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The Stratford
Nursing Home, Assisted Living, Continuing Care Retirement Community, Independent Living, Memory Care & Skilled Nursing · Carmel, IN
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
Exterior view of The Stratford nursing home with landscaping Aerial view of a senior living facility with gardens Exterior view of a senior living facility with landscaped gardens Bright and spacious living area in an assisted living unit Well-equipped kitchen in a senior living facility Comfortable bedroom with modern decor in a senior living facility

The Stratford

Nursing Home, Assisted Living, Continuing Care Retirement Community, Independent Living, Memory Care & Skilled Nursing · Carmel, IN
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
2460 Glebe St, Carmel, IN 46032 View map
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The Stratford accepts Medicare and private pay.
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The Stratford accepts Medicare and private pay.

Overview of The Stratford

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Live life on your terms at The Stratford, an independent living community designed for active seniors in Carmel. Residents have the freedom to choose from a variety of apartment styles, each offering a comfortable and secure environment. The Stratford provides an array of amenities to enhance residents’ lives, including a fitness center for maintaining physical well-being, a beautifully appointed library for quiet enjoyment, and landscaped courtyards for socializing outdoors.

This center for independent living prioritizes resident engagement. A dedicated activities director plans a vibrant calendar of events and outings, catering to a wide range of interests. Whether you prefer educational lectures, social gatherings, or cultural excursions, The Stratford offers something for everyone. Additionally, on-site restaurants serve delicious meals, ensuring residents can enjoy a carefree and fulfilling lifestyle.

Facility Direct Line (317) 854-0219
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Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▲ 29.7% Above IN avg. ▲ 29.7% Above IN avg.IN average: 3.1Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 42.5% Above IN avg. ▲ 42.5% Above IN avg.IN average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▲ 62.7% Above IN avg. ▲ 62.7% Above IN avg.IN average: 2.5Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 26.6% Below IN avg. ▼ 26.6% Below IN avg.IN average: 4.1Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing hours Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day vs Indiana averages

Rank #3 / 276Nurse hours — State benchmarkedThis nursing home is ranked 3rd out of 276 nursing homes we track in Indiana for nurse hours. Shows adjusted nurse hours per resident per day benchmarked to the Indiana average, with a ranking across 276 Indiana facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Total nursing care Info This nursing home is ranked 3rd out of 276 nursing homes we track in Indiana for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.

6h 52m

100% above state avg
Staff type
Hours / day / resident
vs state avg
Registered Nurse (RN) Info RNs hold the highest nursing license and can assess residents, interpret test results, and direct care plans. More RN hours per day often signals stronger clinical oversight and faster response to health changes.
1h 35m
+157% State avg: 37m per day · National avg: 42m per day
LPN / LVN Info Licensed Practical Nurses (LPNs) or Licensed Vocational Nurses (LVNs) deliver routine hands-on care — medication administration, wound dressing, and monitoring vital signs. They work under RN supervision and make up a large share of daily bedside care.
1h 29m
+104% State avg: 43m per day · National avg: 52m per day
Nurse Aide Info Certified Nurse Aides (CNAs) provide the most direct day-to-day assistance: bathing, dressing, feeding, and mobility. Nurse aide hours are typically the largest staffing category and directly affect residents' quality of life.
3h 49m
+84% State avg: 2h 4m per day · National avg: 2h 24m per day
Weekend Total Nursing Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours.
6h 24m
+112% State avg: 3h 1m per day · National avg: 3h 31m per day
Physical Therapist Info Hours per resident per day provided by licensed Physical Therapists (PTs) or PT Assistants. PT services help residents recover mobility after injury or illness and are especially important for post-acute (short-stay) rehabilitation.
11m
+185% State avg: 4m per day · National avg: 4m per day
Weekend RN Info Registered nurse hours specifically on weekends. Facilities sometimes reduce RN presence on Saturdays and Sundays — a low weekend RN figure compared to weekday hours can indicate reduced clinical oversight when most administrative staff are absent.
1h 19m
+185% State avg: 28m per day · National avg: 29m per day

All 6 underlying metrics are above the state average

Standout metric: Physical Therapist is +185% above Indiana average

By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 18 Rank #277 / 277Bed count — State benchmarkedThis nursing home is ranked 277th out of 277 nursing homes we track in Indiana for bed count. Shows this facility's certified or reported bed count compared to other Indiana facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Smaller home · May offer a more intimate, personalized care environment.

