What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Residences At Deer Creek | Memory Care in Schererville, IN

Overview of Residences at Deer Creek

The Residences at Deer Creek proudly stands as an award-winning senior living and memory care community. Their mission is unwavering—to enhance the quality of life for their cherished residents, their families, and their staff. This mission is rooted in values of respect, compassion, and unwavering commitment to excellence. They offer an array of private senior living apartments, ensuring a maintenance-free lifestyle while delivering personalized care when needed.

Nestled in Schererville, Indiana, the Residences at Deer Creek is more than just a Licensed Residential Care Community; it is a place dedicated to fostering a strong sense of community and providing residents with peace of mind. Notably, this community is born from the vision of a group of local physicians who hold the wellness and independence of their residents dear.

(219) 864-0700

130-bed community

A larger shared setting that may offer more common spaces and organized community services.

15 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 34 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Occupancy

Occupancy rate

75%

Higher than the Indiana average: 68.1%

Occupied beds

97 / 130

Average residents 70 per day

Facility TypeAssisted Living / Residential Care Facility (rcf)

IssuanceJanuary 10, 2024

ExpirationSeptember 30, 2025

License Number24-013069-1

Residences At Deer Creek is legally operated by Ail Operating Llc, and administrated by Karen Ayersman.

Profit StatusPROFIT

Residential

130 units

Total beds

130 units

Staffing

Key information about the people who lead and staff this community.

Director of NursingFRANCES GUYTON-WARD

ContactMs. Karen Ayersman, Executive Director

Fax(219) 865-3619

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: 3-story

Transportation Services

Fitness and Recreation

Types of Care at Residences At Deer Creek

Assisted Living Memory Care

9 Inspections Indiana avg: 13 31% below Indiana avg

9 Complaint Visits Indiana avg: 8 13% above Indiana avg Ranked 239th of 367 2 formal complaints filed · avg: 5 Formal complaints can result in multiple visits

2 Visits with Citations Indiana avg: 7 71% below Indiana avg

6 Citations Total Indiana avg: 34 82% below Indiana avg Ranked 39th of 385

7 Visits without Citations Indiana avg: 12 42% below Indiana avg

Show Inspection Reports

2 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

Indiana average: 5 complaints

Latest inspection

Date January 30, 2025

Complaint Investigation

6 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Indiana average: 34 citations

6 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Indiana average: 36 deficiencies

0.7 deficiencies per inspection

Indiana average: 5.1 deficiencies per inspection

Inspection Report Summary for Residences At Deer Creek

The most recent inspection on January 30, 2025, found no deficiencies related to the complaint investigated. Earlier inspections showed a mostly compliant pattern, with one substantiated complaint in August 2024 involving a delayed report to the Indiana Department of Health about unexplained bruising, which did not result in resident harm. Prior reports cited issues with notification after falls, resident supervision, staff training, and documentation, but no fines or enforcement actions were listed in the available reports. Most complaint investigations were unsubstantiated, and the facility corrected earlier cited deficiencies by April 2024. The record indicates improvement over time, with recent inspections showing compliance with regulations.

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled

General Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Requires level-of-care determination.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+

General Indiana resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $10,000 individual

Limited funding; regional variation.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+

General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

~50 facilities statewide; per diem rate set by FSSA.

Benefits

Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled

General Indiana resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

Age 55+

General unemployed, low-income, Indiana resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand statewide.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

9.3 miles from city center Estimated distance in miles from Schererville's city center to Residences At Deer Creek's address, calculated via Google Maps. — 5.83 miles to nearest hospital (Methodist Hospitals Southlake Campus)

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Assisted Living around Schererville

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Dyer Nursing and Rehabilitation Center	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).	Dyer	211	No	-	Studio / 1 Bed / 2 Bed	14	57.3%	A+	Bradley Macklin	Major Hospital	Tencree Crawford	33	12	119	3.6
Residences At Deer Creek	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Schererville	130	Yes	34	Studio / 1 Bed / 2 Bed	15	74.6%	A+	Karen Ayersman	Ail Operating Llc	Frances Guyton-Ward	9	2	6	0.7

Dyer Nursing and Rehabilitation Center

Type of care: AL MC NH

Community:Location: Dyer

Bed Count: 211

Pets Allowed: No

Bed Options: Studio / 1 Bed / 2 Bed

Residences At Deer Creek

Type of care: AL MC

Community:Location: Schererville

Bed Count: 130

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

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