Luther Oaks
Nursing Home, Assisted Living, Continuing Care Retirement Community, Independent Living, Memory Care & Skilled Nursing · Bloomington, IL
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Luther Oaks

Nursing Home, Assisted Living, Continuing Care Retirement Community, Independent Living, Memory Care & Skilled Nursing · Bloomington, IL
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
Luther Oaks accepts Medicare, Medicaid, and private pay.
Luther Oaks accepts Medicare, Medicaid, and private pay.

Overview of Luther Oaks

Luther Oaks combines independent living, assisted living, memory care, skilled nursing, and nursing home care in Bloomington, IL, within a single continuing care retirement community campus. Independent living suits those seeking their own residence and community services without the need for daily assistance. Assisted living covers medication management, bathing, dressing, and various other daily activities. Memory care adds supervision within a secured setting.

Skilled nursing ensures a licensed nurse is available both day and night. As everything shares one campus, an individual can move up a level without relocating to a different community.

The community has 58 beds, with one-bedroom and two-bedroom units, and some floor plans spacious enough for two individuals, whether they are partners or a resident seeking companionship. Respite covers the period when the usual caregiver needs to be absent or recover, while short-term rehab supports temporary recovery.

The fitness center, salon, spa, and walking paths are all on the premises, along with transportation. Pets are allowed in the community. Medicare covers short-term skilled care following a hospital discharge. Medicaid steps in when savings can’t cover an extended stay, while private pay means the family pays out of pocket.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▲ 57.8% Above IL avg. ▲ 57.8% Above IL avg.IL average: 2.5Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 12.3% Above IL avg. ▲ 12.3% Above IL avg.IL average: 2.7Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▲ 58.7% Above IL avg. ▲ 58.7% Above IL avg.IL average: 3.2Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing Info Data period: Q4 2025 (October 1 – December 31, 2025).
Headcount, shifts and contractors: CMS Payroll-Based Journal (PBJ).
Resident count: CMS Long-Term Care Facility Characteristics (data as of Jun 2026).

Headcount

Total staff Info Every person who worked here at any point in the quarter, employees and contractors. It is not how many are on site at once: that is the "on an average day" figure. 67 60 employees · 7 contractors · 13 on an average day
Staff per resident Info 67 total staff / 16 residents. Residents: CMS Long-Term Care Facility Characteristics (data as of Jun 2026); staff: CMS Payroll-Based Journal (Q4 2025).Residents and staff come from two different CMS releases, so the two counts can be a few months apart. 4.19 : 1 ↑ 138% · IL 1.76This facility: 4.19 staff per resident, 138% above the Illinois average of 1.76 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse. 67 staff ÷ 16 residents See full Illinois ranking →
Average shift Info Average hours one staff member works on a day they are on shift, across every role. 6.6 h ↓ 13% · IL 7.6 hThis facility: 6.6 h, 13% below the Illinois average of 7.6 h (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse. 7,864 staff hours this quarter See full Illinois ranking →

91.7% of staff hours were worked by the facility's own employees

Illinois average: 90.1% · Contractors this quarter: Speech Language Pathologist (2), Physical Therapy Assistant (2), Qualified Social Worker (1), Respiratory Therapy Technician (1), Medical Director (1)

Why it matters: employees work here week after week and get to know each resident's routines and needs. Agency contractors often rotate between facilities, so a higher employee share usually means more consistent care.

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant410413,93292100%7.3
Registered Nurse110111,61292100%9.2
Licensed Practical Nurse4045556672%7.2
Administrator1014806470%7.5
Nurse Practitioner1014325863%7.4
Speech Language Pathologist0223567278%3.6
Respiratory Therapy Technician0111876368%3
Occupational Therapy Aide1011343437%3.9
Physical Therapy Assistant022702527%2.8
Clinical Nurse Specialist10168910%7.5
Qualified Social Worker011272527%1.1
Medical Director011121213%1
41 Certified Nursing Assistant
Coverage 100%
11 Registered Nurse
Coverage 100%
4 Licensed Practical Nurse
Coverage 72%
1 Administrator
Coverage 70%
By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 58 Rank #133 / 164Bed count — State benchmarked This nursing home is ranked 133rd out of 164 nursing homes we track in Illinois for bed count. Shows this facility's certified or reported bed count compared to other Illinois facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Smaller home · May offer a more intimate, personalized care environment.

Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options. Rank #185 / 188Walk Score — State benchmarked This nursing home is ranked 185th out of 188 nursing homes we track in Illinois for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Illinois facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
3 / 100
Residents per day (avg) Info The average number of residents living at this facility on a given day. CMS calculates this figure from the facility's Minimum Data Set (MDS) assessments and uses this value for other measures like Hours Per Resident Per Day (HPRD) and 5-Star Staffing rating.
19

Source: CMS Provider Information, average daily residents

Avg. Length of Stay Info Average number of days residents stay at this facility, based on CMS cost report data. Shorter stays often reflect post-acute or rehab care; longer stays reflect long-term care.
88 days

About This Community

License Details

StatusActive
IssuanceFebruary 27, 2026
ExpirationFebruary 26, 2027
CountyMclean
License Number5102642

Ownership & Operating Entity

Luther Oaks is legally operated by Luther Oaks, Inc.

Type Of Units

Permanent Units
40 units
Alzheimer's Units
18 units
Total beds
58 units

Safety & Compliance

Resident Council

Therapy & Rehabilitation

1 service
Short-Term Rehab

Staffing & Medical

1 service
Doctor on Staff

Additional Services

5 services
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.
Transportation
Concierge
Housekeeping
Laundry & Linen

Additional Policies & Features

Pets Allowed
Continuing Care Retirement Community (CCRC)
Minimum Age62

Amenities & Lifestyle

Fitness Center
Library
Beauty Salon
Spa
Bistro
Garden
Patio
Walking Paths
Wi-Fi
Volunteer Program

Room Accommodations

Building TypeTwo-story
Room Types
1 Bed 2 Bed

Contact Luther Oaks

This profile shows two inspection records, and their totals often differ. Inspection History and the Inspection Scorecard below are state data — the figures the state publishes and the state inspection reports we hold on file — covering the entire facility. CMS Health Inspection History covers only this home's Medicare and Medicaid-certified nursing beds, from federal certification surveys.

Inspection History

In Illinois, the Department of Public Health, Office of Health Care Regulation conducts annual unannounced surveys to assess compliance with state and federal healthcare facility standards.

Since 2024 · 2 years of data These figures come from state-published data and the state inspection reports we hold on file. The period covered can vary depending on document availability.
Includes all inspection records for this property, which could include management/ownership changes.
4 deficiencies 10 inspections

Inspection Scorecard Info This scorecard compares key inspection, deficiency, and complaint metrics at this facility against the Illinois state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2024 vs. Illinois state average
Overall vs. IL average 0 Worse No metrics in this bucket. 2 Better Metrics better than Illinois average:
• Total deficiencies (20% below)
• Deficiencies per inspection (67% below)

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityIL Averagevs. IL Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 45.0 This facility has 20% fewer total deficiencies than a typical Illinois nursing home (4 vs. IL avg 5).↓ 20% better
Deficiencies per inspection Info Average deficiencies per inspection. 0.41.2 This facility has 67% fewer deficiencies per inspection than a typical Illinois nursing home (0.4 vs. IL avg 1.2).↓ 67% better

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityIL Averagevs. IL Avg
Total inspections Info Combined count of all inspections conducted at this facility. 104.0 This facility has had 150% more total inspections than the Illinois average (10 vs. IL avg 4). More inspections can mean more regulatory scrutiny rather than worse care.↑ 150% more
Inspections

CMS Health Inspection History

Since 2022 · 4 years of data · Last health inspection Nov 2025

Federal inspection data published by CMS, covering this home's Medicare and/or Medicaid-certified skilled-nursing/nursing beds only.

