Charter Senior Living of Bay City
Assisted Living · Bay City, MI

Charter Senior Living of Bay City

Assisted Living · Bay City, MI

Overview of Charter Senior Living of Bay City

Overlooking the neighborhood of Bay City, MI, Charter Senior Living of Bay City is an uplifting senior living community that offers assisted living. Spend your golden years at the comforts of well-designed apartments, ranging from studios and one-bedroom apartments. The community promotes wellness and independence while providing personalized support, including assistance with activities of daily living like dressing and bathing.

Charter Senior Living of Bay City aims to make its residents’ lives as worry-free as possible with services like housekeeping, laundry, transportation, and maintenance. Nursing care and emergency and personal service call pendant systems are available to provide residents with peace of mind and immediate support when they need it. Amenities include lovely dining areas, a beautiful sunroom with lounge and card room, theater, private spa with jet tub, beautifully landscaped grounds, and various therapies, providing an all-around vibrant experience.

(989) 402-2248

Types of Care at Charter Senior Living of Bay City

Assisted Living
Bed community size
20-bed community Rank #334 / 437Bed count — State benchmarkedThis home is ranked 334th out of 437 homes in Michigan. Shows this facility's certified or reported bed count compared to other Michigan SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions.
Years in operation
1 year in operation Rank #149 / 302Years in operation — State benchmarkedThis home is ranked 149th out of 302 homes in Michigan. Shows how long this facility has been in operation compared to other Michigan SNFs. Longer operating histories may benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A newer community that may feature more recent facilities and programs.
Walk Score
Walk Score: 24 / 100 Rank #487 / 702Walk Score — State benchmarkedThis home is ranked 487th out of 702 homes in Michigan. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Michigan SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

License Details

Facility TypeAdult Large Group Home (capacity 13-20)
StatusRegular
IssuanceFebruary 2, 2025
ExpirationFebruary 1, 2027
CountyBay
License NumberAL090393451

Population served

Aged; Developmentally Disabled; Mentally Ill; Physically Handicapped

Ownership & Operating Entity

Charter Senior Living of Bay City is legally operated by Kjb Tenant Bay City Llc.

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

Specific ProgramsShort-Term Stays, Services & Amenities
Operating HoursVisitors are welcome 24 hours a day, 7 days a week.

Pricing & Financial Information

Assisted Living studios start at$4,195 per month
one-bedroom start at$5,795 per month

Contact Charter Senior Living of Bay City

Inspection History

In Michigan, the Department of Licensing and Regulatory Affairs (LARA) conducts unannounced inspections and investigations to ensure long-term care facilities comply with state health codes.

Since 2018 · 8 years of data 10 deficiencies 4 inspections

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the Michigan state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2018 vs. Michigan state average
Overall vs. MI average 3 Worse Metrics worse than Michigan average:
• Total deficiencies (25% above)
• Deficiencies per year (30% above)
• Deficiencies per inspection (56% above)
1 Better Metrics better than Michigan average:
• Total inspections (20% below)
Latest Inspection July 24, 2025 Complaint Investigation

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityMI Averagevs. MI Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 108 This facility has 25% more total deficiencies than a typical Michigan assisted living residence (10 vs. MI avg 8).↑ 25% worse
Deficiencies per year Info Average deficiencies per year since 2018. 1.31 This facility has 30% more deficiencies per year than a typical Michigan assisted living residence (1.3 vs. MI avg 1).↑ 30% worse
Deficiencies per inspection Info Average deficiencies per inspection. 2.51.6 This facility has 56% more deficiencies per inspection than a typical Michigan assisted living residence (2.5 vs. MI avg 1.6).↑ 56% worse

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityMI Averagevs. MI Avg
Total inspections Info Combined count of all routine and focused inspections. Excludes complaint investigations. 45 This facility has 20% fewer total inspections than a typical Michigan assisted living residence (4 vs. MI avg 5).↓ 20% better

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

The most recent inspection on July 24, 2025, identified one deficiency related to a resident purchasing items for the facility without authorization. Earlier inspections showed multiple deficiencies involving staff documentation, water temperature control, and food storage issues. Prior reports cited missing annual health reviews and reference checks for staff, lack of resident care agreement reviews, and repeated water temperature violations. Complaint investigations were mostly unsubstantiated except for the unauthorized purchasing by a resident; no enforcement actions or fines were listed in the available reports. The inspection history shows ongoing challenges with compliance in administrative and environmental areas, with no clear pattern of improvement or worsening over time.

