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Compare Assisted Living around Florida
Addington Place of Jupiter
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL
Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
Jupiter (Abacoa)
80
F
7
-
ARHC ALJUPFL01 TRS, LLC
27
51.9%
35
For-Profit
-
ROBERT GROSSMAN
Studio / 1 Bed / 2 Bed
Benton House of Port Orange
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
Port Orange (Whispering Woods Condo)
80
A-
2
1
SONIDA PORT ORANGE, LLC
6
50%
6
For-Profit
$1,000
DANIEL JOSE SALINAS
Studio / 1 Bed
Westminster Woods on Julington Creek
NH
Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
Fruit Cove (Saint Johns)
60
D+
47
-
WESLEY MANOR INC
21
57.1%
23
Not-For-Profit
-
DAVID BERLIN
-
Madison at Oviedo
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
Oviedo
85
-
27
2
OVIEDO1818 OPCO, LLC
49
67.3%
82
For-Profit
$31,900
KRISTOFER MUNCH
Studio / Alcove / 1 Bed
The Gables of Gainesville
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
Gainesville
79
-
15
1
1415 Fort Clarke Blvd Tenant LLC
55
58.2%
59
For-Profit
$21,000
ASHLEY D HENRY
Suite / 1 Bed
Oakmonte Village of Davie
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL
Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
Davie
220
A+
56
-
8201 Stirling Road Opco LLC
19
57.9%
23
For-Profit
-
RENE BUCK
Studio / Private / 1 Bed
Mangrove Bay
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL
Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
Jupiter
75
-
29
1
VOP MANGROVE BAY, LLC
25
48%
45
For-Profit
-
CRAIG REINMUTH
Studio / 1 Bed / 2 Bed
Addington Place of Titusville
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
Titusville
90
A-
31
-
ARHC TVTITFL01 TRS, LLC
50
74%
91
For-Profit
$31,650
JENNIFER BREWER
Studio / Suite / 1 Bed
Riviera Senior Living
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL
Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
Holly Hill
80
-
54
2
SNH SE HOLLY HILL TENANT LLC
20
70%
37
For-Profit
$22,500
MARILYN CAMERON
Studio / 1 Bed / 2 Bed
Brookdale DeLand
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
DeLand (Scarlett)
89
A+
14
-
BKD STERLING HOUSE OF DELAND, LLC
22
40.9%
19
For-Profit
$2,000
KERRY HEDDEN
Studio / Suite
Terracina Grand
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL
Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
RC
Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.
Naples
200
A+
12
2
TERRACINA, LLC
29
37.9%
33
For-Profit
$34,000
PRADEEP MULEY
Studio / 1 Bed / 2 Bed
The Preserve at Dunedin
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
RC
Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.
Clearwater (Golda Meir Kent Jewish Ctr)
93
-
47
-
BSH PRESERVE OPCO LLC
44
34.1%
54
For-Profit
$1,000
JACQUELINE M SAHHAR
Studio / 1 Bed / 2 Bed
Seasons Belleair Memory Care
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
RC
Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.
Clearwater
88
-
60
1
DELTA HEALTHCARE LLC
27
51.9%
31
For-Profit
$500
EUNICE CLARKE
Private, Semi-Private Studio / 1 Bed Suite
The Brennity at Tradition Senior Living
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL
Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC
Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
Port St. Lucie
97
-
9
-
WELLTOWER TCG RIDEA TENANT LLC
38
65.8%
64
For-Profit
$100
DARLENE JEFFERS
Studio / 1 Bed / 2 Bed / 3 Bed
The Meridian at Boca Raton
AL
Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL
Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
Boca Raton
168
-
59
2
SOMH BOCA RATON OPERATING LLC
18
66.7%
31
For-Profit
-
ROBERT LORD
Studio / 1 Bed / 2 Bed
Lincolnshire Assisted Living
Lincolnshire Residential Assisted Living offers a warm and inviting environment for seniors seeking personalized care and support. Nestled in the picturesque Clear Water FL, this esteemed community prioritizes the well-being and comfort of its residents. With a team of compassionate and highly trained staff, they provide a range of services tailored to meet the unique needs of each individual.