Walk Score Info Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities. Rank #118 / 269Walk Score — State benchmarkedThis nursing home is ranked 118th out of 269 nursing homes we track in Indiana for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Indiana facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
54 / 100
Occupancy rate Info Occupancy lower than 85% suggests more openings may be available. Rank #162 / 266Occupancy rate — State benchmarkedThis nursing home is ranked 162nd out of 266 nursing homes we track in Indiana for occupancy. Shows this facility's occupancy rate versus the Indiana average, with its Statewide rank out of 266. Higher occupancy signals strong local demand and financial stability.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
61.1% This home usually has availability
Lower than the Indiana average: 66.8%
Residents per day (avg) Info The average number of residents living at this facility on a given day. CMS calculates this figure from the facility's Minimum Data Set (MDS) assessments and uses this value for other measures like Hours Per Resident Per Day (HPRD) and 5-Star Staffing rating.
11
Avg. Length of Stay Info Average number of days residents stay at this facility, based on CMS cost report data. Shorter stays often reflect post-acute or rehab care; longer stays reflect long-term care.
63 days
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
How BBB ratings work

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CMS Health Inspection History

Inspections Since 2024 · 2 years of data

Includes all CMS health inspection records for this property, which could include management/ownership changes.

Total health inspections 4

Indiana average 5.9

Last Health inspection on Feb 2026

Total health citations
12 Rank #91 / 279Health citations — State benchmarkedThis nursing home is ranked 91st out of 279 nursing homes we track in Indiana for health citations. Shows this facility's total health deficiency citations benchmarked to the Indiana State average, with a ranking across all 279 IN facilities. Lower citation counts earn a better rank.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Indiana average 23.3

Citations per inspection
3 Rank #150 / 279Citations per inspection — State benchmarkedThis nursing home is ranked 150th out of 279 nursing homes we track in Indiana for citations per inspection. Shows average deficiency citations per CMS inspection for this facility versus the Indiana mean across 279 facilities with citation data. Lower is better.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Indiana average 3.86

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

8 of 12 citations resulted from standard inspections; 2 of 12 resulted from complaint investigations; and 2 of 12 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 2 years)
Critical health citations
0
100% better than Indiana average

Indiana average: 0.2

Serious health citations
0
100% better than Indiana average

Indiana average: 0.5

0 critical citations Indiana average: 0.2
0 serious citations Indiana average: 0.5
12 moderate citations Indiana average: 22.2
0 minor citations Indiana average: 0.3
Citations history (last 2 years)
Resident Rights moderate citation Feb 12, 2026
Corrected
Abuse/Neglect moderate citation Jun 02, 2025
Corrected
Resident Rights moderate citation Jun 02, 2025
Corrected
Nutrition moderate citation Mar 07, 2025
Corrected

Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 104
Employees 52
Contractors 52
Staff to resident ratio 8.00 : 1
7999900% more staff per resident than Indiana average
Indiana average ratio: 0.00 : 1 Indiana average ratio: 0.00 : 1See full Indiana ranking
Avg staff/day 18
Average shift 6 hours
22% worse than Indiana average
Indiana average: 7.7 hours Indiana average shift: 7.7 hoursSee full Indiana ranking
Total staff hours (quarter) 10,004

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff Info 12 total: 5 full-time employees and 7 contractors. 12
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.2 hours
Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff Info 17 total: 4 full-time employees and 13 contractors. 17
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 6.8 hours
Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff Info 48 total: 37 full-time employees and 11 contractors. 48
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7 hours

