CareOne at The Highlands
CareOne at The Highlands is a Nursing Home in New Jersey
CareOne at The Highlands is a Nursing Home in New Jersey
CareOne at The Highlands
CareOne at The Highlands is a Nursing Home in New Jersey
CareOne at The Highlands is a Nursing Home in New Jersey
Overview of CareOne at The Highlands
CareOne at The Highlands, located in Edison, New Jersey, is a beautiful community offering an ideal environment for enhanced well-being. Beyond providing essential support, this long-term care facility ensures the comforts of home by offering a range of amenities that elevate the overall resident experience. The community provides a comprehensive array of services, including stroke recovery, orthopedic rehab, cardiac care management, pulmonary rehab, and medical specialization. With physician-led programs tailored to each patient, they also excel in diabetes management and offer complex medical care for chronic conditions.
In addition to its specialized medical services, CareOne at The Highlands recognizes the need for respite care, providing a well-rounded approach to meet diverse healthcare needs. Residents and their families can trust this community for a supportive and enriching experience. As reflected in nursing home reviews, CareOne at The Highlands senior living emerges as a top choice, ensuring a comforting and comprehensive approach to long-term care.
Home Information
CareOne at The Highlands
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This nursing home maintains occupancy well above most state peers, signaling sustained demand. Bed capacity aligns with the typical community size in the state, allowing steady admissions. Residents generally stay for shorter periods than state peers, pointing to quicker turnover.
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Home revenue ranks in the upper tier statewide, reflecting strong billing volume. Payroll spending sits in the top tier, showing a strong investment in staffing resources. Total income trails most communities, suggesting tighter operating margins.
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Medicare nights lag behind other facilities, revealing limited Medicare demand. Medicaid nights sit above most state facilities, underscoring deep Title XIX coverage. Private pay nights lead the state, showing strong demand from market-rate residents.
OccupancyBeds
122
Occupancy
91.7%
Total Bed Days Available
44530
Avg. Length of Stay
44 days
Avg. Residents per Day
90
FinanceHome Revenue
$27,668,748.00
Payroll Costs
$8,744,448.00
Profit
$-1,199,634.00
Total Home Costs
$19,015,115.00
Payroll % of Revenue
Percentage of home revenue spent on payroll costs.
Percentage of home revenue spent on payroll costs.
31.6%
House Specifics:CCN
315132
Rural vs. Urban
Urban
County
Middlesex
Type of Control
Voluntary Nonprofit — Church
OperationsTotal Admissions
844
Total Discharges
849
% Medicaid Admissions
3%
% Medicare Admissions
53%
% Private Pay Admissions
44%
% Medicaid Discharges
10%
% Medicare Discharges
48%
% Private Pay Discharges
43%
Quality Ratings
Overall Rating
CMS 5-star rating based on health inspections, staffing, and quality measures.
CMS 5-star rating based on health inspections, staffing, and quality measures.
3 / 5
Health Inspection Rating
Rating based on deficiencies found during state health inspections.
Rating based on deficiencies found during state health inspections.
3 / 5
Staffing Rating
Rating based on nurse staffing hours per resident per day.
Rating based on nurse staffing hours per resident per day.
4 / 5
QM Rating
Quality Measures rating based on clinical outcomes for residents.
Quality Measures rating based on clinical outcomes for residents.
4 / 5
Nurse Hours / Resident / Day
Total nurse staffing hours per resident per day.
Total nurse staffing hours per resident per day.
3.91 hrs
Medicaid, Medicare & Private
Medicare Nights
Number of resident nights paid by Medicare for short-term or rehab care.
Number of resident nights paid by Medicare for short-term or rehab care.
13019
Medicaid Nights
Resident nights covered by Medicaid for long-term care or support services.
Resident nights covered by Medicaid for long-term care or support services.
12699
Free Market Nights
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
11906
122-bed community
A larger shared setting that may offer more common spaces and organized community services.
Walk Score: 4 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work
How BBB ratings work
About this community
License Status
ActiveFacility Type
Long Term Care Facility
License Expiration
April 30, 2026
Additional licensing details
License number:
061202
CMS Certification Number:
315132
Ownership & operating entity
CareOne at The Highlands is legally operated by CARE ONE AT BIRCHWOOD LLC, and administrated by Ms. VICKI HAYES.
Type Of Units
Long Term Care
122 units
Total beds
122 units
Types of Care at CareOne at The Highlands
Skilled Nursing
Respite Care
Inspection History
In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.
16 visits/inspections
5 complaint inspections
11 routine inspections
New Jersey average: 7 visits/inspections
New Jersey average: 2 inspections
Routine Scope And Severity
E – Moderate Concern
On a scale from A (least severe) to L (most severe).
37 deficiencies identified during routine visits
Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.