From assistance with daily activities to medication management and specialized memory care, Lincolnshire Residential Assisted Living ensures that residents receive the attention they deserve while maintaining their independence. The facility boasts modern amenities, comfortable living spaces, and beautifully landscaped grounds, creating a serene and homelike atmosphere. Whether engaging in social activities, enjoying chef-prepared meals, or simply relaxing in the peaceful surroundings, residents can truly embrace a fulfilling and vibrant lifestyle at Lincolnshire Residential Assisted Living.
What does this home offer?
Total Residents: 20
Housing Options: Private / Semi-Private Rooms
Building Type: Single-story
Types of Care Available
Independent Living
Assisted Living
Amavida Senior Living
Amavida Senior Living provides a comfortable community in their independent living, assisted living, and memory care community. The luxurious resort-style environment creates a lifestyle that aims to provide an enjoyable lifestyle that cultivates individuality and growth. Amavida Senior Living is ideal for those seeking adventure, purpose, and carefree living, surrounded by a lush tropical setting that inspires residents to thrive.
The retirement community offers comprehensive services that focus on enhancing and enriching the daily living of its residents 24/7. These include engaging programs, social activities, chef-inspired meals, maintenance, and housekeeping services. Amenities include enhanced apartments or spacious cottages, a library, courtyards, a wellness studio, a recreational room, and the exclusive aquaVida clubhouse.
What does this home offer?
Pets Allowed: Yes, Pets Allowed
Room Sizes: 616 / 674 / 805 - 1,728 sq. ft
Housing Options: 1 Bed / 2 Bed / Cottages
Building Type: Mid-rise
Transportation Services
Fitness and Recreation
Type of Care Available
Assisted Living
Independent Living
Memory Care
CERTUS Vero Beach Community
A reliable senior living community set in the tranquil neighborhood of US-1, Vero Beach, FL, focusing on memory care. A team of compassionate and highly skilled professionals strives to deliver round-the-clock care and assistance for individuals with memory-related needs, ensuring they are well-cared for. The community promotes a vibrant and friendly environment, empowering seniors to thrive and live to their potential.
A well-thought-of calendar of stimulating activities and enriching programs accompanies seniors as they go about their day, ensuring they remain active and well-connected. Featuring extensive amenities including a movie theater, a salon, and a fitness center, the community ensures seniors have more opportunities to do the things they love. CERTUS at Vero Beach is a haven for seniors seeking exceptional care and assistance while living the life they prefer.
What does this home offer?
Room Sizes: 281 / 318 / 396 sq. ft
Housing Options: Studio
Building Type: Single-story
Transportation Services
Fitness and Recreation
Types of Care Available
Memory Care
Cypress Springs
Experience a life of comfort and convenience at Cypress Springs, a reliable senior living community that offers independent living. The community provides intimate and cozy accommodations with a selection of studios, one-bedroom, and two-bedroom apartments that feature access to a full range of services. Residents enjoy the convenience of having housekeeping, linen services, maintenance, and scheduled transportation. With live-in managers available throughout the day, residents are sure to receive immediate attention when emergencies arise.
At Cypress Springs, residents get to experience an incredible variety of activities, outings, and events that foster meaningful moments with family, friends, and fellow residents. With chef inspired cuisine, residents enjoy an enriched dining experience that provides them the nourishment they need to continue living a thrilling lifestyle. Amenities include a theater, heated swimming pool, library, salon, chapel, fitness center, craft room, laundry room, resident travel programs for adventurous people, and beautiful walking paths and gardening spaces for nature lovers and outdoor enthusiasts.
What does this home offer?
