Best Independent Living in Palm Harbor, FL

Why trust this guide? Our editorial team analyzed 5 independent living communities in Palm Harbor, FL using FL Agency for Health Care Administration (AHCA) data, inspection records, complaints, amenities, and facility-level details. How we rank independent living in FL
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We analyzed These are the facilities in Palm Harbor, FL our team has analyzed — not a count of every independent living provider in Palm Harbor, FL.
5 homes
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Info below is compiled from the FL Agency for Health Care Administration (AHCA), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. CCRC (Continuing Care Retirement Community): A campus with multiple care levels so residents can age in place without moving.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. This is a proprietary Assisted Living Magazine grade. It is not a government rating. A dash means we have no inspection data for that facility.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Name of the licensed owner, operator, or managing entity as filed with the state. Useful for grouping facilities under the same organization.
Count of regulatory inspections in the reporting window. Higher volume can reflect more oversight visits, complaint-driven surveys, or routine licensure cycles.
Share of inspections that resulted in citations, expressed as a percentage of total inspections in the window.
Total count of citations (cited regulatory issues) recorded in the selected reporting period. Read alongside inspection counts for context.
The average number of citations this facility receives each time it's inspected, calculated as total citations ÷ total inspections. A lower number suggests more consistent compliance with safety and care standards.
Reported profit orientation for the operator or facility (e.g. for-profit vs nonprofit), as provided in state licensing or disclosure data.
Total monetary fines or penalties in the reporting window from the state source. A single large fine can dominate this figure.
A named contact for the facility. Hover the name to see their role — Administrator (state administrator of record or facility-provided administrator), Nursing Director, Medical Director, or Staff. The most authoritative available is shown.
Housing or bed configuration options (e.g. studio, shared), often from facility-reported amenities and licensing details.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Coral Oaks
IL
AL
Palm Harbor
101
Facility 101
FL AVG 107
Rank #159 / 327
A+Yes
70
Facility 70
FL AVG 40
Rank #67 / 537
Palm Harbor Slc Tenant LLC19
11%
Facility 11%
FL AVG 30.6%
Rank #23 / 300
2
Facility 2
FL AVG 25
Rank #28 / 300
0.1
Facility 0.1
FL AVG 0.9
Rank #16 / 300
For-Profit$0Heather OrtmanStudio / 1 Bed / 2 Bed-
Stratford Court of Palm Harbor
IL
AL
RC
Palm Harbor
40
Facility 40
FL AVG 107
Rank #276 / 327
AYes
40
Facility 40
FL AVG 40
Rank #251 / 537
Snh Se Tenant Trs, Inc22
23%
Facility 23%
FL AVG 30.6%
Rank #87 / 300
7
Facility 7
FL AVG 25
Rank #76 / 300
0.3
Facility 0.3
FL AVG 0.9
Rank #47 / 300
For-Profit$350Susan Gianelli1 Bed / 2 Bed-
St. Mark Assisted Living Center
IL
AL
MC
NH
SNF
Palm Harbor (Highland Lakes)
75
Facility 75
FL AVG 107
Rank #221 / 327
B+No
40
Facility 40
FL AVG 40
Rank #251 / 537
St Mark Village Inc16
19%
Facility 19%
FL AVG 30.6%
Rank #64 / 300
14
Facility 14
FL AVG 25
Rank #131 / 300
0.9
Facility 0.9
FL AVG 0.9
Rank #185 / 300
Not-For-Profit$1,500Rhonda Coates--
St Mark Village, Inc.
IL
AL
MC
NH
SNF
Palm Harbor (Highland Lakes)
88
Facility 88
FL AVG 107
Rank #198 / 327
?No
40
Facility 40
FL AVG 40
Rank #251 / 537
St Mark Village Inc25
16%
Facility 16%
FL AVG 30.6%
Rank #44 / 300
6
Facility 6
FL AVG 25
Rank #65 / 300
0.2
Facility 0.2
FL AVG 0.9
Rank #28 / 300
Not-For-Profit$0Danielle Barbara Gorddard-A+
St. Mark Village – Highland Lakes Assisted Living
IL
AL
CCRC
MC
NH
SNF
Palm Harbor (Highland Lakes)
--No
27
Facility 27
FL AVG 40
Rank #333 / 537
--------Studio / 1 BedA+

Rank badges are statewide and care-type specific: each independent living community is ranked against every other FL independent living community we track that reports that metric, not just the 5 analyzed for Palm Harbor. See how we rank facilities

Overview of Coral Oaks

Coral Oaks, located in Palm Harbor, FL, offers both assisted living and independent living options. Residents in assisted living retain their own private living areas, with staff available for daily activities such as bathing, dressing, and medication. Independent living includes community services, excluding daily care.

Coral Oaks features 101 beds, and residents are allowed to have pets. Heather Ortman serves as the administrator, while the community is operated by Palm Harbor SLC Tenant LLC.

With a Walk Score of 70, the area is considered very walkable, making most errands just a brief stroll away. Residents who no longer drive can still get around on their own.

Starting Price $3,610/Month Info Pricing updated on October 8th, 2026

Contact Coral Oaks

Overview of Stratford Court of Palm Harbor

Stratford Court of Palm Harbor offers assisted living, independent living, and respite care in Palm Harbor, Florida. Assisted living provides help with daily tasks while a resident maintains a private living space, whereas independent living supports private living without daily care. Respite care offers a short stay when a family’s usual caregiver needs to travel or recover.

The combination may suit a resident who wants independent living now and access to assisted living if daily support becomes necessary. With 40 beds, the community is small enough for staff and residents to get to know each other. Housing includes one bed and two bed layouts, with the one bed option intended for one resident and the two bed option able to suit a couple moving together or someone who wants a companion.

