Carmel Health & Living Community
Nursing Home, Hospice Care, Memory Care, Respite Care & Skilled Nursing · Carmel, IN
ALM Inspection Grade C Info ALM's inspection grade is 74 / 100, a C — 10 points below the Indiana average for CMS-certified facilities (84/100) · A proprietary Assisted Living Magazine grade.A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. It is not a government rating.
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Carmel Health & Living Community

Nursing Home, Hospice Care, Memory Care, Respite Care & Skilled Nursing · Carmel, IN
ALM Inspection Grade C Info ALM's inspection grade is 74 / 100, a C — 10 points below the Indiana average for CMS-certified facilities (84/100) · A proprietary Assisted Living Magazine grade.A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. It is not a government rating.
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
Carmel Health & Living Community accepts Medicare, Medicaid, and private pay.
Carmel Health & Living Community accepts Medicare, Medicaid, and private pay.

Overview of Carmel Health & Living Community

Carmel Health & Living Community, in Carmel, IN, offers skilled nursing, nursing home care, memory care, hospice care, and respite care. Under skilled nursing and nursing home care, nursing by licensed staff is on site through every hour. For people with dementia, memory care means a supervised setting.

Residents in their last stage of life receive hospice care, and respite is the short-stay option on the list for when a usual caregiver needs relief. The spread of care fits someone expecting their needs to change, as well as a family wanting a short-term arrangement.

Newark Village is the neighborhood, and its Walk Score of 78 earns the very walkable label, putting most errands in walking range. Giving up driving need not stop someone from reaching nearby errands on their own. Riverview Hospital is the operator, with Alyssa Holliday as administrator.

The community has 188 beds. Short-Term Rehab and general rehabilitation services cover recovery-focused care, and across the census, each resident’s share of nursing is 3 hours and 35 minutes daily. Payment options are private pay, Medicaid, and Medicare.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▼ 37.3% Below IN avg. ▼ 37.3% Below IN avg.IN average: 3.2Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▼ 28.5% Below IN avg. ▼ 28.5% Below IN avg.IN average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▼ 21.6% Below IN avg. ▼ 21.6% Below IN avg.IN average: 2.6Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 29.1% Below IN avg. ▼ 29.1% Below IN avg.IN average: 4.2Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing Info Data period: Q4 2025 (October 1 – December 31, 2025).
Nursing care per resident per day and state rankings: CMS Provider Information.
Headcount, shifts and contractors: CMS Payroll-Based Journal (PBJ).
Resident count: CMS Long-Term Care Facility Characteristics (data as of Jun 2026).

Total nursing care per resident / day Info This nursing home is ranked 68th out of 274 nursing homes we track in Indiana for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
↑ 3% · IN 3h 28mThis facility: 3h 35m per resident per day, 3% above the Indiana average of 3h 28m (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse. Rank #68 / 274Nurse hours — State benchmarked This nursing home is ranked 68th out of 274 nursing homes we track in Indiana for nurse hours. Shows adjusted nurse hours per resident per day benchmarked to the Indiana average, with a ranking across 274 Indiana facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
3h 35m

Standout metric: LPN / LVN is +62% above Indiana average

4 of 6 metrics below Indiana average

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant676012721,31792100%8.2
Licensed Practical Nurse35306512,01692100%8.1
Registered Nurse1228406,00692100%8.7
Medication Aide/Technician1416303,71392100%7.8
Other Dietary Services Staff8081,50292100%6.6
Dental Services Staff3031,4467177%7.7
Qualified Social Worker016161,2597885%7
Respiratory Therapy Technician0771,1928390%6.6
RN Director of Nursing5051,0326672%8.1
Physical Therapy Assistant0771,0027784%7.2
Clinical Nurse Specialist5056916874%6.9
Dietitian1015206571%8
Physical Therapy Aide0665166975%6.8
Administrator1015126470%8
Nurse Practitioner1015046368%8
Speech Language Pathologist0554696672%6.6
Nurse Aide in Training404951112%7.3
Qualified Activities Professional022641213%5.3
127 Certified Nursing Assistant
Coverage 100%
65 Licensed Practical Nurse
Coverage 100%
40 Registered Nurse
Coverage 100%
30 Medication Aide/Technician
Coverage 100%
By The Numbers

Community insights.