Housing Options: Studio / 1 Bed / 2 Bed
Building Type: Mid-rise
Dining Services
Transportation Services
Recreational Activities
Housekeeping Services
Exercise Program
Type of Care Available
Independent Living
Benton House of Oviedo
Benton House of Oviedo, Florida, is a beacon of exceptional senior care driven by a vision of harmonizing independence and support. Their aims revolve around creating a nurturing environment where residents can thrive, fostering community, purpose, and dignity. With values anchored in compassion, respect, and excellence, Benton House endeavors to exceed expectations, providing unparalleled assisted living and memory care to every individual.
Residents experience numerous assisted living and memory care amenities and facilities meticulously crafted to enhance their quality of life. Every community aspect is tailored to meet residents ‘ diverse needs and preferences, from spacious private apartments and housekeeping services to personalized dining experiences and engaging social activities. With features like the innovative Beacon neighborhood for memory care residents and a vibrant calendar of events, Benton House of Oviedo provides the ultimate senior living experience.
Benton House at Oakleaf
Located in Jacksonville, Florida, Benton House at Oakleaf champions compassionate senior care, where independence is revered and support is readily available. Their mission centers on creating a nurturing environment where residents can thrive physically, emotionally, and socially through the highest quality assisted living and memory care. Benton House fosters every individual’s sense of belonging and purpose with values grounded in dignity, respect, and autonomy.
At Benton House at Oakleaf, residents enjoy many amenities and facilities to enhance their quality of life. Every community aspect is tailored to meet residents ‘ diverse needs and preferences, from private apartments and housekeeping services to personalized dining experiences and engaging social activities. With features like the Beacon Neighborhood for memory care residents and a vibrant calendar of events, Benton House ensures that every day is filled with joy, companionship, and meaningful experiences.
Alto Stuart
Make every moment of your best years at Alto Stuart, an award-winning community set in the thriving neighborhood of Stuart, FL, offering assisted living and memory care. Those with cognitive conditions are guaranteed a high quality of life with a compassionate and specially trained team, providing assistance for their daily living activities and unique needs around the clock. Featuring beautifully furnished and secure one to three-bedroom floor plans, the community ensures residents are comfortable and safe.
Stimulating activities and fun recreational programs are conducted, striving to enhance residents’ cognition and living experiences. With a formal dining room, residents enjoy mealtimes with friends, served with delicious and healthy dining options that cater to their dietary needs and preferences. On-site physical therapy and transportation services are also provided for convenience and safety. Amenities include an art studio, a general store, a sports lounge, a garden room, an internet cafe, a full-service bar, a salon & barbershop, and a spa.
What does this home offer?
Room Sizes: 603 / 605 / 934
Housing Options: 1 Bed / 2 Bed
Building Type: 3-story
Dining Services
Beauty Services
Transportation Services
Housekeeping Services
Social and Recreational Activities
Exercise Programs
Type of Care Available
Assisted Living
Memory Care
T Mag Elder Care LLC
Set in the serene neighborhood of Armstrong SE, Palm Bay, FL, T Mag Elder Care LLC is a blissful senior living community offering assisted living. Dedicated to improving seniors’ quality of life, the community provides top-tier care and assistance for a worry-free retirement. A kind and reliable team handles the maintenance and helps with daily living activities to ensure seniors thrive and live life to the fullest.
The community promotes a vibrant and welcoming environment, encouraging residents to live an active and well-connected lifestyle. With the community supporting residents along the way, families can rest their minds knowing their loved ones are well-cared for. T Mag Elder Care LLC is ideal for seniors aiming to maximize their independence surrounded by warmth.
What does this home offer?
Total Residents: 4
Room Sizes: Private / Semi-Private Rooms
Building Type: Single-story
Types of Care Available
Assisted Living
All Star Assisted Living
Tucked away in Altamonte Springs, FL, All Star Assisted Living is a distinct senior living community that empowers residents to continue living independently while being supported with an array of assisted living services. A dedicated care team is available to attend to residents’ needs and emergencies in the comfort of their bright and spacious accommodations, fostering a comfortable and convenient living environment. The community allows residents to continue doing the things they love without worries by providing them assistance with daily living activities, such as grooming, bathing, dressing, or medication management.
