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Best Nursing Homes in St. Charles, IL

Why trust this guide? Our editorial team analyzed 3 nursing homes in St Charles, IL using CMS data, inspection records, complaints, amenities, and facility-level details. How we rank nursing homes in IL
Reviewed by
Jordan Weiss, PhD
Last updated
We analyzed These are the facilities in St Charles, IL our team has analyzed — not a count of every nursing home provider in St Charles, IL.
3 homes
Other senior care options in St Charles:
Assisted Living Memory Care Independent Living
Avg Overall CMS Rating: 2.0/ 5The average Overall CMS Rating for all CMS-certified nursing homes in St Charles, IL. Ratings combine health inspections, staffing, and quality measures, with inspections weighted most. Individual facilities can vary widely from this average.
National Average: 3.2/ 5
Avg Staffing Rating: 1.3/ 5The average Staffing Rating across all CMS-certified nursing homes in St Charles, IL. Reflects nursing staff hours per resident per day (including RNs), adjusted for residents' care needs. Individual facilities can vary widely from this average.
National Average: 3.4/ 5
Avg Health Insp. Rating: 2.7/ 5The average Health Inspection Rating across all CMS-certified nursing homes in St Charles, IL. Based on each facility's recent inspections and complaint investigations, weighing the number, scope, and severity of deficiencies. Individual facilities can vary widely from this average.
National Average: 3.0/ 5

Compare Nursing Homes around St Charles

Info below is compiled from CMS reports & the IL Dept. of Public Health (IDPH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