Bed count Info A mid-sized community that may balance personal attention with shared amenities and social activities. 188 Rank #29 / 276Bed count — State benchmarked This nursing home is ranked 29th out of 276 nursing homes we track in Indiana for bed count. Shows this facility's certified or reported bed count compared to other Indiana facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Medium-capacity home · Offers a balance of services and community atmosphere.

Years of operating Info A newer community that may feature more recent facilities and programs. This is the number of years in operation under current management. Rank #135 / 246Years in operation — State benchmarked This nursing home is ranked 135th out of 246 nursing homes we track in Indiana for years in operation. Shows how long this facility has been in operation compared to other Indiana facilities. Longer operating histories may benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
1 year
Walk Score Info Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk. Rank #17 / 264Walk Score — State benchmarked This nursing home is ranked 17th out of 264 nursing homes we track in Indiana for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Indiana facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
78 / 100
Occupancy rate Info Occupancy lower than 85% suggests more openings may be available. Rank #97 / 270Occupancy rate — State benchmarked This nursing home is ranked 97th out of 270 nursing homes we track in Indiana for occupancy. Shows this facility's occupancy rate versus the Indiana average, with its Statewide rank out of 270. Higher occupancy signals strong local demand and financial stability. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
75.5% This home usually has availability

Based on 142 residents and 188 beds. Source: state inspection report (Mar 2025)

Higher than the Indiana average: 66.3%
Avg. Length of Stay Info Average number of days residents stay at this facility, based on CMS cost report data. Shorter stays often reflect post-acute or rehab care; longer stays reflect long-term care.
130 days
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
How BBB ratings work

About This Community

Pricing & Financial Information

The below pricing was updated on

Memory Care
$383/Month

License Details

Facility TypeNURSING HOME (Skilled Nursing Facility)
StatusActive
IssuanceJanuary 1, 2025
ExpirationDecember 31, 2026
License Number26-000095-1
CMS Certification Number155181

Ownership & Operating Entity

Carmel Health & Living Community is legally operated by Riverview Hospital, and administered by Alyssa Holliday.

Profit StatusGovernment

Type Of Units

SNF (Skilled Nursing)
17 units
SNF/NF (Combined)
171 units
Total beds
188 units

Safety & Compliance

Resident Council

Leadership

Director of NursingANKE MTAFU

Staff Details

CNA Training Program

Therapy & Rehabilitation

1 service
Short-Term Rehab

Staffing & Medical

1 service
On-Site Dialysis

Additional Services

1 service
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.

Contact Information

Fax(317) 846-0163

Additional Policies & Features

Pets not allowed

Contact Carmel Health & Living Community

Inspections

CMS Health Inspection History

Since 2023 · 3 years of data · Last health inspection Nov 2025

ALM Inspection Grade

74 / 100 Calculated from CMS inspection data for this community's nursing-home beds
How it compares

10 points below the Indiana average for CMS-certified facilities (84/100)

Category breakdown

Citations Concern

79 severity-weighted points (30 deficiencies) · 2× higher than the typical CMS-certified IN facility (median: 45)

Enforcement Concern

1 enforcement action · above the typical CMS-certified IN facility (median: 0) · $14,015 in fines

Persistence Typical

20 days to fix issues · faster than the typical CMS-certified IN facility (median: 24)

Inspection grade: 74 out of 100, letter grade C.
Total health inspections
6 ≈ 0% · IN 6This facility: 6, level with the Indiana average of 6 (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Total health citations
30 Rank #196 / 277Health citations — State benchmarked This nursing home is ranked 196th out of 277 nursing homes we track in Indiana for health citations. Shows this facility's total health deficiency citations benchmarked to the Indiana State average, with a ranking across all 277 IN facilities. Lower citation counts earn a better rank. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↑ 29% · IN 23.3This facility: 30, 29% above the Indiana average of 23.3 (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citations per inspection
5 Rank #205 / 277Citations per inspection — State benchmarked This nursing home is ranked 205th out of 277 nursing homes we track in Indiana for citations per inspection. Shows average deficiency citations per CMS inspection for this facility versus the Indiana mean across 277 facilities with citation data. Lower is better. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↑ 30% · IN 3.84This facility: 5, 30% above the Indiana average of 3.84 (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citation severity
100% corrected 30 of 30 citations corrected
Bar = mix of this home's 30 citations, not a state comparison

