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Other Senior care options in Texas:

Best Assisted Living in Texas

Reviewed by Dr. Jordan Weiss
Updated May 2026
We analyzed 1,325 homes in Texas

Sources: CMS Centers for Medicare and Medicaid Services, and Texas Department of Health, Office of Aging and Long Term Care.

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Other Senior care options in Texas:

Video Tour: Top-rated Assisted Living facilities in Texas.

Watch this Video to see Texas's Top-rated Senior Communities

Compare Assisted Living around Texas

The information below is reported by the Texas Health and Human Services Commission.

Click column headers to sort
Parkwood Assisted Living
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Bedford
84
Facility 84
TX AVG 80
Rank #463 / 987
Yes
34
Facility 34
TX AVG 41
Rank #865 / 1392
--Lcs-Phc LLC
3
Facility 3
TX AVG 6
Rank #198 / 709
21Studio / Suite / 1 Bed
Brookdale Henderson
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Henderson
80
Facility 80
TX AVG 80
Rank #472 / 987
Yes
11
Facility 11
TX AVG 41
Rank #1215 / 1392
48
Facility 48
TX AVG 22
Rank #47 / 581
A+Esc IV, L.p.
7
Facility 7
TX AVG 6
Rank #473 / 709
-7Suite
Atria Cinco Ranch
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Katy
78
Facility 78
TX AVG 80
Rank #484 / 987
No
67
Facility 67
TX AVG 41
Rank #175 / 1392
16
Facility 16
TX AVG 22
Rank #289 / 581
-Arhc Soktytx01 Trs LLC
3
Facility 3
TX AVG 6
Rank #198 / 709
-3Studio / Suite / 1 Bed / 2 Bed
River Oaks
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Coppell
86
Facility 86
TX AVG 80
Rank #450 / 987
No
25
Facility 25
TX AVG 41
Rank #1020 / 1392
-A+Coppell Alf, LLC
6
Facility 6
TX AVG 6
Rank #410 / 709
15Studio / 1 Bed / 2 Bed
Rosewood
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Flower Mound
86
Facility 86
TX AVG 80
Rank #450 / 987
No
18
Facility 18
TX AVG 41
Rank #1125 / 1392
--Flower Mound Alf, LLC
2
Facility 2
TX AVG 6
Rank #119 / 709
2-Studio / 1 Bed / 2 Bed
Elison Assisted Living of Lake Wellington
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Wichita Falls (Kell West Boulevard)
85
Facility 85
TX AVG 80
Rank #458 / 987
No
26
Facility 26
TX AVG 41
Rank #1005 / 1392
35
Facility 35
TX AVG 22
Rank #128 / 581
B-Bishop Lake Wellington Lessee LLC
20
Facility 20
TX AVG 6
Rank #692 / 709
146Studio / 1 Bed / 2 Bed
Autumn Leaves
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Dallas
124
Facility 124
TX AVG 80
Rank #179 / 987
No
58
Facility 58
TX AVG 41
Rank #328 / 1392
17
Facility 17
TX AVG 22
Rank #277 / 581
C+Lcs-Al LLC
12
Facility 12
TX AVG 6
Rank #610 / 709
111-
Atria Copeland
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Tyler
80
Facility 80
TX AVG 80
Rank #472 / 987
No
30
Facility 30
TX AVG 41
Rank #929 / 1392
29
Facility 29
TX AVG 22
Rank #145 / 581
A+Wg Copeland Sh LLC
1
Facility 1
TX AVG 6
Rank #24 / 709
1-Studio / 1 Bed / 2 Bed / Cottage
Brookdale Willows Sherman
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Sherman (Post Oak Crossing)
75
Facility 75
TX AVG 80
Rank #497 / 987
Yes
15
Facility 15
TX AVG 41
Rank #1167 / 1392
48
Facility 48
TX AVG 22
Rank #47 / 581
A+Emeritus Corporation
4
Facility 4
TX AVG 6
Rank #284 / 709
13Studio / 1 Bed / 2 Bed
Shavano Park Senior Living
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Shavano Park (Sonterra)
90
Facility 90
TX AVG 80
Rank #419 / 987
No
16
Facility 16
TX AVG 41
Rank #1153 / 1392
11
Facility 11
TX AVG 22
Rank #385 / 581
A+Meridian Shavano Park Al/Alz Oe LP
8
Facility 8
TX AVG 6
Rank #522 / 709
44Studio / 1 Bed / 2 Bed
The Auberge at Vintage Lake
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Houston
90
Facility 90
TX AVG 80
Rank #419 / 987
No
63
Facility 63
TX AVG 41
Rank #235 / 1392
11
Facility 11
TX AVG 22
Rank #385 / 581
-Welltower Tenant Group LLC
4
Facility 4
TX AVG 6
Rank #284 / 709
22Studio / Semi-Private
The Bradford Memory Care
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Humble (Kengwood Glen)
76
Facility 76
TX AVG 80
Rank #489 / 987
No
50
Facility 50
TX AVG 41
Rank #515 / 1392
--The Bradford Memory Care, LLC---Private / Semi-Private Suite
Treemont Health Care Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Houston (Mid West)
54
Facility 54
TX AVG 80
Rank #658 / 987
No
58
Facility 58
TX AVG 41
Rank #328 / 1392
--Treemont Care, LLC
5
Facility 5
TX AVG 6
Rank #352 / 709
-5-
Caruth Haven Court
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Dallas (Park Cities)
95
Facility 95
TX AVG 80
Rank #395 / 987
Yes
75
Facility 75
TX AVG 41
Rank #67 / 1392
11
Facility 11
TX AVG 22
Rank #385 / 581
A+5585 Caruth Haven Opco LLC
5
Facility 5
TX AVG 6
Rank #352 / 709
14Studio / 1 Bed / 2 Bed
Ledgestone Senior Living
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Austin
92
Facility 92
TX AVG 80
Rank #410 / 987
Yes
38
Facility 38
TX AVG 41
Rank #784 / 1392
-CW-C Ledgestone Owner Ix, L.p.
4
Facility 4
TX AVG 6
Rank #284 / 709
-4Studio / 1 Bed / 2 Bed
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Overview of Ventura Place