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

32.5%

3,254 contractor hours this quarter

Licensed Practical Nurse: 13 Certified Nursing Assistant: 11 Registered Nurse: 7 Respiratory Therapy Technician: 4 Speech Language Pathologist: 4 Physical Therapy Assistant: 3 Physical Therapy Aide: 3 Qualified Social Worker: 3 Occupational Therapy Assistant: 1 Nurse Practitioner: 1 Medical Director: 1 Feeding Assistant: 1

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant3711483,70192100%7
Registered Nurse57121,2558693%9.2
Licensed Practical Nurse413171,1459199%6.8
Other Dietary Services Staff2021,0158491%7.6
Nurse Practitioner1126566267%8
Administrator1014746166%7.8
Dental Services Staff2023344549%7.4
Physical Therapy Assistant0333316571%5.1
Physical Therapy Aide0332695964%4.2
Respiratory Therapy Technician0442436975%2.5
Speech Language Pathologist0442377480%1.7
Qualified Social Worker0331786166%2.9
Feeding Assistant0111042628%4
Medical Director011521314%4
Occupational Therapy Assistant0111133%3.7
48 Certified Nursing Assistant
% of Days 100%
12 Registered Nurse
% of Days 93%
17 Licensed Practical Nurse
% of Days 99%
2 Other Dietary Services Staff
% of Days 91%
View All Staffing Data in Carmel

Penalties and fines

Includes penalties issued in 2025

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $0 Rank #1 / 279Federal fines — State benchmarkedThis nursing home is ranked 1st out of 279 nursing homes we track in Indiana for federal fines. Shows this facility's cumulative CMS federal fine dollars versus the Indiana average among facilities with fines, and where it ranks among 279 facilities in the pool. Lower total dollars mean a better rank.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
100% lower than Indiana average

Indiana average: $27K

Number of fines 0
100% fewer fines than Indiana average

Indiana average: 1.4

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 1
152% more payment denials than Indiana average

Indiana average: 0.4

Fines amount comparison
Fines amount comparison
This facility $0
Indiana average $27K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

1 penalty in the past 3 years

Mar 27, 2025 · 6 days

Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Mar 27, 2025
6 days

Last updated: Jan 2026

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 5.1
36% better than Indiana average

Indiana average: 8.0

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 22.7
33% worse than Indiana average

Indiana average: 17.1

Long-stay resident measures
Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 22.7%
8% better than Indiana average

Indiana average: 24.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 4.2%
8% worse than Indiana average

Indiana average: 3.9%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 6.1%
39% worse than Indiana average

Indiana average: 4.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.0%
100% better than Indiana average

Indiana average: 1.2%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 0.0%
100% better than Indiana average

Indiana average: 24.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 4.2%
66% better than Indiana average

Indiana average: 12.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 66.7%
29% worse than Indiana average

Indiana average: 93.7%

Short-stay resident measures
Average Info CMS star rating based on short-stay quality measure performance. 5 stars = much above average, 1 star = much below average.
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 51.8%
37% worse than Indiana average

Indiana average: 81.7%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 2.0%
42% worse than Indiana average

Indiana average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 82.4%
In line with Indiana average

Indiana average: 79.0%

Quality measures are calculated from Minimum Data Set (MDS) assessments. For most measures, lower percentages indicate better care quality.

Breakdown by payment type

Medicare

71% of new residents, usually for short-term rehab.

Typical stay 29 days

Private pay

29% of new residents, often for short stays.

Typical stay 5 - 6 months

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 13
Medicare
8
61.5% of residents
Private pay or other
5
38.5% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Family Member Group

Family members meet regularly to discuss policies, care quality, and activities

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Family Council

Organized group of family members that meets regularly to discuss facility policies, resident care, and activities.

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Data sourced from CMS Long-Term Care Facility Characteristics quarterly report. Payer mix reflects the current resident census by primary payment source.

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2023.