Lighter shade = corrected

Critical J–L
0 ↓ 100% · IN 0.2This facility: 0, 100% below the Indiana average of 0.2 (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Immediate jeopardy
Serious G–I
2 ↑ 300% · IN 0.5This facility: 2, 300% above the Indiana average of 0.5 (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Actual harm
Moderate D–F
28 ↑ 26% · IN 22.3This facility: 28, 26% above the Indiana average of 22.3 (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, more than minimal risk
Minor A–C
0 ↓ 100% · IN 0.3This facility: 0, 100% below the Indiana average of 0.3 (among Indiana facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, minimal risk

Latest inspection: Nov 13, 2025 · 1 citation (Quality of Care, serious), corrected

Most cited category: Quality of Life & Care, 12 of 30 citations · 7 categories in total

Citations history
Most recent first
Nov 13, 2025 1 citation
Quality of Care serious citation Corrected
Sep 25, 2025 8 citations
Pharmacy moderate citation Corrected
Pharmacy moderate citation Corrected
Pharmacy serious citation Corrected
Pharmacy moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Resident Rights moderate citation Corrected
Jan 08, 2025 1 citation
Pharmacy moderate citation Corrected
Nov 04, 2024 11 citations
Environmental moderate citation Corrected
Nutrition moderate citation Corrected
Pharmacy moderate citation Corrected
Pharmacy moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Resident Rights moderate citation Corrected
Mar 01, 2024 2 citations
Infection Control moderate citation Corrected
Resident Rights moderate citation Corrected
Oct 27, 2023 7 citations
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Quality of Care moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Top deficiency categories
Share of 30 citations
Quality of Life & Care 12 deficiencies (40%)
Pharmacy Services 7 deficiencies (23%)
Resident Rights 6 deficiencies (20%)
Resident Assessment & Care Planning 2 deficiencies (7%)
Infection Control 1 deficiency (3%)
Nutrition & Dietary 1 deficiency (3%)
Environmental 1 deficiency (3%)
How citations are counted

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

24 of 30 citations resulted from standard inspections; 4 of 30 resulted from complaint investigations; and 2 of 30 came from combined inspections (standard and complaint).

Includes all CMS health inspection records for this property, which could include management/ownership changes.

Source

Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Show Inspection Reports
Enforcement

Penalties and fines About penalties and fines Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database · Data as of Aug 2026

1 penalty in the past 3 years

Latest: Nov 13, 2025 · $14,015 civil money penalty

1 fine
Nov 13, 2025 · $14,015 civil money penalty
Total fines
$14,015 ↓ 64% · IN $39KThis facility: $14,015, 64% below the Indiana average of $38,522. Average among the 108 Indiana facilities with a penalty on record.Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.US avg $67KUS average: $67,417, among the 6,775 US facilities with a penalty on record.Rank #236 / 277Federal fines — State benchmarked This nursing home is ranked 236th out of 277 nursing homes we track in Indiana for federal fines. Shows this facility's cumulative CMS federal fine dollars versus the Indiana average among facilities with fines, and where it ranks among 277 facilities in the pool. Lower total dollars mean a better rank. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
Number of fines
1 ↓ 16% · IN 1.19This facility: 1, 16% below the Indiana average of 1.19. Average among the 108 Indiana facilities with a penalty on record.Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.US avg 1.96US average: 1.96, among the 6,775 US facilities with a penalty on record.
Payment denials What is a payment denial? Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed.
0 IN avg 0.38Indiana average: 0.38. Average among the 108 Indiana facilities with a penalty on record.US avg 0.36US average: 0.36, among the 6,775 US facilities with a penalty on record.
Health Outcomes

Quality of care over time

How residents at this home fare on health outcomes and preventive care, compared with the Indiana average.