New Jersey average: 18 deficiencies
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Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
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CareOne at The Highlands Reviews
Share your thoughts and experiences about CareOne at The Highlands. Let’s celebrate the stories that make a difference!
Terrencia Smith
My mother attended this Care One facility for about 4 weeks. Upon enetering her room, there was a foul smell of mildew that grew stronger when the bathroom door was opened. The water was leaking through the wall and there were various tiles missing in the shower, exposing a black substance growing near the faucet. The paint is discolored as well (water damage), throughout the room and the molding was dirty. There was even an incident where her room flooded and all of her belongings got wet. Also, she was placed in a broken bed that was supposed to be replaced but never was replaced throughout her stay. Additionally, the receptionist frequently had her small dog at the reception counter, even occassionally on the counter. The dog was not wearing any signage indicating he was a service or therapy dog. Also, my mother was placed on a low sodium diet but was never given a menu of options, however she was fed pizza and hotdogs throughout her stay.
The facility is grossly understaffed. My mother was undressed and left naked for over a half an hour. When complaints were made, the attitude of the staff, towards us, got worse, so my mother did not want us to complain any further.What do you like most about living here?
Answer: 20% of the staff
Are there enough caregivers to handle the residents' needs, especially during emergencies?
Answer: No
Are the common areas pleasant and comfortable for socializing or relaxing?
Answer: No
How would you rate the quality and variety of the meals? (1-5)
Answer: 2
Are special diets handled well?
Answer: No
Is the dining schedule flexible enough to meet your preferences?
Answer: No
How do you feel about the level of social interaction available with other residents?
Answer:
How was the units offered in this community?
Answer: Terrible. Smelled like mildew due to water leakage and damage
Do you feel safe living in this community?
Answer: No
How well do you think the community handles emergencies or unexpected events?
Answer:
Are there any hidden fees or unexpected charges?
Answer:
Would you recommend this community to others looking for senior living options?
Answer: No
Is there anything you wish you knew before moving in?
Answer:
My mother attended this Care One facility for about 4 weeks. Upon enetering her room, there was a foul smell of mildew that grew stronger when the bathroom door was opened. The water was leaking through the wall and there were various tiles missing in the shower, exposing a black substance growing near the faucet. The paint is discolored as well (water damage), throughout the room and the molding was dirty. There was even an incident where her room flooded and all of her belongings got wet. Also, she was placed in a broken bed that was supposed to be replaced but never was replaced throughout her stay. Additionally, the receptionist frequently had her small dog at the reception counter, even occassionally on the counter. The dog was not wearing any signage indicating he was a service or therapy dog. Also, my mother was placed on a low sodium diet but was never given a menu of options, however she was fed pizza and hotdogs throughout her stay.
The facility is grossly understaffed. My mother was undressed and left naked for over a half an hour. When complaints were made, the attitude of the staff, towards us, got worse, so my mother did not want us to complain any further.What do you like most about living here?
Answer: 20% of the staff
Are there enough caregivers to handle the residents' needs, especially during emergencies?
Answer: No
Are the common areas pleasant and comfortable for socializing or relaxing?
Answer: No
How would you rate the quality and variety of the meals? (1-5)
Answer: 2
Are special diets handled well?
Answer: No
Is the dining schedule flexible enough to meet your preferences?
Answer: No
How do you feel about the level of social interaction available with other residents?
Answer:
How was the units offered in this community?
Answer: Terrible. Smelled like mildew due to water leakage and damage
Do you feel safe living in this community?
Answer: No
How well do you think the community handles emergencies or unexpected events?
Answer:
Are there any hidden fees or unexpected charges?
Answer:
Would you recommend this community to others looking for senior living options?
Answer: No
Is there anything you wish you knew before moving in?