For-profit
Operated by a limited liability company.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$2.8M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$14.5M
For-profit Operated by a limited liability company.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$2.8M Rank #266 / 269Net patient revenue — State benchmarkedThis nursing home is ranked 266th out of 269 nursing homes we track in Indiana. Shows this facility's net patient revenue compared to the Indiana average, among facilities reporting a recent fiscal year. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$14.5M
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$15.0M
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #129 / 269Payroll costs — State benchmarkedThis nursing home is ranked 129th out of 269 nursing homes we track in Indiana. Shows total staff payroll — salaries plus wage-related benefits — benchmarked to the Indiana average, among facilities reporting a recent fiscal year. Higher payroll relative to peers often signals better staffing and less reliance on contract labor.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
$4.7M 167.6% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #1 / 269Payroll % of net patient revenue — State benchmarkedThis nursing home is ranked 1st out of 269 nursing homes we track in Indiana. Shows payroll as a percentage of net patient revenue versus the Indiana average, among facilities reporting a recent fiscal year. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Indiana that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$12.6M
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$17.3M
How we calculate these figures

This home is owned by Chris Wente

Certified by the Centers for Medicare & Medicaid Services authority — CMS Certification Number: 155794

Show certification details

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 488 / 654 / 737 / 752 - 2,346 sq. ft

Housing options icon
Housing options icon

Housing Options: Suite / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Most new residents arrive under Medicare (71% of admissions), and a typical Medicare stay runs around 29 days.

Admissions
65 total

Coverage residents most often arrive under.

Medicare 71%
Private pay 29%
Discharges
68 total

Coverage residents most often leave under.

Medicare 71%
Private pay 29%

Admissions and discharges reflect care patterns over time — they are not used to rate this facility.

How we assess these insights

Living Spaces & Floor Plans for The Stratford

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Places of interest near The Stratford

Address 5.0 miles from city center Info Estimated distance in miles from Carmel's city center to The Stratford's address, calculated via Google Maps. — 4.48 miles to nearest hospital (Ascension St. Vincent Hospital - Indianapolis)

Calculate Travel Distance to The Stratford

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Compare Nursing Homes around Carmel

Info below is compiled from CMS reports & the IN Dept. of Health (IDOH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

