The Stratford
The Stratford
The Stratford is an Independent Living Home in Indiana
The Stratford is an Independent Living Home in Indiana
Live life on your terms at The Stratford, an independent living community designed for active seniors in Carmel. Residents have the freedom to choose from a variety of apartment styles, each offering a comfortable and secure environment. The Stratford provides an array of amenities to enhance residents’ lives, including a fitness center for maintaining physical well-being, a beautifully appointed library for quiet enjoyment, and landscaped courtyards for socializing outdoors.
This center for independent living prioritizes resident engagement. A dedicated activities director plans a vibrant calendar of events and outings, catering to a wide range of interests. Whether you prefer educational lectures, social gatherings, or cultural excursions, The Stratford offers something for everyone. Additionally, on-site restaurants serve delicious meals, ensuring residents can enjoy a carefree and fulfilling lifestyle.
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Occupancy trails most facilities in the state, suggesting excess open capacity. The property runs a smaller bed inventory than most peers, focusing on a more intimate census. Residents generally stay for shorter periods than state peers, pointing to quicker turnover.
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Home revenue sits below most peers, indicating modest billing throughput. Payroll outlays align with state averages, keeping staffing resources on par with peers. Total income trails most communities, suggesting tighter operating margins.
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Medicare nights lag behind other facilities, revealing limited Medicare demand. Medicaid nights fall below most peers, pointing to lighter Medicaid reliance. Private pay nights trail most peers, signaling limited market-rate volume.
Occupancy
Finance
Percentage of home revenue spent on payroll costs.
House Specifics:
OperationsQuality Ratings
CMS 5-star rating based on health inspections, staffing, and quality measures.
Rating based on deficiencies found during state health inspections.
Rating based on nurse staffing hours per resident per day.
Quality Measures rating based on clinical outcomes for residents.
Total nurse staffing hours per resident per day.
Medicaid, Medicare & Private
Number of resident nights paid by Medicare for short-term or rehab care.
Resident nights covered by Medicaid for long-term care or support services.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
How BBB ratings work
Staffing
Key information about the people who lead and staff this community.
Leadership
What does this home offer?
Pets Allowed: Yes, Pets Allowed
Room Sizes: 488 / 654 / 737 / 752 - 2,346 sq. ft
Housing Options: Suite / 1 Bed / 2 Bed
Building Type: Mid-rise
Transportation Services
Fitness and Recreation
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Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
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Types of Care at The Stratford
Floor Plans
Places of interest near The Stratford
5.0 miles from city center
2460 Glebe St, Carmel, IN 46032
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Comparison Chart
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
24/7 care needed
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 17 | 8.5 | Yes |
| Licensed Practical Nurse | 24 | 7.2 | Yes |
| Certified Nursing Assistant | 43 | 6.9 | Yes |
Staff by Category
Contractor Analysis
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 32 | 11 | 43 | 3,834 | 91 | 100% | 6.9 |
| Registered Nurse | 3 | 14 | 17 | 1,821 | 90 | 99% | 8.5 |
| Licensed Practical Nurse | 8 | 16 | 24 | 1,363 | 80 | 88% | 7.2 |
| Other Dietary Services Staff | 2 | 0 | 2 | 973 | 80 | 88% | 7.3 |
| Nurse Practitioner | 2 | 2 | 4 | 544 | 63 | 69% | 8.1 |
| Dental Services Staff | 1 | 0 | 1 | 475 | 62 | 68% | 7.7 |
| Administrator | 1 | 0 | 1 | 464 | 58 | 64% | 8 |
| Physical Therapy Assistant | 0 | 3 | 3 | 368 | 63 | 69% | 5.3 |
| Qualified Social Worker | 0 | 3 | 3 | 310 | 57 | 63% | 5.2 |
| Physical Therapy Aide | 0 | 2 | 2 | 255 | 59 | 65% | 4.2 |
| Respiratory Therapy Technician | 0 | 5 | 5 | 247 | 72 | 79% | 2.3 |
| Speech Language Pathologist | 0 | 5 | 5 | 131 | 64 | 70% | 1.5 |
| Feeding Assistant | 0 | 1 | 1 | 100 | 25 | 27% | 4 |
| Medical Director | 0 | 1 | 1 | 40 | 10 | 11% | 4 |
| Occupational Therapy Aide | 1 | 0 | 1 | 32 | 4 | 4% | 8 |
| Occupational Therapy Assistant | 0 | 1 | 1 | 11 | 3 | 3% | 3.7 |
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Indiana Seniors
- General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IN Specifics: Requires level-of-care determination.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home health services.
- General: Age 60+, Indiana resident, at risk of nursing home.
- Income Limits: ~$2,000/month (varies).
- Asset Limits: $10,000 (individual).
- IN Specifics: Limited funding; regional variation.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).
- General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
- Income Limits (2025): ~$1,004/month (including SSI).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.
- Services: Room/board, laundry, minimal care coordination (~$20-$50/day subsidy).
- General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- IN Specifics: Three tiers; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
- General: Age 55+, unemployed, low-income, Indiana resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- IN Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- IN Specifics: High veteran demand statewide.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Indiana Seniors
Aged and Disabled Waiver
Requirements:
- General:Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- IN Specifics:Requires level-of-care determination.
Benefits without Contact:
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home health services.
CHOICE Program
Requirements:
- General:Age 60+, Indiana resident, at risk of nursing home.
- Income Limits:~$2,000/month (varies).
- Asset Limits:$10,000 (individual).
- IN Specifics:Limited funding; regional variation.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).
Residential Care Assistance Program (RCAP)
Requirements:
- General:Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
- Income Limits (2025):~$1,004/month (including SSI).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- IN Specifics:~50 facilities statewide; per diem rate set by FSSA.
Benefits without Contact:
- Services: Room/board, laundry, minimal care coordination (~$20-$50/day subsidy).
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, Indiana resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- IN Specifics:Three tiers; no waitlist.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
National Family Caregiver Support Program (NFCSP) Respite
Requirements:
- General:Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
- Income Limits (2025):Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits:Not assessed; need-based.
- IN Specifics:16 AAAs; prioritizes low-income, rural caregivers.
Benefits without Contact:
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
Senior Community Service Employment Program (SCSEP)
Requirements:
- General:Age 55+, unemployed, low-income, Indiana resident.
- Income Limits (2025):~$1,983/month (125% FPL).
- Asset Limits:Not specified; income-focused.
- IN Specifics:Priority for veterans, rural residents.
Benefits without Contact:
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- IN Specifics:High veteran demand statewide.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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Homes near Carmel, IN
