nursing Assistant487.4 No
Staff by Category
Administration
2 staff
6.4hs shift avg
Nursing Staff
69 staff
7.7hs shift avg
Physicians & Practitioners
4 staff
7.4hs shift avg
Therapy Services
10 staff
5.4hs shift avg
Activities & Recreation
0 staff
0hs shift avg
Social Services
1 staff
0.7hs shift avg
Dietary Services
0 staff
0hs shift avg
Other Services
0 staff
0hs shift avg
Contractor Analysis
14.4%
of total hours from contractors
1,330 contractor hours this quarter
Registered Nurse: 2 Physical Therapy Aide: 2 Speech Language Pathologist: 3 Respiratory Therapy Technician: 2 Qualified Social Worker: 1 Physical Therapy Assistant: 2 Medical Director: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant480484,31591100%7.4
Registered Nurse142161,4339099%8.9
Licensed Practical Nurse5059868897%7.1
Speech Language Pathologist0336207582%6
Nurse Practitioner2024606268%7.4
Administrator1014426066%7.4
Respiratory Therapy Technician0224216066%6.9
Clinical Nurse Specialist2022062527%7.4
Physical Therapy Aide0221302527%5.2
Physical Therapy Assistant022993033%3.2
Occupational Therapy Aide101722932%2.5
Medical Director011261314%2
Qualified Social Worker011142224%0.7

Health Inspection History

Source: CMS Health Citations (Jun 2022 – Nov 2025)

7
Inspections
29
Total Citations
0
Critical (J-L)
3
Serious (G-I)
4.14
Citations/Inspection
Nov 2025
Last Inspection
Citation Severity Distribution
Minor (A-C)
0
Moderate (D-F)
26
Serious (G-I)
3
Critical (J-L)
0
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
10
34% of total
Resident Rights
4
14% of total
Infection Control
3
10% of total
Abuse, Neglect & Exploitation
1
3% of total
Pharmacy Services
1
3% of total
Citation Sources
Standard Inspections 16
Complaint Investigations 13
State Comparison (IL)
Avg Citations (State)
36.8
This Facility: 29
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
DateSeverity ?CategoryTagStatus
Nov 05, 2025 D Quality of CareF0689 Open
Nov 05, 2025 E Care PlanningF0842 Open
Aug 01, 2024 D Abuse/NeglectF0600 Corrected
Aug 01, 2024 F Infection ControlF0880 Corrected
Aug 01, 2024 D Infection ControlF0881 Corrected
Aug 01, 2024 F NutritionF0801 Corrected
Aug 01, 2024 D NutritionF0806 Corrected
Aug 01, 2024 F NutritionF0812 Corrected
Aug 01, 2024 D PharmacyF0758 Corrected
Aug 01, 2024 D Quality of CareF0677 Corrected
Aug 01, 2024 D Quality of CareF0695 Corrected
Aug 01, 2024 D Care PlanningF0644 Corrected
Aug 01, 2024 D Care PlanningF0658 Corrected
Aug 01, 2024 D Care PlanningF0660 Corrected
Feb 17, 2024 D Quality of CareF0689 Corrected
Jan 29, 2024 G Quality of CareF0689 Corrected
Jan 29, 2024 D Resident RightsF0580 Corrected
Aug 02, 2023 E Infection ControlF0883 Corrected
Apr 24, 2023 D Quality of CareF0684 Corrected
Apr 24, 2023 G Quality of CareF0686 Corrected
Apr 24, 2023 G Quality of CareF0689 Corrected
Apr 24, 2023 D Quality of CareF0692 Corrected
Apr 24, 2023 D Care PlanningF0659 Corrected
Apr 24, 2023 E Resident RightsF0565 Corrected
Apr 24, 2023 D Resident RightsF0580 Corrected
Apr 24, 2023 D Resident RightsF0585 Corrected
Jun 22, 2022 F NutritionF0812 Corrected
Jun 22, 2022 D Quality of CareF0686 Corrected
Jun 22, 2022 D Care PlanningF0640 Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: Non-Profit Corporation
Part of: Lutheran Life Communities
Resident Census by Payment Source
16 Total Residents
Medicare 4 (25%)
Medicaid 2 (12.5%)
Private Pay/Other 10 (62.5%)
Programs & Services
Residents' Group
CCRC
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality Measures

CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.

Source: CMS Nursing Home Compare (Data as of Jan 2026)

High-Risk Clinical Events
7.9 Score
19% better than avg State avg: 9.7

Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline

Functional Decline
15.4 Score
17% better than avg State avg: 18.6

Composite score based on ADL decline, walking ability decline, and incontinence

Long-Stay Resident Measures

Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.