Answer:
Places of interest near CareOne at The Highlands
7.6 miles from city center
1350 Inman Ave, Edison, NJ 08820
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Comparison Chart
The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.Compare Independent Living around Edison
Roosevelt Care Centers
SNF
24/7 care needed
Edison
180
No
A
74
MIDDLESEX COUNTY IMPROVEMENT AUTHORITY
86.2%
$31,185,826.00
$8,741,174.00
28%
154.80
4/5
4.5922
2/5
5/5
5/5
1
Brighton Gardens of Edison
AL
For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Edison
30
Yes
A+
64
BORGES, TRACEY
77.0%
$15,341,500.00
$6,290,795.00
41%
24.00
4/5
4.9040
3/5
5/5
4/5
1
CareOne at The Highlands
SNF
24/7 care needed
RC
Respite Care
Edison
122
No
A+
4
CARE ONE AT BIRCHWOOD LLC
91.7%
$27,668,748.00
$8,744,448.00
31.6%
89.90
3/5
3.9056
3/5
4/5
4/5
-
Embassy Manor At Edison Nursing and Rehabilitation
SNF
24/7 care needed
Edison
280
No
A+
38
ANTALA, RAKESH
81.1%
$23,791,398.00
$7,939,044.00
33.4%
225.50
1/5
3.7008
1/5
3/5
4/5
1
Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
136
Total Staff
135
Employees
1
Contractors
44,083
Total Hours (Quarter)
64
Avg Staff/Day
7.6
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 12 | 7.6 | No |
| Licensed Practical Nurse | 23 | 7.6 | No |
| Certified Nursing Assistant | 45 | 7.5 | No |
Staff by Category
Administration ⓘ
3 staff
8.3hs shift avg
Nursing Staff ⓘ
86 staff
7.6hs shift avg
Physicians & Practitioners ⓘ
12 staff
8hs shift avg
Therapy Services ⓘ
23 staff
7.2hs shift avg
Activities & Recreation ⓘ
0 staff
0hs shift avg
Social Services ⓘ
4 staff
7.5hs shift avg
Dietary Services ⓘ
7 staff
7.7hs shift avg
Other Services ⓘ
1 staff
7.9hs shift avg
Contractor Analysis
0.1%
of total hours from contractors
45 contractor hours this quarter
Medical Director: 1
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 45 | 0 | 45 | 18,612 | 91 | 100% | 7.5 |
| Licensed Practical Nurse | 23 | 0 | 23 | 7,501 | 91 | 100% | 7.6 |
| Registered Nurse | 12 | 0 | 12 | 3,943 | 91 | 100% | 7.6 |
| RN Director of Nursing | 5 | 0 | 5 | 2,437 | 80 | 88% | 8.2 |
| Clinical Nurse Specialist | 11 | 0 | 11 | 2,385 | 82 | 90% | 8 |
| Respiratory Therapy Technician | 7 | 0 | 7 | 1,833 | 77 | 85% | 7.5 |
| Physical Therapy Assistant | 7 | 0 | 7 | 1,792 | 86 | 95% | 7 |
| Other Dietary Services Staff | 6 | 0 | 6 | 1,486 | 91 | 100% | 7.6 |
| Qualified Social Worker | 4 | 0 | 4 | 553 | 67 | 74% | 7.5 |
| Occupational Therapy Aide | 2 | 0 | 2 | 528 | 64 | 70% | 7.9 |
| Speech Language Pathologist | 2 | 0 | 2 | 503 | 69 | 76% | 7.3 |
| Administrator | 2 | 0 | 2 | 496 | 61 | 67% | 8 |
| Mental Health Service Worker | 1 | 0 | 1 | 493 | 62 | 68% | 7.9 |
| Nurse Practitioner | 1 | 0 | 1 | 480 | 60 | 66% | 8 |
| Physical Therapy Aide | 5 | 0 | 5 | 462 | 64 | 70% | 6.2 |
| Dietitian | 1 | 0 | 1 | 456 | 57 | 63% | 8 |
| Nurse Aide in Training | 1 | 0 | 1 | 81 | 11 | 12% | 7.4 |
| Medical Director | 0 | 1 | 1 | 45 | 3 | 3% | 15 |
Health Inspection History
Source: CMS Health Citations (Jan 2024 – Oct 2025)
5
Inspections
27
Total Citations
0
Critical (J-L)
0
Serious (G-I)
5.4
Citations/Inspection
Oct 2025
Last Inspection
Citation Severity Distribution
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
4
15% of total
Pharmacy Services
4
15% of total
Resident Rights
3
11% of total
Abuse, Neglect & Exploitation
3
11% of total
Infection Control
2
7% of total
Administration
1
4% of total
Citation Sources
Standard Inspections
21
Complaint Investigations
9
State Comparison (NJ)
Avg Citations (State)
20.9
This Facility: 27
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Oct 23, 2025 | D | Pharmacy | F0755 | Corrected |
| Oct 23, 2025 | D | Quality of Care | F0686 | Corrected |
| May 28, 2025 | D | Abuse/Neglect | F0609 | Corrected |
| May 28, 2025 | D | Infection Control | F0880 | Corrected |
| May 28, 2025 | D | Pharmacy | F0755 | Corrected |
| May 28, 2025 | D | Quality of Care | F0695 | Corrected |
| May 28, 2025 | E | Care Planning | F0641 | Corrected |
| May 28, 2025 | D | Care Planning | F0656 | Corrected |
| May 28, 2025 | D | Resident Rights | F0552 | Corrected |
| May 16, 2025 | D | Abuse/Neglect | F0607 | Corrected |
| May 16, 2025 | D | Quality of Care | F0692 | Corrected |
| Aug 12, 2024 | D | Abuse/Neglect | F0609 | Corrected |
| Aug 12, 2024 | D | Care Planning | F0657 | Corrected |
| Jan 12, 2024 | D | Administration | F0836 | Corrected |
| Jan 12, 2024 | D | Infection Control | F0880 | Corrected |
| Jan 12, 2024 | D | Nursing Services | F0711 | Corrected |
| Jan 12, 2024 | D | Nursing Services | F0712 | Corrected |
| Jan 12, 2024 | D | Nutrition | F0812 | Corrected |
| Jan 12, 2024 | D | Pharmacy | F0755 | Corrected |
| Jan 12, 2024 | D | Pharmacy | F0756 | Corrected |
| Jan 12, 2024 | D | Quality of Care | F0695 | Corrected |
| Jan 12, 2024 | D | Care Planning | F0640 | Corrected |
| Jan 12, 2024 | D | Care Planning | F0641 | Corrected |
| Jan 12, 2024 | D | Care Planning | F0658 | Corrected |
| Jan 12, 2024 | D | Care Planning | F0842 | Corrected |
| Jan 12, 2024 | D | Resident Rights | F0550 | Corrected |
| Jan 12, 2024 | D | Resident Rights | F0583 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Ownership: For-Profit Corporation
Part of: Care One
Resident Census by Payment Source
90
Total Residents
Medicare
17
(18.9%)
ⓘ
Medicaid
41
(45.6%)
ⓘ
Private Pay/Other
32
(35.6%)
ⓘ