The facility name. Click to view the full profile page on Assisted Living Magazine, including photos, services, and contact info.
CMS (Centers for Medicare & Medicaid Services, the federal agency that regulates nursing homes) Overall 5-star rating — a composite of Health Inspection, Staffing, and Quality Measures scores. 5 stars = top 10% nationally. 1 star = bottom 10%. The single most important number to start with when comparing facilities.
Care Types in This Table NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break.
Neighborhood or city area where the facility is located. Proximity to family, hospitals, and green space matters for both quality of life and ease of visitation. Consider drive time and transit access when evaluating location.
Licensed bed capacity. Larger facilities (300+ beds) often have more specialized programs but can feel institutional. Smaller homes (under 150 beds) tend to deliver more personalized care. Compare with Avg Res/Day to understand how full the facility typically runs.
Percentage of licensed beds filled on an average day. Color indicates financial health: green (90%+) = operationally strong, typically profitable. Amber (80–89%) = stable but leaving revenue on the table. Orange (70–79%) = financial strain likely, may struggle with fixed costs. Red (<70%) = significant distress, closure or ownership change risk increases sharply.
This facility's occupancy rate compared to the statewide average for similar facilities. A positive number means above-average demand. Facilities running 5%+ above the state average are typically the most sought-after in their market — a strong proxy for reputation.
CMS-adjusted total nurse hours per resident per day (RN + LPN + CNA combined). The national average is approximately 3.5 hrs. Higher is better — more direct care time per resident. Below 3.0 is a red flag. CMS weights RN hours more heavily because RNs handle complex clinical decisions that CNAs cannot.
CMS Health Inspection star rating (1–5 stars), based on the 3 most recent annual state surveys plus any complaint investigations. This is the hardest rating to manipulate — it reflects real surveyor findings on-site. 5 stars = fewest deficiencies found. 1 star = most. It carries the heaviest weight in the Overall CMS rating.
CMS Staffing star rating (1–5 stars), based on daily nurse staffing hours submitted to CMS via verified payroll data. Compares RN, LPN, and CNA coverage relative to resident acuity level. 5 stars = well above expected staffing. Weekend staffing is evaluated separately, as that's where many facilities quietly reduce coverage.
CMS Quality Measures star rating (1–5 stars), based on 15 clinical outcome metrics including fall rates, pressure ulcers, antipsychotic drug use, and hospital readmissions. Captures actual resident health outcomes, not just compliance. High QM combined with low Health Inspection scores can indicate a facility with strong care but weak documentation practices.
Registered Nurse hours per resident/day compared to the statewide average. RNs are the highest-skilled nursing staff — they assess residents, manage medications, and respond to emergencies. A value of +50% means RN coverage is 50% above the state norm. Negative values are a concern for residents with complex or acute medical needs.
Total nursing staff hours (RN + LPN + CNA combined) per resident/day vs. the statewide average. A broader measure than RN vs State — it captures the entire care team. A facility can have high total staffing but low RN hours, meaning more aides and fewer nurses. Read both columns together for the full picture.
Total dollar amount of federal monetary fines (civil money penalties) issued by CMS in the past 3 years. Fines are only levied for serious violations — typically actual harm to residents, repeated uncorrected deficiencies, or systemic non-compliance. Even a single fine is noteworthy. Multiple fines strongly suggest a pattern, not isolated incidents.
Total health deficiency citations from the most recent standard inspection cycle. Minor citations (scope A–C) are common and often administrative in nature. Higher counts aren't always disqualifying, but should be read alongside Severe Citations to understand actual harm levels. Under 10 is strong for a large facility; 30+ warrants a closer look.
Average deficiency citations per CMS inspection (survey) in the reporting window — total citations divided by the number of inspections. Lower is better; compare alongside total Citations and Severe Citations for context.
Citations at CMS scope/severity level G or higher — G–I means actual harm occurred; J–L means residents were placed in immediate jeopardy. (D–F is potential for harm only). Examples include unaddressed falls, medication errors causing injury, neglect, or abuse.
Average number of residents in the building on any given day, derived from annual census data. Reflects true operating scale — a 400-bed facility running 200 residents/day operates very differently from one at 390. Higher resident counts generally mean more funded staffing hours.
Better Business Bureau rating (A+ to F). Reflects complaint history, business transparency, and how family disputes were resolved. A+ means no significant unresolved complaints. A blank (—) means the facility isn't BBB-accredited, which is common for healthcare providers and not necessarily a negative signal.
Walk Score® (0–100). Measures walkability of the surrounding area. 90–100 = Walker's Paradise. 70–89 = Very Walkable. 50–69 = Somewhat Walkable. Below 50 = Car-Dependent. Higher scores benefit family visitors, resident outings, and staff commuting.
The licensed owner or operator of record filed with CMS — the individual or organization legally accountable for the facility. Searching the operator name across other facilities can reveal chain or multi-site ownership, which matters: chain-operated homes tend to have more variable quality outcomes than independently run facilities.
What the home actually collects for resident care, after contractual allowances, bad debt and discounts — not gross billings. Taken from the latest complete annual cost report, so it is comparable across homes reporting the same period. Revenue alone doesn't indicate care quality, but it funds staffing and capital reinvestment. Pair with Payroll %. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Staff salaries plus wage-related benefits from the latest complete annual cost report. Contract and agency labour is counted separately, under other operating costs, so a home leaning on agency staff can show a low figure here. Payroll is the cost most directly tied to care quality — compare with Payroll % for full context. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Payroll as a share of NET PATIENT REVENUE (not gross revenue). Both figures come from the same cost-report year. A higher figure means more of each revenue dollar goes to staff pay. Read with the Staffing star rating to judge whether spend translates into coverage — and note that homes whose patient revenue covers only part of their operation can read implausibly high. The Illinois average is: 60.5% Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
CMS Certification Number: the unique federal identifier for this skilled nursing provider.
BRIA of Geneva ★ ★ ★ ☆ ☆
NH
MC
Geneva
107
Facility 107
IL AVG 120
Rank #83 / 165
88.9%
Facility 88.9%
IL AVG 76.9%
Rank #26 / 127
+16%
2.85
Facility 2.85
IL AVG 3.10
Rank #65 / 152
 ★ ★ ★ ★ ☆ ★ ☆ ☆ ☆ ☆ ★ ★ ☆ ☆ ☆ -6%-8%
$0
Facility $0
IL AVG $151.3k
Rank #1 / 153
32
Facility 32
IL AVG 36.8
Rank #94 / 153
3.2
Facility 3.2
IL AVG 3.7
Rank #39 / 153
195-
61
Facility 61
IL AVG 54
Rank #71 / 190
-
$10.2MFiscal year ending 12/2023
Facility $10.2MFiscal year ending 12/2023
IL AVG $13.2M
Rank #87 / 134
$5.4MFiscal year ending 12/2023
Facility $5.4MFiscal year ending 12/2023
IL AVG $7.4M
Rank #92 / 134
52.7%Fiscal year ending 12/2023
Facility 52.7%Fiscal year ending 12/2023
IL AVG 60.5%
Rank #67 / 134
146067
The Grove St. Charles ★ ★ ☆ ☆ ☆
NH
SNF
St. Charles
120
Facility 120
IL AVG 120
Rank #66 / 165
77.6%
Facility 77.6%
IL AVG 76.9%
Rank #72 / 127
+1%
2.61
Facility 2.61
IL AVG 3.10
Rank #88 / 152
 ★ ★ ☆ ☆ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ☆ ☆ +80%-16%
$14.0k
Facility $14.0k
IL AVG $151.3k
Rank #1 / 153
39
Facility 39
IL AVG 36.8
Rank #83 / 153
3.3
Facility 3.3
IL AVG 3.7
Rank #122 / 153
493-
24
Facility 24
IL AVG 54
Rank #167 / 190
Jaclyn Kepka
$9.7MFiscal year ending 12/2023
Facility $9.7MFiscal year ending 12/2023
IL AVG $13.2M
Rank #92 / 134
$3.7MFiscal year ending 12/2023
Facility $3.7MFiscal year ending 12/2023
IL AVG $7.4M
Rank #122 / 134
38.5%Fiscal year ending 12/2023
Facility 38.5%Fiscal year ending 12/2023
IL AVG 60.5%
Rank #127 / 134
145433
The Pearl of St Charles ★ ☆ ☆ ☆ ☆
NH
MC
RC
SNF
St. Charles
109
Facility 109
IL AVG 120
Rank #81 / 165
81.9%
Facility 81.9%
IL AVG 76.9%
Rank #56 / 127
+7%
2.80
Facility 2.80
IL AVG 3.10
Rank #71 / 152
 ★ ★ ☆ ☆ ☆ ★ ☆ ☆ ☆ ☆ ★ ★ ★ ☆ ☆ +2%-10%
$41.3k
Facility $41.3k
IL AVG $151.3k
Rank #96 / 153
51
Facility 51
IL AVG 36.8
Rank #124 / 153
3.9
Facility 3.9
IL AVG 3.7
Rank #106 / 153
589-
58
Facility 58
IL AVG 54
Rank #83 / 190
Phc St Charles Holdings LLC$8.7M*Fiscal year ending 11/2022These figures are from this home's most recent complete cost report — an older period than most facilities report. Compare with that in mind.$4.2M*Fiscal year ending 11/2022These figures are from this home's most recent complete cost report — an older period than most facilities report. Compare with that in mind.48.9%*Fiscal year ending 11/2022These figures are from this home's most recent complete cost report — an older period than most facilities report. Compare with that in mind.145980

