Fern Terrace Of Owensboro
Assisted Living & Residential Care · Owensboro, KY

Fern Terrace Of Owensboro

Assisted Living & Residential Care · Owensboro, KY

Overview of Fern Terrace of Owensboro

Discover the compassion and dedication that sets the community apart. Welcome to Fern Terrace of Owensboro, a premier assisted living community located in Owensboro, Kentucky offering Personal Care homes and Assisted Living. Residents benefit from the expertise of trained personnel who administer medications and provide round-the-clock care. The community ensures a comforting environment with both private and semi-private rooms, promoting personalized attention and comfort.

For added convenience, Fern Terrace offers transportation to medical appointments, and residents have access to physician, psychiatrist, dental, optical, and podiatry services. Engaging activities are scheduled, fostering socialization and overall well-being. Welcome to Fern Terrace, where an enriching community awaits to support residents’ journey to wellness and vibrant living.

Bed community size
68-bed community Rank #194 / 341Bed count — State benchmarkedThis home is ranked 194th out of 341 homes in Kentucky. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 42 / 100 Rank #215 / 423Walk Score — State benchmarkedThis home is ranked 215th out of 423 homes in Kentucky. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Kentucky facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

License Details

Facility TypePersonal Care Home
StatusActive
CountyDaviess
License Number100096

Ownership & Operating Entity

Fern Terrace Of Owensboro is legally operated by Simpson Family Holdings Ii, Llc.

Contact Fern Terrace Of Owensboro

What does this home offer?

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Housing Options: Private Rooms / Semi-Private Rooms

Building type icon
Building type icon

Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Places of interest near Fern Terrace Of Owensboro

Address 1.3 miles from city center Info Estimated distance in miles from Owensboro's city center to Fern Terrace Of Owensboro's address, calculated via Google Maps.

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Compare Assisted Living around Owensboro

The information below is reported by the Kentucky Cabinet for Health and Family Services, Office of Inspector General.

One Park Place
AL
IL
Owensboro
104
Facility 104
KY AVG 82
Rank #83 / 341
No
55
Facility 55
KY AVG 41
Rank #126 / 423
Studio / 1 Bed / 2 Bed - - -
Woodmont Health Campus
AL
ADC
MC
NH
RC
Boonville 99 Yes 19 Studio 25 A+ 22
Fern Terrace Of Owensboro
AL
RC
Owensboro
68
Facility 68
KY AVG 82
Rank #194 / 341
No
42
Facility 42
KY AVG 41
Rank #215 / 423
Private Rooms / Semi-Private Rooms - - -
Cedarhurst of Owensboro
AL
MC
Owensboro
56
Facility 56
KY AVG 82
Rank #248 / 341
Yes
9
Facility 9
KY AVG 41
Rank #370 / 423
Suite / 1 Bed / 2 Bed - - -
Calumet Trace – A Charter Senior Living Community
AL
IL
MC
RC
Owensboro (Gateway Commons)
20
Facility 20
KY AVG 82
Rank #328 / 341
No
48
Facility 48
KY AVG 41
Rank #176 / 423
Studio / 1 Bed - A- -

Financial Assistance for
Assisted Living in Kentucky

Fern Terrace Of Owensboro is located in Owensboro, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

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Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Fern Terrace Of Owensboro

Who is the owner of Fern Terrace Of Owensboro?

Fern Terrace Of Owensboro is legally operated by Simpson Family Holdings Ii, Llc.

Is Fern Terrace Of Owensboro in a walkable area?

Fern Terrace Of Owensboro has a walk score of 42. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the license number of Fern Terrace Of Owensboro?

According to KY state health department records, Fern Terrace Of Owensboro's license number is 100096.

How many beds does Fern Terrace Of Owensboro have?

Fern Terrace Of Owensboro has 68 beds.

Are there photos of Fern Terrace Of Owensboro?

Yes — there are 7 photos of Fern Terrace Of Owensboro in the photo gallery on this page.

What is the address of Fern Terrace Of Owensboro?

Fern Terrace Of Owensboro is located at 45 Woodford Ave, Owensboro, KY 42301.

What is the phone number of Fern Terrace Of Owensboro?

(270) 684-7171 will put you in contact with the team at Fern Terrace Of Owensboro.

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