Total health inspections
6 ↓ 47% · IL 11.4This facility: 6, 47% below the Illinois average of 11.4 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Total health citations
21 Rank #40 / 153Health citations — State benchmarked This nursing home is ranked 40th out of 153 nursing homes we track in Illinois for health citations. Shows this facility's total health deficiency citations benchmarked to the Illinois State average, with a ranking across all 153 IL facilities. Lower citation counts earn a better rank. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↓ 45% · IL 38.1This facility: 21, 45% below the Illinois average of 38.1 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citations per inspection
3.5 Rank #82 / 153Citations per inspection — State benchmarked This nursing home is ranked 82nd out of 153 nursing homes we track in Illinois for citations per inspection. Shows average deficiency citations per CMS inspection for this facility versus the Illinois mean across 153 facilities with citation data. Lower is better. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↑ 1% · IL 3.46This facility: 3.5, 1% above the Illinois average of 3.46 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citation severity
100% corrected 21 of 21 citations corrected
Bar = mix of this home's 21 citations, not a state comparison

Lighter shade = corrected

Critical J–L
0 ↓ 100% · IL 0.8This facility: 0, 100% below the Illinois average of 0.8 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Immediate jeopardy
Serious G–I
1 ↓ 74% · IL 3.8This facility: 1, 74% below the Illinois average of 3.8 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Actual harm
Moderate D–F
20 ↓ 39% · IL 33This facility: 20, 39% below the Illinois average of 33 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, more than minimal risk
Minor A–C
0 ↓ 100% · IL 0.5This facility: 0, 100% below the Illinois average of 0.5 (among Illinois facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, minimal risk

Latest inspection: Nov 05, 2025 · 2 citations, all corrected

Most cited category: Quality of Life & Care, 6 of 21 citations · 7 categories in total

Citations history
Most recent first
Nov 05, 2025 2 citations
Quality of Care moderate citation Corrected
Care Planning moderate citation Corrected
Aug 01, 2024 12 citations
Abuse/Neglect moderate citation Corrected
Infection Control moderate citation Corrected
Infection Control moderate citation Corrected
Nutrition moderate citation Corrected
Nutrition moderate citation Corrected
Nutrition moderate citation Corrected
Pharmacy moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Feb 17, 2024 1 citation
Quality of Care moderate citation Corrected
Jan 29, 2024 2 citations
Quality of Care serious citation Corrected
Resident Rights moderate citation Corrected
Aug 02, 2023 1 citation
Infection Control moderate citation Corrected
Jun 22, 2022 3 citations
Nutrition moderate citation Corrected
Quality of Care moderate citation Corrected
Care Planning moderate citation Corrected
Top deficiency categories
Share of 21 citations
Quality of Life & Care 6 deficiencies (29%)
Resident Assessment & Care Planning 5 deficiencies (24%)
Nutrition & Dietary 4 deficiencies (19%)
Infection Control 3 deficiencies (14%)
Resident Rights 1 deficiency (5%)
Abuse, Neglect & Exploitation 1 deficiency (5%)
Pharmacy Services 1 deficiency (5%)
How citations are counted

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

16 of 21 citations resulted from standard inspections; and 5 of 21 resulted from complaint investigations.

Includes all CMS health inspection records for this property, which could include management/ownership changes.

Source

Data sourced from CMS Health Deficiencies reports, which cover the Medicare and/or Medicaid-certified skilled-nursing and nursing beds and no other part of the community. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Enforcement

Penalties and fines About penalties and fines Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database · Data as of Aug 2026

No penalties in the past 3 years

No civil money penalties or payment denials on record since Aug 2023.

Clean record
Total fines
$0 IL avg $157KIllinois average: $156,840. Average among the 479 Illinois facilities with a penalty on record.US avg $67KUS average: $67,417, among the 6,775 US facilities with a penalty on record.
Number of fines
0 IL avg 3.07Illinois average: 3.07. Average among the 479 Illinois facilities with a penalty on record.US avg 1.96US average: 1.96, among the 6,775 US facilities with a penalty on record.
Payment denials What is a payment denial? Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed.
0 IL avg 1.03Illinois average: 1.03. Average among the 479 Illinois facilities with a penalty on record.US avg 0.36US average: 0.36, among the 6,775 US facilities with a penalty on record.
Health Outcomes

Quality of care over time

How residents at this home fare on health outcomes and preventive care, compared with the Illinois average.