Rank badges are statewide: each nursing home is ranked against every IL nursing home we track that reports that metric, not just the 3 analyzed for St Charles. See how we rank facilities

Nursing Home Explorer

BRIA of Geneva

1101 E State St, Geneva, IL 60134
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Exterior sign for BRIA of Geneva facility
Overview of Bria of Geneva

Bria of Geneva is a nursing home in Geneva, IL, offering memory care, rehabilitation, and skilled nursing. Promoting a compassionate and welcoming environment, the community ensures older adults are well-cared for. 24-hour care, restaurant-style dining, and therapies are also provided to enrich residents’ living experiences. The community also works closely with residents to provide the best possible care for their unique needs and preferences.

Fun events, light exercises, and various recreational opportunities encourage residents to stay active and have fun. Top-notch rehabilitation gyms and newly renovated amenities also ensure residents can rest and focus on their recovery. With its ideal location in the tree-lined neighborhood of Geneva, near restaurants and shops, the community guarantees accessibility and convenience. This nursing home also ensures residents can live to their potential in retirement, making it one of the best options for senior living in Illinois.

Phone: (630) 232-7544

Contact BRIA of Geneva

The Grove St. Charles

611 Allen Lane, St. Charles, IL 60174
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Exterior view of The Grove St. Charles entrance
Overview of The Grove St. Charles
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At The Grove St. Charles, they understand that each senior has unique needs and preferences, and they tailor their care accordingly. They offer advanced rehabilitation techniques, state-of-the-art physical therapy equipment, and pain management services to help residents recover and maintain their physical well-being. The Grove St. Charles is also committed to providing exceptional medical care. Their cardiac, oncology, orthopedic, and pulmonary care services are second to none, and their team is highly skilled and experienced. They even offer on-site dialysis, making it easier for residents to receive the care they need.
They also prioritize creating a comfortable and stylish living environment for its residents. Their accommodations are spacious and well-appointed, and their concierge services make daily life a breeze. Plus, with a certified dietitian on staff, residents can enjoy delicious and nutritious meals that are tailored to their individual needs and preferences. Overall, The Grove St. Charles is a true gem in the world of senior care homes. Families trust them to provide top-notch care and comfort to their loved ones, and they never disappoint. 

