What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Elkton Nursing and Rehabilitation Center

ELKTON, KY 42220 View Map

Elkton Nursing and Rehabilitation Center is a Nursing Home in Kentucky

Elkton Nursing and Rehabilitation… is a Nursing Home in Kentucky

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Overview of Elkton Nursing and Rehabilitation Center

Elkton Nursing and Rehabilitation Center is committed to providing clinical excellence and whole-person healing. The facility offers a range of services including skilled nursing care and rehabilitation programs. Their interdisciplinary teams work together to ensure high-quality outcomes for residents.

2702655321

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 3.71/day

Overall rating

1/5

Health Inspection

2/5

Staffing

1/5

Quality Measures

1/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 60

This home usually has availability

Lower occupancy suggests more openings may be available.

78.1%

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

47% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

32% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

21% of new residents, often for long-term daily care.

Typical stay 3 - 4 years

Finances and operations

Home revenue

$4.5M

Operating loss

-$100.6K

Proprietary home Corporation

Home revenue

$4,501,422.00

Operating loss

$-100,649.00

Payroll costs

$2.1M

47.7% of revenue

Other operating costs

$2.5M

Total costs $4.6M

60-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

License Status

Active

Facility Type

Long Term Care (Nursing Facility)

License Date

June 1, 2025

Additional licensing details

License number: 100395

CMS Certification Number: 185400

County: TODD

Ownership & operating entity

Elkton Nursing and Rehabilitation Center is administrated by ERIC ROSS.