Data as of Aug 2026 · CMS Care Compare

Long-stay quality rating Info CMS star rating for the care of long-stay residents, who live at the home for 100 days or more. It is built from the long-stay quality measures below. 5 stars is the best. 5 / 5 Significantly above average ↑ 39% · IL 3.6This facility: 5.0, 39% above the IL average of 3.6 (among IL facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
High-risk clinical events Info Average of five long-stay measures: pressure ulcers, falls with major injury, unplanned weight loss, worsening ability to walk, and needing more help with daily activities. Each is the % of residents affected, so lower is better. 5.6 Score · lower is better ↓ 33% · IL 8.3This facility: 5.6, 33% below the IL average of 8.3 (among IL facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Functional decline Info Average of three long-stay measures: needing more help with daily activities, worsening ability to walk, and loss of bowel or bladder control. Each is the % of residents affected, so lower is better. 8.6 Score · lower is better ↓ 47% · IL 16.2This facility: 8.6, 47% below the IL average of 16.2 (among IL facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.

10 long-stay measures: 9 better, 1 worse

6 short-stay measures: 3 better, 3 compared with US only

Financials

Money and staffing.

Luther Oaks’s finances from its CMS cost report for the fiscal year ending June 2025, compared with 146 Illinois nursing homes that filed a recent report. Includes all financial data for this property, which could include management/ownership changes.

FY Jun 2025

Is it financially stable?

Losing money on care, and more than last year

−10.2% operating margin

−5.9 pts vs prior year

An operating loss in 4 of the last 4 reported years. Other income ($0.3M) trims the net loss to −$1.1M. Watch for cost-cutting that reaches staffing.

Does it invest in staff?

Spends less on payroll than most Illinois homes

37.7% payroll share of revenue

IL average 58.7%Rank #139 / 146Payroll % of net patient revenue — State benchmarked This nursing home is ranked 139th out of 146 nursing homes we track in Illinois for payroll % of net patient revenue. Shows payroll as a percentage of net patient revenue versus the Illinois average, among facilities reporting a recent fiscal year. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Illinois that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Payroll rose $0.0M while revenue rose $0.3M. A low share can mean leaner staffing; check hours per resident in the staffing section.

Who this home usually serves

Residents split by who pays for their care: Medicare, Medicaid, or private pay and other sources.
Over a year: CMS SNF Cost Report, FY2025 Snapshot: CMS Long-Term Care Facility Characteristics (quarterly), Jun 2026
Resident snapshot
16 residents · Jun 2026 Residents counted on the date of the latest CMS report, which updates quarterly.
Medicare 4 · 25%
Medicaid 2 · 13%
Private pay & other 10 · 63%
Shows care patterns over time; not used to rate this facility.

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Typical stay

Medicare 29 days Medicaid 2 - 3 years Private pay & other 3 - 4 months

Places of interest near Luther Oaks

Address 2.4 miles from city center Info Estimated distance in miles from Bloomington's city center to Luther Oaks's address, calculated via Google Maps.

Calculate Travel Distance to Luther Oaks

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Address

Compare Nursing Homes around Bloomington

Info below is compiled from CMS reports & the IL Dept. of Public Health (IDPH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