Data as of Aug 2026 · CMS Care Compare

Long-stay quality rating Info CMS star rating for the care of long-stay residents, who live at the home for 100 days or more. It is built from the long-stay quality measures below. 5 stars is the best. 3 / 5 Average ↓ 26% · IN 4.1This facility: 3.0, 26% below the IN average of 4.1 (among IN facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Short-stay quality rating Info CMS star rating for the care of short-stay residents, mostly people recovering after a hospital stay for under 100 days. It is built from the short-stay quality measures below. 5 stars is the best. 4 / 5 Above average ↑ 37% · IN 2.9This facility: 4.0, 37% above the IN average of 2.9 (among IN facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
High-risk clinical events Info Average of five long-stay measures: pressure ulcers, falls with major injury, unplanned weight loss, worsening ability to walk, and needing more help with daily activities. Each is the % of residents affected, so lower is better. 8.0 Score · lower is better ↑ 12% · IN 7.1This facility: 8.0, 12% above the IN average of 7.1 (among IN facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Functional decline Info Average of three long-stay measures: needing more help with daily activities, worsening ability to walk, and loss of bowel or bladder control. Each is the % of residents affected, so lower is better. 17.5 Score · lower is better ↑ 13% · IN 15.5This facility: 17.5, 13% above the IN average of 15.5 (among IN facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.

13 long-stay measures: 4 better, 6 worse, 3 near IN average

8 short-stay measures: 3 better, 2 near IN average, 3 compared with US only

Financials

Money and staffing.

Carmel Health & Living Community’s finances from its CMS cost report for the fiscal year ending December 2024, compared with 274 Indiana nursing homes that filed a recent report. Includes all financial data for this property, which could include management/ownership changes.

FY Dec 2024

Is it financially stable?

Breaking even on care

3.1% operating margin

+0.8 pts vs prior year

Positive margin in 7 of the last 8 reported years. Net income $0.7M after other income.

Does it invest in staff?

Spends less on payroll than most Indiana homes

47.2% payroll share of revenue

IN average 50.9%Rank #168 / 274Payroll % of net patient revenue — State benchmarked This nursing home is ranked 168th out of 274 nursing homes we track in Indiana for payroll % of net patient revenue. Shows payroll as a percentage of net patient revenue versus the Indiana average, among facilities reporting a recent fiscal year. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Payroll rose $2.3M while revenue rose $2.2M. A low share can mean leaner staffing; check hours per resident in the staffing section.

Who this home usually serves

Residents split by who pays for their care: Medicare, Medicaid, or private pay and other sources.
Over a year: CMS SNF Cost Report, FY2024 Snapshot: CMS Long-Term Care Facility Characteristics (quarterly), Jun 2026
Resident snapshot
133 residents · Jun 2026 Residents counted on the date of the latest CMS report, which updates quarterly.
Medicare 26 · 20%
Medicaid 92 · 69%
Private pay & other 15 · 11%
Shows care patterns over time; not used to rate this facility.

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Typical stay

Medicare 1 - 2 months Medicaid 4 years Private pay & other 1 - 2 months

Managed by Daniel W. Moore

Administrator

Daniel W. Moore is a licensed health facility administrator who has served as administrator of CarDon’s Health & Living Communities in Paoli, Sullivan, and Indianapolis. He coordinated the planning and construction of Bell Trace and Brookside Village in Jasper. Daniel previously served as director of property development and currently serves as executive vice president of CarDon’s board of directors.

Places of interest near Carmel Health & Living Community

Address 2.0 miles from city center Info Estimated distance in miles from Carmel's city center to Carmel Health & Living Community's address, calculated via Google Maps. — 5.24 miles to nearest hospital (Ascension St. Vincent Hospital - Indianapolis)

Calculate Travel Distance to Carmel Health & Living Community

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Address

Compare Nursing Homes around Carmel

Info below is compiled from CMS reports & the IN Dept. of Health (IDOH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

