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Independent Living in Bloomington

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Luther Oaks

Independent Living in Bloomington

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Luther Oaks

601 Lutz Rd, Bloomington, IL 61704 View map
Overview of Luther Oaks

Discover a safe haven where comfort meets independence with Luther Oaks, an inviting senior living community offering a serene setting for assisted living, memory care, skilled nursing and skilled rehabilitation. Catering to independent residents aged 62 and better, the community provides individualized care plans and compassionate assistance with daily living activities that make their lives as comfortable as possible. Residents can choose among spacious one- and two-bedroom apartments with plenty of storage and natural light for their ideal living environment.

With the convenience of concierge-style services like housekeeping and transportation, residents are guaranteed to enjoy a worry-free lifestyle with more time in their hands for vibrant activities and programming. Gourmet, nutritious, restaurant-style dining is offered to make sure residents eat right on time and healthily at all times. A multitude of amenities like an on-site fitness center, barber shop, beauty salon, post office, club room, library and convenience store are also available to elevate residents’ comfort and convenience.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
4/5
Illinois average: 3.2/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
3/5
Illinois average: 3.0/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
4/5
Illinois average: 3.3/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
5/5
Illinois average: 3.2/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
5h 0m per day

This home provides 27% more nursing time per resident than the Illinois average.

Illinois average: 3h 57m per day

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 58

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

Similar demand to the Illinois average
Occupancy rate 93.2%
Residents per day (avg) 16
Occupancy rate
93.2%
Residents per day (avg)
16

Who this home usually serves

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Breakdown by payment type

Medicare

43% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

53% of new residents, often for short stays.

Typical stay 6 - 7 months

Medicaid

4% of new residents, often for long-term daily care.

Typical stay 8 - 9 months

Finances and operations

Voluntary non-profit community
Home revenue
$13.6M
Operating deficit
-$56.4K
Voluntary non-profit community
Home revenue
$13,640,428.00
Operating deficit
$-56,364.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$4.6M
33.9% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$9.1M
Total costs $13.7M
Bed community size
58-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
1 year in operation
A newer community that may feature more recent facilities and programs.
Walk Score
Walk Score: 3 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Occupancy

Occupancy rate
93%
In line with Illinois average
Occupied beds
54 / 58
Average residents 93 per day

License Details

Facility TypeAssisted Living/shared Housing Establishment
StatusActive
IssuanceFebruary 27, 2025
ExpirationFebruary 27, 2026
CountyMcLean

Additional Licensing Details

CMS Certification Number146184

Ownership & Operating Entity

Luther Oaks is legally operated by Luther Oaks, Inc.

Type Of Units

Permanent Units
40 units
Alzheimer's Units
18 units
Total beds
58 units

Therapy & Rehabilitation

1 service
Rehabilitation Services

Staffing & Medical

3 services
Nursing Services
Skilled Nursing
Licensed Nurses/CNAs

Memory & Specialized Care

1 service
Offers Alzheimer's Care

Additional Services

2 services
Memory Support
Rehabilitation

Contact Information

Additional Policies & Features

Minimum Age62

Amenities & Lifestyle

0 amenities
Specific ProgramsIndependent Living, Assisted Living, Memory Support, Skilled Nursing, Rehabilitation

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Two-story

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Dining services icon
Dining services icon

Three Meals Per Day

Types of Care at Luther Oaks

Assisted Living Memory Care Skilled Nursing
Contact Luther Oaks

Inspection History

In Illinois, the Department of Public Health, Office of Health Care Regulation conducts annual unannounced surveys to assess compliance with state and federal healthcare facility standards.