The facility name. Click to view the full profile page on Assisted Living Magazine, including photos, services, and contact info.
CMS (Centers for Medicare & Medicaid Services, the federal agency that regulates nursing homes) Overall 5-star rating — a composite of Health Inspection, Staffing, and Quality Measures scores. 5 stars = top 10% nationally. 1 star = bottom 10%. The single most important number to start with when comparing facilities.
Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment. ADC (Adult Day Care): Daytime supervision, health monitoring, and social activities for seniors who live at home. PC (Palliative Care): Comfort-focused care for serious illness at any stage, including alongside curative treatment. CCRC (Continuing Care Retirement Community): A campus with multiple care levels so residents can age in place without moving.
Neighborhood or city area where the facility is located. Proximity to family, hospitals, and green space matters for both quality of life and ease of visitation. Consider drive time and transit access when evaluating location.
Licensed bed capacity. Larger facilities (300+ beds) often have more specialized programs but can feel institutional. Smaller homes (under 150 beds) tend to deliver more personalized care. Compare with Avg Res/Day to understand how full the facility typically runs.
Percentage of licensed beds filled on an average day. Color indicates financial health: green (90%+) = operationally strong, typically profitable. Amber (80–89%) = stable but leaving revenue on the table. Orange (70–79%) = financial strain likely, may struggle with fixed costs. Red (<70%) = significant distress, closure or ownership change risk increases sharply.
This facility's occupancy rate compared to the statewide average for similar facilities. A positive number means above-average demand. Facilities running 5%+ above the state average are typically the most sought-after in their market — a strong proxy for reputation.
CMS-adjusted total nurse hours per resident per day (RN + LPN + CNA combined). The national average is approximately 3.5 hrs. Higher is better — more direct care time per resident. Below 3.0 is a red flag. CMS weights RN hours more heavily because RNs handle complex clinical decisions that CNAs cannot.
CMS Health Inspection star rating (1–5 stars), based on the 3 most recent annual state surveys plus any complaint investigations. This is the hardest rating to manipulate — it reflects real surveyor findings on-site. 5 stars = fewest deficiencies found. 1 star = most. It carries the heaviest weight in the Overall CMS rating.
CMS Staffing star rating (1–5 stars), based on daily nurse staffing hours submitted to CMS via verified payroll data. Compares RN, LPN, and CNA coverage relative to resident acuity level. 5 stars = well above expected staffing. Weekend staffing is evaluated separately, as that's where many facilities quietly reduce coverage.
CMS Quality Measures star rating (1–5 stars), based on 15 clinical outcome metrics including fall rates, pressure ulcers, antipsychotic drug use, and hospital readmissions. Captures actual resident health outcomes, not just compliance. High QM combined with low Health Inspection scores can indicate a facility with strong care but weak documentation practices.
Registered Nurse hours per resident/day compared to the statewide average. RNs are the highest-skilled nursing staff — they assess residents, manage medications, and respond to emergencies. A value of +50% means RN coverage is 50% above the state norm. Negative values are a concern for residents with complex or acute medical needs.
Total nursing staff hours (RN + LPN + CNA combined) per resident/day vs. the statewide average. A broader measure than RN vs State — it captures the entire care team. A facility can have high total staffing but low RN hours, meaning more aides and fewer nurses. Read both columns together for the full picture.
Total dollar amount of federal monetary fines (civil money penalties) issued by CMS in the past 3 years. Fines are only levied for serious violations — typically actual harm to residents, repeated uncorrected deficiencies, or systemic non-compliance. Even a single fine is noteworthy. Multiple fines strongly suggest a pattern, not isolated incidents.
Total health deficiency citations from the most recent standard inspection cycle. Minor citations (scope A–C) are common and often administrative in nature. Higher counts aren't always disqualifying, but should be read alongside Severe Citations to understand actual harm levels. Under 10 is strong for a large facility; 30+ warrants a closer look.
