Clover Health Care
Nursing Home, Assisted Living, Independent Living & Memory Care · Auburn, ME
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Clover Health Care

Nursing Home, Assisted Living, Independent Living & Memory Care · Auburn, ME
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
Clover Health Care accepts Medicare, Medicaid, and private pay.
Clover Health Care accepts Medicare, Medicaid, and private pay.

Overview of Clover Health Care

Clover Health Care in Auburn, Maine, offers nursing home, assisted living, independent living, and memory care. Nursing home care includes licensed nursing on site around the clock. Assisted living helps with daily tasks such as dressing, bathing, and taking medication, while independent living provides a private home with community services and no daily care. Memory care is secured and supervised for someone at risk of wandering.

Having all four care levels in one community may suit a resident whose needs could grow over time. The home has 109 beds, with private rooms so each resident has a room of their own. Total nurse staffing is 4 hours and 8 minutes per resident per day, representing the daily nursing time allocated to each resident.

Medicare, Medicaid, and private pay are accepted. Kevin Hachey serves as the administrator. Residents can use a spa and transportation, and pets are allowed. A Walk Score of 47 places the area in a car dependent setting, where most errands require a car or a ride.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▼ 68.1% Below ME avg. ▼ 68.1% Below ME avg.ME average: 3.1Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▼ 65.2% Below ME avg. ▼ 65.2% Below ME avg.ME average: 2.9Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▼ 26.2% Below ME avg. ▼ 26.2% Below ME avg.ME average: 4.1Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 32.5% Below ME avg. ▼ 32.5% Below ME avg.ME average: 3.0Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing Info Data period: Q4 2025 (October 1 – December 31, 2025).
Nursing care per resident per day and state rankings: CMS Provider Information.
Headcount, shifts and contractors: CMS Payroll-Based Journal (PBJ).
Resident count: CMS Long-Term Care Facility Characteristics (data as of Jun 2026).

Total nursing care per resident / day Info This nursing home is ranked 18th out of 29 nursing homes we track in Maine for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
↓ 12% · ME 4h 40mThis facility: 4h 8m per resident per day, 12% below the Maine average of 4h 40m (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse. Rank #18 / 29Nurse hours — State benchmarked This nursing home is ranked 18th out of 29 nursing homes we track in Maine for nurse hours. Shows adjusted nurse hours per resident per day benchmarked to the Maine average, with a ranking across 29 Maine facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
4h 8m

Standout metric: LPN / LVN is +29% above Maine average

4 of 6 metrics below Maine average

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant57379418,88692100%8
Registered Nurse1233454,03492100%9.5
Licensed Practical Nurse627333,94192100%8.4
Medication Aide/Technician7072,1388390%8.3
Clinical Nurse Specialist5051,5867784%7.3
Mental Health Service Worker3031,2036368%8.1
Physical Therapy Assistant011118887278%6.6
Nurse Practitioner1127307683%9.1
Other Dietary Services Staff2025606368%8.1
Administrator1014806470%7.5
Respiratory Therapy Technician0663766267%5.1
Occupational Therapy Aide0111684145%4.1
Qualified Social Worker0331394448%3.2
Occupational Therapy Assistant01172910%8
Physical Therapy Aide0333267%5.3
Speech Language Pathologist011241112%2.2
94 Certified Nursing Assistant
Coverage 100%
45 Registered Nurse
Coverage 100%
33 Licensed Practical Nurse
Coverage 100%
7 Medication Aide/Technician
Coverage 90%
By The Numbers

Community insights.

Bed count Info A mid-sized community that may balance personal attention with shared amenities and social activities. 109 Rank #7 / 40Bed count — State benchmarked This nursing home is ranked 7th out of 40 nursing homes we track in Maine for bed count. Shows this facility's certified or reported bed count compared to other Maine facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Medium-capacity home · Offers a balance of services and community atmosphere.