17 visits/inspections

7 visits/inspections triggered by complaints

5 other visits

Breakdown by inspection type
  • 1 licensing inspection
  • 7 complaint investigations
  • 4 incident investigations
  • 5 other inspections

Latest inspection

Date January 2, 2026

Inspection history

Inspection
04/12/2023
Inspection
08/08/2023
Inspection
10/11/2023
Inspection
11/22/2023
Inspection
02/13/2024
Annual Lic. Only = Annual Licensure Only Survey
02/13/2024
2HG911 7D COI = Complaint Original Investigation
10/24/2024
S4BH11 7D COI = Complaint Original Investigation
11/22/2024
X9XW11 7D COI = Complaint Original Investigation
01/06/2025
NNC511 7D COI = Complaint Original Investigation
01/29/2025
VOE311 7D COI = Complaint Original Investigation
02/20/2025
UKS011 7D COI = Complaint Original Investigation
03/06/2025
GQRR11 7D FRI = Facility Reported Incident
04/08/2025
NQU811 7D FRI = Facility Reported Incident
05/25/2025
YEMD11 7D COI = Complaint Original Investigation
06/13/2025
5LKR11 7D FRI = Facility Reported Incident
06/23/2025
6KHV11 7D FRI = Facility Reported Incident
01/02/2026

7 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Illinois average: 7 deficiencies

Inspection Report Summary for Luther Oaks

The most recent inspection on January 2, 2026, found the facility in compliance with applicable assisted living regulations and identified no deficiencies. Earlier inspections showed some deficiencies related primarily to resident rights, including failure to prevent theft of a resident’s belongings, missed meals and showers per service plans, and issues with medication reminders and family notification of hospital transfers. Complaint investigations substantiated the theft incident and the missed care services, while most other complaints were unsubstantiated or resulted in compliance findings. No fines, immediate jeopardy findings, or enforcement actions were listed in the available reports. The facility’s recent inspection record indicates improvement following earlier issues.

Health Inspection History

Inspections
Total health inspections 7

Illinois average 10.4


Last Health inspection on Nov 2025

Total health citations 29

Illinois average 36.8

Citations per inspection
4.14

Illinois average 3.68


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

16 of 29 citations resulted from standard inspections; and 13 of 29 resulted from complaint investigations.

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than Illinois average

Illinois average: 0.7


Serious Health citations More info 3
17% better than Illinois average

Illinois average: 3.6

0 critical citations More info Illinois average: 0.7

3 serious citations More info Illinois average: 3.6

26 moderate citations More info Illinois average: 32

0 minor citations More info Illinois average: 0.5
Citations history (last 3 years)
Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Nov 05, 2025

Care Planning moderate citation Info Issues related to creating and updating personalized care plans for residents based on their needs and conditions. Nov 05, 2025

Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. Aug 01, 2024
Corrected

Infection Control moderate citation Info Issues related to preventing and controlling infections, including hygiene practices and safety protocols. Aug 01, 2024
Corrected

Compare Independent Living around Bloomington The information below is reported by the Illinois Department of Public Health, Office of Health Care Regulation.

Filter by care type
Luther Oaks
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Bloomington
19
Yes
3
1
Luther Oaks, Inc
17
7
4
1 Bed / 2 Bed
Bickford of Bloomington
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Bloomington
16
Yes
41
-
Bloomington Bickford House, Llc
16
6
0
1 Bed / 2 Bed

Places of interest near Luther Oaks

Address 4.1 miles from city center

Address 601 Lutz Rd, Bloomington, IL 61704

Calculate Travel Distance to Luther Oaks

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Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 86
Employees 73
Contractors 13
Staff to resident ratio 5.38:1
183% better than Illinois average

Illinois average ratio: 1.90:1

Avg staff/day 14
Average shift 7.2 hours
5% worse than Illinois average

Illinois average: 7.6 hours

Total staff hours (quarter) 9,222
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 16
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.9 hours

This role is partially covered by contractors.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 5
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.1 hours

No contractors work on this role.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 48
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.4 hours

No contractors work on this role.

