The Club at St. Cloud

Overview of The Club at St. Cloud

At The Club at St. Cloud in Osceola County, FL, a fulfilling lifestyle awaits in this tight-knit community. The Club at St. Cloud aims to provide a loving atmosphere where members, visitors, and staff members feel like family, fostering a sense of warmth and encouragement. Thrive at Home is our brand promise that ensures every individual receives the right support needed to thrive, whether they are mostly independent or require assistance with daily activities. We are able to do this by providing a proactive health model with onsite access to third party providers including primary care and specialty physicians, outpatient physical and occupational therapy and home health services. In addition to our assisted living services, we offer respite and adult day care options.

Members at The Club at St. Cloud enjoy many assisted living amenities and engaging activities to enhance their purpose and quality of life. From organized art classes to happy hours, brain games, and fitness classes, there is something to indulge every interest. The community prides itself on its comfortable environment, where members can socialize with neighbors or enjoy solitary activities in the privacy of their apartments. With professional staff members always nearby to provide assistance and a continuum of care services available, members can thrive at home, knowing that their evolving needs will be met with compassion and support.

(407) 892-8502

45-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

Walk Score: 19 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Facility TypeAssisted Living Facility

StatusLicensed

IssuanceOctober 31, 2025

ExpirationOctober 30, 2027

CountyOsceola

License Number9917

The Club at St. Cloud is legally operated by St. Cloud Slc Opco Llc, and administrated by Judith J. Mellon.

Management CompanyISL-ST. CLOUD, LLC

Profit StatusFor-Profit

Private

45 units

Total beds

45 units

Staffing

Key information about the people who lead and staff this community.

English Spanish

Since 2012 · 14 years of data 87 citations 40 inspections 12 fines $31.1K fined

Inspection Score

23 points below the Florida average for assisted living residences (83/100)

Legal Actions Formal stipulations and orders filed by Florida regulators against this facility, including fines and total monetary penalties.

This Facility FL Average vs. FL Avg

Fines Total number of fines issued.
12
vs 5 avg
↑ 140% higher than FL avg
Total amount fined Total dollar amount of fines issued.
$31.1k
vs $11.6k
↑ 168% higher than FL avg

Data reflects the most recent 14 years (since 2012).

Inspection Scorecard This scorecard compares key inspection, citation, and complaint metrics at this facility against the Florida state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2012 vs. Florida state average

Overall vs. FL average

Latest Inspection September 30, 2025 Initial Licensure

Citations Citations are formal regulatory issues recorded during state inspections.	This Facility	FL Average	vs. FL Avg
Total citations Formal regulatory issues recorded by inspectors across all inspection types.	87	33	This facility has 164% more total citations than a typical Florida assisted living residence (87 vs. FL avg 33).↑ 164% worse Rank #872 / 919 Total citations — State benchmarked This home is ranked 872nd out of 919 homes in Florida. Shows this facility's total citations compared to the Florida average among 919 comparable communities in the ranking pool.
Citations per year Average citations per year since 2012.	6.2	2.4	This facility has 158% more citations per year than a typical Florida assisted living residence (6.2 vs. FL avg 2.4).↑ 158% worse
Citations per inspection Average citations per inspection.	2.2	1.3	This facility has 69% more citations per inspection than a typical Florida assisted living residence (2.2 vs. FL avg 1.3).↑ 69% worse Rank #869 / 919 Citations per inspection — State benchmarked This home is ranked 869th out of 919 homes in Florida. Shows this facility's citations per inspection compared to the Florida average among 919 comparable communities in the ranking pool.

Inspections State inspections evaluate whether the facility meets health and safety standards.	This Facility	FL Average	vs. FL Avg
Total inspections Combined count of all routine and focused inspections. Excludes complaint investigations.	40	26	This facility has 54% more total inspections than a typical Florida assisted living residence (40 vs. FL avg 26).↑ 54% worse
Inspections with citations Inspections that resulted in at least one regulatory citation.	34	16	This facility has 113% more inspections with citations than a typical Florida assisted living residence (34 vs. FL avg 16).↑ 113% worse
Inspection citation rate Percentage of inspections that resulted in at least one citation.	85%	62%	This facility has 23 percentage points higher inspection citation rate than a typical Florida assisted living residence (85% vs. FL avg 62%).↑ 23% worse Rank #867 / 919 Inspection citation rate — State benchmarked This home is ranked 867th out of 919 homes in Florida. Shows this facility's % of inspections with citations compared to the Florida average among 919 comparable communities in the ranking pool.

Inspection Reports Summary An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

The most recent inspection on September 30, 2025, cited six Class 3 deficiencies in admissions, resident care, physical plant, reporting, and emergency management planning.
Previous inspections from 2018 through early 2025 repeatedly cited Class 3 deficiencies in resident care supervision, staffing, training, and emergency environmental control, with correction dates provided.
Inspections in 2024 and 2023 included three with no deficiencies, showing intermittent compliance improvements before the latest licensure inspection.

Show Inspection Reports

What does this home offer?

Pets Allowed

Housing Options: Studio / 1 Bed

Building Type: Single-story

Fitness and Recreation

Activities in this home

Arts and Crafts
Dancing
Exercise Classes
Games & Cards
Gardening
Music Programs
Social Events & Outings
Theater & Movies
Yoga

Matterport

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Living Spaces & Floor Plans for The Club at St. Cloud

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3.6 miles from city center Estimated distance in miles from St Cloud's city center to The Club at St. Cloud's address, calculated via Google Maps. — 7.31 miles to nearest hospital (HCA Florida Osceola Hospital)

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Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled

General Florida resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High demand; waitlists common.

Benefits

In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+

General Florida resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $5,000 individual

Limited funding; regional variation.

Benefits

Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+

General Florida resident, at risk of nursing home placement; caregiver must be approved.

Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds

Asset Limits ~$2,000 (individual); varies by case manager discretion.

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits

Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+

General Florida resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month 300% FBR

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled

General Florida resident, living in approved facility, receiving SSI or low-income.

Income Limits (2025) ~$1,004/month individual, including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific facility types; ~$78.40/month max supplement.

Benefits

Cash payment (~$78.40/month) for room/board or personal needs in facilities

Compare Assisted Living around Florida

The information below is reported by the Florida Agency for Health Care Administration (AHCA).


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The Club at St. Cloud	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	St Cloud (Saint Cloud)	45 Facility 45 FL AVG 89 Rank #795 / 1074	Yes	19 Facility 19 FL AVG 40 Rank #1109 / 1486	St. Cloud Slc Opco LLC	60 Facility 60 FL AVG 83 Rank #865 / 876	40	85% Facility 85% FL AVG 61.5% Rank #867 / 919	87 Facility 87 FL AVG 33 Rank #872 / 919	2.2 Facility 2.2 FL AVG 1.3 Rank #869 / 919	For-Profit	$31,100	Judith J. Mellon	Studio / 1 Bed	-