Years of operating Info A longer operating history, which may indicate experience navigating regulations and delivering ongoing care. This is the number of years in operation under current management.
53 years
Walk Score Info Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation. Rank #20 / 43Walk Score — State benchmarked This nursing home is ranked 20th out of 43 nursing homes we track in Maine for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Maine facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
47 / 100
Occupancy rate Info Occupancy between 85% and 95% suggests balanced demand. Rank #18 / 34Occupancy rate — State benchmarked This nursing home is ranked 18th out of 34 nursing homes we track in Maine for occupancy. Shows this facility's occupancy rate versus the Maine average, with its Statewide rank out of 34. Higher occupancy signals strong local demand and financial stability. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
89.4% This home usually has limited availability

Based on residents per day and 109 beds.

Higher than the Maine average: 84.3%
Residents per day (avg) Info The average number of residents living at this facility on a given day. CMS calculates this figure from the facility's Minimum Data Set (MDS) assessments and uses this value for other measures like Hours Per Resident Per Day (HPRD) and 5-Star Staffing rating.
97

Source: CMS Provider Information, average daily residents

Avg. Length of Stay Info Average number of days residents stay at this facility, based on CMS cost report data. Shorter stays often reflect post-acute or rehab care; longer stays reflect long-term care.
133 days
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
How BBB ratings work

About This Community

License Details

Facility TypeNursing Home
CountyAndroscoggin
CMS Certification Number205063
MaineCare AvailableNo
Multi-level BuildingNo
Handicapped AccessibleNo

Ownership & Operating Entity

Clover Health Care is administered by Kevin Hachey.

Safety & Compliance

Resident Council

Staff Details

CNA Training Program

Payment & Insurance

1 service
Accept Medicare

Additional Services

4 services
Personal Care
Housekeeping
Laundry & Linen
Transportation

Additional Policies & Features

Pets Allowed
Continuing Care Retirement Community (CCRC)

Amenities & Lifestyle

Private Dining Room
Activities
Exercise Classes
Creative Workshops

Dining & Nutrition

InfoSourced directly from the team at Clover Health Care.
  • Private dining room for family events.

Room Accommodations

Building TypeTwo-story
Room Types
Private Rooms

Contact Clover Health Care

This profile shows two inspection records, and their totals often differ. Inspection History and the Inspection Scorecard below are state data — the figures the state publishes and the state inspection reports we hold on file — covering the entire facility. CMS Health Inspection History covers only this home's Medicare and Medicaid-certified nursing beds, from federal certification surveys.

Inspection History

In Maine, the Department of Health and Human Services, Division of Licensing and Certification is responsible for inspecting long-term care facilities to ensure they meet quality of care standards.

Inspection Scorecard Info This scorecard compares key inspection, deficiency, and complaint metrics at this facility against the Maine state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Overall vs. ME average 3 Worse Metrics worse than Maine average:
• Deficiency Count (507% above)
• Deficiencies per inspection (47% above)
• Inspections With Deficiencies (312% above)
0 Better No metrics in this bucket.

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityME Averagevs. ME Avg
Deficiency Count Info Total deficiencies cited across all inspections on record for this facility. 548.9 This facility has 507% more deficiency count than a typical Maine nursing home (54 vs. ME avg 8.9).↑ 507% worse
Deficiencies per inspection Info Average deficiencies per inspection. 2.21.5 This facility has 47% more deficiencies per inspection than a typical Maine nursing home (2.2 vs. ME avg 1.5).↑ 47% worse

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityME Averagevs. ME Avg
Total inspections Info Combined count of all inspections conducted at this facility. 256.1 This facility has had 310% more total inspections than the Maine average (25 vs. ME avg 6.1). More inspections can mean more regulatory scrutiny rather than worse care.↑ 310% more
Inspections With Deficiencies Info Inspections that resulted in at least one deficiency. Never exceeds the total inspection count. 71.7 This facility has 312% more inspections with deficiencies than a typical Maine nursing home (7 vs. ME avg 1.7).↑ 312% worse
Inspections

CMS Health Inspection History

Since 2024 · 2 years of data · Last health inspection Feb 2026

Federal inspection data published by CMS, covering this home's Medicare and/or Medicaid-certified skilled-nursing/nursing beds only.