The facility name. Click to view the full profile page on Assisted Living Magazine, including photos, services, and contact info.
CMS (Centers for Medicare & Medicaid Services, the federal agency that regulates nursing homes) Overall 5-star rating — a composite of Health Inspection, Staffing, and Quality Measures scores. 5 stars = top 10% nationally. 1 star = bottom 10%. The single most important number to start with when comparing facilities.
Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment. PC (Palliative Care): Comfort-focused care for serious illness at any stage, including alongside curative treatment. CCRC (Continuing Care Retirement Community): A campus with multiple care levels so residents can age in place without moving.
Neighborhood or city area where the facility is located. Proximity to family, hospitals, and green space matters for both quality of life and ease of visitation. Consider drive time and transit access when evaluating location.
Licensed bed capacity. Larger facilities (300+ beds) often have more specialized programs but can feel institutional. Smaller homes (under 150 beds) tend to deliver more personalized care. Compare with Avg Res/Day to understand how full the facility typically runs.
A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. This is a proprietary Assisted Living Magazine grade. It is not a government rating. A dash means we have no inspection data for that facility.
Percentage of licensed beds filled on an average day. Color indicates financial health: green (90%+) = operationally strong, typically profitable. Amber (80–89%) = stable but leaving revenue on the table. Orange (70–79%) = financial strain likely, may struggle with fixed costs. Red (<70%) = significant distress, closure or ownership change risk increases sharply.
This facility's occupancy rate compared to the statewide average for similar facilities. A positive number means above-average demand. Facilities running 5%+ above the state average are typically the most sought-after in their market — a strong proxy for reputation.
CMS-adjusted total nurse hours per resident per day (RN + LPN + CNA combined). The national average is approximately 3.5 hrs. Higher is better — more direct care time per resident. Below 3.0 is a red flag. CMS weights RN hours more heavily because RNs handle complex clinical decisions that CNAs cannot.
CMS Health Inspection star rating (1–5 stars), based on the 3 most recent annual state surveys plus any complaint investigations. This is the hardest rating to manipulate — it reflects real surveyor findings on-site. 5 stars = fewest deficiencies found. 1 star = most. It carries the heaviest weight in the Overall CMS rating.
CMS Staffing star rating (1–5 stars), based on daily nurse staffing hours submitted to CMS via verified payroll data. Compares RN, LPN, and CNA coverage relative to resident acuity level. 5 stars = well above expected staffing. Weekend staffing is evaluated separately, as that's where many facilities quietly reduce coverage.
CMS Quality Measures star rating (1–5 stars), based on 15 clinical outcome metrics including fall rates, pressure ulcers, antipsychotic drug use, and hospital readmissions. Captures actual resident health outcomes, not just compliance. High QM combined with low Health Inspection scores can indicate a facility with strong care but weak documentation practices.
Registered Nurse hours per resident/day compared to the statewide average. RNs are the highest-skilled nursing staff — they assess residents, manage medications, and respond to emergencies. A value of +50% means RN coverage is 50% above the state norm. Negative values are a concern for residents with complex or acute medical needs.
Total nursing staff hours (RN + LPN + CNA combined) per resident/day vs. the statewide average. A broader measure than RN vs State — it captures the entire care team. A facility can have high total staffing but low RN hours, meaning more aides and fewer nurses. Read both columns together for the full picture.
Total dollar amount of federal monetary fines (civil money penalties) issued by CMS in the past 3 years. Fines are only levied for serious violations — typically actual harm to residents, repeated uncorrected deficiencies, or systemic non-compliance. Even a single fine is noteworthy. Multiple fines strongly suggest a pattern, not isolated incidents.
Total health deficiency citations from the most recent standard inspection cycle. Minor citations (scope A–C) are common and often administrative in nature. Higher counts aren't always disqualifying, but should be read alongside Severe Citations to understand actual harm levels. Under 10 is strong for a large facility; 30+ warrants a closer look.
Average deficiency citations per CMS inspection (survey) in the reporting window — total citations divided by the number of inspections. Lower is better; compare alongside total Citations and Severe Citations for context.
Citations at CMS scope/severity level G or higher — G–I means actual harm occurred; J–L means residents were placed in immediate jeopardy. (D–F is potential for harm only). Examples include unaddressed falls, medication errors causing injury, neglect, or abuse.
Average number of residents in the building on any given day, derived from annual census data. Reflects true operating scale — a 400-bed facility running 200 residents/day operates very differently from one at 390. Higher resident counts generally mean more funded staffing hours.
Better Business Bureau rating (A+ to F). Reflects complaint history, business transparency, and how family disputes were resolved. A+ means no significant unresolved complaints. A blank (—) means the facility isn't BBB-accredited, which is common for healthcare providers and not necessarily a negative signal.