Ventura Place is a senior living community located in Lubbock, TX, providing independent living services to its residents. Under the management of Sodalis Senior Living, this community upholds the quality of care and comfort they provide in their other locations across the country. Ventura Place offers a number of living options; from studio, one bedroom, two bedroom, and cottage-style apartments, these living spaces all come equipped with kitchenettes, living areas, and private toilet and baths.
The amenities included in this independent living community include meal provisions, grooming services, wheelchair accessible facilities, access to fitness areas and equipment, and private dining spaces and guest suites for visiting families.

Contact Ventura Place

Overview of Cornerstone Assisted Living

Enjoy a maintenance-free lifestyle with Cornerstone Assisted Living in San Antonio, TX, which provides assisted living, continence care, and memory care. With a strong dedication to increasing seniors’ quality of life, the community works hard to develop a care plan that meets their specific requirements and preferences. This community offers a one-bedroom apartment layout that provides a homey feel to the residents.

Spend opportune moments with friends and relax through a jam-packed calendar of engaging activities and programs, including cooking classes, live dance performances, pet-friendly events, and more. The community also offers healthy, delicious meals designed to meet individual dietary needs and preferences. Cornerstone Assisted Living is ideal for seniors seeking genuine independence while receiving the care and support they need.

Contact Cornerstone Assisted Living

Shepherd Personal Care Home

2810 Troy Drive, Missouri City, TX 77459
Overview of Shepherd Personal Care Home

Shepherd Personal Care Home is a blissful community located on Troy Drive, Missouri City, TX, that offers assisted living. The community strives to provide the highest quality of life with a compassionate and highly trained team attending to residents’ needs and preferences around the clock. With assistance with daily living activities and personal needs, residents are guaranteed to enjoy their later years without worries.

Encouraging residents to remain active and socially connected, the community orchestrates stimulating programs and enriching activities tailored to their enjoyment and wellness. Three healthy and delicious meals are also provided, alongside two snack times daily, for a satisfactory dining experience that caters to dietary needs and preferences. Medication management, insulin administration, hospice care coordination, respite care, and podiatry services are also provided to meet residents’ ever-changing needs. The community is ideal for those looking to live their golden years comfortably, receiving the utmost care and support they deserve.

Contact Shepherd Personal Care Home

Overview of Glory Road Living Facilities, Inc. – Sierra Garden

Peacefully nestled in the harmonious neighborhood of Houston, TX, alongside Sierra Grande Drive, Glory Road Living Facilities, Inc. – Sierra Grande is an exceptional community that offers assisted living and respite care. Residents can keep their peace of mind with a kind and highly skilled team attending to their needs 24/7. The community has purposely built and spacious accommodations, designed for residents’ comfort and wellness.

Stimulating programs and enriching activities are conducted to keep residents active and socially connected. With delectable and healthy meals served three times daily, residents can rest assured of meeting their dietary needs and preferences. For residents’ convenience and safety, the community provides medication management and transfer assistance. Residents enjoy the best of their golden years amidst the community’s vibrant and nurturing environment.

Contact Glory Road Living Facilities, Inc. – Sierra Garden

Buena Vida Senior Village

4650 Old Brownsville Rd, Corpus Christi, TX 78405
Overview of Buena Vida Senior Village

Buena Vida Senior Village, is a senior living community located in Corpus Christi, TX. This retirement community offers one-to-two bedroom homes with accessibility features for wheelchairs and disability. Every unit also features spacious kitchen and dining areas, living rooms, private baths, as well as walk-in closets and patios/balconies.

Buena Vida also offers a variety of amenities designed to improve the life and living experiences of its residents. Their picnic area with barbecue, and pet waste station provides the residents with spaces for rest and recreation, as well as quality time with loved ones. The high-speed internet, on the other hand, offers connectivity and communication opportunities for family members and friends who live far away.