Total health inspections
7 ↑ 40% · ME 5This facility: 7, 40% above the Maine average of 5 (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Total health citations
54 Rank #27 / 29Health citations — State benchmarked This nursing home is ranked 27th out of 29 nursing homes we track in Maine for health citations. Shows this facility's total health deficiency citations benchmarked to the Maine State average, with a ranking across all 29 ME facilities. Lower citation counts earn a better rank. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↑ 76% · ME 30.7This facility: 54, 76% above the Maine average of 30.7 (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citations per inspection
7.71 Rank #25 / 29Citations per inspection — State benchmarked This nursing home is ranked 25th out of 29 nursing homes we track in Maine for citations per inspection. Shows average deficiency citations per CMS inspection for this facility versus the Maine mean across 29 facilities with citation data. Lower is better. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↑ 24% · ME 6.21This facility: 7.71, 24% above the Maine average of 6.21 (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citation severity
100% corrected 54 of 54 citations corrected
Bar = mix of this home's 54 citations, not a state comparison

Lighter shade = corrected

Critical J–L
2 ↑ 900% · ME 0.2This facility: 2, 900% above the Maine average of 0.2 (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Immediate jeopardy
Serious G–I
0 ↓ 100% · ME 0.3This facility: 0, 100% below the Maine average of 0.3 (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Actual harm
Moderate D–F
50 ↑ 78% · ME 28.1This facility: 50, 78% above the Maine average of 28.1 (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, more than minimal risk
Minor A–C
2 ↓ 5% · ME 2.1This facility: 2, 5% below the Maine average of 2.1 (among Maine facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, minimal risk

Latest inspection: Feb 17, 2026 · 1 citation (Infection Control, moderate), corrected

Most cited category: Resident Rights, 12 of 54 citations · 9 categories in total

Citations history
Most recent first
Feb 17, 2026 1 citation
Infection Control moderate citation Corrected
Nov 24, 2025 3 citations
Abuse/Neglect moderate citation Corrected
Pharmacy moderate citation Corrected
Resident Rights moderate citation Corrected
Aug 13, 2025 3 citations
Administration moderate citation Corrected
Quality of Care critical citation Corrected
Care Planning moderate citation Corrected
May 09, 2025 19 citations
Administration moderate citation Corrected
Administration moderate citation Corrected
Infection Control moderate citation Corrected
Nursing Services moderate citation Corrected
Nutrition moderate citation Corrected
Nutrition moderate citation Corrected
Pharmacy moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care critical citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Jan 22, 2025 6 citations
Infection Control moderate citation Corrected
Nursing Services moderate citation Corrected
Nutrition moderate citation Corrected
Quality of Care moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Feb 09, 2024 18 citations
Abuse/Neglect moderate citation Corrected
Infection Control moderate citation Corrected
Nursing Services minor citation Corrected
Nursing Services moderate citation Corrected
Nutrition moderate citation Corrected
Nutrition moderate citation Corrected
Pharmacy moderate citation Corrected
Pharmacy moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected

Showing the 50 most recent of 54 citations.

Top deficiency categories
Share of 54 citations
Resident Rights 12 deficiencies (22%)
Resident Assessment & Care Planning 10 deficiencies (19%)
Quality of Life & Care 8 deficiencies (15%)
Nutrition & Dietary 6 deficiencies (11%)
Nursing & Physician Services 5 deficiencies (9%)
Infection Control 4 deficiencies (7%)
Pharmacy Services 4 deficiencies (7%)
Administration 3 deficiencies (6%)
Abuse, Neglect & Exploitation 2 deficiencies (4%)
How citations are counted

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

19 of 54 citations resulted from standard inspections; 13 of 54 resulted from complaint investigations; and 22 of 54 came from combined inspections (standard and complaint).

Includes all CMS health inspection records for this property, which could include management/ownership changes.

