The Residences at Bay Cove

Independent Living in Mississippi

The Residences at Bay Cove

Independent Living in Mississippi

Overview of The Residences at Bay Cove

The Residences at Bay Cove is a captivating destination for senior living in the heart of Biloxi, Mississippi. This thriving gated community offers a range of living options catering to a diverse range of preferences, including independent living. In addition to exceptional assisted living services, The Residences at Bay Cove recently introduced a state-of-the-art memory care unit, providing specialized support for residents with unique memory care needs.
Residents can immerse themselves in many enticing amenities that enrich their lives. They can get lost in the pages of the well-stocked library or find solace along picturesque walking paths. Dedicated housekeeping services ensure a pristine and comfortable living environment. The community buzzes with engaging activities, including arts and crafts and invigorating health and wellness programs. The 24-hour staff stands ready to provide support and assistance, ensuring every individual’s well-being and peace of mind within their care.

(207) 883-2020
Bed community size
142-bed community
A larger shared setting that may offer more common spaces and organized community services.
Walk Score
Walk Score: 8 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

License Details

Facility TypePersonal Care Home
CountyHarrison

Ownership & Operating Entity

The Residences at Bay Cove is legally operated by Biloxi Opco I, LLC.

Memory & Specialized Care

1 service
Offers Alzheimer's Care

Types of Care at The Residences at Bay Cove

Assisted Living Memory Care

Contact The Residences at Bay Cove

Financial Assistance for
Independent Living in Mississippi

The Residences at Bay Cove is located in Biloxi, Mississippi.
Here are the financial assistance programs available to residents in Mississippi.

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Elderly and Disabled Waiver

Mississippi Medicaid E&D Waiver

Age 65+ or disabled
General Mississippi resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $4,000 individual, higher than most states
MS

Higher asset limit; rural focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($60/day) Meals ($6/meal)

Mississippi Caregiver Respite Program

MS NFCSP Respite

Age Caregiver of someone 60+
General Mississippi resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
MS

Limited slots; rural emphasis.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Assisted Living (AL) Waiver

Mississippi Assisted Living Waiver

Age 65+ or disabled
General Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits $4,000 (individual), $6,000 (couple).
MS

Only for AL facilities with waiver contracts; small program size.

Benefits
Personal care Meals Medication management Respite Transportation within AL facility

Independent Living (IL) Waiver

Mississippi Independent Living Waiver

Age 16+ (65+ for seniors)
General Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits $4,000 (individual), $6,000 (couple).
MS

Self-directed care; limited to in-home settings.

Benefits
Personal care (4-6 hours/day) Respite (~200 hours/year) Home mods Assistive tech Transition services

Medicare Savings Program (MSP)

Mississippi Medicare Savings Program

Age 65+ or disabled
General Mississippi resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MS

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Mississippi Homemaker Program

Mississippi Homemaker Program (via Area Agencies on Aging)

Age 60+
General Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
Income Limits (2025) ~$1,063/month (100% FPL, individual); prioritizes low-income.
Asset Limits Not strictly assessed; need-based focus.
MS

10 AAAs; waitlist possible due to funding caps.

Benefits
Homemaker services (2-4 hours/day, e.g., cleaning, meal prep) Respite (~2 days/year) Transportation Meals

Senior Community Service Employment Program (SCSEP)

Mississippi SCSEP

Age 55+
General unemployed, low-income, Mississippi resident.
Income Limits (2025) ~$1,983/month 125% FPL
Asset Limits Not specified; income-focused.
MS

Priority for veterans, rural residents; MDES oversees.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Mississippi VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MS

High veteran population in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near The Residences at Bay Cove

Address 6.4 miles from city center Info Estimated distance in miles from Biloxi's city center to The Residences at Bay Cove's address, calculated via Google Maps. — 1.96 miles to nearest hospital (Keesler Medical Center)

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Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Independent Living around Mississippi The information below is reported by the Mississippi State Department of Health, Bureau of Health Facilities Licensure.

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The Residences at Bay Cove
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Biloxi142No 8 Studio / 1 Bed

Guides for Better Senior Living

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