What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Capital Oaks Retirement Resort

Overview of Capital Oaks Retirement Resort

Capital Oaks
Raleigh’s Independent Retirement Resort

Welcome to Worry-Free Senior Living in Raleigh!
Raleigh’s historic landmarks and growing city attractions of arts, festivals, sports, and shopping make it an ideal
location for Capital Oaks. Surrounded by lush greenery and gently rolling hills, our all-inclusive retirement
community is home to those who relish living a luxurious lifestyle.

Schedule a tour and join us for lunch. You’ll see why Capital Oaks is the ideal choice for senior living in Raleigh.

6498 Ray Road
Raleigh, NC 27613

Capital Oaks Retirement Resort

Discover the joy and ease of all-inclusive retirement living. Picture yourself in a luxurious, safe, and
vibrant community with a fantastic location for fun local outings. With three chef-prepared meals
offered daily, and weekly housekeeping and maintenance included, you’ll have more time for family,
friends, and the other important things in life. This vision comes to life at Capital Oaks Retirement Resort

Designed for comfort, our apartment homes come in a variety of floor plans. Each living space features
window coverings, a climate-controlled thermostat, and ample closet space. The apartment kitchens are
also equipped with full-sized appliances. You are free to decorate your unit around your unique tastes.
Pets are also warmly welcome for no additional fee.

Our Signature Freedom Dining program is the focal point of the resort lifestyle and often the most
praised feature of our community. Our executive chef prepares three quality meals daily with an
evolving menu, fresh ingredients, and diet-conscious recipes. Can’t make it to dinner? No worries. With
our meal delivery service, we’ll prepare you a plate and bring it to your door. You can also visit the
“chef’s pantry” for snacks any time – day or night.

The most important part of our community is the shared spaces that allow you to meet other residents,
celebrate fun and memorable moments, and relax. Our common areas include a 150-seat theater,
library, billiards room, arcade, conversation areas, a lounge with bar, superb fitness and exercise room,
spa area, and business center. Our Lifestyle Director plans monthly community events around these
spaces, allowing you to practice new skills, see new things, meet new people, and much more.

While our community focuses on making your retirement fun and fulfilling, our greatest priority is your
safety. Our managers are your neighbors and live on-site to ensure you are happily enjoying your best
retirement life. With our 24/7 Emergency Alert System, round-the clock concierge, and live-in managers
there’s never a moment when you are unable to reach somebody for help!

Our gorgeous community is full of amenities and services, allowing you to enjoy all the conveniences of
all-inclusive living without the hassle of upkeep. Our ample list of amenities and robust social calendar
offers you choice and flexibility in how you choose to spend your time.

Additionally, if you’re ever craving a change of scenery and don’t want to leave behind the comforts we
offer, no worries! With our travel program, you can explore the country while staying at any of our other
Resort Lifestyle Communities locations for no additional cost.

Relax in the theater while watching a movie or get active in a group fitness class; spend teatime with the
gals or watch a game with the guys; cuddle up with a good book or go join a happy hour for fun times
with the neighbors! However you wish to spend your time, we are here to support the retirement of
your dreams.

Retire well. Retire here. Call today to schedule a private tour!

(919) 457-9434

Walk Score: 3 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

What does this home offer?

Room Sizes: 566 / 588 / 650 / 694 / 706 / 759 / 1013 / 1114 / 1138 / 1201 / 1206 sq. ft

Housing Options: Studio / 1 Bed / 2 Bed / 3 Bed

Building Type: Mid-rise

Dining Services

Beauty Services

Parking Available

Exercise Programs/Fitness Center

Transportation Services

Housekeeping Services

Safety Systems

Recreational Activities

Health Programs

Security Systems

Pet-Friendly

Wi-Fi Access

Theater Room

Computer Room

Types of Care at Capital Oaks Retirement Resort

Independent Living

Living Spaces & Floor Plans

Capital Oaks Retirement Resort3

Capital Oaks Retirement Resort2

Capital Oaks Retirement Resort1

Capital Oaks Retirement Resort

Community Alternatives Program for Disabled Adults

NC Medicaid CAP/DA

Age 65+ or disabled

General North Carolina resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High demand; waitlists common in urban areas.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($60/day) Home modifications ($1,500 avg.)

North Carolina Senior Care Options

NC SCO (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)

General North Carolina resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; rural/urban balance.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Program of All-Inclusive Care for the Elderly (PACE)

North Carolina PACE (e.g., PACE of the Triad)

Age 55+

General NC resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025) ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits $2,000 (individual), $3,000 (couple) for Medicaid enrollees.

Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Respite Therapies

In-Home Aide Services

North Carolina In-Home Aide Services

Age 60+

General NC resident, unable to perform 1+ ADL, at risk of nursing home placement.

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed; need-based.

Family can be aides; varies by county funding.

Benefits

Personal care (5-20 hours/week) Meal prep Respite (~5 days/year) Errands

Medicare Savings Program (MSP)

North Carolina Medicare Savings Program

Age 65+ or disabled

General NC resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Low-Income Energy Assistance Program (LIHEAP)

North Carolina LIHEAP

Age 60+ prioritized

General NC resident, low-income household.

Income Limits (2025) ~$3,970/month individual, 185% FPL

Asset Limits Not assessed; income-focused.

Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).

Benefits

Heating/cooling aid ($300-$1,000/season) Emergency fuel ($600 max via CIP)

Senior Community Service Employment Program (SCSEP)

North Carolina SCSEP

Age 55+

General unemployed, low-income, NC resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; AARP partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

North Carolina VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General NC resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in rural/urban areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Urgent Repair Program (URP)

North Carolina Urgent Repair Program

Age 60+ prioritized

General NC resident, homeowner, low-income.

Income Limits (2025) ~$30,258/year 50% AMI, varies by county

Asset Limits Not strictly assessed; home value considered.

Forgivable at $2,000/year; statewide via local partners.

Benefits

Repairs (~$8,000-$12,000 avg.) for safety (e.g., roofs, heating, accessibility)

State/County Special Assistance (SA)

North Carolina Special Assistance

Age 65+ (or disabled)

General NC resident, in licensed adult care home, low-income.

Income Limits (2025) ~$1,255/month (individual, 100% FPL); varies by facility rate.

Asset Limits $2,000 individual

Covers assisted living; counties supplement state funds.

Benefits

Cash (~$1,200-$1,500/month) for room/board; Medicaid covers care services

8.3 miles from city center Estimated distance in miles from Raleigh's city center to Capital Oaks Retirement Resort's address, calculated via Google Maps.

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

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