Source

Data sourced from CMS Health Deficiencies reports, which cover the Medicare and/or Medicaid-certified skilled-nursing and nursing beds and no other part of the community. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Enforcement

Penalties and fines About penalties and fines Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database · Data as of Aug 2026

3 penalties in the past 3 years

Latest: May 9, 2025 · $15,317 civil money penalty

1 fine · 2 payment denials
May 9, 2025 · $15,317 civil money penalty May 9, 2025 · 82-day payment denial Mar 26, 2024 · 7-day payment denial
Total fines
$15,317 ↓ 26% · ME $21KThis facility: $15,317, 26% below the Maine average of $20,702. Average among the 28 Maine facilities with a penalty on record.Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.US avg $67KUS average: $67,417, among the 6,775 US facilities with a penalty on record.Rank #26 / 29Federal fines — State benchmarked This nursing home is ranked 26th out of 29 nursing homes we track in Maine for federal fines. Shows this facility's cumulative CMS federal fine dollars versus the Maine average among facilities with fines, and where it ranks among 29 facilities in the pool. Lower total dollars mean a better rank. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
Number of fines
1 ↓ 13% · ME 1.14This facility: 1, 13% below the Maine average of 1.14. Average among the 28 Maine facilities with a penalty on record.Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.US avg 1.96US average: 1.96, among the 6,775 US facilities with a penalty on record.
Payment denials What is a payment denial? Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed.
2 89 days ME avg 0.32Maine average: 0.32. Average among the 28 Maine facilities with a penalty on record.US avg 0.36US average: 0.36, among the 6,775 US facilities with a penalty on record.
Health Outcomes

Quality of care over time

How residents at this home fare on health outcomes and preventive care, compared with the Maine average.

Data as of Aug 2026 · CMS Care Compare

Long-stay quality rating Info CMS star rating for the care of long-stay residents, who live at the home for 100 days or more. It is built from the long-stay quality measures below. 5 stars is the best. 2 / 5 Below average ↓ 22% · ME 2.6This facility: 2.0, 22% below the ME average of 2.6 (among ME facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Short-stay quality rating Info CMS star rating for the care of short-stay residents, mostly people recovering after a hospital stay for under 100 days. It is built from the short-stay quality measures below. 5 stars is the best. 2 / 5 Below average ↓ 40% · ME 3.3This facility: 2.0, 40% below the ME average of 3.3 (among ME facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
High-risk clinical events Info Average of five long-stay measures: pressure ulcers, falls with major injury, unplanned weight loss, worsening ability to walk, and needing more help with daily activities. Each is the % of residents affected, so lower is better. 11.6 Score · lower is better ↓ 8% · ME 12.6This facility: 11.6, 8% below the ME average of 12.6 (among ME facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Functional decline Info Average of three long-stay measures: needing more help with daily activities, worsening ability to walk, and loss of bowel or bladder control. Each is the % of residents affected, so lower is better. 27.1 Score · lower is better ↑ 2% · ME 26.5This facility: 27.1, 2% above the ME average of 26.5 (among ME facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.

13 long-stay measures: 8 better, 4 worse, 1 near ME average

8 short-stay measures: 1 better, 1 worse, 3 near ME average, 3 compared with US only

Financials

Money and staffing.

Clover Health Care’s finances from its CMS cost report for the fiscal year ending December 2024, compared with 27 Maine nursing homes that filed a recent report. Includes all financial data for this property, which could include management/ownership changes.

FY Dec 2024

Is it financially stable?

Breaking even on care

1.1% operating margin

+11.6 pts vs prior year

Positive margin in 4 of the last 8 reported years. Net income $0.3M after other income.

Does it invest in staff?

Payroll in line with Maine homes

56.3% payroll share of revenue

ME average 53.4%Rank #9 / 27Payroll % of net patient revenue — State benchmarked This nursing home is ranked 9th out of 27 nursing homes we track in Maine for payroll % of net patient revenue. Shows payroll as a percentage of net patient revenue versus the Maine average, among facilities reporting a recent fiscal year. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maine that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Payroll rose $0.8M while revenue rose $1.0M. Check hours per resident in the staffing section to confirm it reaches the floor.

Who this home usually serves

Residents split by who pays for their care: Medicare, Medicaid, or private pay and other sources.
Over a year: CMS SNF Cost Report, FY2024 Snapshot: CMS Long-Term Care Facility Characteristics (quarterly), Jun 2026
Resident snapshot
101 residents · Jun 2026 Residents counted on the date of the latest CMS report, which updates quarterly.
Medicare 15 · 15%
Medicaid 62 · 61%
Private pay & other 24 · 24%
Shows care patterns over time; not used to rate this facility.

