What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

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Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Bella Terra Streamwood | Illinois | Photos & Videos

Overview of Bella Terra Streamwood

Bella Terra Streamwood is a place where families can have peace of mind knowing their loved ones are receiving exceptional care. With an array of on-site medical services provided with passion and commitment, Bella Terra goes above and beyond to exceed expectations. Their post-hospital care and rehabilitation services are trusted by families, thanks to an attentive staff and a beautiful campus dedicated to recovery. Stylishly appointed rooms provide a comfortable and therapeutic setting for post-hospital rehabilitation, with dedicated spaces for physical, occupational, and speech therapy.
Bella Terra’s advanced clinical care also caters to seniors with various conditions such as pulmonary, oncology, cardiac, stroke, and neurological care. Seniors can enjoy their stay with high-speed Wi-Fi and inviting family lounges, complete with wall-mounted flat screen TVs with a cable every Monday. With elevated experiences and smiling faces, Bella Terra Streamwood is the perfect place for seniors to recover.

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What families are saying

Overall quality of life and resident wellbeing

Staff Quality and Variability – The quality and dedication of staff members vary significantly across different floors. While some CNAs and nurses on the first and third floors are praised for their kindness and efficiency, the second floor experiences issues with teamwork and attentiveness, leading to inconsistent care.

Quality of life Care & staff

Quality of care and staff professionalism

Management and Administrative Support – There are mixed sentiments about the management and administrative staff. While some individuals such as Dakota and Maritza are highlighted for their helpfulness and friendliness, others in management receive criticism, suggesting a discrepancy in leadership effectiveness.

Care & staff

Home Information BELLA TERRA STREAMWOOD

Occupancy trails most facilities in the state, suggesting excess open capacity. The facility operates with a larger bed count than most state competitors, supporting broader intake. Residents generally stay for shorter periods than state peers, pointing to quicker turnover.
Home revenue ranks in the upper tier statewide, reflecting strong billing volume. Payroll spending sits in the top tier, showing a strong investment in staffing resources. Total income mirrors statewide norms, reflecting a balanced margin profile.
Medicare nights lag behind other facilities, revealing limited Medicare demand. Medicaid nights sit above most state facilities, underscoring deep Title XIX coverage. Private pay nights lead the state, showing strong demand from market-rate residents.

Occupancy

Beds

214

Occupancy

56.9%

Total Bed Days Available

78110

Avg. Length of Stay

80 days

Avg. Residents per Day

134

Finance

Home Revenue

$22,868,099.00

Payroll Costs

$5,674,962.00

Profit

$-203,540.00

Total Costs

$2,219,414.00

Payroll % of Revenue

24.8%

House Specifics:

CCN

145701

Owner Name

FORBRIGHT BANK

Rural vs. Urban

Urban

County

Cook

Type of Control

Voluntary Nonprofit — Church

Operations

Total Admissions

521

Total Discharges

537

% Medicaid Admissions

% Medicare Admissions

38%

% Private Pay Admissions

53%

% Medicaid Discharges

14%

% Medicare Discharges

23%

% Private Pay Discharges

63%

Quality Ratings

Overall Rating

5 / 5

Health Inspection Rating

5 / 5

Staffing Rating

2 / 5

QM Rating

3 / 5

Nurse Hours / Resident / Day

2.62 hrs

Medicaid, Medicare & Private

Medicare Nights

6232

Medicaid Nights

4702

Free Market Nights

31946

Walk Score: 74 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

815 Irving Park Rd, Streamwood, IL 60107

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815 Irving Park Rd, Streamwood, IL 60107

Email: [email protected]

Phone: 630-837-5300

Email:
[email protected]

Phone:
630-837-5300

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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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Nursing Home Data Explorer