Phone: (630) 377-2211

Contact The Grove St. Charles

The Pearl of St Charles

850 Dunham Rd, St. Charles, IL 60174
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Exterior view of the facility with landscaped garden.
Overview of The Pearl of St Charles
Facebook

The Pearl of St. Charles is a highly rated nursing home in St. Charles, IL, offering long-term care, post-hospital care, respite care, and rehabilitation. The community also promotes a warm and welcoming environment, ensuring older adults are well-cared for during their stay. With 24-hour care, restaurant-style dining, housekeeping, and laundry, residents can maintain their independence with ease. Through individualized care plans, residents receive the best possible care tailored to their unique needs and habits.

Social events, exercises, and various recreational opportunities ensure residents can freely interact with friends and have fun. With upscale rehabilitation equipment and lively gathering areas, residents can focus on their recovery and relaxation. Located near Norris Cultural Arts Center, healthcare providers, shops, and restaurants in St. Charles, the community is easily accessible for families and visitors. This nursing home is a great choice for senior living in Illinois, especially with its exceptional standards of care.

Email: info@pearlstcharles.com
Phone: (630) 443-6146

Contact The Pearl of St Charles

Ranking Methodology

How we rank these nursing homes

Every nursing home above is evaluated across five weighted categories using CMS data including Care Compare, Payroll-Based Journal, and Medicare Cost Reports.

  • CMS data
  • 5 weighted categories
  • Updated quarterly
Full methodology

Weighting overview

  • 35%
    Care Quality
  • 20%
    Staffing
  • 20%
    Regulatory
  • 20%
    Operational
  • 5%
    Environment
01

Care Quality 35%

The largest single share of every ranking. CMS star ratings and quality measures that reflect actual care delivered to residents.

  • Includes
  • Overall Rating
  • Health Inspection
  • QM Rating
  • Long-Stay QM
  • Short-Stay QM
02

Staffing Adequacy 20%

The strongest predictor of resident outcomes. Volume and stability of nursing care, drawn from CMS Payroll-Based Journal.

  • Includes
  • Nurse Hrs/Res/Day
  • RN vs State
  • Total Nurse Staff Hrs vs State
  • RN Turnover
03

Regulatory & Safety Record 20%

Inspection patterns that star ratings can mask. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • Citations
  • Citations/Inspection
  • Severe Citations
  • Fines
  • Accreditations
04

Operational & Financial Stability 20%

Stable operations and sound finances are leading indicators of consistent care over time.

  • Includes
  • Occupancy vs State
  • Avg Length of Stay
  • Revenue
  • Payroll %
  • Years in Operation
  • Admin Tenure
05

Environment & Accessibility 5%

Context that matters to families but doesn't directly measure clinical care. Weighted lower for nursing homes than for assisted or independent living.

  • Includes
  • Walk Score
  • BBB Rating
Full methodology →
No paid rankings Facilities cannot pay to influence placement.
Data source Centers for Medicare & Medicaid Services (CMS)
How we're paid: If we help you find a home and you move in, that home may pay us a referral fee. This never affects where they rank or what you pay. Learn more
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Frequently Asked Questions about Nursing Homes in St. Charles, IL

What's the difference between assisted living and a nursing home in Illinois?

Assisted living in Illinois is a residential model focused on housing, hospitality, and help with daily activities. Nursing homes (skilled nursing facilities) provide 24/7 medical care from licensed nurses for residents with significant health needs, and are regulated more strictly under both state and federal CMS rules.

Does Illinois Medicaid cover nursing home care?

Yes — Illinois Medicaid covers nursing home care for residents who meet income, asset, and medical-need eligibility requirements. Most CMS-certified nursing homes accept Medicaid as a primary payer once long-term-care eligibility is established.

What is nursing home care?

Nursing homes (also called skilled nursing facilities) provide 24/7 medical care from licensed nurses, rehabilitation services, and long-term custodial care for residents with significant health or functional needs.

How many nursing homes are listed on this page?

This page features 3 nursing homes in St. Charles, IL. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right nursing home in St. Charles, IL?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in St. Charles, IL, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting nursing homes in St. Charles, IL?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.

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