Read the full inspection reports for this facility, including detailed findings and corrective actions.

Show Inspection Reports

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed

Building type icon
Building type icon

Building Type: Single-story

Transportation services icon
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Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Living Spaces & Floor Plans for Charter Senior Living of Bay City

Architectural floor plan of a resident room layout
Lake Floor Plan
Architectural floor plan of a living unit layout
River Floor Plan

Places of interest near Charter Senior Living of Bay City

Address 3.6 miles from city center Info Estimated distance in miles from Bay City's city center to Charter Senior Living of Bay City's address, calculated via Google Maps. — 1.71 miles to nearest hospital (McLaren Bay Region)

Calculate Travel Distance to Charter Senior Living of Bay City

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Financial Assistance for
Assisted Living in Michigan

Charter Senior Living of Bay City is located in Bay City, Michigan.
Here are the financial assistance programs available to residents in Michigan.

Get Financial aid guidance

MI Choice Waiver

Michigan Medicaid MI Choice Waiver

Age 65+ or disabled
General Michigan resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MI

Delivered through regional waiver agents; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Home modifications ($1,500 avg.) Adult day care ($65/day)

Home Help Program

Michigan Home Help

Age 65+ or disabled
General Michigan resident, Medicaid- eligible or low-income.
Income Limits ~$1,732/month individual, Medicaid threshold
Asset Limits $2,000 individual
MI

Can hire family caregivers; less intensive than waiver.

Benefits
Personal care (up to 60 hours/month) Homemaker services Respite (varies)

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

Age 55+
General Michigan resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits $2,000 (individual), $3,000 (couple).
MI

16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

Age 65+ or disabled
General Michigan resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MI

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MI

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Michigan resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MI

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Compare Assisted Living around Bay City

The information below is reported by the Michigan Department of Licensing and Regulatory Affairs (LARA).

Filter by care type
Bayfield Assisted Living & Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Bay City (Monitor Township)70Yes 8 Studio / 1 Bed39A+400.0Monitor Road Opco LLC
Bay City Comfort Care
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Bay City (Bangor Township)67Yes 38 Studio / 1 Bed-A10111.1Bay City Comfort Care LLC
Meadow Lane Assisted Living & Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Bad Axe64Yes 13 Studio / 1 Bed39A+300.0150 Meadow Lane Opco LLC
Heritage Hill Assisted Living & Memory Care
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Caro (Cleaver Road)56Yes 20 Studio / 1 Bed39A+300.0Cleaver Road Opco LLC
Charter Senior Living of Bay City
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Bay City (Hampton Township)20No 24 Studio / 1 Bed1-4102.5Kjb Tenant Bay City LLC

Frequently Asked Questions about Charter Senior Living of Bay City

What neighborhood is Charter Senior Living of Bay City in?

Charter Senior Living of Bay City is in the Hampton Township neighborhood of Bay City.

Who is the owner of Charter Senior Living of Bay City?

The legal owner and operator of Charter Senior Living of Bay City is Kjb Tenant Bay City Llc.

Is Charter Senior Living of Bay City in a walkable area?

Charter Senior Living of Bay City has a walk score of 24. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the license number of Charter Senior Living of Bay City?

According to MI state health department records, Charter Senior Living of Bay City's license number is AL090393451.

When does Charter Senior Living of Bay City's license expire?

According to MI state health department records, Charter Senior Living of Bay City's license expires on February 1, 2027.

Does Charter Senior Living of Bay City have different floorplan options?

Yes — see the floorplan options available at Charter Senior Living of Bay City on this page.

How many beds does Charter Senior Living of Bay City have?

Charter Senior Living of Bay City has 20 beds.

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