Average deficiency citations per CMS inspection (survey) in the reporting window — total citations divided by the number of inspections. Lower is better; compare alongside total Citations and Severe Citations for context.
Citations at CMS scope/severity level G or higher — G–I means actual harm occurred; J–L means residents were placed in immediate jeopardy. (D–F is potential for harm only). Examples include unaddressed falls, medication errors causing injury, neglect, or abuse.
Average number of residents in the building on any given day, derived from annual census data. Reflects true operating scale — a 400-bed facility running 200 residents/day operates very differently from one at 390. Higher resident counts generally mean more funded staffing hours.
Better Business Bureau rating (A+ to F). Reflects complaint history, business transparency, and how family disputes were resolved. A+ means no significant unresolved complaints. A blank (—) means the facility isn't BBB-accredited, which is common for healthcare providers and not necessarily a negative signal.
Walk Score® (0–100). Measures walkability of the surrounding area. 90–100 = Walker's Paradise. 70–89 = Very Walkable. 50–69 = Somewhat Walkable. Below 50 = Car-Dependent. Higher scores benefit family visitors, resident outings, and staff commuting.
The licensed owner or operator of record filed with CMS — the individual or organization legally accountable for the facility. Searching the operator name across other facilities can reveal chain or multi-site ownership, which matters: chain-operated homes tend to have more variable quality outcomes than independently run facilities.
What the home actually collects for resident care, after contractual allowances, bad debt and discounts — not gross billings. Taken from the latest complete annual cost report, so it is comparable across homes reporting the same period. Revenue alone doesn't indicate care quality, but it funds staffing and capital reinvestment. Pair with Payroll %. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Staff salaries plus wage-related benefits from the latest complete annual cost report. Contract and agency labour is counted separately, under other operating costs, so a home leaning on agency staff can show a low figure here. Payroll is the cost most directly tied to care quality — compare with Payroll % for full context. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Payroll as a share of NET PATIENT REVENUE (not gross revenue). Both figures come from the same cost-report year. A higher figure means more of each revenue dollar goes to staff pay. Read with the Staffing star rating to judge whether spend translates into coverage — and note that homes whose patient revenue covers only part of their operation can read implausibly high. The Indiana average is: 51.1% Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
CMS Certification Number: the unique federal identifier for this skilled nursing provider.
The Barrington of Carmel ★ ★ ★ ★ ★
NH
AL
CCRC
IL
MC
SNF
Carmel
154
Facility 154
IN AVG 119
Rank #57 / 277
71.4%
Facility 71.4%
IN AVG 66.8%
Rank #120 / 266
+7%
9.46
Facility 9.46
IN AVG 3.44
Rank #1 / 276
 ★ ★ ★ ★ ★ ★ ★ ★ ★ ☆ ★ ★ ★ ★ ★ -61%+175%
$0
Facility $0
IN AVG $31.4k
Rank #1 / 279
4
Facility 4
IN AVG 25.0
Rank #11 / 279
4.0
Facility 4.0
IN AVG 4.1
Rank #51 / 279
-110A+
39
Facility 39
IN AVG 44
Rank #154 / 269
Prairie Landing Community, Inc
$17.0MFiscal year ending 12/2023
Facility $17.0MFiscal year ending 12/2023
IN AVG $10.5M
Rank #24 / 269
$6.9MFiscal year ending 12/2023
Facility $6.9MFiscal year ending 12/2023
IN AVG $5.2M
Rank #54 / 269
40.6%Fiscal year ending 12/2023
Facility 40.6%Fiscal year ending 12/2023
IN AVG 51.1%
Rank #225 / 269
155817
Bridgewater Healthcare Center ★ ★ ★ ★ ★
NH
HOS
PC
RC
SNF
Carmel
120
Facility 120
IN AVG 119
Rank #104 / 277
85.0%
Facility 85.0%
IN AVG 66.8%
Rank #50 / 266
+27%
3.61
Facility 3.61
IN AVG 3.44
Rank #91 / 276
 ★ ★ ★ ★ ☆ ★ ★ ★ ☆ ☆ ★ ★ ★ ★ ★ +8%+5%
$0
Facility $0
IN AVG $31.4k
Rank #1 / 279
17
Facility 17
IN AVG 25.0
Rank #147 / 279
4.3
Facility 4.3
IN AVG 4.1
Rank #219 / 279
-102F
49
Facility 49
IN AVG 44
Rank #131 / 269
Hancock Regional Hospital
$14.9MFiscal year ending 06/2024
Facility $14.9MFiscal year ending 06/2024
IN AVG $10.5M
Rank #47 / 269
$6.5MFiscal year ending 06/2024
Facility $6.5MFiscal year ending 06/2024
IN AVG $5.2M