Walk Score® (0–100). Measures walkability of the surrounding area. 90–100 = Walker's Paradise. 70–89 = Very Walkable. 50–69 = Somewhat Walkable. Below 50 = Car-Dependent. Higher scores benefit family visitors, resident outings, and staff commuting.
The licensed owner or operator of record filed with CMS — the individual or organization legally accountable for the facility. Searching the operator name across other facilities can reveal chain or multi-site ownership, which matters: chain-operated homes tend to have more variable quality outcomes than independently run facilities.
What the home actually collects for resident care, after contractual allowances, bad debt and discounts — not gross billings. Taken from the latest complete annual cost report, so it is comparable across homes reporting the same period. Revenue alone doesn't indicate care quality, but it funds staffing and capital reinvestment. Pair with Payroll %. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Staff salaries plus wage-related benefits from the latest complete annual cost report. Contract and agency labour is counted separately, under other operating costs, so a home leaning on agency staff can show a low figure here. Payroll is the cost most directly tied to care quality — compare with Payroll % for full context. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Payroll as a share of NET PATIENT REVENUE (not gross revenue). Both figures come from the same cost-report year. A higher figure means more of each revenue dollar goes to staff pay. Read with the Staffing star rating to judge whether spend translates into coverage — and note that homes whose patient revenue covers only part of their operation can read implausibly high. The Indiana average is: 50.9% Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
CMS Certification Number: the unique federal identifier for this skilled nursing provider.
Bridgewater Healthcare Center ★ ★ ★ ★ ★
NH
HOS
PC
RC
SNF
Carmel
120
Facility 120
IN AVG 119
Rank #104 / 276
A
85.0%
Facility 85.0%
IN AVG 66.3%
Rank #48 / 270
+28%
3.64
Facility 3.64
IN AVG 3.47
Rank #91 / 274
★ ★ ★ ★ ☆ ★ ★ ★ ☆ ☆ ★ ★ ★ ★ ★ +8%+5%
$0
Facility $0
IN AVG $45.2k
Rank #1 / 277
18
Facility 18
IN AVG 23.3
Rank #123 / 277
3.6
Facility 3.6
IN AVG 3.8
Rank #146 / 277
-102F
49
Facility 49
IN AVG 44
Rank #130 / 264
Hancock Regional Hospital
$17.1MFiscal year ending 06/2025
Facility $17.1MFiscal year ending 06/2025
IN AVG $11.1M
Rank #32 / 274
$6.5MFiscal year ending 06/2025
Facility $6.5MFiscal year ending 06/2025
IN AVG $5.5M
Rank #79 / 274
37.7%Fiscal year ending 06/2025
Facility 37.7%Fiscal year ending 06/2025
IN AVG 50.9%
Rank #245 / 274
155790
The Barrington of Carmel ★ ★ ★ ★ ★
NH
AL
CCRC
IL
MC
SNF
Carmel
154
Facility 154
IN AVG 119
Rank #57 / 276
?
71.4%
Facility 71.4%
IN AVG 66.3%
Rank #118 / 270
+8%
7.76
Facility 7.76
IN AVG 3.47
Rank #1 / 274
★ ★ ★ ★ ★ ★ ★ ★ ★ ☆ ★ ★ ★ ★ ★ -61%+123%
$0
Facility $0
IN AVG $45.2k
Rank #1 / 277
4
Facility 4
IN AVG 23.3
Rank #5 / 277
4.0
Facility 4.0
IN AVG 3.8
Rank #164 / 277
-110A+
39
Facility 39
IN AVG 44
Rank #152 / 264
Prairie Landing Community, Inc
$20.1MFiscal year ending 12/2024
Facility $20.1MFiscal year ending 12/2024
IN AVG $11.1M
Rank #17 / 274
$6.7MFiscal year ending 12/2024
Facility $6.7MFiscal year ending 12/2024
IN AVG $5.5M
Rank #66 / 274
33.4%Fiscal year ending 12/2024
Facility 33.4%Fiscal year ending 12/2024
IN AVG 50.9%
Rank #264 / 274
155817
The Restoracy of Carmel ★ ★ ★ ★ ☆
NH
MC
SNF
Carmel
72
Facility 72
IN AVG 119
Rank #227 / 276
B
94.4%
Facility 94.4%
IN AVG 66.3%
Rank #8 / 270
+42%
4.43
Facility 4.43
IN AVG 3.47
Rank #18 / 274
★ ★ ★ ☆ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ★ ★ -46%+28%
$0
Facility $0
IN AVG $45.2k
Rank #1 / 277
23
Facility 23
IN AVG 23.3
Rank #161 / 277
4.6
Facility 4.6
IN AVG 3.8
Rank #194 / 277
-68A+
77
Facility 77
IN AVG 44
Rank #20 / 264
Major Hospital
$11.3MFiscal year ending 12/2024
Facility $11.3MFiscal year ending 12/2024
IN AVG $11.1M
Rank #116 / 274
$5.1MFiscal year ending 12/2024
Facility $5.1MFiscal year ending 12/2024
IN AVG $5.5M
Rank #137 / 274
44.8%Fiscal year ending 12/2024
Facility 44.8%Fiscal year ending 12/2024
IN AVG 50.9%
Rank #194 / 274
155846
The Stratford ★ ★ ★ ★ ☆
NH
AL
CCRC
IL
MC
SNF
Carmel (The Village Of West Clay)
18
Facility 18
IN AVG 119
Rank #276 / 276
A-
63.3%
Facility 63.3%
IN AVG 66.3%
Rank #160 / 270
-4%
6.28
Facility 6.28
IN AVG 3.47
Rank #3 / 274
★ ★ ★ ★ ☆ ★ ★ ★ ★ ☆ ★ ★ ★ ☆ ☆ +17%+81%
$0
Facility $0
IN AVG $45.2k
Rank #1 / 277
12
Facility 12
IN AVG 23.3
Rank #61 / 277
3.0
Facility 3.0
IN AVG 3.8
Rank #96 / 277
-11A+
54
Facility 54
IN AVG 44
Rank #117 / 264
Chris Wente
$2.9MFiscal year ending 12/2024
Facility $2.9MFiscal year ending 12/2024
IN AVG $11.1M
Rank #273 / 274
$5.0MFiscal year ending 12/2024
Facility $5.0MFiscal year ending 12/2024
IN AVG $5.5M
Rank #142 / 274
169.1%Fiscal year ending 12/2024
Facility 169.1%Fiscal year ending 12/2024
IN AVG 50.9%
Rank #1 / 274
155794
Carmel Health & Living Community ★ ★ ☆ ☆ ☆
NH
HOS
MC
RC
SNF
Carmel (Newark Village)
188
Facility 188
IN AVG 119
Rank #29 / 276
C
75.5%
Facility 75.5%
IN AVG 66.3%
Rank #97 / 270
+14%
3.58
Facility 3.58
IN AVG 3.47
Rank #68 / 274
★ ★ ☆ ☆ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ☆ ☆ +22%+3%
$14.0k
Facility $14.0k
IN AVG $45.2k
Rank #236 / 277
30
Facility 30
IN AVG 23.3
Rank #196 / 277
5.0
Facility 5.0
IN AVG 3.8
Rank #205 / 277
2142A+
78
Facility 78
IN AVG 44
Rank #17 / 264
Riverview Hospital
$20.8MFiscal year ending 12/2024
Facility $20.8MFiscal year ending 12/2024
IN AVG $11.1M
Rank #13 / 274
$9.8MFiscal year ending 12/2024
Facility $9.8MFiscal year ending 12/2024
IN AVG $5.5M
Rank #16 / 274
47.2%Fiscal year ending 12/2024
Facility 47.2%Fiscal year ending 12/2024
IN AVG 50.9%
Rank #168 / 274
155181