The facility name. Click to view the full profile page on Assisted Living Magazine, including photos, services, and contact info.
CMS (Centers for Medicare & Medicaid Services, the federal agency that regulates nursing homes) Overall 5-star rating — a composite of Health Inspection, Staffing, and Quality Measures scores. 5 stars = top 10% nationally. 1 star = bottom 10%. The single most important number to start with when comparing facilities.
Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment. PC (Palliative Care): Comfort-focused care for serious illness at any stage, including alongside curative treatment. CCRC (Continuing Care Retirement Community): A campus with multiple care levels so residents can age in place without moving.
Neighborhood or city area where the facility is located. Proximity to family, hospitals, and green space matters for both quality of life and ease of visitation. Consider drive time and transit access when evaluating location.
Licensed bed capacity. Larger facilities (300+ beds) often have more specialized programs but can feel institutional. Smaller homes (under 150 beds) tend to deliver more personalized care. Compare with Avg Res/Day to understand how full the facility typically runs.
Percentage of licensed beds filled on an average day. Color indicates financial health: green (90%+) = operationally strong, typically profitable. Amber (80–89%) = stable but leaving revenue on the table. Orange (70–79%) = financial strain likely, may struggle with fixed costs. Red (<70%) = significant distress, closure or ownership change risk increases sharply.
This facility's occupancy rate compared to the statewide average for similar facilities. A positive number means above-average demand. Facilities running 5%+ above the state average are typically the most sought-after in their market — a strong proxy for reputation.
CMS-adjusted total nurse hours per resident per day (RN + LPN + CNA combined). The national average is approximately 3.5 hrs. Higher is better — more direct care time per resident. Below 3.0 is a red flag. CMS weights RN hours more heavily because RNs handle complex clinical decisions that CNAs cannot.
CMS Health Inspection star rating (1–5 stars), based on the 3 most recent annual state surveys plus any complaint investigations. This is the hardest rating to manipulate — it reflects real surveyor findings on-site. 5 stars = fewest deficiencies found. 1 star = most. It carries the heaviest weight in the Overall CMS rating.
CMS Staffing star rating (1–5 stars), based on daily nurse staffing hours submitted to CMS via verified payroll data. Compares RN, LPN, and CNA coverage relative to resident acuity level. 5 stars = well above expected staffing. Weekend staffing is evaluated separately, as that's where many facilities quietly reduce coverage.
CMS Quality Measures star rating (1–5 stars), based on 15 clinical outcome metrics including fall rates, pressure ulcers, antipsychotic drug use, and hospital readmissions. Captures actual resident health outcomes, not just compliance. High QM combined with low Health Inspection scores can indicate a facility with strong care but weak documentation practices.
Registered Nurse hours per resident/day compared to the statewide average. RNs are the highest-skilled nursing staff — they assess residents, manage medications, and respond to emergencies. A value of +50% means RN coverage is 50% above the state norm. Negative values are a concern for residents with complex or acute medical needs.
Total nursing staff hours (RN + LPN + CNA combined) per resident/day vs. the statewide average. A broader measure than RN vs State — it captures the entire care team. A facility can have high total staffing but low RN hours, meaning more aides and fewer nurses. Read both columns together for the full picture.
Total dollar amount of federal monetary fines (civil money penalties) issued by CMS in the past 3 years. Fines are only levied for serious violations — typically actual harm to residents, repeated uncorrected deficiencies, or systemic non-compliance. Even a single fine is noteworthy. Multiple fines strongly suggest a pattern, not isolated incidents.
Total health deficiency citations from the most recent standard inspection cycle. Minor citations (scope A–C) are common and often administrative in nature. Higher counts aren't always disqualifying, but should be read alongside Severe Citations to understand actual harm levels. Under 10 is strong for a large facility; 30+ warrants a closer look.
Average deficiency citations per CMS inspection (survey) in the reporting window — total citations divided by the number of inspections. Lower is better; compare alongside total Citations and Severe Citations for context.
Citations at CMS scope/severity level G or higher — G–I means actual harm occurred; J–L means residents were placed in immediate jeopardy. (D–F is potential for harm only). Examples include unaddressed falls, medication errors causing injury, neglect, or abuse.
Average number of residents in the building on any given day, derived from annual census data. Reflects true operating scale — a 400-bed facility running 200 residents/day operates very differently from one at 390. Higher resident counts generally mean more funded staffing hours.