Rank #63 / 269
43.7%Fiscal year ending 06/2024
Facility 43.7%Fiscal year ending 06/2024
IN AVG 51.1%
Rank #201 / 269
155790
The Restoracy of Carmel ★ ★ ★ ★ ☆
NH
MC
SNF
Carmel
72
Facility 72
IN AVG 119
Rank #228 / 277
94.4%
Facility 94.4%
IN AVG 66.8%
Rank #8 / 266
+41%
4.82
Facility 4.82
IN AVG 3.44
Rank #17 / 276
 ★ ★ ★ ☆ ☆ ★ ★ ★ ☆ ☆ ★ ★ ★ ★ ★ -46%+40%
$0
Facility $0
IN AVG $31.4k
Rank #1 / 279
25
Facility 25
IN AVG 25.0
Rank #242 / 279
4.2
Facility 4.2
IN AVG 4.1
Rank #237 / 279
-68A+
77
Facility 77
IN AVG 44
Rank #20 / 269
Major Hospital
$10.1MFiscal year ending 12/2023
Facility $10.1MFiscal year ending 12/2023
IN AVG $10.5M
Rank #130 / 269
$4.4MFiscal year ending 12/2023
Facility $4.4MFiscal year ending 12/2023
IN AVG $5.2M
Rank #147 / 269
43.7%Fiscal year ending 12/2023
Facility 43.7%Fiscal year ending 12/2023
IN AVG 51.1%
Rank #201 / 269
155846
The Stratford ★ ★ ★ ★ ☆
NH
AL
CCRC
IL
MC
SNF
Carmel (The Village Of West Clay)
18
Facility 18
IN AVG 119
Rank #277 / 277
61.1%
Facility 61.1%
IN AVG 66.8%
Rank #162 / 266
-9%
6.87
Facility 6.87
IN AVG 3.44
Rank #3 / 276
 ★ ★ ★ ★ ☆ ★ ★ ★ ★ ☆ ★ ★ ★ ☆ ☆ +17%+100%
$0
Facility $0
IN AVG $31.4k
Rank #1 / 279
12
Facility 12
IN AVG 25.0
Rank #91 / 279
3.0
Facility 3.0
IN AVG 4.1
Rank #150 / 279
-11A+
54
Facility 54
IN AVG 44
Rank #118 / 269
Chris Wente
$2.8MFiscal year ending 12/2023
Facility $2.8MFiscal year ending 12/2023
IN AVG $10.5M
Rank #266 / 269
$4.7MFiscal year ending 12/2023
Facility $4.7MFiscal year ending 12/2023
IN AVG $5.2M
Rank #129 / 269
167.6%Fiscal year ending 12/2023
Facility 167.6%Fiscal year ending 12/2023
IN AVG 51.1%
Rank #1 / 269
155794
Wellbrooke of Carmel ★ ★ ★ ☆ ☆
NH
ADC
AL
MC
SNF
Carmel
119
Facility 119
IN AVG 119
Rank #111 / 277
46.2%
Facility 46.2%
IN AVG 66.8%
Rank #233 / 266
-31%
3.18
Facility 3.18
IN AVG 3.44
Rank #151 / 276
 ★ ★ ☆ ☆ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ★ ★ -27%-7%
$15.6k
Facility $15.6k
IN AVG $31.4k
Rank #251 / 279
25
Facility 25
IN AVG 25.0
Rank #211 / 279
2.5
Facility 2.5
IN AVG 4.1
Rank #150 / 279
255-
48
Facility 48
IN AVG 44
Rank #135 / 269
Board Of Trustees Of The Flavius J Witham Memorial
$9.8MFiscal year ending 12/2023
Facility $9.8MFiscal year ending 12/2023
IN AVG $10.5M
Rank #134 / 269
$5.5MFiscal year ending 12/2023
Facility $5.5MFiscal year ending 12/2023
IN AVG $5.2M
Rank #99 / 269
56.3%Fiscal year ending 12/2023
Facility 56.3%Fiscal year ending 12/2023
IN AVG 51.1%
Rank #66 / 269
155833

Rank badges are statewide and care-type specific: each nursing home is ranked against every other IN nursing home we track that reports that metric, not just the 5 on this page. See how we rank facilities

Nursing Home Explorer

Financial Assistance for
Nursing Home in Indiana

The Stratford is located in Carmel, Indiana.
Here are the financial assistance programs available to residents in Indiana.

Get Financial aid guidance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled
General Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IN

Requires level-of-care determination.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+
General Indiana resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $10,000 individual
IN

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+
General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits
Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled
General Indiana resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IN

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age —
General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IN

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about The Stratford

What neighborhood is The Stratford in?

The Stratford is in the The Village of West Clay neighborhood of Carmel.

Is The Stratford in a walkable area?

The Stratford has a walk score of 54. Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the occupancy rate at The Stratford?

The Stratford's occupancy is 61.1%.

Are pets allowed at The Stratford?

Yes, The Stratford allows residents to bring their pets.

Does The Stratford operate as a for-profit or non-profit?

The Stratford is registered as a for-profit in IN.

What is the overall rating for The Stratford?

The Stratford received a 4-star overall rating from the CMS (Centers for Medicare and Medicaid Services). This score combines results from staffing levels, quality measures, and health inspections.

How many beds does The Stratford have?

The Stratford has 18 beds.

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