Contact Buena Vida Senior Village

Overview of Hour Care Personal Care Home

An unsurpassed professional senior living community in Houston that aims to make residents feel at home and like family is the Hour Care home. Specializing in assisted living, memory care, and short-term rehabilitation, a team of well-trained staff practices a resident-centered approach to senior living; residents experience a personalized unique care experience. The tightly-knit community is well-known for the closeness between staff and residents, where a strong sense of friendship is created. A community that understands the importance of time, the Hour Care community makes the best of everyday living.

Expect world-class hospitality discovered at Hour Care; seniors get professional and comprehensive services focusing on their residents’ holistic wellness and independence. They offer ADLs, exercise programs, transportation services, housekeeping and laundry services, daily nutritious meals, and specialized programs.

Contact Hour Care Personal Care Home

Harmony Residential Living

7544 Farm To Market 1960 Rd E, Humble, TX 77346
Overview of Harmony Residential Living

Make the most of your golden years with Harmony Residential Living, an idyllic retreat in Humble, TX, offering independent living. The community also strives to meet residents’ unique needs, providing top-notch care around the clock. Here, residents enjoy maintenance-free living with the community handling the household chores and maintenance.

A variety of engaging activities and enriching programs are also conducted, encouraging residents to interact with their surroundings and gain meaningful experiences. Mealtimes promote social interaction and satisfy dietary needs with delicious and healthy dining options. The community is ideal for those seeking independence in retirement without hassles, especially with its exceptional services and beautifully designed amenities.

Contact Harmony Residential Living

Overview of Adoring Care Assisted Living

Spend your golden years with Adoring Care Assisted Living, a distinguished community in Midlothian, TX, offering assisted living. A compassionate and highly trained team provides the highest quality of care tailored to residents’ unique needs around the clock, ensuring their comfort and safety. This 16-bed community helps residents with housekeeping and laundry, so residents have more time to do the things they love.

Residents enjoy a variety of engaging activities and enriching programs, highlighting their interests and capabilities. Delicious and well-balanced home-cooked meals are also served to satisfy residents’ dietary needs and preferences, while fostering comfort in a family-style dining room. With its compassionate care and safety features, residents have the finest retirement experience.

Contact Adoring Care Assisted Living

Harmony of Care LLC

1306 July Dr, Austin, TX 78753
Overview of Harmony of Care LLC

Create unforgettable moments with Harmony of Care LLC, an astounding community in July Drive, Austin, TX, that specializes in memory care. With specialized care and assistance provided 24/7, residents enjoy the highest quality of life in their later years. Residents ease their worries with a compassionate and highly skilled team, helping with their daily living activities and household responsibilities.

Stimulating activities and engaging programs are also conducted for residents to remain active and socially engaged. Mealtimes are also something to look forward to, with delightful and healthy meals that cater to their dietary needs and preferences. The community is equipped with cozy and wheelchair-accessible amenities, ensuring residents can easily adapt to their surroundings and live their days without worries.

Contact Harmony of Care LLC

Overview of Glory Road Living Facilities, Inc. – Hablo Drive

Live a blissful retirement at Glory Road Living Facilities, Inc. – Hablo Drive, a distinct community set in the peaceful neighborhood of Houston, TX, along Hablo Drive, offering assisted living and respite care. With its dedication to improving residents’ well-being, a kind and highly trained team provides the highest quality of care tailored to their unique needs 24/7. Beautifully furnished and cozy accommodations are available in a nurturing and welcoming environment, so residents can feel at ease during their stay.

To meet residents’ healthcare needs, the community has visiting medical professionals who conduct regular health assessments. Three delicious and healthy meals are served to satisfy residents’ dietary needs and preferences. Medication management, mobility, and transfer assistance are also available for residents’ convenience. The community is ideal for those looking for assistance to make the most of their best years, especially with its top-notch services.

Contact Glory Road Living Facilities, Inc. – Hablo Drive

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
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Frequently Asked Questions about Assisted Living in Texas

What's the difference between assisted living and memory care in Texas?

Assisted living in Texas supports residents with daily activities (bathing, dressing, medication management) while preserving independence. Memory care is a specialized form of assisted living for residents living with Alzheimer's or dementia, and adds 24/7 secured environments, dementia-trained staff, and structured routines designed to reduce confusion and wandering.

What's the difference between assisted living and a nursing home in Texas?

Assisted living in Texas is a residential model focused on housing, hospitality, and help with daily activities. Nursing homes (skilled nursing facilities) provide 24/7 medical care from licensed nurses for residents with significant health needs, and are regulated more strictly under both state and federal CMS rules.

Does Texas Medicaid cover assisted living?

Texas Medicaid does not directly pay room-and-board for assisted living, but most states (including Texas) offer Home and Community-Based Services (HCBS) waivers that can offset the cost of care services delivered inside a licensed community. Eligibility, waitlists, and covered services vary — check directly with the state Medicaid agency.

What is assisted living?

Assisted living combines private or semi-private apartments with help on activities of daily living (meals, bathing, dressing, medication management) and a social calendar — for residents who need some support but do not need 24/7 medical care.

How many assisted living facilities are listed on this page?

This page features 52 assisted living facilities in Texas. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right assisted living facility in Texas?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Texas, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting assisted living facilities in Texas?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.