Better Business Bureau rating (A+ to F). Reflects complaint history, business transparency, and how family disputes were resolved. A+ means no significant unresolved complaints. A blank (—) means the facility isn't BBB-accredited, which is common for healthcare providers and not necessarily a negative signal.
Walk Score® (0–100). Measures walkability of the surrounding area. 90–100 = Walker's Paradise. 70–89 = Very Walkable. 50–69 = Somewhat Walkable. Below 50 = Car-Dependent. Higher scores benefit family visitors, resident outings, and staff commuting.
The licensed owner or operator of record filed with CMS — the individual or organization legally accountable for the facility. Searching the operator name across other facilities can reveal chain or multi-site ownership, which matters: chain-operated homes tend to have more variable quality outcomes than independently run facilities.
What the home actually collects for resident care, after contractual allowances, bad debt and discounts — not gross billings. Taken from the latest complete annual cost report, so it is comparable across homes reporting the same period. Revenue alone doesn't indicate care quality, but it funds staffing and capital reinvestment. Pair with Payroll %. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Staff salaries plus wage-related benefits from the latest complete annual cost report. Contract and agency labour is counted separately, under other operating costs, so a home leaning on agency staff can show a low figure here. Payroll is the cost most directly tied to care quality — compare with Payroll % for full context. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Payroll as a share of NET PATIENT REVENUE (not gross revenue). Both figures come from the same cost-report year. A higher figure means more of each revenue dollar goes to staff pay. Read with the Staffing star rating to judge whether spend translates into coverage — and note that homes whose patient revenue covers only part of their operation can read implausibly high. The Illinois average is: 58.7% Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
CMS Certification Number: the unique federal identifier for this skilled nursing provider.
Westminster Village Al ★ ★ ★ ☆ ☆
NH
AL
IL
MC
SNF
Bloomington
72
Facility 72
IL AVG 121
Rank #115 / 164
--
5.12
Facility 5.12
IL AVG 2.99
Rank #29 / 153
★ ★ ☆ ☆ ☆ ★ ★ ★ ★ ★ ★ ★ ★ ★ ☆ +15%+71%
$12.1k
Facility $12.1k
IL AVG $159.1k
Rank #66 / 153
28
Facility 28
IL AVG 38.1
Rank #66 / 153
4.0
Facility 4.0
IL AVG 3.5
Rank #109 / 153
241-
84
Facility 84
IL AVG 54
Rank #25 / 188
Westminster Village, Inc
$18.8MFiscal year ending 06/2025
Facility $18.8MFiscal year ending 06/2025
IL AVG $14.5M
Rank #33 / 146
$15.7MFiscal year ending 06/2025
Facility $15.7MFiscal year ending 06/2025
IL AVG $8.0M
Rank #8 / 146
83.5%Fiscal year ending 06/2025
Facility 83.5%Fiscal year ending 06/2025
IL AVG 58.7%
Rank #14 / 146
145400
Luther Oaks ★ ★ ★ ★ ☆
NH
AL
CCRC
IL
MC
SNF
Bloomington
58
Facility 58
IL AVG 121
Rank #133 / 164
--- ★ ★ ★ ☆ ☆ - ★ ★ ★ ★ ★ +16%-
$0
Facility $0
IL AVG $159.1k
Rank #1 / 153
21
Facility 21
IL AVG 38.1
Rank #40 / 153
3.5
Facility 3.5
IL AVG 3.5
Rank #82 / 153
119-
3
Facility 3
IL AVG 54
Rank #185 / 188
Luther Oaks, Inc
$12.9MFiscal year ending 06/2025
Facility $12.9MFiscal year ending 06/2025
IL AVG $14.5M
Rank #78 / 146
$4.9MFiscal year ending 06/2025
Facility $4.9MFiscal year ending 06/2025
IL AVG $8.0M
Rank #119 / 146
37.7%Fiscal year ending 06/2025
Facility 37.7%Fiscal year ending 06/2025
IL AVG 58.7%
Rank #139 / 146
146184
Arcadia Care Bloomington ★ ☆ ☆ ☆ ☆
NH
AL
MC
RC
SNF
Bloomington
115
Facility 115
IL AVG 121
Rank #74 / 164
78.3%
Facility 78.3%
IL AVG 79%
Rank #72 / 120
-1%
2.00
Facility 2.00
IL AVG 2.99
Rank #143 / 153
★ ☆ ☆ ☆ ☆ ★ ☆ ☆ ☆ ☆ ★ ★ ★ ★ ☆ -64%-33%
$133.0k
Facility $133.0k
IL AVG $159.1k
Rank #122 / 153
60
Facility 60
IL AVG 38.1
Rank #129 / 153
2.6
Facility 2.6
IL AVG 3.5
Rank #32 / 153
690-
36
Facility 36
IL AVG 54
Rank #138 / 188
Bm Equities LLC
$8.6MFiscal year ending 12/2024
Facility $8.6MFiscal year ending 12/2024
IL AVG $14.5M
Rank #123 / 146
$4.5MFiscal year ending 12/2024
Facility $4.5MFiscal year ending 12/2024
IL AVG $8.0M
Rank #127 / 146
51.8%Fiscal year ending 12/2024
Facility 51.8%Fiscal year ending 12/2024
IL AVG 58.7%
Rank #74 / 146
145371
Goldwater Care Bloomington ★ ☆ ☆ ☆ ☆
NH
HOS
PC
SNF
Bloomington
88
Facility 88
IL AVG 121
Rank #102 / 164
81.1%
Facility 81.1%
IL AVG 79%
Rank #52 / 120
+3%
2.80
Facility 2.80
IL AVG 2.99
Rank #91 / 153
★ ☆ ☆ ☆ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ☆ ☆ -54%-6%
$234.6k
Facility $234.6k
IL AVG $159.1k
Rank #139 / 153
89
Facility 89
IL AVG 38.1
Rank #151 / 153
3.4
Facility 3.4
IL AVG 3.5
Rank #75 / 153
1371-
66
Facility 66
IL AVG 54
Rank #64 / 188
Meir Katzenstein
$9.6MFiscal year ending 12/2024
Facility $9.6MFiscal year ending 12/2024
IL AVG $14.5M
Rank #110 / 146
$4.8MFiscal year ending 12/2024
Facility $4.8MFiscal year ending 12/2024
IL AVG $8.0M
Rank #120 / 146
49.5%Fiscal year ending 12/2024
Facility 49.5%Fiscal year ending 12/2024
IL AVG 58.7%
Rank #90 / 146
145016
Bloomington Rehabilitation and Health Care -
NH
Bloomington
78
Facility 78
IL AVG 121
Rank #107 / 164
-------100%-------
59
Facility 59
IL AVG 54
Rank #81 / 188
Janice Kindred
$2.8MFiscal year ending 12/2024
Facility $2.8MFiscal year ending 12/2024
IL AVG $14.5M
Rank #146 / 146
$1.8MFiscal year ending 12/2024
Facility $1.8MFiscal year ending 12/2024
IL AVG $8.0M
Rank #146 / 146
65.5%Fiscal year ending 12/2024
Facility 65.5%Fiscal year ending 12/2024
IL AVG 58.7%
Rank #30 / 146
145610

