What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Baywoods of Annapolis

Baywoods of Annapolis is a Nursing Home in Maryland

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Overview of Baywoods of Annapolis

Baywood of Annapolis has a solid reputation for offering assisted living and memory care services. The nurturing environment empowers and enhances the quality of life for residents by providing tailored care to each unique individual. The results-driven community follows a resident-centered approach to holistic wellness for seniors. Baywoods of Annapolis is a pleasant, home-like environment where residents can boost their vibrant social life.
Lifelong learning through engaging and enriching activities is one of the learning features they want to keep alive in the community. All-inclusive amenities and services include a library, recreational center, and an elegant dining room; with services such as housekeeping and linen, transportation, daily activities, and programs.

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What families are saying

Personalized attention and individual support

The staff at Baywoods is consistently praised for their exceptional care, responsiveness, and friendliness, contributing to a positive experience for both residents and those in short-term rehab. This includes a notable emphasis on personalized attention and proactive health measures.

Personal attention Care & staff

Sense of community and social connection

Residents and their families appreciate the strong sense of community and involvement at Baywoods, highlighting the cooperative nature that allows residents to actively participate in decision-making processes, which fosters a feeling of empowerment and belonging.

Community

Overall quality of life and resident wellbeing

The quality of food and dining experiences at Baywoods is frequently highlighted as a significant positive aspect, with residents and their families noting the enjoyable menus and excellent service provided by the culinary team.

Quality of life Dining

Home Information Baywoods of Annapolis

Walk Score: 25 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

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Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