Programs & Services
Residents' Group
ⓘ
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Active
Resident Council
ⓘ
Quality Measures
CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.
Source: CMS Nursing Home Compare (Data as of Jan 2026)
High-Risk Clinical Events
10.9
Score
60% worse than avg
State avg: 6.8
Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline
Functional Decline
12.8
Score
Near average
State avg: 12.4
Composite score based on ADL decline, walking ability decline, and incontinence
Long-Stay Resident Measures
Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.
Need for Help with Daily Activities Increased
15.3%
Lost Too Much Weight
6.1%
Urinary Tract Infection
2.4%
Depressive Symptoms
26.0%
Falls with Major Injury
7.5%
Pneumococcal Vaccine
83.3%
Antipsychotic Use
11.7%
Walking Ability Worsened
14.6%
Influenza Vaccine
87.3%
High Risk Residents with Pressure Ulcers
11.1%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
8.5%
Short-Stay Resident Measures
Measures for residents who stay 100 days or less (typically rehabilitation patients).
Pneumococcal Vaccine
42.7%
46% worse than avg
State: 78.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
0.9%
21% better than avg
State: 1.2%
Influenza Vaccine
29.6%
63% worse than avg
State: 80.1%
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for New Jersey Seniors
Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
NJ Medicaid MLTSS
Official government program page
- General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- NJ Specifics: High urban demand; managed care model.
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
NJ JACC
Official government program page
- General: Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits: ~$2,500/month (individual, varies).
- Asset Limits: $40,000 (individual).
- NJ Specifics: Higher asset limit; limited funding.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
New Jersey PAAD
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
New Jersey Senior Gold
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
- Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
- General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025): ~$150,000/year (combined household, projected).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
New Jersey ANCHOR
Official government program page
- General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits: Not assessed.
- NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
New Jersey Stay NJ
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025): ~$500,000/year (projected, subject to final regs).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
- General: Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
New Jersey LIHEAP
Official government program page
- General: Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Covers oil, gas, electric; emergency aid available.
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
- General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- NJ Specifics: 21 AAAs; rural/low-income priority.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- NJ Specifics: High veteran demand in urban/rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for New Jersey Seniors
NJ Medicaid MLTSS
Managed Long Term Services and Supports
Requirements:
- General:Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- NJ Specifics:High urban demand; managed care model.
Benefits without Contact:
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC
JACC (Jersey Assistance for Community Caregiving)
Requirements:
- General:Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits:~$2,500/month (individual, varies).
- Asset Limits:$40,000 (individual).
- NJ Specifics:Higher asset limit; limited funding.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold
Senior Gold Prescription Discount Program
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
- Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- NJ Specifics:Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze
Senior Freeze (Property Tax Reimbursement)
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025):~$150,000/year (combined household, projected).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
Requirements:
- General:Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025):~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits:Not assessed.
- NJ Specifics:Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ
Stay NJ
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025):~$500,000/year (projected, subject to final regs).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund
Universal Service Fund (USF)
Requirements:
- General:Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP
Home Energy Assistance Program (LIHEAP)
Requirements:
- General:Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program
NJ Family Caregiver Support Program (via NFCSP)
Requirements:
- General:Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025):Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits:Not assessed; need-based.
- NJ Specifics:21 AAAs; rural/low-income priority.
Benefits without Contact:
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- NJ Specifics:High veteran demand in urban/rural areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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