Rank badges are statewide and care-type specific: each nursing home is ranked against every other IL nursing home we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial Assistance for
Nursing Home in Illinois

Luther Oaks is located in Bloomington, Illinois.
Here are the financial assistance programs available to residents in Illinois.

Get Financial aid guidance

Community Care Program

Illinois CCP

Age 60+
General Illinois resident, at risk of nursing home placement.
Income Limits (2025) ~$1,215/month individual
Asset Limits $17,500 individual, excludes home, car
IL

High demand in urban areas; waitlists possible.

Benefits
In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)
General Illinois resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IL

Limited slots; urban/rural balance.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability
General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
IL

~200 SLP sites statewide; room/board not covered.

Benefits
Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+
General Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IL

Part of HealthChoice Illinois; consumer-directed options available.

Benefits
Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled
General Illinois resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IL

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled
General Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IL

~$50-$500/month based on facility type.

Benefits
Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IL

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Luther Oaks

Is Luther Oaks in a walkable area?

Luther Oaks has a walk score of 3. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the license number of Luther Oaks?

According to IL state health department records, Luther Oaks's license number is 5102642.

When does Luther Oaks's license expire?

According to IL state health department records, Luther Oaks's license expires on February 26, 2027.

What is the occupancy rate at Luther Oaks?

Luther Oaks's occupancy is 91.6%.

Are pets allowed at Luther Oaks?

Yes, Luther Oaks allows residents to bring their pets.

Does Luther Oaks operate as a for-profit or non-profit?

Luther Oaks is registered as a non-profit in IL.

What is the overall rating for Luther Oaks?

Luther Oaks received a 4-star overall rating from the CMS (Centers for Medicare and Medicaid Services). This score combines results from staffing levels, quality measures, and health inspections.

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