Owner name: ELKTON OPCO LLC

Safety & Compliance

Care Services

Nursing Services

Rehabilitation Services

Skilled Nursing

Licensed Nurses/CNAs

Short-Term Rehab

All Levels of Care

Skilled Nursing

Long-Term Care

Rehabilitation

Amenities & Lifestyle

Private & semi-private rooms

Housekeeping & laundry services

Individual HVAC controls

Personalized concierge services

TV in every room

Wifi

family conferencing & video chats

Restaurant-style dining room

Family lounges

Spacious dining areas & private dining options

On-site beauty salon

Programs & Activities

Specific Programs

LifeWorks Rehab, HeartWorks Recovery, Skilled Nursing, Long-Term Care

Operating Hours

Mon - Sat | 9:00 - 5:00

Compare Nursing Homes around Kentucky

Bedford Springs Health and Rehabilitation

SNF

KY 40006

HAWLEY, KAIJON

82.1%

$4,894,268.00

$1,913,420.00

39.1%

48.40

5/5

3.1565

4/5

2/5

5/5

Barren County Nursing and Rehabilitation

SNF

KY 42141

HERBSTMAN, MOSHE

82.7%

$8,631,885.00

$2,825,267.00

32.7%

88.30

4/5

3.2236

4/5

2/5

Berea Health and Rehabilitation

SNF

KY 40403

BROOKS, PAMELA

92.2%

$9,798,049.00

$3,914,754.00

40%

78.90

3/5

2.9021

4/5

1/5

4/5

Auburn Nursing and Rehabilitation Center

SNF

KY 42206

BOLSTER, NANCY

62.0%

$4,023,909.00

$1,805,984.00

44.9%

49.60

3/5

1.4392

4/5

1/5

2/5

Elkton Nursing and Rehabilitation Center

SNF

KY 42220

CARTER, VALARIE

78.1%

$4,447,948.00

$2,145,994.00

48.2%

53.80

1/5

3.7089

2/5

1/5

Bedford Springs Health and Rehabilitation

Type of care: SNF AL

Community: KY 40006

Bed Count: 60

Pets Allowed: No

Operator: HAWLEY, KAIJON

CCN: 185358

Occupancy: 82.1%

Home Revenue: $4,894,268.00

Payroll Costs: $1,913,420.00

Payroll %: 39.1%

Avg Residents/Day: 48.40

Overall Rating: 5/5

Adj Nurse Hours: 3.1565

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 5/5

Barren County Nursing and Rehabilitation

Type of care: SNF AL

Community: KY 42141

Bed Count: 94

Pets Allowed: No

Operator: HERBSTMAN, MOSHE

CCN: 185229

Occupancy: 82.7%

Home Revenue: $8,631,885.00

Payroll Costs: $2,825,267.00

Payroll %: 32.7%

Avg Residents/Day: 88.30

Overall Rating: 4/5

Adj Nurse Hours: 3.2236

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 2/5

Number of Fines: 1

Berea Health and Rehabilitation

Type of care: SNF AL

Community: KY 40403

Bed Count: 84

Pets Allowed: No

Operator: BROOKS, PAMELA

CCN: 185384

Occupancy: 92.2%

Home Revenue: $9,798,049.00

Payroll Costs: $3,914,754.00

Payroll %: 40%

Avg Residents/Day: 78.90

Overall Rating: 3/5

Adj Nurse Hours: 2.9021

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 4/5

Number of Fines: 2

Auburn Nursing and Rehabilitation Center

Type of care: SNF AL

Community: KY 42206

Bed Count: 66

Pets Allowed: No

Operator: BOLSTER, NANCY

CCN: 185049

Occupancy: 62.0%

Home Revenue: $4,023,909.00

Payroll Costs: $1,805,984.00

Payroll %: 44.9%

Avg Residents/Day: 49.60

Overall Rating: 3/5

Adj Nurse Hours: 1.4392

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 2/5

Elkton Nursing and Rehabilitation Center

Type of care: SNF AL

Community: KY 42220

Bed Count: 60

Pets Allowed: No

Operator: CARTER, VALARIE

CCN: 185400

Occupancy: 78.1%

Home Revenue: $4,447,948.00

Payroll Costs: $2,145,994.00

Payroll %: 48.2%

Avg Residents/Day: 53.80

Overall Rating: 1/5

Adj Nurse Hours: 3.7089

Health Insp Rating: 2/5

Staffing Rating: 1/5

QM Rating: 1/5

Number of Fines: 7

ELKTON, KY 42220

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Total Staff

Employees

Contractors

20,544

Total Hours (Quarter)

Avg Staff/Day

7.8

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	8	9.3	No
Licensed Practical Nurse	14	8.7	No
Certified Nursing Assistant	39	8.2	Yes

Staff by Category

Administration

4 staff

6.9hs shift avg

Nursing Staff

68 staff

8.5hs shift avg

Physicians & Practitioners

5 staff

5hs shift avg

Therapy Services

7 staff

6.1hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

2 staff

3.7hs shift avg

Dietary Services

1 staff

7.3hs shift avg

Other Services

1 staff

8.1hs shift avg

Contractor Analysis

0.7%

of total hours from contractors

153 contractor hours this quarter

Certified Nursing Assistant: 1 Medical Director: 1 Occupational Therapy Assistant: 1 Occupational Therapy Aide: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	38	1	39	9,543	91	100%	8.2
Licensed Practical Nurse	14	0	14	3,705	91	100%	8.7
Medication Aide/Technician	4	0	4	1,447	91	100%	10.7
RN Director of Nursing	3	0	3	1,031	63	69%	8.5
Registered Nurse	8	0	8	856	64	70%	9.3
Dental Services Staff	1	0	1	540	67	74%	8.1
Physical Therapy Aide	1	0	1	511	63	69%	8.1
Nurse Practitioner	2	0	2	496	62	68%	8
Administrator	3	0	3	481	62	68%	7.8
Dietitian	1	0	1	460	63	69%	7.3
Respiratory Therapy Technician	1	0	1	428	65	71%	6.6
Speech Language Pathologist	2	0	2	352	57	63%	6.2
Clinical Nurse Specialist	3	0	3	264	64	70%	3
Qualified Social Worker	2	0	2	241	65	71%	3.7
Occupational Therapy Aide	0	1	1	84	23	25%	3.7
Physical Therapy Assistant	1	0	1	46	19	21%	2.4
Medical Director	0	1	1	39	13	14%	3
Occupational Therapy Assistant	0	1	1	20	8	9%	2.5

View All Staffing Data

Total Health inspections 3

Near Kentucky average

Kentucky average: 2.9

Last Health inspection on Jul 2025

Total Health citations 13

Near Kentucky average

Kentucky average: 13.5

4.33 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 12 citations

Complaint investigations 2 citations

Breakdown of citations

Critical Health citations 0

100% below Kentucky average

Kentucky average: 1.1

Serious Health citations 0

100% below Kentucky average

Kentucky average: 0.6

Moderate Health citations 13

Minor Health citations 0

Citations history (last 3 years)

Pharmacy moderate citation Jul 25, 2025

Corrected

Resident Rights moderate citation Jul 25, 2025

Corrected

Resident Rights moderate citation Jul 25, 2025

Corrected

Abuse/Neglect moderate citation Sep 12, 2024

Corrected

Ownership: For-Profit LLC

Part of: N2 Group

Resident Census by Payment Source

49 Total Residents

Medicare 2 (4.1%)

Medicaid 43 (87.8%)

Private Pay/Other 4 (8.2%)

Programs & Services

Residents' Group

Nurse Aide Training

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 21.2

102% worse than Kentucky average

Kentucky average: 10.5

Functional decline score 37.6

99% worse than Kentucky average

Kentucky average: 18.9

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 39.6%

136% above Kentucky average.

Walking Ability Worsened 50.2%

156% above Kentucky average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 22.9%

12% above Kentucky average.

Falls with Major Injury 3.2%

16% below Kentucky average.

High Risk Residents with Pressure Ulcers 6.5%

13% above Kentucky average.

Urinary Tract Infection 2.2%

18% above Kentucky average.

Depressive Symptoms 1.8%

87% below Kentucky average.

Antipsychotic Use 10.2%

34% below Kentucky average.

Pneumococcal Vaccine 95.3%

1% above Kentucky average.

Influenza Vaccine 92.2%

4% below Kentucky average.

Lost Too Much Weight 6.2%

9% below Kentucky average.