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Typical stay

Medicare 26 days Medicaid 1 year Private pay & other 2 - 3 months

Places of interest near Clover Health Care

Address 1.6 miles from city center Info Estimated distance in miles from Auburn's city center to Clover Health Care's address, calculated via Google Maps.

Calculate Travel Distance to Clover Health Care

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Address

Financial Assistance for
Nursing Home in Maine

Clover Health Care is located in Auburn, Maine.
Here are the financial assistance programs available to residents in Maine.

Get Financial aid guidance

Home and Community Benefits for the Elderly

MaineCare HCB Program

Age 65+ or 18+ with disability
General Maine resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
ME

Rural access emphasized.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Meals ($6/meal) Adult day services ($60/day)

Maine Statewide Respite Program

ME Respite Program

Age —
General Caregiver of someone 60+ with dementia, Maine resident.
Income Limits ~$2,500/month individual, varies
Asset Limits $40,000 individual
ME

Limited to dementia caregivers; capped funding.

Benefits
In-home respite (up to 30 days/year) Adult day care (~$60/day)

MaineCare Long-Term Care (Nursing Facility Services)

MaineCare Nursing Facility Services

Age 65+
General Maine resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025) $943/month (individual); must be less than nursing home cost for full coverage.
Asset Limits $2,000 (individual), $3,000 (couple); spousal allowance up to $155,356.
ME

Home equity limit of $636,000; estate recovery applies post-55.

Benefits
24/7 nursing care Meals Therapy Medications (hours unlimited per medical need)

Consumer-Directed Home-Based Care (CDHBC)

Maine Consumer-Directed Personal Assistance Services

Age 65+
General Maine resident, needs ADL assistance, income/asset limits apply.
Income Limits (2025) ~$2,000/month varies by AAA
Asset Limits Not strict; prioritizes low-income.
ME

Available through five Area Agencies on Aging.

Benefits
Personal care (20-30 hours/week) PERS Adult day care Home modifications

Home Accessibility and Repair Program

Maine State Housing Authority Home Accessibility and Repair

Age 62+
General Maine resident, homeowner, low-income.
Income Limits (2025) ~$34,000/year individual, 80% AMI, varies by county
Asset Limits Not specified; focus on income.
ME

Includes Elderly Hardship Grants for urgent repairs.

Benefits
Wheelchair ramps Grab bars Roof repairs (up to $20,000/project)

Program of All-Inclusive Care for the Elderly (PACE)

Maine PACE (not widely available yet)

Age 55+
General Maine resident, Medicare/Medicaid-eligible, nursing home-level care need, community-safe.
Income Limits (2025) No strict limit; Medicaid portion $2,901/month max.
Asset Limits $2,000 (individual) for Medicaid portion.
ME

Pilot phase; check availability with DHHS.

Benefits
Medical care Personal care Day center Transportation Respite (tailored to need)

Veterans Aid and Attendance (A&A) Benefit

Maine VA Aid and Attendance

Age —
General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maine resident.
Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A
Asset Limits $155,356 net worth limit
ME

High veteran population in rural areas.

Benefits
Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Medicare Savings Programs (MSP)

Maine Medicare Savings Programs

Age 65+
General Maine resident, Medicare Part A/B enrollee.
Income Limits (2025) $2,014/month (individual, QMB), $2,706/month (SLMB/QI).
Asset Limits $9,090 (individual), $13,630 (couple).
ME

Includes Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualified Individual (QI).

Benefits
Covers Medicare premiums (up to $174.70/month Part B) Co-pays Deductibles

Frequently Asked Questions about Clover Health Care

Is Clover Health Care in a walkable area?

Clover Health Care has a walk score of 47. Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation.

What is the occupancy rate at Clover Health Care?

Clover Health Care's occupancy is 89.4%.

How long has Clover Health Care been in business?

Clover Health Care has been operating for approximately 53 years, based on available licensing and registration records.

Are pets allowed at Clover Health Care?

Yes, Clover Health Care allows residents to bring their pets.

What is the best email address for Clover Health Care?

The team at Clover Health Care can be reached at agents@cloverhealth.com.

Does Clover Health Care operate as a for-profit or non-profit?

Clover Health Care is registered as a for-profit in ME.

Who is the administrator of Clover Health Care?

Kevin Hachey is the administrator of Clover Health Care.

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