Property Tax Postponement Program (PTP)
CA PTP
- Who it is for
- California homeowners 62+, or blind or disabled, with limited income who want to defer property taxes
- Income limit
- 2026 · For the 2026–2027 application cycle, 2025 total household income must not exceed $57,002.
- Asset limit
- At least 40% equity in the home is required; a reverse mortgage disqualifies participation.
Eligibility
- General
- California homeowner age 62+ or blind or disabled who occupies the property as a principal residence and meets all program conditions.
- CA specifics
- Applications for the 2026–2027 cycle run October 1 2026 through February 10 2027; limited funding is first come, first served.
What it provides
- Deferral of eligible property taxes secured by a lien; 5% simple annual interest accrues and repayment is triggered by specified events. This is a loan-like deferral; not a grant.




