Fern Terrace Of Owensboro
Assisted Living & Residential Care · Owensboro, KY

Fern Terrace Of Owensboro

Assisted Living & Residential Care · Owensboro, KY

Overview of Fern Terrace of Owensboro

Fern Terrace sits at 45 Woodford Ave in Owensboro, three stories tall, with 68 beds split between private and semi-private rooms. So if someone wants their own space, or would rather share, there’s room for both. The area’s Walk Score comes in at 42, which the data calls somewhat walkable. Translation: you might be able to walk to a couple things nearby, but you’re probably driving for most errands.

Staff here handle medications and provide care around the clock, day and night, no gaps. They also arrange transportation to medical appointments, which honestly takes a lot off a family’s plate logistically. And residents can see a physician, psychiatrist, dentist, optometrist, and podiatrist right on site.

Activities get scheduled regularly to keep residents connected to each other, and there’s fitness and recreation built into the mix too. Transportation isn’t just for medical runs, either. It supports getting out into the wider community.

Simpson Family Holdings II, LLC operates Fern Terrace. Put simply: this is a mid-sized community built around consistent staffing and a decent lineup of on-site medical access, in a stretch of Owensboro where you’ll want a car more often than not. For a family weighing round-the-clock support against a place that still makes room for social connection, that combination is basically what Fern Terrace offers.

By The Numbers

Community insights.

Bed count Info A moderately sized community that may balance personal attention with shared amenities and social activities. 68 Rank #194 / 340Bed count — State benchmarkedThis home is ranked 194th out of 340 homes we track in Kentucky for bed count. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Smaller home · May offer a more intimate, personalized care environment.

Walk Score Info Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation. Rank #214 / 402Walk Score — State benchmarkedThis home is ranked 214th out of 402 homes we track in Kentucky for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Kentucky facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
42 / 100

About this community

License Details

Facility TypePersonal Care Home
StatusActive
CountyDaviess
License Number100096

Ownership & Operating Entity

Fern Terrace Of Owensboro is legally operated by Simpson Family Holdings Ii, LLC.

Contact Fern Terrace Of Owensboro

What does this home offer?

Pets allowed icon
Pets allowed icon

No pets allowed

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Housing options icon

Housing Options: Private Rooms / Semi-Private Rooms

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
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Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Places of interest near Fern Terrace Of Owensboro

Address 1.3 miles from city center Info Estimated distance in miles from Owensboro's city center to Fern Terrace Of Owensboro's address, calculated via Google Maps.

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Compare Assisted Living around Owensboro

Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest to lowest based on our ranking methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. RESC (Residential Care): Personal care and daily-living support in a smaller, more intimate residential setting. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. ADC (Adult Day Care): Daytime supervision, health monitoring, and social activities for seniors who live at home.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Count of regulatory inspections in the reporting window. Higher volume can reflect more oversight visits, complaint-driven surveys, or routine licensure cycles.
One Park Place
AL
IL
Owensboro
104
Facility 104
KY AVG 83
Rank #83 / 340
Yes
55
Facility 55
KY AVG 43
Rank #126 / 402
Studio / 1 Bed / 2 Bed---
Woodmont Health Campus
AL
ADC
MC
NH
RC
SNF
Boonville99Yes 19 Studio25A+15
Fern Terrace Of Owensboro
AL
RESC
Owensboro
68
Facility 68
KY AVG 83
Rank #194 / 340
No
42
Facility 42
KY AVG 43
Rank #214 / 402
Private Rooms / Semi-Private Rooms---
Wendell Foster’s Campus for Developmental Disabili
AL
IL
RESC
Owensboro
64
Facility 64
KY AVG 83
Rank #212 / 340
No
72
Facility 72
KY AVG 43
Rank #42 / 402
-
1
Facility 1
KY AVG 8
Rank #54 / 167
--
Calumet Trace – A Charter Senior Living Community
AL
IL
MC
RC
Owensboro (Gateway Commons)
20
Facility 20
KY AVG 83
Rank #327 / 340
Yes
48
Facility 48
KY AVG 43
Rank #175 / 402
Studio / 1 Bed-A--

Financial Assistance for
Assisted Living in Kentucky

Fern Terrace Of Owensboro is located in Owensboro, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

Get Financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Fern Terrace Of Owensboro

Who is the owner of Fern Terrace Of Owensboro?

Fern Terrace Of Owensboro is legally operated by Simpson Family Holdings Ii, LLC.

Is Fern Terrace Of Owensboro in a walkable area?

Fern Terrace Of Owensboro has a walk score of 42. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the license number of Fern Terrace Of Owensboro?

According to KY state health department records, Fern Terrace Of Owensboro's license number is 100096.

Are pets allowed at Fern Terrace Of Owensboro?

No, Fern Terrace Of Owensboro has a no-pet policy.

How many beds does Fern Terrace Of Owensboro have?

Fern Terrace Of Owensboro has 68 beds.

Are there photos of Fern Terrace Of Owensboro?

Yes — there are 7 photos of Fern Terrace Of Owensboro in the photo gallery on this page.

What is the address of Fern Terrace Of Owensboro?

Fern Terrace Of Owensboro is located at 45 Woodford Ave, Owensboro, KY 42301.

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