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Comparison Chart

Compare Nursing Homes around Illinois

Bella Terra Streamwood

Streamwood

214

FORBRIGHT BANK

56.9%

$22,868,099.00

$5,674,962.00

24.8%

134.00

5/5

2.6169

5/5

2/5

3/5

Avantara Aurora

IL 60506

FARLEE, JAMES

82.5%

$12,730,797.00

$3,074,020.00

24.1%

69.90

4/5

2.9155

4/5

3/5

4/5

Avantara Elgin

IL 60123

B-

Avantara Long Grove

Long Grove

195

OSEI, LILY

82.3%

$32,779,325.00

$8,304,631.00

25.3%

167.50

4/5

2.6016

4/5

2/5

4/5

Avantara Park Ridge

Park Ridge

154

LEVY, ERIN

86.2%

$26,483,896.00

$6,205,515.00

23.4%

136.70

4/5

3.0646

4/5

2/5

4/5

Bella Terra Streamwood

Type of care: AL

Community: Streamwood

Bed Count: 214

Pets Allowed: No

Operator: FORBRIGHT BANK

CCN: 145701

Occupancy: 56.9%

Home Revenue: $22,868,099.00

Payroll Costs: $5,674,962.00

Payroll %: 24.8%

Avg Residents/Day: 134.00

Overall Rating: 5/5

Adj Nurse Hours: 2.6169

Health Insp Rating: 5/5

Staffing Rating: 2/5

QM Rating: 3/5

Rate Range: -

Avantara Aurora

Type of care: AL

Community: IL 60506

Bed Count: 87

Pets Allowed: No

Operator: FARLEE, JAMES

CCN: 145944

Occupancy: 82.5%

Home Revenue: $12,730,797.00

Payroll Costs: $3,074,020.00

Payroll %: 24.1%

Avg Residents/Day: 69.90

Overall Rating: 4/5

Adj Nurse Hours: 2.9155

Health Insp Rating: 4/5

Staffing Rating: 3/5

QM Rating: 4/5

Rate Range: -

Avantara Elgin

Type of care: AL

Community: IL 60123

Pets Allowed: No

Rate Range: -

Avantara Long Grove

Type of care: AL

Community: Long Grove

Bed Count: 195

Pets Allowed: No

Operator: OSEI, LILY

CCN: 145868

Occupancy: 82.3%

Home Revenue: $32,779,325.00

Payroll Costs: $8,304,631.00

Payroll %: 25.3%

Avg Residents/Day: 167.50

Overall Rating: 4/5

Adj Nurse Hours: 2.6016

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 4/5

Rate Range: -

Avantara Park Ridge

Type of care: AL

Community: Park Ridge

Bed Count: 154

Pets Allowed: No

Operator: LEVY, ERIN

CCN: 145667

Occupancy: 86.2%

Home Revenue: $26,483,896.00

Payroll Costs: $6,205,515.00

Payroll %: 23.4%

Avg Residents/Day: 136.70

Overall Rating: 4/5

Adj Nurse Hours: 3.0646

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 4/5

Number of Fines: 3

Rate Range: -

Claim What’s Yours: Financial Aid for Illinois Seniors

Program

State Program Name

Eligibility

Benefits

Community Care Program

Illinois CCP

Official government program page

General: Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025): ~$1,215/month (individual).
Asset Limits: $17,500 (individual, excludes home, car).
IL Specifics: High demand in urban areas; waitlists possible.

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

Illinois Respite Program

IL Respite (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IL Specifics: Limited slots; urban/rural balance.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Official government program page

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics: ~200 SLP sites statewide; room/board not covered.

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Official government program page

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IL Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

Official government program page

General: Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IL Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: ~$50-$500/month based on facility type.

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IL Specifics: High veteran demand in urban/rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Illinois Seniors

Illinois CCP

Community Care Program

Requirements:

General:
Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025):
~$1,215/month (individual).
Asset Limits:
$17,500 (individual, excludes home, car).
IL Specifics:
High demand in urban areas; waitlists possible.

Benefits without Contact:

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

Official Program Page

IL Respite (via NFCSP)

Illinois Respite Program

Requirements:

General:
Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
IL Specifics:
Limited slots; urban/rural balance.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Illinois Medicaid Supportive Living Program

Supportive Living Program (SLP)

Requirements:

General:
Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025):
~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics:
~200 SLP sites statewide; room/board not covered.

Benefits without Contact:

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Official Program Page

Illinois Medicaid Elderly Waiver

Persons Who Are Elderly Waiver

Requirements:

General:
Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IL Specifics:
Part of HealthChoice Illinois; consumer-directed options available.

Benefits without Contact:

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Official Program Page

Illinois Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
IL Specifics:
Three tiers; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Illinois SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
IL Specifics:
Priority for veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Illinois Optional State Supplementation

Optional State Supplementation (OSS)

Requirements:

General:
Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025):
~$1,004/month (including SSI).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IL Specifics:
~$50-$500/month based on facility type.

Benefits without Contact:

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

Illinois VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
IL Specifics:
High veteran demand in urban/rural areas.