Need for Help with Daily Activities Increased
12.1%
Lost Too Much Weight
2.9%
Urinary Tract Infection
0.0%
Depressive Symptoms
13.0%
Falls with Major Injury
11.1%
Pneumococcal Vaccine
100.0%
Antipsychotic Use
7.6%
Walking Ability Worsened
11.9%
High Risk Residents with Pressure Ulcers
1.1%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
22.0%
Short-Stay Resident Measures

Measures for residents who stay 100 days or less (typically rehabilitation patients).

Pneumococcal Vaccine
100.0% 46% better than avg State: 68.3%
Short-Stay Residents Who Received a New Antipsychotic Medication
0.0% 100% better than avg State: 2.3%
Influenza Vaccine
95.8% 52% better than avg State: 63.0%

Penalties & Fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total Fines $10K State avg: $143K 93% better than avg
Number of Fines 1 State avg: 3.0
Compared to State Average Facility: $10K | State Avg: $143K
Penalty History

Showing all 1 penalties (Sep 2025 - Sep 2025)

Sep 11, 2025 Civil Money Penalty
$10K
Check out this article

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Claim What’s Yours: Financial Aid for Illinois Seniors

Program
State Program Name
Eligibility
Benefits
Community Care Program
  • General: Age 60+, Illinois resident, at risk of nursing home placement.
  • Income Limits (2025): ~$1,215/month (individual).
  • Asset Limits: $17,500 (individual, excludes home, car).
  • IL Specifics: High demand in urban areas; waitlists possible.
  • Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).
Illinois Respite Program
IL Respite (via NFCSP)
  • General: Caregiver of someone 60+ (or with dementia), Illinois resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • IL Specifics: Limited slots; urban/rural balance.
  • Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
Supportive Living Program (SLP)
Illinois Medicaid Supportive Living Program
Official government program page
  • General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
  • Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
  • IL Specifics: ~200 SLP sites statewide; room/board not covered.
  • Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).
Persons Who Are Elderly Waiver
Illinois Medicaid Elderly Waiver
Official government program page
  • General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.
  • Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).
Medicare Savings Program (MSP)
Illinois Medicare Savings Program
  • General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • IL Specifics: Three tiers; no waitlist.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Community Service Employment Program (SCSEP)
  • General: Age 55+, unemployed, low-income, Illinois resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • IL Specifics: Priority for veterans, rural residents.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Optional State Supplementation (OSS)
Illinois Optional State Supplementation
  • General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
  • Income Limits (2025): ~$1,004/month (including SSI).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • IL Specifics: ~$50-$500/month based on facility type.
  • Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.
VA Aid and Attendance (A&A) and Housebound Benefits
Illinois VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • IL Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Illinois Seniors

Illinois CCP

Community Care Program

Requirements:
  • General:
    Age 60+, Illinois resident, at risk of nursing home placement.
  • Income Limits (2025):
    ~$1,215/month (individual).
  • Asset Limits:
    $17,500 (individual, excludes home, car).
  • IL Specifics:
    High demand in urban areas; waitlists possible.
Benefits without Contact:
  • Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).
IL Respite (via NFCSP)

Illinois Respite Program

Requirements:
  • General:
    Caregiver of someone 60+ (or with dementia), Illinois resident.
  • Income Limits:
    No strict limit; prioritizes low-income.
  • Asset Limits:
    Not applicable.
  • IL Specifics:
    Limited slots; urban/rural balance.
Benefits without Contact:
  • Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
Illinois Medicaid Supportive Living Program

Supportive Living Program (SLP)

Requirements:
  • General:
    Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual); QIT allowed.
  • Asset Limits:
    $2,000 (individual), $3,000 (couple) (excludes home, car).
  • IL Specifics:
    ~200 SLP sites statewide; room/board not covered.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).
Illinois Medicaid Elderly Waiver

Persons Who Are Elderly Waiver

Requirements:
  • General:
    Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • IL Specifics:
    Part of HealthChoice Illinois; consumer-directed options available.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).
Illinois Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, Illinois resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • IL Specifics:
    Three tiers; no waitlist.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Illinois SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:
  • General:
    Age 55+, unemployed, low-income, Illinois resident.
  • Income Limits (2025):
    ~$1,983/month (125% FPL).
  • Asset Limits:
    Not specified; income-focused.
  • IL Specifics:
    Priority for veterans, rural residents.
Benefits without Contact:
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Illinois Optional State Supplementation

Optional State Supplementation (OSS)

Requirements:
  • General:
    Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
  • Income Limits (2025):
    ~$1,004/month (including SSI).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • IL Specifics:
    ~$50-$500/month based on facility type.
Benefits without Contact:
  • Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.
Illinois VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • IL Specifics:
    High veteran demand in urban/rural areas.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).