Contractor staffing

Total hours from contractors

14.4%

1,330 contractor hours this quarter

Speech Language Pathologist: 3 Registered Nurse: 2 Physical Therapy Aide: 2 Respiratory Therapy Technician: 2 Physical Therapy Assistant: 2 Qualified Social Worker: 1 Medical Director: 1
Staff by category
Certified Nursing Assistant480484,31591100%7.4
Registered Nurse142161,4339099%8.9
Licensed Practical Nurse5059868897%7.1
Speech Language Pathologist0336207582%6
Nurse Practitioner2024606268%7.4
Administrator1014426066%7.4
Respiratory Therapy Technician0224216066%6.9
Clinical Nurse Specialist2022062527%7.4
Physical Therapy Aide0221302527%5.2
Physical Therapy Assistant022993033%3.2
Occupational Therapy Aide101722932%2.5
Medical Director011261314%2
Qualified Social Worker011142224%0.7
48 Certified Nursing Assistant
% of Days 100%
16 Registered Nurse
% of Days 99%
5 Licensed Practical Nurse
% of Days 97%
3 Speech Language Pathologist
% of Days 82%
2 Nurse Practitioner
% of Days 68%
1 Administrator
% of Days 66%
2 Respiratory Therapy Technician
% of Days 66%
2 Clinical Nurse Specialist
% of Days 27%
2 Physical Therapy Aide
% of Days 27%
2 Physical Therapy Assistant
% of Days 33%
1 Occupational Therapy Aide
% of Days 32%
1 Medical Director
% of Days 14%
1 Qualified Social Worker
% of Days 24%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
16 residents
Residents by payment source
Medicare
4 residents (25%)
Medicaid
2 residents (12.5%)
Private pay or other
10 residents (62.5%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 7.9
19% better than Illinois average

Illinois average: 9.7

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 15.4
17% better than Illinois average

Illinois average: 18.6

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 12.1%
22% better than Illinois average

Illinois average: 15.5%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 11.9%
35% better than Illinois average

Illinois average: 18.4%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 22.0%
In line with Illinois average

Illinois average: 21.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 11.1%
231% worse than Illinois average

Illinois average: 3.4%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 1.1%
79% better than Illinois average

Illinois average: 5.3%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.0%
100% better than Illinois average

Illinois average: 1.8%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 2.9%
55% better than Illinois average

Illinois average: 6.5%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 13.0%
73% better than Illinois average

Illinois average: 48.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 7.6%
63% better than Illinois average

Illinois average: 20.2%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 100.0%
12% better than Illinois average

Illinois average: 89.2%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 100.0%
46% better than Illinois average

Illinois average: 68.3%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.0%
100% better than Illinois average

Illinois average: 2.3%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 95.8%
52% better than Illinois average

Illinois average: 63.0%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $10K
93% lower than Illinois average

Illinois average: $143K

Number of fines 1
66% fewer fines than Illinois average

Illinois average: 3.0

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than Illinois average

Illinois average: 1.1

Fines amount comparison
Fines amount comparison
This facility $10K
Illinois average $143K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Sep 11, 2025
$10K

Last updated: Jan 2026

Guides for Better Senior Living

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Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Financial Aid for Illinois Seniors

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Community Care Program

Illinois CCP

Age 60+, Illinois resident, at risk of nursing home placement.

~$1,215/month (individual).

$17,500 (individual, excludes home, car).

High demand in urban areas; waitlists possible.

Illinois Respite Program

IL Respite (via NFCSP)

Caregiver of someone 60+ (or with dementia), Illinois resident.

No strict limit; prioritizes low-income.

Not applicable.

Limited slots; urban/rural balance.

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

~$2,829/month (300% FBR, individual); QIT allowed.

$2,000 (individual), $3,000 (couple) (excludes home, car).

~200 SLP sites statewide; room/board not covered.

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Part of HealthChoice Illinois; consumer-directed options available.

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled, Illinois resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

Age 55+, unemployed, low-income, Illinois resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.

~$1,004/month (including SSI).

$2,000 (individual), $3,000 (couple).

~$50-$500/month based on facility type.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in urban/rural areas.

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