Compare Nursing Homes around Annapolis

Baywoods of Annapolis

Autumn Lake Healthcare at Baltimore Washington

MD 21061

129

313 HOSPITAL DRIVE OPCO LLC

81.1%

$19,817,543.00

$2,340,656.00

11.8%

95.60

2/5

2.9389

2/5

3/5

Autumn Lake Healthcare at Crofton

MD 21114

180

A&R STERN FAMILY CC HOLDINGS LLC

89.6%

$29,474,386.00

$2,253,226.00

7.6%

164.00

4/5

3.3712

4/5

2/5

4/5

Autumn Lake Healthcare at Glen Burnie

MD 21060

190

7355 FURNACE BRANCH ROAD EAST OPCO LLC

90.0%

$35,274,609.00

$4,903,362.00

13.9%

170.80

2/5

3.1499

2/5

3/5

Autumn Lake Healthcare at Spa Creek

Annapolis

130

35 MILKSHAKE HOLDCO LLC

91.2%

$22,790,288.00

$1,169,117.00

5.1%

116.50

2/5

3.3201

1/5

2/5

5/5

Baywoods of Annapolis

Type of care: AL

Pets Allowed: No

Rate Range: -

Autumn Lake Healthcare at Baltimore Washington

Type of care: AL

Community: MD 21061

Bed Count: 129

Pets Allowed: No

Operator: 313 HOSPITAL DRIVE OPCO LLC

CCN: 215316

Occupancy: 81.1%

Home Revenue: $19,817,543.00

Payroll Costs: $2,340,656.00

Payroll %: 11.8%

Avg Residents/Day: 95.60

Overall Rating: 2/5

Adj Nurse Hours: 2.9389

Health Insp Rating: 2/5

Staffing Rating: 2/5

QM Rating: 3/5

Rate Range: -

Autumn Lake Healthcare at Crofton

Type of care: AL

Community: MD 21114

Bed Count: 180

Pets Allowed: No

Operator: A&R STERN FAMILY CC HOLDINGS LLC

CCN: 215120

Occupancy: 89.6%

Home Revenue: $29,474,386.00

Payroll Costs: $2,253,226.00

Payroll %: 7.6%

Avg Residents/Day: 164.00

Overall Rating: 4/5

Adj Nurse Hours: 3.3712

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 4/5

Rate Range: -

Autumn Lake Healthcare at Glen Burnie

Type of care: AL

Community: MD 21060

Bed Count: 190

Pets Allowed: No

Operator: 7355 FURNACE BRANCH ROAD EAST OPCO LLC

CCN: 215266

Occupancy: 90.0%

Home Revenue: $35,274,609.00

Payroll Costs: $4,903,362.00

Payroll %: 13.9%

Avg Residents/Day: 170.80

Overall Rating: 2/5

Adj Nurse Hours: 3.1499

Health Insp Rating: 2/5

Staffing Rating: 2/5

QM Rating: 3/5

Rate Range: -

Autumn Lake Healthcare at Spa Creek

Type of care: AL

Community: Annapolis

Bed Count: 130

Pets Allowed: No

Operator: 35 MILKSHAKE HOLDCO LLC

CCN: 215258

Occupancy: 91.2%

Home Revenue: $22,790,288.00

Payroll Costs: $1,169,117.00

Payroll %: 5.1%

Avg Residents/Day: 116.50

Overall Rating: 2/5

Adj Nurse Hours: 3.3201

Health Insp Rating: 1/5

Staffing Rating: 2/5

QM Rating: 5/5

Rate Range: -

Claim What’s Yours: Financial Aid for Maryland Seniors

Program

State Program Name

Eligibility

Benefits

Community Options Waiver

Maryland Medicaid Community Options Waiver

Official government program page

General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
MD Specifics: High urban demand; rural outreach efforts.

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Senior Care Program

Maryland Senior Care

Official government program page

General: Age 65+, Maryland resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by county).
Asset Limits: $11,000 (individual).
MD Specifics: Limited funding; waitlists common in high-demand areas.

Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Official government program page

General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); most income applied to care costs.
Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD Specifics: Home equity limit $636,000; estate recovery applies post-55.

Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Official government program page

General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025): ~$34,000/year (individual, varies by county).
Asset Limits: Not strict; prioritizes low-income.
MD Specifics: Not available statewide; facility must be licensed by MDH.

Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
MD Specifics: High veteran population in suburban/rural areas.

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Official government program page

General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025): $48,560/year (individual, 300% FPL).
Asset Limits: None specified.
MD Specifics: Supplements Medicare Part D; annual enrollment required.

Services: Up to $40/month premium subsidy, reducing drug costs.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Official government program page

General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits: $9,090 (individual), $13,630 (couple).
MD Specifics: Includes QMB, SLMB, QI categories.

Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025): $943/month (individual); spend-down available.
Asset Limits: $2,500 (individual), $3,000 (couple).
MD Specifics: Consumer-directed option allows hiring family caregivers.

Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.

Claim What’s Yours Financial Aid for Maryland Seniors

Maryland Medicaid Community Options Waiver

Community Options Waiver

Requirements:

General:
Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
MD Specifics:
High urban demand; rural outreach efforts.

Benefits without Contact:

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Official Program Page

Maryland Senior Care

Senior Care Program

Requirements:

General:
Age 65+, Maryland resident, at risk of nursing home placement.
Income Limits:
~$2,000/month (individual, varies by county).
Asset Limits:
$11,000 (individual).
MD Specifics:
Limited funding; waitlists common in high-demand areas.

Benefits without Contact:

Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.

Official Program Page

Maryland Medical Assistance (Medicaid) Nursing Home Program

Maryland Nursing Home Medicaid

Requirements:

General:
Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025):
$943/month (individual); most income applied to care costs.
Asset Limits:
$2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD Specifics:
Home equity limit $636,000; estate recovery applies post-55.

Benefits without Contact:

Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).

Official Program Page

Maryland Senior Assisted Living Group Home Subsidy

Senior Assisted Living Subsidy Program

Requirements:

General:
Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025):
~$34,000/year (individual, varies by county).
Asset Limits:
Not strict; prioritizes low-income.
MD Specifics:
Not available statewide; facility must be licensed by MDH.

Benefits without Contact:

Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).

Official Program Page

Maryland VA Aid and Attendance

Veterans Aid and Attendance (A&A) Benefit

Requirements:

General:
Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025):
Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits:
$155,356 (net worth limit).
MD Specifics:
High veteran population in suburban/rural areas.

Benefits without Contact:

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Maryland Senior Prescription Drug Assistance Program

Senior Prescription Drug Assistance Program (SPDAP)

Requirements:

General:
Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025):
$48,560/year (individual, 300% FPL).
Asset Limits:
None specified.
MD Specifics:
Supplements Medicare Part D; annual enrollment required.

Benefits without Contact:

Services: Up to $40/month premium subsidy, reducing drug costs.

Official Program Page

Maryland Medicare Savings Programs

Medicare Savings Programs (MSP)

Requirements:

General:
Age 65+, Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025):
$2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits:
$9,090 (individual), $13,630 (couple).
MD Specifics:
Includes QMB, SLMB, QI categories.

Benefits without Contact:

Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.

Official Program Page

Maryland Medicaid Community Personal Assistance Services

Community Personal Assistance Services (CPAS)

Requirements:

General:
Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025):
$943/month (individual); spend-down available.
Asset Limits:
$2,500 (individual), $3,000 (couple).
MD Specifics:
Consumer-directed option allows hiring family caregivers.