Dedicated to enriching the lives of its residents, the community regularly conducts a plethora of vibrant activities both onsite and offsite. Mealtimes are made easy, filling, and enjoyable with nutritious meals prepared by a talented culinary team, saving residents time and the hassle of preparing their own meal. The community also makes sure residents are provided with community spaces that bring them warmth, relaxation, and peace.
What does this home offer?
Housing Options: Private Rooms / Semi-Private Rooms
Building Type: Single-story
Medication Management
Types of Care Available
Assisted Living
The Crossings at Riverview
Located in Riverview, Florida, The Crossings at Riverview is a dependable senior living community that offers assisted living, memory care, short-term respite stay, and hospice coordination. Each resident is welcomed into beautifully designed residences with the convenience of a kitchenette, a private bath, large windows that flood the space with natural light, plush carpet, and vinyl flooring in the bathroom. A dedicated care team, including licensed nurses, are available 24/7 to provide around-the-clock support, from personal care assistance with daily activities to medication administration.
Reconnect with your passions or discover new ones through the community’s Life Enrichment Programming that features an array of stimulating activities and programs dedicated to nurturing each individual holistically. From brain activities and fitness classes to various classes and clubs, residents are given plenty of opportunities to infuse their days with joy and meaningful connections.
What does this home offer?
Pets Allowed: Yes, Pets Allowed
Room Sizes: 297 / 369 / 470 / 536 / 757 sq. ft
Housing Options: Studio / 1 Bed / 2 Bed
Building Type: Two-story
Transportation Services
Fitness and Recreation
Three Meals Per Day
Types of Care Available
Assisted Living
Memory Care
Respite Care
Assisted Living Magazine Ranking Methodology
View Full Ranking MethodologyHow We Score & Rank Senior Living Communities
Assisted Living Magazine ranks nursing homes using a rigorous, data-driven scoring model built specifically for skilled nursing.
Because this care level is regulated, clinical outcomes and compliance carry significantly more weight than transparency or digital presence. Each community receives a ranking based on the factors below, weighted according to their importance in predicting resident safety, care quality, and long-term stability.
Update cadence: Reviewed quarterly, with prompt updates when new reviews, reports, or complaints are filed.
What We Prioritize Most
Balancing Additional FactorsThe largest portion of every community’s score comes from resident feedback and online reputation (40%), which reflects real experiences shared by families and caregivers.
An additional 45% of the score comes from a combination of transparency and operational quality signals, including:
These factors help us evaluate how well a community presents itself and how consistently it meets resident needs.
The final 15% of the score comes from supportive context data, including: walkability and local accessibility, estimated property value, and pricing information.
These elements provide helpful context but carry less weight because our rankings prioritize real-world satisfaction and care consistency first.
The result is a fair, clear, and data-driven ranking system for families researching senior living options.
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Who we are
Your Senior Care Partner, Every Step of the Way
We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.
Contact us Today
Frequently Asked Questions
What government services provide money for senior housing?
Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:
- Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
- Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
- Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
- Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
- State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
- Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
- Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
How do you pick the homes you recommend?
Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.
Do you help families that need Medicaid?
Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.
How much does this service cost?
We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.
What services do you offer?
- Finding and ranking the best assisted living facilities
- Finding and ranking the best nursing homes
- Finding and ranking the best memory care facilities
- Our concierge service helps seniors move into the perfect home for them
- Helping seniors use medicare, medicaid, and other government programs to pay for their homes
- Helping seniors avoid senior homes that have bad service or fraud
- Helping seniors avoid senior homes that have bad service or fraud
- Autobiography & Family History Writing + Research
- Senior-focused concierge medicine
- Senior-focused nutritionist
- Senior-focused personal training
- Memory care specialists
- Custom wheelchairs at all price points.
- Custom hearing aids
- Cosmetic skincare + dermatology
- Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
- Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
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