Pets are allowed, so a resident can bring a pet to the community. A Walk Score of 40 places the area in a car dependent setting, meaning most errands require a car or a ride. Payment accepted includes Veteran Affairs Benefits, giving eligible veterans a listed way to help pay for care; Susan Gianelli serves as administrator, and Snh Se Tenant Trs operates the community.

Starting Price $3,200/Month Info Pricing updated on October 7th, 2026

Contact Stratford Court of Palm Harbor

Overview of St. Mark Assisted Living Center

St. Mark Assisted Living Center is in the Highland Lakes neighborhood of Palm Harbor, Florida, and offers nursing home care, assisted living, independent living, memory care, and skilled nursing. Independent living means private living with community services but no daily care, while assisted living allows a resident to keep an apartment while receiving help with tasks such as dressing, bathing, and taking medication. Memory care provides a secured setting with supervision for someone at risk of wandering, and skilled nursing provides licensed nursing care on site around the clock.

The range of care levels may suit a resident whose needs grow over time, since moving to another level can happen without leaving the community or starting over socially. The community has 75 beds, with Rhonda Coates serving as administrator and St Mark Village operating the community. Daily activities are tailored to cognitive abilities, giving residents structured options suited to what they can manage, while specialized dementia care and support are available around the clock.

An outdoor courtyard and private screened patios give residents places to spend time outside, and a family visiting room provides a designated indoor space for visits. Chef prepared meals are served in a supportive dining environment, while on site healthcare allows some healthcare needs to be addressed without leaving the community. A Walk Score of 40 places the area in a car dependent setting, where most errands require a car or a ride, so a resident who no longer drives will need transportation arranged for routine errands.

Contact St. Mark Assisted Living Center

St Mark Village, Inc.

2655 Nebraska Ave, Palm Harbor, FL 34684-2630
Overview of St Mark Village

St Mark Village in Palm Harbor, Florida, provides independent living, assisted living, memory care, skilled nursing, and respite support. Independent living allows residents to maintain private residences alongside shared campus amenities without routine daily assistance. Assisted living delivers help with personal care duties such as dressing, bathing, and medication administration within private apartments. Specialized memory care accommodations feature a secured environment for individuals living with dementia, while short-term rehabilitation services assist those recovering from health events.

Administrator Danielle Barbara Gorddard manages operations for this 88-bed community in the Highland Lakes neighborhood. Daily nursing coverage averages 4 hours and 37 minutes per resident. On-site conveniences feature multiple dining venues, including a café, bistro, bakery, and formal dining room, offering customized menus adapted to individual dietary needs. Social programming and wellness activities are available regularly. Situated in a car-dependent area with a 40 walk score, local trips generally require vehicular transportation. funds.

Prospective residents can contact St Mark Village to learn about current apartment availability, schedule a facility visit, or ask about specific care plans. Payment options cover Medicare, Medicaid, and private

Contact St Mark Village, Inc.

Overview of St. Mark Village – Highland Lakes Assisted Living

St. Mark Village, Highland Lakes Assisted Living is a continuing care retirement community in Palm Harbor, Florida, with independent living, assisted living, memory care, and skilled nursing. Having several care levels on one campus may suit a resident whose needs change over time, since moving to a different level of care does not require leaving the community.

Housing includes studios, one-bedroom apartments, and two-bedroom apartments. A studio offers one private living space, while a two-bedroom apartment may work for a couple moving together or for someone who wants a companion. The starting price is $2,451 per month.

Residents can use the fitness and wellness center, pool and spa, beauty shop, library, card shop, club room, craft center, billiards room, woodworking shop, garden, chapel, and mini mart. These spaces support fitness and wellness classes, chair yoga, gardening, crafts, games, live music, trivia, reading groups, spiritual activities, and outings without requiring residents to leave the campus for each activity. Chef-prepared meals are included in the monthly rate, with a bistro or café and multiple dining venues offering different settings for meals. The community may be a good fit for someone who wants access to independent living, assisted living, memory care, and skilled nursing within the same continuing care community.

Starting Price $2,451/Month Info Pricing updated on October 7th, 2026

Contact St. Mark Village – Highland Lakes Assisted Living

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
No paid rankings Communities cannot pay to influence placement.
How we're paid: If we help you find a community and you move in, that community may pay us a referral fee. This never affects where they rank or what you pay. Learn more
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Independent Living in Palm Harbor at a glance

Avg Walk Score: 43/ 100The average Walk Score across facilities in Palm Harbor, FL. A third-party neighborhood walkability score (0–100) measuring convenience and context, not healthcare quality. Individual facilities can vary widely from this average.
National Average: 50/ 100
Avg No. of Beds: 76The average licensed bed capacity across facilities in Palm Harbor, FL. Individual facilities can vary widely from this average.
National Average: 90
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Frequently Asked Questions about Independent Living in Palm Harbor, FL

What is the average cost of independent living in Palm Harbor, FL?

The average monthly cost of independent living in Palm Harbor, FL is approximately $1,870. Actual rates vary by community, level of care, and floorplan.

What is the price range for independent living in Palm Harbor, FL?

Independent living in Palm Harbor, FL typically ranges from $467 - $4,356 per month, depending on the community, room type, and care needs.

What is independent living?

Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.

How many independent living communities are listed on this page?

This page features 5 independent living communities in Palm Harbor, FL. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right independent living community in Palm Harbor, FL?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Palm Harbor, FL, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting independent living communities in Palm Harbor, FL?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.