Rank badges are statewide and care-type specific: each nursing home is ranked against every other IN nursing home we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial Assistance for
Nursing Home in Indiana

Carmel Health & Living Community is located in Carmel, Indiana.
Here are the financial assistance programs available to residents in Indiana.

Get Financial aid guidance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled
General Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IN

Requires level-of-care determination.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+
General Indiana resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $10,000 individual
IN

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+
General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits
Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled
General Indiana resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IN

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age —
General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IN

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Carmel Health & Living Community

What neighborhood is Carmel Health & Living Community in?

Carmel Health & Living Community is in the Newark Village neighborhood of Carmel.

Who is the Director of Nursing at Carmel Health & Living Community?

Anke Mtafu is the Director of Nursing at Carmel Health & Living Community.

Who is the owner of Carmel Health & Living Community?

Carmel Health & Living Community is legally operated by Riverview Hospital, and administered by Alyssa Holliday.

Is Carmel Health & Living Community in a walkable area?

Carmel Health & Living Community has a walk score of 78. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the license number of Carmel Health & Living Community?

According to IN state health department records, Carmel Health & Living Community's license number is 26-000095-1.

When does Carmel Health & Living Community's license expire?

According to IN state health department records, Carmel Health & Living Community's license expires on December 31, 2026.

What is the occupancy rate at Carmel Health & Living Community?

Carmel Health & Living Community's occupancy is 75.5%.

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