Short-stay resident measures

Pneumococcal Vaccine 58.0%

31% worse than Kentucky average

Antipsychotic medication increase 4.2%

116% worse than Kentucky average

Influenza Vaccine 56.0%

33% worse than Kentucky average

Total fines amount $31K

This home paid 51% less in fines than the state average.

Kentucky average: $63K

Number of Fines 7

This home received 204% more fines than the state average.

Kentucky average: 2.3

Payment Denials 1

This home had 206% more payment denials than the state average.

Kentucky average: 0.3

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Sep 12, 2024

$4K

Civil Money Penalty Sep 12, 2024

$5K

Civil Money Penalty Sep 12, 2024

$5K

Civil Money Penalty Sep 12, 2024

$5K

Last updated: Jan 2026

Financial Trends

Historical financial and operational data for Elkton Nursing and Rehabilitation Center based on CMS SNF Cost Reports.

Occupancy Rate 78.1% ↑ 19.0pp vs 2022

Net Income -$100,649 ↑ ~$15K vs 2022

Total Payroll $2,435,244 ↑ ~$35K vs 2022

Profit Margin -2.3% ↑ 0.3pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	80.7%	75.8%	67.0%	58.2%	51.4%	52.7%	77.1%	84.3%	89.6%	61.1%	43.2%	59.1%	78.1%
Beds	112	112	112	112	112	60	60	60	60	110	110	60	60
Net Income	$230,287	-$277,732	-$272,008	$150,846	-$239,132	-$195,224	-$208,125	$66,197	$20,324	$723,386	$156,908	-$116,101	-$100,649
Gross Revenue	$5,242,434	$5,119,345	$4,861,636	$4,731,342	$4,379,852	$4,390,524	$4,617,601	$5,077,762	$5,101,228	$5,037,259	$4,406,191	$4,613,132	$4,447,948
Operating Expenses	$4,596,030	$4,607,646	$4,421,679	$3,974,897	$3,912,156	$3,905,170	$3,924,584	$3,982,205	$4,152,974	$4,583,317	$4,467,507	$4,623,431	$4,694,502
Net Patient Revenue	$4,815,688	$4,320,657	$4,141,818	$4,116,698	$3,667,399	$3,703,340	$3,708,852	$4,044,253	$4,171,308	$4,679,413	$4,312,859	$4,297,237	$4,540,379
Total Payroll	$2,633,352	$2,711,046	$2,484,018	$2,229,725	$2,266,882	$2,222,907	$2,089,570	$2,005,264	$2,133,709	$2,378,282	$2,260,147	$2,400,028	$2,435,244
Profit Margin %	4.4%	-5.4%	-5.6%	3.2%	-5.5%	-4.5%	-4.5%	1.3%	0.4%	14.4%	3.6%	-2.5%	-2.3%
Medicare %	10.8%	8.9%	11.3%	11.8%	11.5%	11.6%	11.5%	12.2%	10.4%	12.9%	10.6%	8.7%	8.6%
Medicaid %	40.0%	42.8%	41.9%	49.4%	52.0%	60.5%	78.9%	70.2%	79.3%	80.2%	83.1%	88.7%	83.1%
Private %	49.1%	48.3%	46.8%	38.8%	36.5%	27.9%	9.6%	17.6%	10.3%	6.9%	6.3%	2.6%	8.3%
Revenue/Day	$146	$139	$151	$173	$174	$186	$220	$219	$213	$242	$249	$244	$266
Cost/Day	$139	$148	$161	$167	$186	$196	$232	$216	$212	$237	$258	$263	$275
Avg Length of Stay	114.9 days	164.0 days	149.5 days	154.2 days	138.3 days	171.0 days	134.0 days	145.3 days	190.5 days	227.3 days	234.4 days	399.8 days	335.3 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

KY Specifics: Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

General: Age 65+ or disabled, Kentucky resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

KY Specifics: Competitive grants; limited availability.

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).

Asset Limits: Not assessed; need-based focus.

KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025): ~$31,225/year (individual); varies by AAA.

Asset Limits: Not strictly assessed; need-based.

KY Specifics: Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

KY Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

KY Specifics: High veteran demand in rural areas.

Elkton Nursing and Rehabilitation Center

Elkton Nursing and Rehabilitation Center is a Nursing Home in Kentucky

Elkton Nursing and Rehabilitation… is a Nursing Home in Kentucky

Elkton Nursing and Rehabilitation Center

Elkton Nursing and Rehabilitation Center is a Nursing Home in Kentucky

Elkton Nursing and Rehabilitation… is a Nursing Home in Kentucky

Quality ratings

Capacity and availability

Smaller home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

All Levels of Care

Amenities & Lifestyle

Programs & Activities

Compare Nursing Homes around Kentucky

Places of interest near Elkton Nursing and Rehabilitation Center

Calculate Travel Distance to Elkton Nursing and Rehabilitation Center

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Penalties and fines

Penalty History

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Kentucky Seniors

Home and Community Based Waiver

Hart-Supported Living Program

Kentucky Homecare Program

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky Family Caregiver Program

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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